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NSE SHRIRAMFIN · BSE 511218 · Consumer Financial Services · NIFTY 50

Shriram Finance Share Price

Market open · updated 25 Sep, 1:37 PM IST
₹992.10 ▼ −₹16.54 · 1.64% NSE · as of 24 Sep 2026, 9:44 AM · BSE ₹990.50
Today's range
₹984.00Low₹1,008.55High
52-week range
₹603.30Low · 29 Sep 2025₹1,153.65High · 6 Aug 2026

Shriram Finance Overview

Where the price stands, how it has moved and how it sits against its averages.

Shriram Finance shares last traded at ₹992.10 on the NSE, down 1.64% on the day. That is 14.0% below the 52-week high of ₹1,153.65 and 64.4% above the 52-week low of ₹603.30. The stock trades at 18.39× earnings, below the sector average of 23.98. Its market value is ₹2,33,063 Cr.

Price returns

1 Day▼ −1.64%
5 Days▲ +3.25%
This month▼ −8.93%
3 Months▼ −0.80%
6 Months▲ +5.73%
This year▲ +1.47%
1 Year▲ +60.75%

Against the market: 1 Month ▼ −6.35% · 3 Months ▲ +2.06% · 6 Months ▲ +6.36% · This year ▲ +15.56% · 1 Year ▲ +76.38%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST).

Moving averages — price is above 0 of 6

  1. 50-day average₹1,065.99 ▼ price 6.9% below
  2. 20-day average₹1,048.51 ▼ price 5.4% below
  3. 100-day average₹1,019.68 ▼ price 2.7% below
  4. 10-day average₹1,010.62 ▼ price 1.8% below
  5. 5-day average₹1,000.36 ▼ price 0.8% below
  6. 300-day average₹998.60 ▼ price 0.7% below
  7. Today's price₹992.10

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

Shriram Finance Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
48,133
Net profit₹ crore · losses below zero
10,024

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹48,133 Cr ▲ +15.4% ₹10,024 Cr 20.8% ₹53.25 ₹10.80
FY 2025 ₹41,702 Cr ▲ +20.4% ₹9,554 Cr 22.9% ₹50.00 ₹9.90
FY 2024 ₹34,640 Cr ▲ +14.7% ₹7,366 Cr 21.3% ₹38.07 ₹9.00
FY 2023 ₹30,197 Cr ▲ +58.6% ₹6,011 Cr 19.9% ₹31.97 ₹7.00
FY 2022 ₹19,037 Cr ▲ +9.7% ₹2,721 Cr 14.3% ₹20.44 ₹4.00
FY 2021 ₹17,362 Cr ▲ +4.9% ₹2,499 Cr 14.4% ₹20.29 ₹3.60
FY 2020 ₹16,555 Cr — ₹2,512 Cr 15.2% ₹21.76 ₹0.97

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
79%
21%
  • Total assets₹3,21,375 Cr
  • Total liabilities₹2,55,456 Cr
  • Shareholders' equity₹65,919 Cr
  • Total debt₹2,51,467 Cr
  • Cash & investments₹5,746 Cr
  • Revenue growth, 5 yr22.62% a year
  • EPS growth, 5 yr21.28% a year
  • Operating margin (TTM)29.32%
  • Net margin (TTM)22.78%

Cash flow — FY26

Operating activities
▼ −₹13,280 Cr
Investing activities
▼ −₹243 Cr
Financing activities
▲ ₹8,587 Cr
Free cash flow
▼ −₹13,476 Cr
Net change in cash
▼ −₹4,936 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue16,555.4917,361.6019,037.4330,197.2734,639.7641,701.7848,132.95
Cost of revenue8,293.419,101.099,794.0813,194.5715,181.5118,967.4422,050.22
Gross profit8,262.088,260.519,243.3517,002.7019,458.2522,734.3426,082.73
Operating expenses13,103.3614,125.6815,692.2222,243.7225,260.6729,289.0534,819.99
Operating income3,452.133,235.923,345.217,953.559,379.0912,412.7313,312.96
Depreciation141.02137.33135.34600.64568.79645.31698.90
Profit before tax3,438.673,278.013,549.258,213.729,683.6412,502.9113,300.19
Tax915.65790.75841.322,202.252,493.163,079.603,295.99
Net profit2,512.272,498.832,721.106,011.047,366.389,553.8210,024.16
EPS (₹)21.7620.2920.4431.9738.0750.0053.25
Dividend per share (₹)0.973.604.007.009.009.9010.80

What Analysts Say

33 analysts

Recommendations from 33 analysts who cover Shriram Finance.

Strong Buy average rating 1.67 on a 1–5 scale

▲ 29 bullish (87.9%) · 4 hold (12.1%) · ▼ 0 bearish (0.0%)

Votes

Strong Buy
15 (45%)
Buy
14 (42%)
Hold
4 (12%)
Sell
0 (0%)
Strong Sell
0 (0%)

How the votes changed

Rating3M ago2M ago1M ago1W agoNow3-month change
Strong Buy1414141415 ▲ +1
Buy1716161614 ▼ −3
Hold23334 ▲ +2
Sell00000 —
Strong Sell00000 —

Analyst ratings are opinions, not a guarantee of returns.

Shriram Finance vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yieldRating
Shriram Finance ₹992.10 ▼ −1.64% ₹2,33,063 Cr 18.39 2.89 16.15% 22.78% 1.07% This stock
Bajaj Finance ₹981.95 ▼ −5.58% ₹6,11,358 Cr 25.01 5.76 19.79% 23.72% 0.51% Moderately Bearish
Jio Financial Services ₹227.10 ▼ −1.99% ₹1,49,957 Cr 95.47 1.15 1.11% 49.84% 0.21% Bearish
Tata Capital ₹334.55 ▼ −4.43% ₹1,42,033 Cr 20.47 3.26 14.39% 15.95% 0.16% Bearish
Power Finance Corporation ₹339.45 ▼ −2.09% ₹1,12,022 Cr 5.42 1.01 20.90% 29.13% 4.58% Bearish
Muthoot Finance ₹2,823.70 ▼ −1.04% ₹1,13,363 Cr 10.57 3.07 22.80% 34.29% 1.22% Moderately Bearish

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns Shriram Finance shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
20.3%
54.7%
13.8%
11.2%
Apr '26
Mar '26
Dec '25
HolderDec '25Mar '26Apr '26Jun '26Change
Promoter25.38%25.38%20.30%20.30% 0.00 pts
FII47.19%45.13%56.12%54.74% ▼ −1.38 pts
MF14.39%16.34%13.07%13.81% ▲ +0.74 pts
Other13.04%13.15%10.51%11.15% ▲ +0.64 pts

Shriram Finance Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

Shriram FinanceBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share
18.39
▼ 23% below the sector average of 23.98
P/E, 12-month rangeLow 7.88 · high 20.51
83%
Today's P/E sits 83% of the way from its low to its high
P/BPrice ÷ book value per share
2.89
P/SPrice ÷ sales per share
4.80
P/CFPrice ÷ cash flow per share
19.81
PEGP/E ÷ earnings growth (≈1 is fair)
0.96

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods
55.85%
▲ above its 5-yr average of 54.41%
Operating marginKept after running costs
29.32%
▲ above its 5-yr average of 26.71%
Pre-tax marginKept before tax
30.29%
▲ above its 5-yr average of 27.20%
Net marginKept as profit
22.78%
▲ above its 5-yr average of 20.34%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
16.38%
▲ above its 5-yr average of 16.15%
Return on assetsProfit on everything it owns
3.25%
▲ above its 5-yr average of 3.15%
Return on investmentProfit on long-term capital
5.32%
▲ above its 5-yr average of 5.21%

Growth Is the business getting bigger?

Revenue — last 12 months
+14.4%
▲ growing
Revenue — 3 yr, a year
+16.8%
▲ growing
Revenue — 5 yr, a year
+22.6%
▲ growing
EPS — last 12 months
+11.7%
▲ growing
EPS — 3 yr, a year
+18.5%
▲ growing
EPS — 5 yr, a year
+21.3%
▲ growing
Dividend — 3 yr, a year
+15.6%
▲ growing
Book value — 5 yr, a year
+15.3%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money
3.81×
! High debt
Interest coverOperating profit ÷ interest to pay
277.02×
✓ Strong
Payout ratioShare of profit paid as dividend
11.26%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹56.61
Book value
₹350.33
Cash flow
₹60.20
Dividend
₹10.80
Revenue
₹248.71

The share price is 2.83× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 106 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year18.98
Current Dividend Yield - Common Stock Primary Issue, LTM1.07
Price to Book - most recent fiscal year2.89
P/E Basic excluding extraordinary items - TTM18.39
P/E including extraordinary items - TTM17.86
P/E excluding extraordinary items low, trailing 12 months7.88
Price to Tangible Book - most fiscal year3.69
Dividend Yield - 5 Year Average1.64
Price to sales - most recent fiscal year4.94
Dividend Yield - indicated annual dividend divided by closing price1.07
Price to Cash Flow per share - trailing 12 month19.81
Peg Ratio0.96
P/E Normalized, most recent fiscal year13.55
P/E excluding extraordinary items high, trailing 12 months20.51
P/E excluding extraordinary items, most recent fiscal year quarter17.86
Price to sales - trailing 12 month4.80
Net Debt, LFY24,57,213.00

Per share

Dividend Per Share - 5 year average8.14
Cash Flow per share - trailing 12 month60.20
Cash Flow per share - most recent fiscal year56.85
EPS including extraordinary items - trailing 12 month56.61
EPS including extraordinary items - most recent fiscal year53.25
EBITD per share - trailing 12 month104.15
Revenue/share - trailing 12 month248.71
EPS excluding extraordinary items - trailing 12 month56.61
EPS Basic excluding extraordinary items - most recent fiscal year53.29
EPS Basic excluding extraordinary items - trailing 12 month56.67
Book value per share - most recent fiscal year350.34
Dividend per share - most recent fiscal year10.80
Revenue/share - most recent fiscal year255.67
EPS Normalized - most recent fiscal year74.60
Book value (tangible) per share - most recent fiscal year342.23
Dividends per share - trailing 12 month10.80
EPS excluding extraordinary items - most recent fiscal year53.25
Cash per share - most recent fiscal year30.54

Margins

Operating margin - trailing 12 month29.32
Gross Margin - 5 year average54.41
Operating margin - 1st historical fiscal year27.66
Operating Margin - 5 year average26.71
Net Profit Margin % - 1st historical fiscal year20.78
Gross Margin - 1st historical fiscal year54.19
Net Profit Margin % - trailing 12 month22.78
Net Profit Margin - 5 year average20.34
Pretax Margin - 5 year average27.20
Pretax margin - 1st historical fiscal year27.63
Pretax margin - trailing 12 month30.29
Free Operating Cash Flow/Revenue, 5 Year Average−67.36
Gross Margin - trailing 12 month55.85

Growth

EPS Change %, TTM over TTM11.72
Revenue growth rate, 5 year22.62
EPS growth rate, 5 year21.28
Revenue Change % - most recent quarter 1 year ago15.91
Growth rate% - dividend, 3 year15.55
Growth rate% - EPS, 3 year18.54
Revenue/share (5 yr growth)12.64
Tangible Book Value, Total Equity, 5 Year CAGR24.28
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR15.49
Capital Spending growth rate, 5 year50.03
Revenue Change %, TTM over TTM14.42
Growth rate% - Revenue, 3 year16.81
Book value per share growth rate, 5 year15.34
EPS Change % - most recent quarter 1 year ago29.47
Net Profit Margin growth rate, 5 year7.73
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR18.81
Total Debt, 5 Year CAGR18.74

Financial strength

Net Interest coverage - most recent fiscal year277.02
Free Cash Flow - most recent fiscal year−1,49,408.80
LT debt/equity - most recent fiscal year1.85
Payout ratio - trailing 12 month9.97
Current EV/Free Cash Flow, LFY53.48
Total debt/total equity - most recent fiscal year3.81
Payout ratio - most recent fiscal year11.26

Returns & efficiency

Return on average equity - 5 year average16.15
Net Income/employee - trailing 12 month14,81,645.00
Revenue/employee - most recent fiscal year61,66,425.00
Return on investment - most recent fiscal year5.32
Return on average assets - most recent fiscal year3.25
Receivables turnover - most recent fiscal year880.11
Revenue/employee - trailing 12 month65,04,592.00
Return on average assets - 5 year average3.15
Net Income/employee - most recent fiscal year12,81,661.00
Asset turnover - most recent fiscal year0.16
Return on average equity - most recent fiscal year16.38
Return on investment - 5 year average5.21

Price & volume

Market Cap2,34,710.11
52 week Low Date29 Sep 2025
Price - 1 Day % Change0.48
Relative (S&P500) price percent change - 13 week2.06
Avg trading volume last 10 days4.08
Price - 13 week price percent change−0.80
Price - 52 week price percent change60.75
Avg Trading Volume Last 3 months101.75
Price - 5 Day % Change3.25
Price % Change Month To Date−8.93
Relative (S&P500) price percent change - 04 week−6.35
52 week High Date6 Aug 2026
Price - 26 week price percent change5.73
PDATE23 Sep 2026
Price - YTD price percent change1.47
Relative (S&P500) price percent change - 52 week76.38
NPRICE1,010.80
Relative (S&P500) price percent change - 26 week6.36
52 week Low603.15
52 week High1,153.70
Beta1.16
Relative (S&P500) price percent change - Year to Date15.56

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹10.80
  • Dividend yield1.07%
  • Payout ratio11.26%
  • 5-year average dividend₹8.14 a share
  • Latest dividend₹6.00 per share · 3 Jul 2026

Corporate calendar

  • BoardQuarterly Results & Fund Raising
  • MeetingAnnual General Meeting
  • Dividend₹6.00 per share · 300% · Final dividend
  • BoardAudited Results, Final Dividend & Others
  • BoardQuarterly Results & Others
  • MeetingExtraordinary General Meeting
  • MeetingPostal Ballot
  • Dividend₹4.80 per share · 240% · Interim dividend
Show 15 older events
  • BoardQuarterly Results & Interim Dividend
  • BoardQuarterly Results & Others
  • MeetingAnnual General Meeting
  • Dividend₹3.00 per share · 150% · Final dividend
  • BoardAudited Results, Final Dividend & Others
  • Dividend₹2.50 per share · 125% · Interim dividend
  • BoardQuarterly Results & Others
  • SplitStock split — face value ₹10 → ₹2
  • MeetingPostal Ballot
  • Dividend₹22.00 per share · 220% · Interim dividend
  • BoardQtr Results, Int.Dividend & Stock Split
  • MeetingAnnual General Meeting
  • Dividend₹15.00 per share · 150% · Final dividend
  • Dividend₹10.00 per share · 100% · Interim dividend
  • Dividend₹20.00 per share · 200% · Interim dividend

About Shriram Finance

Consumer Financial Services

Shriram Finance Limited is an India-based retail asset financing non-banking finance company (NBFC). The Company is a finance provider catering to the needs of small road transport operators and small business owners and is engaged in organized financing of pre-owned commercial vehicles and two- wheelers. It has a vertically integrated business model and offers various financing products, which include passenger commercial vehicles, loans to micro and small and medium enterprises (MSMEs), tractors and farm equipment, gold, personal loans and working capital loans. It operates in the areas of loan origination, valuation of pre-owned commercial vehicles and other assets, and collections. It has a presence in consumer finance, life insurance, general insurance, stockbroking, and distribution businesses.

Key people

  • Yalamati Srinivasa ChakravartiChief Executive Officer, Managing Director, Executive Director
  • Umesh Govind RevankarExecutive Vice Chairman of the Board
  • Parag SharmaChief Financial Officer, Joint Managing Director, Whole-Time Executive Director
  • R. ChandrasekarJoint Managing Director, Chief Compliance Officer
  • U. Balasundara RaoCompliance Officer, Company Secretary
  • Hardeep Singh TurChief Risk Officer

Company facts

  • NSE symbolSHRIRAMFIN
  • BSE code511218
  • ISININE721A01047
  • IndustryConsumer Financial Services
  • IndexNIFTY 50, NIFTY 500
  • Market cap₹2,33,063 Cr
  • Revenue (FY26)₹48,133 Cr
  • Net profit (FY26)₹10,024 Cr

In the News

Recent headlines about Shriram Finance — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

Shriram Finance (NSE: SHRIRAMFIN) last traded at ₹992.10 on the NSE, down 1.64% (₹16.54) on the day, as of 24 Sep 2026, 9:44 AM. On the BSE it was ₹990.50. The day's range was ₹984.00 – ₹1,008.55.

Shriram Finance's 52-week high is ₹1,153.65 (6 Aug 2026) and its 52-week low is ₹603.30 (29 Sep 2025). At ₹992.10 the share is 14.0% below its high and 64.4% above its low.

Shriram Finance's market capitalisation is ₹2,33,063 Cr (₹2.33L Cr). It is part of the NIFTY 50 index.

Shriram Finance's P/E ratio (trailing 12 months) is 18.39. The sector average is 23.98, so investors pay 23% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹56.61.

Shriram Finance shares are up 60.75% over the last year, up 1.47% so far this year, up 5.73% over 6 months, down 0.80% over 3 months. Over the last year the stock did 76.38% better than the market.

In FY26 (year to Mar 2026), Shriram Finance reported revenue of ₹48,133 Cr (up 15.42% on the year before) and a net profit of ₹10,024 Cr. Earnings per share were ₹53.25.

Yes. Shriram Finance's latest dividend is ₹6.00 per share (300%, final dividend), with an ex-date of 3 Jul 2026. The dividend yield is 1.07%. It has paid 8 dividends in the records shown on this page.

Of 33 analysts covering Shriram Finance, 29 are bullish (15 strong buy, 14 buy), 4 say hold and 0 are bearish. The consensus is Strong Buy (average rating 1.67 on a scale where 1 is Strong Buy and 5 is Strong Sell). Analyst views are opinions, not a guarantee.

As of Jun 2026: Promoter 20.30%, FII 54.74%, MF 13.81%, Other 11.15%.

Shriram Finance's listed peers in Consumer Financial Services include Bajaj Finance, Jio Financial Services, Tata Capital, Power Finance Corporation, Muthoot Finance. By market capitalisation it ranks #2 of 6 in this group.