NSE MUTHOOTFIN · BSE 533398 · Consumer Financial Services · NIFTY 500
Muthoot Finance Share Price
₹2,760.00
▼ −₹75.13 · 2.65%
Day range · 28 Sep
₹2,757.50Low₹2,806.00High
52-week range
₹2,722.10Low · 3 Aug 2026₹4,149.00High · 29 Jan 2026
Muthoot Finance Overview
Where the price stands, how it has moved and how it sits against its averages.
Muthoot Finance shares last traded at ₹2,760.00 on the NSE, down 2.65% on the day. That is 33.5% below the 52-week high of ₹4,149.00 and 1.4% above the 52-week low of ₹2,722.10. The stock trades at 9.74× earnings, below the sector average of 22.34. Its market value is ₹1,10,805 Cr.
Price returns
1 Day▼ −2.65%
1 Week▼ −3.30%
This month▼ −7.32%
3 Months▼ −8.78%
6 Months▼ −15.61%
This year▼ −27.59%
1 Year▼ −8.62%
Share price growth a year (CAGR): 3 years ▲ +29.5% · 5 years ▲ +12.9% · 10 years ▲ +22.1%
Against the market: 1 Month ▼ −4.10% · 3 Months ▼ −2.24% · 6 Months ▼ −13.69% · This year ▼ −14.23% · 1 Year ▲ +2.03%
Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Fri 16 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.
Moving averages — price is above 0 of 6
- 300-day average₹3,344.15 ▼ price 17.5% below
- 100-day average₹3,066.21 ▼ price 10.0% below
- 50-day average₹2,937.26 ▼ price 6.0% below
- 20-day average₹2,874.65 ▼ price 4.0% below
- 5-day average₹2,840.50 ▼ price 2.8% below
- 10-day average₹2,809.96 ▼ price 1.8% below
- Today's price₹2,760.00
Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.
Muthoot Finance Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
31,209
10,590
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | ₹31,209 Cr | ▲ +54.4% | ₹10,590 Cr | 33.9% | ₹263.79 | ₹30.00 |
| FY 2025 | ₹20,214 Cr | ▲ +34.2% | ₹5,333 Cr | 26.4% | ₹132.83 | ₹26.00 |
| FY 2024 | ₹15,062 Cr | ▲ +26.6% | ₹4,324 Cr | 28.7% | ₹107.71 | ₹24.00 |
| FY 2023 | ₹11,898 Cr | ▼ −2.0% | ₹3,612 Cr | 30.4% | ₹89.98 | ₹22.00 |
| FY 2022 | ₹12,136 Cr | ▲ +6.8% | ₹4,017 Cr | 33.1% | ₹100.05 | ₹20.00 |
| FY 2021 | ₹11,366 Cr | ▲ +18.3% | ₹3,804 Cr | 33.5% | ₹94.76 | ₹20.00 |
| FY 2020 | ₹9,610 Cr | — | ₹3,138 Cr | 32.7% | ₹78.20 | ₹15.00 |
9,229
8,646
3,349
2,799
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | ₹8,646 Cr | ▼ −6.3% | ₹2,799 Cr | 32.4% | ₹69.72 |
| Q4 FY26 | ₹9,229 Cr | ▲ +13.7% | ₹3,349 Cr | 36.3% | ₹83.43 |
| Q3 FY26 | ₹8,116 Cr | ▲ +12.6% | ₹2,804 Cr | 34.5% | ₹69.84 |
| Q2 FY26 | ₹7,207 Cr | ▲ +13.0% | ₹2,421 Cr | 33.6% | ₹60.29 |
| Q1 FY26 | ₹6,379 Cr | ▲ +14.4% | ₹2,016 Cr | 31.6% | ₹50.22 |
| Q4 FY25 | ₹5,578 Cr | ▲ +8.1% | ₹1,478 Cr | 26.5% | ₹36.80 |
| Q3 FY25 | ₹5,158 Cr | ▲ +5.1% | ₹1,389 Cr | 26.9% | ₹35.36 |
| Q2 FY25 | ₹4,906 Cr | — | ₹1,272 Cr | 25.9% | ₹31.67 |
Balance sheet — FY26
Owes (liabilities)Shareholders' equity
80%
20%
- Total assets₹1,95,754 Cr
- Total liabilities₹1,56,624 Cr
- Shareholders' equity₹39,130 Cr
- Total debt₹1,51,036 Cr
- Cash & investments₹12,614 Cr
- Revenue growth, 5 yr22.39% a year
- EPS growth, 5 yr22.72% a year
- Operating margin (TTM)45.70%
- Net margin (TTM)34.51%
Cash flow — FY26
Operating activities
▼ −₹47,393 Cr
Investing activities
▲ ₹2,458 Cr
Financing activities
▲ ₹49,320 Cr
Free cash flow
▼ −₹47,545 Cr
Net change in cash
▲ ₹4,388 Cr
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | 9,610.00 | 11,365.95 | 12,136.03 | 11,897.66 | 15,061.66 | 20,214.17 | 31,209.23 |
| Cost of revenue | 3,170.97 | 4,097.93 | 4,254.50 | 4,207.33 | 5,428.12 | 7,349.37 | 10,997.45 |
| Gross profit | 6,439.03 | 7,268.02 | 7,881.53 | 7,690.33 | 9,633.54 | 12,864.79 | 20,211.78 |
| Operating expenses | 5,436.23 | 6,413.80 | 6,808.06 | 7,004.95 | 9,092.58 | 12,935.54 | 16,955.73 |
| Operating income | 4,173.78 | 4,952.15 | 5,327.98 | 4,892.72 | 5,969.08 | 7,278.62 | 14,253.50 |
| Depreciation | 58.83 | 67.36 | 70.00 | 78.13 | 92.07 | 115.94 | 137.23 |
| Profit before tax | 4,260.39 | 5,131.48 | 5,410.19 | 4,922.78 | 5,996.50 | 7,266.01 | 14,304.84 |
| Tax | 1,091.71 | 1,312.61 | 1,378.86 | 1,253.01 | 1,528.91 | 1,913.65 | 3,697.98 |
| Net profit | 3,138.25 | 3,804.40 | 4,016.62 | 3,612.30 | 4,324.29 | 5,332.90 | 10,590.34 |
| EPS (₹) | 78.20 | 94.76 | 100.05 | 89.98 | 107.71 | 132.83 | 263.79 |
| Dividend per share (₹) | 15.00 | 20.00 | 20.00 | 22.00 | 24.00 | 26.00 | 30.00 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 54,881.69 | 68,641.44 | 76,316.47 | 80,148.92 | 96,469.42 | 1,32,859.59 | 1,95,753.99 |
| Current assets | — | — | — | — | — | — | — |
| Cash & short-term investments | 5,834.77 | 7,777.52 | 10,035.81 | 7,770.18 | 6,037.34 | 8,167.10 | 12,614.01 |
| Inventory | — | — | — | — | — | — | — |
| Property, plant & equipment | 288.18 | 312.99 | 348.82 | 408.89 | 524.95 | 646.59 | 684.63 |
| Total liabilities | 43,052.48 | 53,066.41 | 57,530.75 | 58,483.17 | 71,362.21 | 1,03,492.96 | 1,56,623.68 |
| Current liabilities | — | — | — | — | — | — | — |
| Total debt | 40,718.78 | 50,181.40 | 54,362.12 | 55,506.13 | 67,890.37 | 98,815.27 | 1,51,035.82 |
| Total equity | 11,829.21 | 15,575.03 | 18,785.72 | 21,665.75 | 25,107.21 | 29,366.63 | 39,130.32 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | −4,970.10 | −7,814.29 | −1,596.45 | −2,804.07 | −13,754.02 | −26,524.89 | −47,392.65 |
| From investing | −383.84 | 39.58 | 421.64 | 180.97 | 45.36 | −1,376.27 | 2,457.79 |
| From financing | 9,192.90 | 9,712.42 | 3,445.49 | 395.02 | 11,957.59 | 30,041.47 | 49,319.56 |
| Capital expenditure | −91.98 | −91.48 | −97.06 | −141.14 | −222.42 | −217.00 | −152.73 |
| Dividends paid | −1,305.53 | −0.68 | −802.73 | −803.21 | −884.44 | −964.81 | −1,044.14 |
| Net change in cash | 3,838.09 | 1,934.77 | 2,259.54 | −2,229.11 | −1,748.75 | 2,141.93 | 4,388.38 |
Muthoot Finance Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Muthoot FinanceBenchmarkRule-of-thumb bands
Valuation The price against earnings, book value and sales
P/E (TTM)Price ÷ yearly earnings per share
9.74
▼ 56% below the sector average of 22.34
P/E, 12-month rangeLow 10.16 · high 17.94
0%
Today's P/E sits 0% of the way from its low to its high
P/BPrice ÷ book value per share
2.83
P/SMarket cap ÷ last 12 months' revenue
3.34
P/CFPrice ÷ cash flow per share
9.82
PEGP/E ÷ earnings growth rate
0.23
Profitability Of every ₹100 of sales, how much is kept?
Gross marginKept after the cost of goods
63.54%
▼ below its 5-yr average of 64.39%
Operating marginKept after running costs
45.70%
▲ above its 5-yr average of 41.67%
Pre-tax marginKept before tax
46.53%
▲ above its 5-yr average of 41.87%
Net marginKept as profit
34.51%
▲ above its 5-yr average of 31.07%
Returns & efficiency How well does it use its money?
Return on equityProfit on shareholders' money
30.92%
▲ above its 5-yr average of 22.80%
Return on assetsProfit on everything it owns
6.46%
▲ above its 5-yr average of 5.43%
Return on investmentProfit on long-term capital
9.76%
▲ above its 5-yr average of 7.16%
Return on capital employedProfit before interest and tax on equity + debt
15.90%
Growth Is the business getting bigger?
Revenue — last 12 months
+50.8%
▲ growing (off the scale)
Revenue — 3 yr, a year
+37.9%
▲ growing (off the scale)
Revenue — 5 yr, a year
+22.4%
▲ growing
Net profit — 3 yr, a year
+43.1%
▲ growing (off the scale)
Net profit — 5 yr, a year
+22.7%
▲ growing
EPS — last 12 months
+83.9%
▲ growing (off the scale)
EPS — 3 yr, a year
+43.1%
▲ growing (off the scale)
EPS — 5 yr, a year
+22.7%
▲ growing
Dividend — 3 yr, a year
+10.9%
▲ growing
Book value — 5 yr, a year
+20.2%
▲ growing
Financial strength Can it pay its bills and debts?
Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
3.86×
Interest coverProfit before interest and tax ÷ interest on its borrowings
2.30×
Payout ratioShare of profit paid as dividend
11.37%
Per share What each share stands for
EPS (TTM)
₹283.28
Book value
₹974.60
Cash flow
₹288.71
Dividend
₹30.00
Revenue
₹826.88
The share price is 2.83× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 119 metrics from the data provider
Valuation
P/E excluding extraordinary items, most recent fiscal year10.75
Current Dividend Yield - Common Stock Primary Issue, LTM1.06
Price to Book - most recent fiscal year2.91
P/E Basic excluding extraordinary items - TTM10.58
P/E including extraordinary items - TTM10.01
P/E excluding extraordinary items low, trailing 12 months10.16
Price to Tangible Book - most fiscal year2.91
Dividend Yield - 5 Year Average1.31
Price to sales - most recent fiscal year3.65
Net Debt, LFI14,76,201.00
Price to Tangible Book - most recent quarter2.81
Price to Book - most recent quarter2.80
Dividend Yield - indicated annual dividend divided by closing price1.06
Price to Cash Flow per share - trailing 12 month9.82
Peg Ratio0.23
P/E Normalized, most recent fiscal year10.03
P/E excluding extraordinary items high, trailing 12 months17.94
P/E excluding extraordinary items, most recent fiscal year quarter10.01
Price to sales - trailing 12 month3.43
Net Debt, LFY13,84,218.00
Per share
Dividend Per Share - 5 year average24.40
Cash Flow per share - trailing 12 month288.71
Cash Flow per share - most recent fiscal year267.62
Book value (tangible) per share - most recent quarter1,010.49
Cash per share - most recent quarter368.60
EPS including extraordinary items - trailing 12 month283.28
EPS including extraordinary items - most recent fiscal year263.79
EBITD per share - trailing 12 month401.59
Revenue/share - trailing 12 month826.88
EPS excluding extraordinary items - trailing 12 month283.28
EPS Basic excluding extraordinary items - most recent fiscal year263.79
EPS Basic excluding extraordinary items - trailing 12 month283.28
Book value per share - most recent fiscal year974.68
Book value per share - most recent quarter1,011.33
Dividend per share - most recent fiscal year30.00
Revenue/share - most recent fiscal year777.38
EPS Normalized - most recent fiscal year282.74
Book value (tangible) per share - most recent fiscal year973.82
Dividends per share - trailing 12 month30.00
EPS excluding extraordinary items - most recent fiscal year263.79
Cash per share - most recent fiscal year314.20
Margins
Operating margin - trailing 12 month45.70
Gross Margin - 5 year average64.39
Operating margin - 1st historical fiscal year45.67
Operating Margin - 5 year average41.67
Net Profit Margin % - 1st historical fiscal year33.99
Gross Margin - 1st historical fiscal year64.76
Net Profit Margin % - trailing 12 month34.51
Net Profit Margin - 5 year average31.07
Pretax Margin - 5 year average41.87
Pretax margin - 1st historical fiscal year45.84
Pretax margin - trailing 12 month46.53
Free Operating Cash Flow/Revenue, 5 Year Average−107.60
Gross Margin - trailing 12 month63.54
Growth
EPS Change %, TTM over TTM83.89
Revenue growth rate, 5 year22.39
EPS growth rate, 5 year22.72
Revenue Change % - most recent quarter 1 year ago35.53
Growth rate% - dividend, 3 year10.89
Growth rate% - EPS, 3 year43.12
Revenue/share (5 yr growth)22.39
Tangible Book Value, Total Equity, 5 Year CAGR20.27
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR24.00
Capital Spending growth rate, 5 year10.80
Revenue Change %, TTM over TTM50.75
Growth rate% - Revenue, 3 year37.91
Book value per share growth rate, 5 year20.21
EPS Change % - most recent quarter 1 year ago38.83
Net Profit Margin growth rate, 5 year0.23
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR23.93
Total Debt, 5 Year CAGR24.65
Financial strength
Net Interest coverage - most recent fiscal year6,754.96
Total debt/total equity - most recent quarter4.00
Free Cash Flow - most recent fiscal year−4,85,895.20
LT debt/equity - most recent fiscal year2.39
Payout ratio - trailing 12 month10.59
Current EV/Free Cash Flow, LFY26.49
LT debt/equity - most recent quarter4.00
Total debt/total equity - most recent fiscal year3.86
Payout ratio - most recent fiscal year11.37
Returns & efficiency
Return on average equity - 5 year average22.80
Net Income/employee - trailing 12 month36,24,288.00
Revenue/employee - most recent fiscal year1,02,60,460.00
Return on investment - most recent fiscal year9.76
Return on average assets - most recent fiscal year6.46
Receivables turnover - most recent fiscal year475.54
Return on investment - trailing 12 month6.48
Return on average assets - trailing 12 month6.40
Revenue/employee - trailing 12 month1,05,01,290.00
Return on average assets - 5 year average5.43
Net Income/employee - most recent fiscal year34,87,151.00
Return on average equity - trailing 12 month32.06
Receivables turnover - trailing 12 month2,156.61
Asset turnover - most recent fiscal year0.19
Asset turnover - trailing 12 month0.19
Return on average equity - most recent fiscal year30.92
Return on investment - 5 year average7.16
Price & volume
Market Cap1,11,046.18
52 week Low Date3 Aug 2026
Price - 1 Day % Change0.34
Relative (S&P500) price percent change - 13 week−2.24
Avg trading volume last 10 days0.60
Price - 13 week price percent change−6.30
Price - 52 week price percent change−7.10
Avg Trading Volume Last 3 months22.32
Price - 5 Day % Change−0.21
Price % Change Month To Date−4.81
Relative (S&P500) price percent change - 04 week−4.10
52 week High Date29 Jan 2026
Price - 26 week price percent change−13.32
PDATE25 Sep 2026
Price - YTD price percent change−25.62
Relative (S&P500) price percent change - 52 week2.03
NPRICE2,835.00
Relative (S&P500) price percent change - 26 week−13.69
52 week Low2,671.00
52 week High4,149.50
Beta0.99
Relative (S&P500) price percent change - Year to Date−14.23
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
₹30.00
- Dividend yield1.09%
- Payout ratio11.37%
- 5-year average dividend₹24.40 a share
- Latest dividend₹30.00 per share · 17 Apr 2026
Corporate calendar
- MeetingAnnual General Meeting
- BoardQuarterly Results
- MeetingPostal Ballot
- BoardAudited Results
- Dividend₹30.00 per share · 300% · Interim dividend
- BoardInterim Dividend
- BoardQuarterly Results
- BoardQuarterly Results
Show 12 older events
- MeetingAnnual General Meeting
- BoardQuarterly Results
- MeetingPostal Ballot
- BoardAudited Results
- Dividend₹26.00 per share · 260% · Interim dividend
- BoardInterim Dividend
- MeetingAnnual General Meeting
- Dividend₹24.00 per share · 240% · Interim dividend
- MeetingAnnual General Meeting
- Dividend₹22.00 per share · 220% · Interim dividend
- Dividend₹20.00 per share · 200% · Interim dividend
- Dividend₹20.00 per share · 200% · Interim dividend
In the News
Recent headlines about Muthoot Finance — they open on Mint in a new tab.
- RIL, HUL, Nestle, Tata Consumer, Hyundai shares on the rise today | Key things to know
Shares of Reliance Industries Limited, Hindustan Unilever, Tata Consumer, Hyundai Motor India, Muthoot Finance, etc emerged as top Nifty 100 gainers in the early hours of Wednesday’s trading session.
16 Sep 2026 · 2 min read · Mint ↗ - Gold loans surge 4x in the last 5 years, but penetration remains low: Report reveals where the growth is coming from
India’s gold loan market has nearly quadrupled to ₹18.6 trillion in five years, overtaking personal loans. Yet, only around 8% of household gold is monetised through organised lenders. Find who is borrowing, which states are driving growth, and which lenders are gaining share.
2 Sep 2026 · 3 min read · Mint ↗ - Top Gainers & Losers on 24 Aug: BLS International, Balrampur Chini Mills, HAL, Bank of Baroda among top losers
On August 24, the Indian stock market fell, reflecting global downturns and local selling pressure in major sectors. The Nifty 50 index dropped 0.36%, and crude oil prices eased as uncertainty loomed from anticipated US sanctions on Iran.
24 Aug 2026 · 3 min read · Mint ↗ - Manappuram Finance pushes the pedal on gold loans as other businesses lose sheen
Manappuram Finance’s Q1 profit rebound was powered by a near-doubling in gold loan AUM, but muted non-gold businesses, rising competition and regulatory changes could test its growth momentum.
12 Aug 2026 · 2 min read · Mint ↗ - RBI keeps Tata Sons in NBFC upper layer list, maintains status quo on listing
Tata Sons remains on the RBI's upper-layer NBFC list for 2026-27 even as the central bank continues to examine its application to surrender its core investment company (CIC) registration.
6 Aug 2026 · 4 min read · Mint ↗ - Muthoot Finance: Is the Midas touch fading?
Muthoot reiterated its AUM growth guidance of about 15% in FY27 but will revise the target after Q2FY27 earnings.
3 Aug 2026 · 2 min read · Mint ↗ - Muthoot Finance share price crashes over 11% after Q1 results 2026. Do you own?
Muthoot Finance share price fell over 11% on August 3 despite a strong Q1 FY27 performance, with a 43% increase in net profit to ₹2,825 crore. Total income rose to ₹8,695 crore as loan assets grew by 43% year-on-year.
3 Aug 2026 · 2 min read · Mint ↗ - Q1 results today: Divi's Labs, Muthoot Finance, APL Apollo among over 30 companies set to announce Q1 earnings
Over 30 companies are set to report their Q1 FY27 results today, August 1, including prominent names such as Divi's Laboratories, Muthoot Finance, APL Apollo Tubes and Clean Science and Technology.
1 Aug 2026 · 2 min read · Mint ↗
Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →
Frequently Asked Questions
Muthoot Finance (NSE: MUTHOOTFIN) last traded at ₹2,760.00 on the NSE, down 2.65% (₹75.13) on the day, as of 28 Sep 2026. The day's range was ₹2,757.50 – ₹2,806.00.
Muthoot Finance's 52-week high is ₹4,149.00 (29 Jan 2026) and its 52-week low is ₹2,722.10 (3 Aug 2026). At ₹2,760.00 the share is 33.5% below its high and 1.4% above its low.
Muthoot Finance's market capitalisation is ₹1,10,805 Cr (₹1.11L Cr). It is part of the NIFTY 500 index.
Muthoot Finance's P/E ratio (trailing 12 months) is 9.74. The sector average is 22.34, so investors pay 56% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹283.28.
Muthoot Finance shares are down 8.62% over the last year, down 27.59% so far this year, down 15.61% over 6 months, down 8.78% over 3 months. Over the last year the stock did 2.03% better than the market.
In FY26 (year to Mar 2026), Muthoot Finance reported revenue of ₹31,209 Cr (up 54.39% on the year before) and a net profit of ₹10,590 Cr. Earnings per share were ₹263.79.
Yes. Muthoot Finance's latest dividend is ₹30.00 per share (300%, interim dividend), with an ex-date of 17 Apr 2026. The dividend yield is 1.09%. It has paid 6 dividends in the records shown on this page.
As of Jun 2026: Promoter 73.35%, FII 11.61%, MF 9.51%, Other 5.53%.
No. Muthoot Finance has debt — its debt-to-equity ratio is 3.86 and total debt was ₹1,51,036 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business; its profit before interest and tax covers the interest on those borrowings 2.30 times.
In Q1 FY27 (quarter to Jun 2026), revenue was ₹8,646 Cr and net profit ₹2,799 Cr. Revenue was down 6.31% on the previous quarter.