NSE JIOFIN · BSE 543940 · Consumer Financial Services · NIFTY 50

Jio Financial Services Share Price

Market open · updated 25 Sep, 1:58 PM IST
₹227.40 ▼ −₹4.40 · 1.90% NSE · as of 24 Sep 2026, 9:28 AM · BSE ₹227.30
Today's range
₹226.70Low₹230.60High
52-week range
₹223.30Low · 30 Mar 2026₹319.00High · 17 Nov 2025

Jio Financial Services Overview

Where the price stands, how it has moved and how it sits against its averages.

Jio Financial Services shares last traded at ₹227.40 on the NSE, down 1.90% on the day. That is 28.7% below the 52-week high of ₹319.00 and 1.8% above the 52-week low of ₹223.30. The stock trades at 73.44× earnings, above the sector average of 25.34. Its market value is ₹1,50,089 Cr.

Price returns

1 Day▼ −1.90%
5 Days▲ +3.25%
This month▼ −3.81%
3 Months▼ −2.81%
6 Months▼ −2.19%
This year▼ −21.29%
1 Year▼ −25.72%

Against the market: 1 Month ▼ −0.27% · 3 Months 0.00% · 6 Months ▼ −1.61% · This year ▼ −10.36% · 1 Year ▼ −18.50%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST).

Moving averages — price is above 0 of 6

  1. 300-day average₹252.85 ▼ price 10.1% below
  2. 50-day average₹241.73 ▼ price 5.9% below
  3. 100-day average₹240.27 ▼ price 5.4% below
  4. 20-day average₹234.04 ▼ price 2.8% below
  5. 10-day average₹229.46 ▼ price 0.9% below
  6. 5-day average₹228.94 ▼ price 0.7% below
  7. Today's price₹227.40

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

Jio Financial Services Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
3,513
Net profit₹ crore · losses below zero
1,613
1,561

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹3,513 Cr ▲ +72.0% ₹1,561 Cr 44.4% ₹2.46 ₹0.60
FY 2025 ₹2,043 Cr ▲ +10.2% ₹1,613 Cr 78.9% ₹2.54 ₹0.50
FY 2024 ₹1,854 Cr ▲ +4,353.2% ₹1,605 Cr 86.6% ₹2.53 —
FY 2023 ₹42 Cr ▼ −72.0% ₹31 Cr 75.1% ₹0.05 —
FY 2022 ₹149 Cr ▼ −49.7% ₹168 Cr 113.1% ₹0.26 —
FY 2021 ₹295 Cr ▼ −15.5% ₹123 Cr 41.7% ₹0.19 —
FY 2020 ₹349 Cr — ₹230 Cr 65.8% ₹0.36 —

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
18%
82%
  • Total assets₹1,63,497 Cr
  • Total liabilities₹29,643 Cr
  • Shareholders' equity₹1,33,854 Cr
  • Total debt₹21,768 Cr
  • Cash & investments₹843 Cr
  • Revenue growth, 5 yr64.11% a year
  • EPS growth, 5 yr66.25% a year
  • Operating margin (TTM)59.63%
  • Net margin (TTM)49.84%

Cash flow — FY26

Operating activities
▼ −₹15,394 Cr
Investing activities
▼ −₹5,697 Cr
Financing activities
▲ ₹21,454 Cr
Free cash flow
▼ −₹15,500 Cr
Net change in cash
▲ ₹363 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue349.25295.18148.6141.631,853.882,042.913,513.26
Cost of revenue———————
Gross profit———————
Operating expenses27.6569.937.39−4.50317.04517.181,237.84
Operating income321.60225.25141.2246.131,536.841,525.732,275.42
Depreciation————21.5222.5229.44
Profit before tax193.83118.06176.8749.341,955.891,946.911,911.66
Tax−36.11−5.008.8318.09351.34334.32350.76
Net profit229.94123.06168.0431.251,604.551,612.591,560.90
EPS (₹)0.360.190.260.052.532.542.46
Dividend per share (₹)—————0.500.60

Jio Financial Services vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yieldRating
Jio Financial Services ₹227.40 ▼ −1.90% ₹1,50,089 Cr 73.44 1.10 1.11% 49.84% 0.26% This stock
Bajaj Finance ₹978.60 ▼ −5.90% ₹6,09,272 Cr 25.01 5.76 19.79% 23.72% 0.51% Moderately Bearish
Shriram Finance ₹991.60 ▼ −1.53% ₹2,33,322 Cr 13.87 2.95 16.15% 20.94% 1.04% Bearish
Tata Capital ₹334.55 ▼ −4.43% ₹1,42,033 Cr 20.47 3.26 14.39% 15.95% 0.16% Bearish
Power Finance Corporation ₹339.95 ▼ −1.95% ₹1,12,187 Cr 5.42 1.01 20.90% 29.13% 4.58% Bearish
Muthoot Finance ₹2,832.40 ▼ −0.74% ₹1,13,712 Cr 10.57 3.07 22.80% 34.29% 1.22% Moderately Bearish

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns Jio Financial Services shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
49.1%
11.3%
34.7%
Apr '26
Mar '26
Dec '25
HolderDec '25Mar '26Apr '26Jun '26Change
Promoter47.12%47.12%49.13%49.13% 0.00 pts
FII11.55%12.31%11.61%11.27% ▼ −0.34 pts
MF7.16%5.97%5.34%4.95% ▼ −0.39 pts
Other34.17%34.60%33.92%34.65% ▲ +0.73 pts

Jio Financial Services Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

Jio Financial ServicesBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share
73.44
▲ 190% above the sector average of 25.34
P/BPrice ÷ book value per share
1.10
P/SPrice ÷ sales per share
36.97
P/CFPrice ÷ cash flow per share
73.02
PEGP/E ÷ earnings growth (≈1 is fair)
0.27

Profitability Of every ₹100 of sales, how much is kept?

Operating marginKept after running costs
59.63%
▼ below its 5-yr average of 72.70%
Pre-tax marginKept before tax
59.39%
▼ below its 5-yr average of 79.48%
Net marginKept as profit
49.84%
▼ below its 5-yr average of 65.49%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
1.21%
▲ above its 5-yr average of 1.11%
Return on assetsProfit on everything it owns
1.05%
▲ above its 5-yr average of 1.04%
Return on investmentProfit on long-term capital
1.11%
▲ above its 5-yr average of 1.06%

Growth Is the business getting bigger?

Revenue — last 12 months
+183.0%
▲ growing (off the scale)
Revenue — 3 yr, a year
+338.6%
▲ growing (off the scale)
Revenue — 5 yr, a year
+64.1%
▲ growing (off the scale)
EPS — last 12 months
+25.6%
▲ growing (off the scale)
EPS — 3 yr, a year
+268.4%
▲ growing (off the scale)
EPS — 5 yr, a year
+66.3%
▲ growing (off the scale)
Book value — 5 yr, a year
+130.4%
▲ growing (off the scale)

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money
0.16×
✓ Low debt
Interest coverOperating profit ÷ interest to pay
5.98×
✓ Strong
Payout ratioShare of profit paid as dividend
0.00%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹3.22
Book value
₹210.69
Cash flow
₹3.28
Dividend
₹0.60
Revenue
₹6.48

The share price is 1.08× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 95 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year94.37
Current Dividend Yield - Common Stock Primary Issue, LTM0.26
Price to Book - most recent fiscal year1.10
P/E Basic excluding extraordinary items - TTM73.44
P/E including extraordinary items - TTM72.10
Price to Tangible Book - most fiscal year1.15
Price to sales - most recent fiscal year43.63
Dividend Yield - indicated annual dividend divided by closing price0.26
Price to Cash Flow per share - trailing 12 month73.02
Peg Ratio0.27
P/E Normalized, most recent fiscal year90.88
P/E excluding extraordinary items, most recent fiscal year quarter72.10
Price to sales - trailing 12 month36.97
Net Debt, LFY2,09,249.60

Per share

Cash Flow per share - trailing 12 month3.28
Cash Flow per share - most recent fiscal year2.51
EPS including extraordinary items - trailing 12 month3.22
EPS including extraordinary items - most recent fiscal year2.46
EBITD per share - trailing 12 month4.05
Revenue/share - trailing 12 month6.48
EPS excluding extraordinary items - trailing 12 month3.22
EPS Basic excluding extraordinary items - most recent fiscal year2.46
EPS Basic excluding extraordinary items - trailing 12 month3.22
Book value per share - most recent fiscal year210.69
Dividend per share - most recent fiscal year0.60
Revenue/share - most recent fiscal year5.54
EPS Normalized - most recent fiscal year2.55
Book value (tangible) per share - most recent fiscal year210.12
Dividends per share - trailing 12 month0.60
EPS excluding extraordinary items - most recent fiscal year2.46
Cash per share - most recent fiscal year1.33

Margins

Operating margin - trailing 12 month59.63
Operating margin - 1st historical fiscal year64.77
Operating Margin - 5 year average72.70
Net Profit Margin % - 1st historical fiscal year44.43
Net Profit Margin % - trailing 12 month49.84
Net Profit Margin - 5 year average65.49
Pretax Margin - 5 year average79.48
Pretax margin - 1st historical fiscal year54.41
Pretax margin - trailing 12 month59.39
Free Operating Cash Flow/Revenue, 5 Year Average−320.78

Growth

EPS Change %, TTM over TTM25.62
Revenue growth rate, 5 year64.11
EPS growth rate, 5 year66.25
Revenue Change % - most recent quarter 1 year ago330.96
Growth rate% - EPS, 3 year268.43
Revenue/share (5 yr growth)64.15
Tangible Book Value, Total Equity, 5 Year CAGR130.31
Revenue Change %, TTM over TTM182.98
Growth rate% - Revenue, 3 year338.63
Book value per share growth rate, 5 year130.44
EPS Change % - most recent quarter 1 year ago149.02
Net Profit Margin growth rate, 5 year1.28
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR60.22

Financial strength

Net Interest coverage - most recent fiscal year5.98
Free Cash Flow - most recent fiscal year−1,58,175.00
LT debt/equity - most recent fiscal year0.07
Payout ratio - trailing 12 month0.00
Current EV/Free Cash Flow, LFY149.26
Total debt/total equity - most recent fiscal year0.16
Net Interest coverage - trailing 12 month78.51
Payout ratio - most recent fiscal year0.00

Returns & efficiency

Return on average equity - 5 year average1.11
Net Income/employee - trailing 12 month1,03,32,450.00
Revenue/employee - most recent fiscal year2,34,21,730.00
Return on investment - most recent fiscal year1.11
Return on average assets - most recent fiscal year1.05
Receivables turnover - most recent fiscal year33.86
Revenue/employee - trailing 12 month2,07,30,600.00
Return on average assets - 5 year average1.04
Net Income/employee - most recent fiscal year1,04,06,000.00
Asset turnover - most recent fiscal year0.02
Return on average equity - most recent fiscal year1.21
Return on investment - 5 year average1.06

Price & volume

Market Cap1,51,079.88
52 week Low Date30 Mar 2026
Price - 1 Day % Change0.63
Relative (S&P500) price percent change - 13 week0.00
Avg trading volume last 10 days11.26
Price - 13 week price percent change−2.81
Price - 52 week price percent change−25.72
Avg Trading Volume Last 3 months328.12
Price - 5 Day % Change3.25
Price % Change Month To Date−3.81
Relative (S&P500) price percent change - 04 week−0.27
52 week High Date17 Nov 2025
Price - 26 week price percent change−2.19
PDATE23 Sep 2026
Price - YTD price percent change−21.29
Relative (S&P500) price percent change - 52 week−18.50
NPRICE232.15
Relative (S&P500) price percent change - 26 week−1.61
52 week Low223.30
52 week High316.85
Relative (S&P500) price percent change - Year to Date−10.36

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹0.60
  • Dividend yield0.26%
  • Payout ratio0.00%
  • Latest dividend₹0.60 per share · 10 Aug 2026

Corporate calendar

  • MeetingAnnual General Meeting
  • Dividend₹0.60 per share · 6% · Final dividend
  • BoardQuarterly Results
  • BoardAudited Results & Final Dividend
  • BoardQuarterly Results
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹0.50 per share · 5% · Final dividend
Show 5 older events
  • BoardOthers
  • BoardQuarterly Results
  • BoardAudited Results & Final Dividend
  • BoardQuarterly Results
  • MeetingAnnual General Meeting

About Jio Financial Services

Consumer Financial Services

Jio Financial Services Ltd. is an India-based core investment company. The Company provides full-stack financial services to customers, enabling them to borrow, transact, save and invest. The Company operates its financial services business through consumer-facing entities. Through Jio Finance Limited (JFL) and Jio Leasing Services Limited (JLSL), it aims to meet the financing needs of customers and merchants by offering digital lending and operating lease solutions. Through its insurance broking arm - Jio Insurance Broking Limited (JIBL) - it offers a comprehensive range of insurance products, including general, life, health, auto, home, and insurance on consumer durable products. Its transacting solutions, through Jio Payment Solutions Limited and Jio Payments Bank Limited (JPBL), include checking accounts, debit and credit cards and payment solutions. It has a joint venture with BlackRock (asset manager) to offer asset management, wealth management and broking services in India.

Key people

  • Hitesh Kumar SethiaChief Executive Officer, Managing Director, Executive Director
  • Annapoorna VenkataramananGroup Chief Financial Officer
  • Mohana VenkatachalamGroup Company Secretary and Compliance Officer
  • Sandeep KhetanGroup Chief Risk Officer

Company facts

  • NSE symbolJIOFIN
  • BSE code543940
  • ISININE758E01017
  • IndustryConsumer Financial Services
  • IndexNIFTY 50, NIFTY 500
  • Market cap₹1,50,089 Cr
  • Revenue (FY26)₹3,513 Cr
  • Net profit (FY26)₹1,561 Cr

In the News

Recent headlines about Jio Financial Services — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

Jio Financial Services (NSE: JIOFIN) last traded at ₹227.40 on the NSE, down 1.90% (₹4.40) on the day, as of 24 Sep 2026, 9:28 AM. On the BSE it was ₹227.30. The day's range was ₹226.70 – ₹230.60.

Jio Financial Services's 52-week high is ₹319.00 (17 Nov 2025) and its 52-week low is ₹223.30 (30 Mar 2026). At ₹227.40 the share is 28.7% below its high and 1.8% above its low.

Jio Financial Services's market capitalisation is ₹1,50,089 Cr (₹1.50L Cr). It is part of the NIFTY 50 index.

Jio Financial Services's P/E ratio (trailing 12 months) is 73.44. The sector average is 25.34, so investors pay 190% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹3.22.

Jio Financial Services shares are down 25.72% over the last year, down 21.29% so far this year, down 2.19% over 6 months, down 2.81% over 3 months. Over the last year the stock did 18.50% worse than the market.

In FY26 (year to Mar 2026), Jio Financial Services reported revenue of ₹3,513 Cr (up 71.97% on the year before) and a net profit of ₹1,561 Cr. Earnings per share were ₹2.46.

Yes. Jio Financial Services's latest dividend is ₹0.60 per share (6%, final dividend), with an ex-date of 10 Aug 2026. The dividend yield is 0.26%. It has paid 2 dividends in the records shown on this page.

As of Jun 2026: Promoter 49.13%, FII 11.27%, MF 4.95%, Other 34.65%.

Jio Financial Services's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Tata Capital, Power Finance Corporation, Muthoot Finance. By market capitalisation it ranks #3 of 6 in this group.

No. Jio Financial Services has debt — its debt-to-equity ratio is 0.16 and total debt was ₹21,768 Cr in FY26. Its operating profit covers interest 5.98 times.