▲ NIFTY 50 top gainers HDFCLIFE₹557.00▲ 5.05% TMPV₹314.50▲ 4.49% SBILIFE₹1,766.90▲ 4.06% DRREDDY₹1,175.00▲ 3.07% BEL₹395.45▲ 2.51% INDIGO₹4,845.00▲ 2.36% TATASTEEL₹187.29▲ 2.34% JIOFIN₹229.30▲ 1.98% ETERNAL₹322.35▲ 1.69% SHRIRAMFIN₹995.00▲ 1.63% ▼ NIFTY 50 top losers ONGC₹232.43▼ 1.85% TITAN₹4,841.00▼ 1.38% HDFCBANK₹713.00▼ 1.18% COALINDIA₹418.00▼ 1.01% HINDUNILVR₹1,942.20▼ 1.01% NESTLEIND₹1,370.60▼ 1.00% ICICIBANK₹1,347.60▼ 0.82% BAJAJ-AUTO₹11,500.00▼ 0.80% GRASIM₹3,173.10▼ 0.44% WIPRO₹166.40▼ 0.29% NSE most active PNB₹116.47▼ 0.28% ITC₹266.20▲ 0.78% KOTAKBANK₹416.50▲ 0.36% CANBK₹123.90▲ 0.57%

NSE HDFCLIFE · BSE 540777 · Insurance (Life) · NIFTY 50

HDFC Life Insurance Company Share Price

Market open · updated 25 Sep, 1:37 PM IST
₹532.00 ▼ −₹31.68 · 5.62% NSE · as of 24 Sep 2026, 9:44 AM · BSE ₹530.50
Today's range
₹514.15Low₹535.15High
52-week range
₹508.70Low · 10 Sep 2026₹796.60High · 26 Nov 2025

HDFC Life Insurance Company Overview

Where the price stands, how it has moved and how it sits against its averages.

HDFC Life Insurance Company shares last traded at ₹532.00 on the NSE, down 5.62% on the day. That is 33.2% below the 52-week high of ₹796.60 and 4.6% above the 52-week low of ₹508.70. The stock trades at 62.86× earnings, above the sector average of 11.64. Its market value is ₹1,15,256 Cr.

Price returns

1 Day▼ −5.62%
5 Days▲ +5.90%
This month▲ +3.34%
3 Months▼ −5.11%
6 Months▼ −8.39%
This year▼ −25.12%
1 Year▼ −27.55%

Against the market: 1 Month ▲ +5.13% · 3 Months ▼ −2.37% · 6 Months ▼ −7.84% · This year ▼ −14.72% · 1 Year ▼ −20.51%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST).

Moving averages — price is above 0 of 6

  1. 300-day average₹633.00 ▼ price 16.0% below
  2. 100-day average₹567.13 ▼ price 6.2% below
  3. 5-day average₹551.35 ▼ price 3.5% below
  4. 50-day average₹546.31 ▼ price 2.6% below
  5. 20-day average₹541.10 ▼ price 1.7% below
  6. 10-day average₹537.68 ▼ price 1.1% below
  7. Today's price₹532.00

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

HDFC Life Insurance Company Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
1.02L
99,896
Net profit₹ crore · losses below zero
1,912

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹99,896 Cr ▲ +2.7% ₹1,912 Cr 1.9% ₹8.87 ₹2.10
FY 2025 ₹97,288 Cr ▼ −4.6% ₹1,811 Cr 1.9% ₹8.41 ₹2.10
FY 2024 ₹1,02,007 Cr ▲ +42.4% ₹1,574 Cr 1.5% ₹7.31 ₹2.00
FY 2023 ₹71,644 Cr ▲ +5.5% ₹1,368 Cr 1.9% ₹6.41 ₹1.90
FY 2022 ₹67,892 Cr ▼ −5.7% ₹1,327 Cr 2.0% ₹6.48 ₹1.70
FY 2021 ₹71,971 Cr ▲ +141.8% ₹1,361 Cr 1.9% ₹6.73 ₹2.02
FY 2020 ₹29,770 Cr — ₹1,297 Cr 4.4% ₹6.42 —

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
95%
  • Total assets₹3,90,502 Cr
  • Total liabilities₹3,72,753 Cr
  • Shareholders' equity₹17,750 Cr
  • Total debt₹3,099 Cr
  • Revenue growth, 5 yr6.78% a year
  • EPS growth, 5 yr5.68% a year
  • Operating margin (TTM)1.95%
  • Net margin (TTM)1.89%

Cash flow — FY26

Operating activities
▲ ₹22,625 Cr
Investing activities
▼ −₹23,871 Cr
Financing activities
▼ −₹275 Cr
Free cash flow
▲ ₹22,338 Cr
Net change in cash
▼ −₹1,499 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue29,770.2271,971.0367,891.6071,644.401,02,006.6197,287.6199,896.49
Cost of revenue———————
Gross profit———————
Operating expenses28,456.3070,616.7566,588.8570,362.191,00,436.9495,409.6797,934.16
Operating income1,313.921,354.281,302.761,282.211,569.671,877.941,962.33
Depreciation46.7550.8956.2775.9378.75103.93160.64
Profit before tax1,313.921,354.281,302.761,282.211,569.671,877.941,962.33
Tax16.48−6.59−24.18−86.07−4.4267.1250.01
Net profit1,297.441,360.871,326.931,368.281,574.081,810.821,912.32
EPS (₹)6.426.736.486.417.318.418.87
Dividend per share (₹)—2.021.701.902.002.102.10

What Analysts Say

34 analysts

Recommendations from 34 analysts who cover HDFC Life Insurance Company.

Strong Buy average rating 1.53 on a 1–5 scale

▲ 34 bullish (100.0%) · 0 hold (0.0%) · ▼ 0 bearish (0.0%)

Votes

Strong Buy
16 (47%)
Buy
18 (53%)
Hold
0 (0%)
Sell
0 (0%)
Strong Sell
0 (0%)

How the votes changed

Rating3M ago2M ago1M ago1W agoNow3-month change
Strong Buy1717161616 ▼ −1
Buy1517171818 ▲ +3
Hold31100 ▼ −3
Sell00000 —
Strong Sell00000 —

Analyst ratings are opinions, not a guarantee of returns.

HDFC Life Insurance Company vs Peers

Side by side with other insurance (life) companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yieldRating
HDFC Life Insurance Company ₹532.00 ▼ −5.62% ₹1,15,256 Cr 62.86 6.83 11.01% 1.89% 0.37% This stock
Aditya Birla Capital ₹389.30 ▼ −3.16% ₹1,06,577 Cr 21.12 3.06 14.39% 8.59% — Neutral
General Insurance Corporation of India ₹339.35 ▼ −1.42% ₹59,570 Cr 6.55 1.07 16.69% 18.59% 3.66% Bearish
Bajaj Finserv ₹1,767.00 ▼ −4.28% ₹2,83,084 Cr 17.50 3.80 13.68% 13.07% 0.07% Bearish
Canara HSBC Life Insurance Company ₹150.30 ▼ −0.86% ₹14,297 Cr 112.59 8.86 6.53% 1.22% — Neutral

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns HDFC Life Insurance Company shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
50.5%
19.3%
16.6%
13.6%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter50.25%50.21%50.21%50.54% ▲ +0.33 pts
FII24.81%24.26%22.51%19.26% ▼ −3.25 pts
MF11.94%12.73%14.54%16.57% ▲ +2.03 pts
Other13.00%12.80%12.74%13.63% ▲ +0.89 pts

HDFC Life Insurance Company Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

HDFC Life Insurance CompanyBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share
62.86
▲ 440% above the sector average of 11.64
P/E, 12-month rangeLow 62.86 · high 129.74
0%
Today's P/E sits 0% of the way from its low to its high
P/BPrice ÷ book value per share
6.83
P/SPrice ÷ sales per share
1.17
PEGP/E ÷ earnings growth (≈1 is fair)
5.36

Profitability Of every ₹100 of sales, how much is kept?

Operating marginKept after running costs
1.95%
▲ above its 5-yr average of 1.82%
Pre-tax marginKept before tax
1.95%
▲ above its 5-yr average of 1.82%
Net marginKept as profit
1.89%
▲ above its 5-yr average of 1.82%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
11.28%
▲ above its 5-yr average of 11.01%
Return on assetsProfit on everything it owns
0.52%
▼ below its 5-yr average of 0.56%

Growth Is the business getting bigger?

Revenue — last 12 months
+4.4%
▲ growing
Revenue — 3 yr, a year
+11.7%
▲ growing
Revenue — 5 yr, a year
+6.8%
▲ growing
EPS — last 12 months
+5.0%
▲ growing
EPS — 3 yr, a year
+11.4%
▲ growing
EPS — 5 yr, a year
+5.7%
▲ growing
Dividend — 3 yr, a year
+3.4%
▲ growing
Book value — 5 yr, a year
+14.0%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money
0.17×
✓ Low debt
Interest coverOperating profit ÷ interest to pay
10.03×
✓ Strong
Payout ratioShare of profit paid as dividend
23.70%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹9.16
Book value
₹82.26
Cash flow
₹9.62
Dividend
₹2.10
Revenue
₹483.49

The share price is 6.47× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 110 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year63.30
Current Dividend Yield - Common Stock Primary Issue, LTM0.37
Price to Book - most recent fiscal year6.83
P/E Basic excluding extraordinary items - TTM62.86
P/E including extraordinary items - TTM61.29
P/E excluding extraordinary items low, trailing 12 months62.86
Price to Tangible Book - most fiscal year6.92
Dividend Yield - 5 Year Average0.33
Price to sales - most recent fiscal year1.22
Net Debt, LFI23,246.40
Price to Tangible Book - most recent quarter6.23
Price to Book - most recent quarter6.24
Dividend Yield - indicated annual dividend divided by closing price0.37
Peg Ratio5.36
Price to Free Cash Flow per Share - most recent fiscal year5.46
P/E Normalized, most recent fiscal year62.50
P/E excluding extraordinary items high, trailing 12 months129.74
P/E excluding extraordinary items, most recent fiscal year quarter61.29
Price to sales - trailing 12 month1.17
Net Debt, LFY11,580.20

Per share

Dividend Per Share - 5 year average1.96
Cash Flow per share - most recent fiscal year9.62
Book value (tangible) per share - most recent quarter90.04
Cash per share - most recent quarter3.56
EPS including extraordinary items - trailing 12 month9.16
EPS including extraordinary items - most recent fiscal year8.87
EBITD per share - trailing 12 month9.37
Revenue/share - trailing 12 month483.49
EPS excluding extraordinary items - trailing 12 month9.16
EPS Basic excluding extraordinary items - most recent fiscal year8.87
EPS Basic excluding extraordinary items - trailing 12 month9.16
Book value per share - most recent fiscal year82.26
Book value per share - most recent quarter90.04
Dividend per share - most recent fiscal year2.10
Revenue/share - most recent fiscal year463.39
EPS Normalized - most recent fiscal year8.98
Book value (tangible) per share - most recent fiscal year81.72
Dividends per share - trailing 12 month2.10
EPS excluding extraordinary items - most recent fiscal year8.87
Cash per share - most recent fiscal year9.00

Margins

Operating margin - trailing 12 month1.95
Operating margin - 1st historical fiscal year1.96
Operating Margin - 5 year average1.82
Net Profit Margin % - 1st historical fiscal year1.91
Net Profit Margin % - trailing 12 month1.89
Net Profit Margin - 5 year average1.82
Pretax Margin - 5 year average1.82
Pretax margin - 1st historical fiscal year1.96
Pretax margin - trailing 12 month1.95
Free Operating Cash Flow/Revenue, 5 Year Average13.88

Growth

EPS Change %, TTM over TTM5.00
Revenue growth rate, 5 year6.78
EPS growth rate, 5 year5.68
Revenue Change % - most recent quarter 1 year ago14.67
Growth rate% - dividend, 3 year3.39
Growth rate% - EPS, 3 year11.43
Revenue/share (5 yr growth)5.42
Free Operating Cash Flow, 5 Year CAGR18.30
Tangible Book Value, Total Equity, 5 Year CAGR15.45
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR19.51
Capital Spending growth rate, 5 year36.22
Revenue Change %, TTM over TTM4.41
Growth rate% - Revenue, 3 year11.72
Book value per share growth rate, 5 year13.98
EPS Change % - most recent quarter 1 year ago11.42
Net Profit Margin growth rate, 5 year0.25
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR14.49
Total Debt, 5 Year CAGR38.87

Financial strength

Net Interest coverage - most recent fiscal year10.03
Total debt/total equity - most recent quarter0.16
Free Cash Flow - most recent fiscal year2,23,379.70
LT debt/equity - most recent fiscal year0.17
Payout ratio - trailing 12 month22.94
LT debt/equity - most recent quarter0.16
Total debt/total equity - most recent fiscal year0.17
Payout ratio - most recent fiscal year23.70

Returns & efficiency

Return on average equity - 5 year average11.01
Net Income/employee - trailing 12 month5,15,828.80
Revenue/employee - most recent fiscal year2,63,52,000.00
Return on average assets - most recent fiscal year0.52
Return on average assets - trailing 12 month0.51
Revenue/employee - trailing 12 month2,72,21,550.00
Return on average assets - 5 year average0.56
Net Income/employee - most recent fiscal year5,04,456.80
Return on average equity - trailing 12 month10.79
Asset turnover - most recent fiscal year0.27
Asset turnover - trailing 12 month0.27
Return on average equity - most recent fiscal year11.28

Price & volume

Market Cap1,15,733.82
52 week Low Date10 Sep 2026
Price - 1 Day % Change0.41
Relative (S&P500) price percent change - 13 week−2.37
Avg trading volume last 10 days4.77
Price - 13 week price percent change−5.11
Price - 52 week price percent change−27.55
Avg Trading Volume Last 3 months76.22
Price - 5 Day % Change5.90
Price % Change Month To Date3.34
Relative (S&P500) price percent change - 04 week5.13
52 week High Date26 Nov 2025
Price - 26 week price percent change−8.39
PDATE23 Sep 2026
Price - YTD price percent change−25.12
Relative (S&P500) price percent change - 52 week−20.51
NPRICE561.50
Relative (S&P500) price percent change - 26 week−7.84
52 week Low508.70
52 week High788.50
Beta0.92
Relative (S&P500) price percent change - Year to Date−14.72

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹2.10
₹2.10
  • Dividend yield0.37%
  • Payout ratio23.70%
  • 5-year average dividend₹1.96 a share
  • Latest dividend₹2.10 per share · 19 Jun 2026

Corporate calendar

  • MeetingAnnual General Meeting
  • BoardQuarterly Results
  • Dividend₹2.10 per share · 21% · Final dividend
  • MeetingPostal Ballot
  • BoardAudited Results, Dividend & Pref. issue
  • BoardQuarterly Results
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
Show 12 older events
  • Dividend₹2.10 per share · 21% · Final dividend
  • BoardAudited Results, Final Dividend & ESOP
  • BoardQuarterly Results
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • BoardQuarterly Results
  • Dividend₹2.00 per share · 20% · Final dividend
  • MeetingPostal Ballot
  • MeetingAnnual General Meeting
  • Dividend₹1.90 per share · 19% · Final dividend
  • Dividend₹1.70 per share · 17% · Final dividend
  • Dividend₹2.02 per share · 20% · Final dividend

About HDFC Life Insurance Company

Insurance (Life)

HDFC Life Insurance Company Ltd is an India-based life insurance company. The Company provides a range of individual and group insurance solutions across India. The portfolio consists of various insurance and investment products such as protection, pension, savings, investment, annuity, and health. The Company offers long-term savings, protection and retirement or pension products. The Company operates in three segments: participating (Par), Non-Participating (Non-Par) and Unit-Linked (ULIP). The non-linked segment is split into par and non-par segments. The Non-Linked Participating segment covers insurance contracts that participate in the surplus generated from the segment. The Non-Linked Non-Participating segment covers insurance contracts which do not participate in the surplus generated from the segment. The Unit Linked segment covers insurance contracts, which are investment cum protection plans that provide returns linked to the market performance of the underlying fund.

Key people

  • Vibha U. PadalkarChief Executive Officer, Managing Director, Executive Director
  • Niraj Ashwin ShahChief Financial Officer, Executive Director
  • Sameer YogishwarChief Operating Officer
  • Vijay VaidyanathanChief Human Resources Officer
  • Prasun GajriChief Investment Officer, Chief Strategy Officer
  • Nagesh PaiCompliance Officer, Company Secretary

Company facts

  • NSE symbolHDFCLIFE
  • BSE code540777
  • ISININE795G01014
  • IndustryInsurance (Life)
  • IndexNIFTY 50, NIFTY 500
  • Market cap₹1,15,256 Cr
  • Revenue (FY26)₹99,896 Cr
  • Net profit (FY26)₹1,912 Cr

In the News

Recent headlines about HDFC Life Insurance Company — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

HDFC Life Insurance Company (NSE: HDFCLIFE) last traded at ₹532.00 on the NSE, down 5.62% (₹31.68) on the day, as of 24 Sep 2026, 9:44 AM. On the BSE it was ₹530.50. The day's range was ₹514.15 – ₹535.15.

HDFC Life Insurance Company's 52-week high is ₹796.60 (26 Nov 2025) and its 52-week low is ₹508.70 (10 Sep 2026). At ₹532.00 the share is 33.2% below its high and 4.6% above its low.

HDFC Life Insurance Company's market capitalisation is ₹1,15,256 Cr (₹1.15L Cr). It is part of the NIFTY 50 index.

HDFC Life Insurance Company's P/E ratio (trailing 12 months) is 62.86. The sector average is 11.64, so investors pay 440% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹9.16.

HDFC Life Insurance Company shares are down 27.55% over the last year, down 25.12% so far this year, down 8.39% over 6 months, down 5.11% over 3 months. Over the last year the stock did 20.51% worse than the market.

In FY26 (year to Mar 2026), HDFC Life Insurance Company reported revenue of ₹99,896 Cr (up 2.68% on the year before) and a net profit of ₹1,912 Cr. Earnings per share were ₹8.87.

Yes. HDFC Life Insurance Company's latest dividend is ₹2.10 per share (21%, final dividend), with an ex-date of 19 Jun 2026. The dividend yield is 0.37%. It has paid 6 dividends in the records shown on this page.

Of 34 analysts covering HDFC Life Insurance Company, 34 are bullish (16 strong buy, 18 buy), 0 say hold and 0 are bearish. The consensus is Strong Buy (average rating 1.53 on a scale where 1 is Strong Buy and 5 is Strong Sell). Analyst views are opinions, not a guarantee.

As of Jun 2026: Promoter 50.54%, FII 19.26%, MF 16.57%, Other 13.63%. Promoter holding rose by 0.33 percentage points from Mar 2026.

HDFC Life Insurance Company's listed peers in Insurance (Life) include Aditya Birla Capital, General Insurance Corporation of India, Bajaj Finserv, Canara HSBC Life Insurance Company. By market capitalisation it ranks #2 of 5 in this group.