NSE PNB · BSE 532461 · Regional Banks · NIFTY 500

Punjab National Bank Share Price

Market open · updated 25 Sep, 1:57 PM IST
₹117.28 ▼ −₹1.01 · 0.85% NSE · as of 24 Sep 2026, 8:30 AM · BSE ₹117.25
Today's range
₹117.10Low₹118.60High
52-week range
₹98.50Low · 18 May 2026₹135.15High · 19 Jan 2026

Punjab National Bank Overview

Where the price stands, how it has moved and how it sits against its averages.

Punjab National Bank shares last traded at ₹117.28 on the NSE, down 0.85% on the day. That is 13.2% below the 52-week high of ₹135.15 and 19.1% above the 52-week low of ₹98.50. The stock trades at 5.55× earnings, below the sector average of 10.33. Its market value is ₹1,34,755 Cr.

Price returns

1 Day▼ −0.85%
5 Days▲ +1.28%
This month▲ +3.56%
3 Months▲ +9.83%
6 Months▲ +7.48%
This year▼ −4.27%
1 Year▲ +4.29%

Against the market: 1 Month ▲ +4.95% · 3 Months ▲ +13.01% · 6 Months ▲ +8.12% · This year ▲ +9.02% · 1 Year ▲ +14.43%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST).

Moving averages — price is above 6 of 6

  1. Today's price₹117.28
  2. 5-day average₹117.11 ▲ price 0.1% above
  3. 10-day average₹116.55 ▲ price 0.6% above
  4. 20-day average₹116.23 ▲ price 0.9% above
  5. 50-day average₹114.08 ▲ price 2.8% above
  6. 100-day average₹111.97 ▲ price 4.7% above
  7. 300-day average₹111.97 ▲ price 4.7% above

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

Punjab National Bank Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Net profit₹ crore · losses below zero
18,480
18,393

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 — — ₹18,393 Cr — ₹16.00 ₹3.00
FY 2025 — — ₹18,480 Cr — ₹16.42 ₹2.90
FY 2024 — — ₹9,107 Cr — ₹8.27 ₹1.50
FY 2023 — — ₹3,348 Cr — ₹3.04 ₹0.65
FY 2022 — — ₹3,861 Cr — ₹3.53 ₹0.64
FY 2021 — — ₹2,562 Cr — ₹2.64 ₹0.00
FY 2020 — — ₹438 Cr — ₹0.80 ₹0.00

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
93%
  • Total assets₹20,33,331 Cr
  • Total liabilities₹18,83,359 Cr
  • Shareholders' equity₹1,49,972 Cr
  • Total debt₹1,10,650 Cr
  • Revenue growth, 5 yr9.80% a year
  • EPS growth, 5 yr43.40% a year
  • Operating margin (TTM)44.92%
  • Net margin (TTM)34.00%

Cash flow — FY26

Operating activities
▲ ₹25,635 Cr
Investing activities
▼ −₹609 Cr
Financing activities
▼ −₹11,664 Cr
Free cash flow
▲ ₹24,011 Cr
Net change in cash
▲ ₹13,362 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue———————
Cost of revenue———————
Gross profit———————
Operating expenses———————
Operating income———————
Depreciation———————
Profit before tax827.003,782.354,594.464,861.4313,331.7126,052.5427,081.67
Tax463.671,629.93918.501,792.085,002.808,612.919,985.90
Net profit438.442,561.963,860.743,348.469,107.2018,480.2918,392.69
EPS (₹)0.802.643.533.048.2716.4216.00
Dividend per share (₹)0.000.000.640.651.502.903.00

What Analysts Say

18 analysts

Recommendations from 18 analysts who cover Punjab National Bank.

Buy average rating 2.50 on a 1–5 scale

▲ 10 bullish (55.6%) · 3 hold (16.7%) · ▼ 5 bearish (27.8%)

Votes

Strong Buy
5 (28%)
Buy
5 (28%)
Hold
3 (17%)
Sell
4 (22%)
Strong Sell
1 (6%)

How the votes changed

Rating3M ago2M ago1M ago1W agoNow3-month change
Strong Buy45555 ▲ +1
Buy45555 ▲ +1
Hold43333 ▼ −1
Sell43444 —
Strong Sell11111 —

Analyst ratings are opinions, not a guarantee of returns.

Punjab National Bank vs Peers

Side by side with other regional banks companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yieldRating
Punjab National Bank ₹117.28 ▼ −0.85% ₹1,34,755 Cr 5.55 0.91 9.41% 34.00% 2.54% This stock
HDFC Bank ₹727.65 ▼ −1.40% ₹11,21,796 Cr 16.52 2.15 15.42% 25.56% 1.59% Neutral
ICICI Bank ₹1,332.00 ▼ −0.41% ₹9,56,115 Cr 19.32 2.85 17.01% 25.85% 0.83% Bearish
State Bank of India ₹978.45 ▼ −1.51% ₹9,03,184 Cr 11.78 1.62 15.93% 21.42% 1.66% Bearish
Kotak Mahindra Bank ₹406.65 ▼ −1.54% ₹4,04,521 Cr 20.21 2.14 13.78% 24.49% 0.17% Neutral
Union Bank of India ₹178.15 ▼ −0.81% ₹1,35,993 Cr 6.59 0.96 14.13% 33.21% 2.97% Neutral

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns Punjab National Bank shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
70.1%
17.5%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter70.08%70.08%70.08%70.08% 0.00 pts
FII5.67%5.93%6.39%5.93% ▼ −0.46 pts
MF5.52%6.21%6.23%6.51% ▲ +0.28 pts
Other18.73%17.78%17.30%17.48% ▲ +0.18 pts

Punjab National Bank Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

Punjab National BankBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share
5.55
▼ 46% below the sector average of 10.33
P/E, 12-month rangeLow 5.55 · high 34.25
0%
Today's P/E sits 0% of the way from its low to its high
P/BPrice ÷ book value per share
0.91
P/SPrice ÷ sales per share
2.24
PEGP/E ÷ earnings growth (≈1 is fair)
0.08

Profitability Of every ₹100 of sales, how much is kept?

Operating marginKept after running costs
44.92%
▲ above its 5-yr average of 28.78%
Pre-tax marginKept before tax
44.92%
▲ above its 5-yr average of 28.78%
Net marginKept as profit
34.00%
▲ above its 5-yr average of 18.81%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
12.99%
▲ above its 5-yr average of 9.41%
Return on assetsProfit on everything it owns
0.88%
▲ above its 5-yr average of 0.62%

Growth Is the business getting bigger?

Revenue — last 12 months
+3.4%
▲ growing
Revenue — 3 yr, a year
+14.6%
▲ growing
Revenue — 5 yr, a year
+9.8%
▲ growing
EPS — last 12 months
+31.3%
▲ growing (off the scale)
EPS — 3 yr, a year
+73.9%
▲ growing (off the scale)
EPS — 5 yr, a year
+43.4%
▲ growing (off the scale)
Dividend — 3 yr, a year
+66.5%
▲ growing (off the scale)
Book value — 5 yr, a year
+8.1%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money
0.74×
• Moderate
Payout ratioShare of profit paid as dividend
18.75%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹19.21
Book value
₹130.49
Cash flow
₹15.99
Dividend
₹3.00
Revenue
₹52.71

The share price is 0.90× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 103 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year7.39
Current Dividend Yield - Common Stock Primary Issue, LTM2.54
Price to Book - most recent fiscal year0.91
P/E Basic excluding extraordinary items - TTM5.55
P/E including extraordinary items - TTM6.16
P/E excluding extraordinary items low, trailing 12 months5.55
Price to Tangible Book - most fiscal year0.91
Dividend Yield - 5 Year Average2.16
Price to sales - most recent fiscal year2.21
Net Debt, LFI−5,87,226.10
Price to Tangible Book - most recent quarter0.87
Price to Book - most recent quarter0.87
Dividend Yield - indicated annual dividend divided by closing price2.54
Peg Ratio0.08
Price to Free Cash Flow per Share - most recent fiscal year6.57
P/E Normalized, most recent fiscal year7.63
P/E excluding extraordinary items high, trailing 12 months34.25
P/E excluding extraordinary items, most recent fiscal year quarter6.16
Price to sales - trailing 12 month2.24
Net Debt, LFY−7,07,097.30

Per share

Dividend Per Share - 5 year average1.74
Cash Flow per share - most recent fiscal year15.99
Book value (tangible) per share - most recent quarter136.04
Cash per share - most recent quarter142.00
EPS including extraordinary items - trailing 12 month19.21
EPS including extraordinary items - most recent fiscal year16.00
Revenue/share - trailing 12 month52.71
EPS excluding extraordinary items - trailing 12 month19.21
EPS Basic excluding extraordinary items - most recent fiscal year16.00
EPS Basic excluding extraordinary items - trailing 12 month19.21
Book value per share - most recent fiscal year130.49
Book value per share - most recent quarter136.04
Dividend per share - most recent fiscal year3.00
Revenue/share - most recent fiscal year53.42
EPS Normalized - most recent fiscal year15.50
Book value (tangible) per share - most recent fiscal year130.49
Dividends per share - trailing 12 month3.00
EPS excluding extraordinary items - most recent fiscal year16.00
Cash per share - most recent fiscal year157.80

Margins

Operating margin - trailing 12 month44.92
Operating margin - 1st historical fiscal year44.11
Operating Margin - 5 year average28.78
Net Profit Margin % - 1st historical fiscal year27.85
Net Profit Margin % - trailing 12 month34.00
Net Profit Margin - 5 year average18.81
Pretax Margin - 5 year average28.78
Pretax margin - 1st historical fiscal year44.11
Pretax margin - trailing 12 month44.92
Free Operating Cash Flow/Revenue, 5 Year Average19.12

Growth

EPS Change %, TTM over TTM31.32
Revenue growth rate, 5 year9.80
EPS growth rate, 5 year43.40
Revenue Change % - most recent quarter 1 year ago3.12
Growth rate% - dividend, 3 year66.50
Growth rate% - EPS, 3 year73.94
Revenue/share (5 yr growth)3.64
Free Operating Cash Flow, 5 Year CAGR−7.27
Tangible Book Value, Total Equity, 5 Year CAGR10.14
Capital Spending growth rate, 5 year15.60
Revenue Change %, TTM over TTM3.41
Growth rate% - Revenue, 3 year14.62
Book value per share growth rate, 5 year8.12
EPS Change % - most recent quarter 1 year ago175.00
Net Profit Margin growth rate, 5 year41.19
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR32.52
Total Debt, 5 Year CAGR14.79

Financial strength

Total debt/total equity - most recent quarter0.67
Free Cash Flow - most recent fiscal year2,06,859.30
LT debt/equity - most recent fiscal year0.72
Payout ratio - trailing 12 month15.61
LT debt/equity - most recent quarter0.67
Total debt/total equity - most recent fiscal year0.74
Payout ratio - most recent fiscal year18.75

Returns & efficiency

Return on average equity - 5 year average9.41
Revenue/employee - most recent fiscal year58,70,352.00
Return on average assets - most recent fiscal year0.88
Return on average assets - trailing 12 month1.05
Return on average assets - 5 year average0.62
Net Income/employee - most recent fiscal year16,34,661.00
Return on average equity - trailing 12 month15.00
Return on average equity - most recent fiscal year12.99

Price & volume

Market Cap1,35,444.34
52 week Low Date18 May 2026
Price - 1 Day % Change1.11
Relative (S&P500) price percent change - 13 week13.01
Avg trading volume last 10 days13.43
Price - 13 week price percent change9.83
Price - 52 week price percent change4.29
Avg Trading Volume Last 3 months332.08
Price - 5 Day % Change1.28
Price % Change Month To Date3.56
Relative (S&P500) price percent change - 04 week4.95
52 week High Date19 Jan 2026
Price - 26 week price percent change7.48
PDATE23 Sep 2026
Price - YTD price percent change−4.27
Relative (S&P500) price percent change - 52 week14.43
NPRICE118.30
Relative (S&P500) price percent change - 26 week8.12
52 week Low98.50
52 week High135.15
Beta1.59
Relative (S&P500) price percent change - Year to Date9.02

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹3.00
  • Dividend yield2.54%
  • Payout ratio18.75%
  • 5-year average dividend₹1.74 a share
  • Latest dividend₹3.00 per share · 12 Jun 2026

Corporate calendar

  • BoardOthers
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹3.00 per share · 150% · Final dividend
  • BoardAudited Results & Final Dividend
  • BoardQuarterly Results
  • BoardQuarterly Results
  • MeetingExtraordinary General Meeting
Show 10 older events
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹2.90 per share · 145% · Final dividend
  • BoardAudited Results, Final Dividend & Others
  • BoardQuarterly Results
  • MeetingExtraordinary General Meeting
  • MeetingAnnual General Meeting
  • Dividend₹1.50 per share · 75% · Final dividend
  • Dividend₹0.65 per share · 33% · Final dividend
  • Dividend₹0.64 per share · 32% · Final dividend

About Punjab National Bank

Regional Banks

Punjab National Bank is an India-based bank. The Company's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. Its product categories include personal, corporate, international and capital services. Its personal products include deposit, loans, approved housing projects, accounts, insurance, government business, financial inclusion and priority sector. Its corporate products include corporate loans, forex services offered to exporter and importer, cash management services, and gold card scheme for exporters. The Company's international products include foreign exchange (FX) retail platform, Libor transition, schemes/products/services, non-resident Indian (NRI) services, help desk for forex services and world travel card. Its capital services include depository services, mutual funds, merchant banking and application supported by blocked amount. Its e-services include retail Internet banking, e-statement, SMS banking and point of sale.

Key people

  • Ashok ChandraChief Executive Officer, Managing Director, Executive Director
  • Raman GroverChief Financial Officer, Chief General manager - Finance Division, Head Office
  • Bikramjit ShomGeneral Manager, Company Secretary, Board Secretary, Compliance Officer
  • Muthusamy ParamasivamExecutive Director
  • Amit Kumar SrivastavaExecutive Director
  • Devendran SurendranExecutive Director

Company facts

  • NSE symbolPNB
  • BSE code532461
  • ISININE160A01022
  • IndustryRegional Banks
  • IndexNIFTY 500
  • Market cap₹1,34,755 Cr
  • Revenue (FY26)—
  • Net profit (FY26)₹18,393 Cr

In the News

Recent headlines about Punjab National Bank — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

Punjab National Bank (NSE: PNB) last traded at ₹117.28 on the NSE, down 0.85% (₹1.01) on the day, as of 24 Sep 2026, 8:30 AM. On the BSE it was ₹117.25. The day's range was ₹117.10 – ₹118.60.

Punjab National Bank's 52-week high is ₹135.15 (19 Jan 2026) and its 52-week low is ₹98.50 (18 May 2026). At ₹117.28 the share is 13.2% below its high and 19.1% above its low.

Punjab National Bank's market capitalisation is ₹1,34,755 Cr (₹1.35L Cr). It is part of the NIFTY 500 index.

Punjab National Bank's P/E ratio (trailing 12 months) is 5.55. The sector average is 10.33, so investors pay 46% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹19.21.

Punjab National Bank shares are up 4.29% over the last year, down 4.27% so far this year, up 7.48% over 6 months, up 9.83% over 3 months. Over the last year the stock did 14.43% better than the market.

In FY26 (year to Mar 2026), Punjab National Bank reported revenue of — and a net profit of ₹18,393 Cr. Earnings per share were ₹16.00.

Yes. Punjab National Bank's latest dividend is ₹3.00 per share (150%, final dividend), with an ex-date of 12 Jun 2026. The dividend yield is 2.54%. It has paid 5 dividends in the records shown on this page.

Of 18 analysts covering Punjab National Bank, 10 are bullish (5 strong buy, 5 buy), 3 say hold and 5 are bearish. The consensus is Buy (average rating 2.50 on a scale where 1 is Strong Buy and 5 is Strong Sell). Analyst views are opinions, not a guarantee.

As of Jun 2026: Promoter 70.08%, FII 5.93%, MF 6.51%, Other 17.48%.

Punjab National Bank's listed peers in Regional Banks include HDFC Bank, ICICI Bank, State Bank of India, Kotak Mahindra Bank, Union Bank of India. By market capitalisation it ranks #6 of 6 in this group.