NSE PIRAMALFIN · BSE 544597 · Consumer Financial Services · NIFTY 500

Piramal Finance Share Price

Market closed · updated 25 Sep, 4:47 PM IST
₹2,108.20 ▼ −₹128.14 · 5.73% NSE · as of 24 Sep 2026, 9:06 AM · BSE ₹2,106.85
Today's range
₹1,860.65Low₹2,199.00High
52-week range
₹1,235.15Low · 7 Nov 2025₹2,327.85High · 9 Sep 2026

Piramal Finance Overview

Where the price stands, how it has moved and how it sits against its averages.

Piramal Finance shares last traded at ₹2,108.20 on the NSE, down 5.73% on the day. That is 9.4% below the 52-week high of ₹2,327.85 and 70.7% above the 52-week low of ₹1,235.15. The stock trades at 29.03× earnings, above the sector average of 25.34. Its market value is ₹49,717 Cr.

Price returns

1 Day▼ −5.73%
5 Days▲ +1.15%
This month▼ −3.21%
3 Months▲ +4.30%
6 Months▲ +22.79%
This year▲ +35.51%

Against the market: 1 Month ▲ +3.77% · 3 Months ▲ +7.31% · 6 Months ▲ +23.52% · This year ▲ +54.33%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.

Moving averages — price is above 2 of 6

  1. 10-day average₹2,256.68 ▼ price 6.6% below
  2. 20-day average₹2,245.42 ▼ price 6.1% below
  3. 5-day average₹2,236.44 ▼ price 5.7% below
  4. 50-day average₹2,159.35 ▼ price 2.4% below
  5. Today's price₹2,108.20
  6. 100-day average₹2,086.92 ▲ price 1.0% above
  7. 300-day average₹1,905.62 ▲ price 10.6% above

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

Piramal Finance Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
9,802
Net profit₹ crore · losses below zero
−15,051
1,504

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹9,802 Cr ▲ +16.9% ₹1,504 Cr 15.3% ₹66.03 ₹11.00
FY 2025 ₹8,384 Cr ▲ +12.7% −₹7 Cr −0.1% ₹0.00 —
FY 2024 ₹7,442 Cr ▲ +11.2% −₹1,975 Cr −26.5% −₹0.92 —
FY 2023 ₹6,690 Cr ▲ +10.8% −₹7,401 Cr −110.6% −₹3.46 —
FY 2022 ₹6,039 Cr ▼ −31.2% ₹540 Cr 8.9% ₹0.25 —
FY 2021 ₹8,776 Cr ▼ −8.3% −₹15,051 Cr −171.5% −₹479.61 —
FY 2020 ₹9,572 Cr — −₹13,456 Cr −140.6% −₹415.74 —

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
75%
25%
  • Total assets₹1,10,546 Cr
  • Total liabilities₹82,398 Cr
  • Shareholders' equity₹28,149 Cr
  • Total debt₹80,234 Cr
  • Cash & investments₹4,123 Cr
  • Revenue growth, 5 yr2.24% a year
  • Operating margin (TTM)23.49%
  • Net margin (TTM)13.44%

Cash flow — FY26

Operating activities
▼ −₹15,892 Cr
Investing activities
▲ ₹2,631 Cr
Financing activities
▲ ₹12,393 Cr
Free cash flow
▼ −₹16,009 Cr
Net change in cash
▼ −₹869 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue9,572.468,776.066,038.616,690.057,441.508,383.979,801.74
Cost of revenue5,736.21218.493,348.703,480.263,671.694,455.566,360.97
Gross profit3,836.258,557.572,689.913,209.793,769.813,928.413,440.77
Operating expenses27,972.3628,918.915,450.9216,283.368,001.406,284.037,882.54
Operating income−18,399.90−20,142.85587.69−9,593.31−559.902,099.941,919.20
Depreciation79.4180.8352.3691.69135.50173.31188.16
Profit before tax−18,062.52−20,117.10728.38−12,793.52−3,615.63−16.921,383.08
Tax−5,044.74−5,065.93188.23−5,392.16−1,640.35−10.27−123.06
Net profit−13,455.81−15,051.17540.15−7,401.36−1,975.28−6.651,504.31
EPS (₹)−415.74−479.610.25−3.46−0.920.0066.03
Dividend per share (₹)——————11.00

What Analysts Say

1 analysts

Recommendations from 1 analysts who cover Piramal Finance.

Buy average rating 2.00 on a 1–5 scale

▲ 1 bullish (100.0%) · 0 hold (0.0%) · ▼ 0 bearish (0.0%)

Votes

Strong Buy
0 (0%)
Buy
1 (100%)
Hold
0 (0%)
Sell
0 (0%)
Strong Sell
0 (0%)

Analyst ratings are opinions, not a guarantee of returns.

Piramal Finance vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yieldRating
Piramal Finance ₹2,108.20 ▼ −5.73% ₹49,717 Cr 29.03 1.79 −10.15% 13.44% 0.49% This stock
Bajaj Finance ₹982.90 ▼ −5.49% ₹6,11,949 Cr 25.01 5.76 19.79% 23.72% 0.51% Moderately Bearish
Shriram Finance ₹990.50 ▼ −1.64% ₹2,33,063 Cr 13.87 2.95 16.15% 20.94% 1.04% Bearish
Jio Financial Services ₹227.20 ▼ −1.94% ₹1,50,023 Cr 95.47 1.15 1.11% 49.84% 0.21% Bearish
Tata Capital ₹334.55 ▼ −4.43% ₹1,42,033 Cr 20.47 3.26 14.39% 15.95% 0.16% Bearish
Power Finance Corporation ₹339.30 ▼ −2.13% ₹1,11,972 Cr 5.42 1.01 20.90% 29.13% 4.58% Bearish

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns Piramal Finance shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Aug '26
44.2%
15.7%
16.3%
23.7%
Jun '26
Mar '26
Dec '25
HolderDec '25Mar '26Jun '26Aug '26Change
Promoter46.16%46.16%46.16%44.22% ▼ −1.94 pts
FII15.57%14.63%15.45%15.72% ▲ +0.27 pts
MF9.02%11.52%12.77%16.33% ▲ +3.56 pts
Other29.25%27.69%25.62%23.73% ▼ −1.89 pts

Piramal Finance Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

Piramal FinanceBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share
29.03
▲ 15% above the sector average of 25.34
P/E, 12-month rangeLow 27.82 · high 29.22
86%
Today's P/E sits 86% of the way from its low to its high
P/BPrice ÷ book value per share
1.79
P/SPrice ÷ sales per share
4.18
P/CFPrice ÷ cash flow per share
26.13

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods
47.28%
▲ above its 5-yr average of 44.42%
Operating marginKept after running costs
23.49%
▲ above its 5-yr average of −14.46%
Pre-tax marginKept before tax
12.12%
▲ above its 5-yr average of −37.32%
Net marginKept as profit
13.44%
▲ above its 5-yr average of −19.13%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
6.71%
▲ above its 5-yr average of −10.15%
Return on assetsProfit on everything it owns
1.60%
▲ above its 5-yr average of −1.95%
Return on investmentProfit on long-term capital
1.96%
▲ above its 5-yr average of −2.27%

Growth Is the business getting bigger?

Revenue — 3 yr, a year
+13.6%
▲ growing
Revenue — 5 yr, a year
+2.2%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money
2.85×
! High debt
Interest coverOperating profit ÷ interest to pay
1.17×
! Weak
Payout ratioShare of profit paid as dividend
16.53%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹74.07
Book value
₹1,244.97
Cash flow
₹88.28
Dividend
₹11.00
Revenue
₹552.03

The share price is 1.69× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 91 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year33.72
Current Dividend Yield - Common Stock Primary Issue, LTM0.49
Price to Book - most recent fiscal year1.79
P/E Basic excluding extraordinary items - TTM29.03
P/E including extraordinary items - TTM30.06
P/E excluding extraordinary items low, trailing 12 months27.82
Price to Tangible Book - most fiscal year1.89
Price to sales - most recent fiscal year5.36
Dividend Yield - indicated annual dividend divided by closing price0.49
Price to Cash Flow per share - trailing 12 month26.13
P/E Normalized, most recent fiscal year55.77
P/E excluding extraordinary items high, trailing 12 months29.22
P/E excluding extraordinary items, most recent fiscal year quarter30.06
Price to sales - trailing 12 month4.18
Net Debt, LFY7,61,107.30

Per share

Cash Flow per share - trailing 12 month88.28
Cash Flow per share - most recent fiscal year74.37
EPS including extraordinary items - trailing 12 month74.07
EPS including extraordinary items - most recent fiscal year66.03
EBITD per share - trailing 12 month96.98
Revenue/share - trailing 12 month552.03
EPS excluding extraordinary items - trailing 12 month74.07
EPS Basic excluding extraordinary items - most recent fiscal year66.40
EPS Basic excluding extraordinary items - trailing 12 month74.54
Book value per share - most recent fiscal year1,244.97
Dividend per share - most recent fiscal year11.00
Revenue/share - most recent fiscal year430.22
EPS Normalized - most recent fiscal year39.92
Book value (tangible) per share - most recent fiscal year1,233.45
Dividends per share - trailing 12 month11.00
EPS excluding extraordinary items - most recent fiscal year66.03
Cash per share - most recent fiscal year182.36

Margins

Operating margin - trailing 12 month23.49
Gross Margin - 5 year average44.42
Operating margin - 1st historical fiscal year19.58
Operating Margin - 5 year average−14.46
Net Profit Margin % - 1st historical fiscal year15.37
Gross Margin - 1st historical fiscal year35.10
Net Profit Margin % - trailing 12 month13.44
Net Profit Margin - 5 year average−19.13
Pretax Margin - 5 year average−37.32
Pretax margin - 1st historical fiscal year14.11
Pretax margin - trailing 12 month12.12
Free Operating Cash Flow/Revenue, 5 Year Average−46.11
Gross Margin - trailing 12 month47.28

Growth

Revenue growth rate, 5 year2.24
Revenue Change % - most recent quarter 1 year ago27.62
Revenue/share (5 yr growth)9.00
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR−22.39
Growth rate% - Revenue, 3 year13.58
EPS Change % - most recent quarter 1 year ago67.11
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR−46.42
Total Debt, 5 Year CAGR−1.07

Financial strength

Free Cash Flow - most recent fiscal year−1,62,581.00
LT debt/equity - most recent fiscal year2.27
Payout ratio - trailing 12 month0.00
Current EV/Free Cash Flow, LFY96.90
Total debt/total equity - most recent fiscal year2.85
Net Interest coverage - trailing 12 month1.17
Payout ratio - most recent fiscal year16.53

Returns & efficiency

Return on average equity - 5 year average−10.15
Net Income/employee - trailing 12 month10,15,222.00
Revenue/employee - most recent fiscal year60,42,438.00
Return on investment - most recent fiscal year1.96
Return on average assets - most recent fiscal year1.60
Receivables turnover - most recent fiscal year13.33
Revenue/employee - trailing 12 month75,54,648.00
Return on average assets - 5 year average−1.95
Net Income/employee - most recent fiscal year9,28,483.80
Asset turnover - most recent fiscal year0.10
Return on average equity - most recent fiscal year6.71
Return on investment - 5 year average−2.27

Price & volume

Market Cap50,673.66
52 week Low Date7 Nov 2025
Price - 1 Day % Change0.90
Relative (S&P500) price percent change - 13 week7.31
Avg trading volume last 10 days0.32
Price - 13 week price percent change4.30
Avg Trading Volume Last 3 months7.24
Price - 5 Day % Change1.15
Price % Change Month To Date−3.21
Relative (S&P500) price percent change - 04 week3.77
52 week High Date9 Sep 2026
Price - 26 week price percent change22.79
PDATE23 Sep 2026
Price - YTD price percent change35.51
NPRICE2,226.50
Relative (S&P500) price percent change - 26 week23.52
52 week Low1,260.00
52 week High2,326.40
Relative (S&P500) price percent change - Year to Date54.33

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹11.00
  • Dividend yield0.49%
  • Payout ratio16.53%
  • Latest dividend₹11.00 per share · 12 Jun 2026

Corporate calendar

  • MeetingExtraordinary General Meeting
  • BoardFund Raising
  • MeetingPostal Ballot
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹11.00 per share · 550% · Final dividend
  • MeetingAnnual General Meeting
  • BoardAudited Results & Final Dividend
Show 3 older events
  • BoardFund Raising
  • BoardQuarterly Results
  • MeetingPostal Ballot

About Piramal Finance

Consumer Financial Services

Piramal Finance Ltd, formerly Piramal Capital & Housing Finance Ltd, is an India-based housing finance company engaged in various financial services businesses. The Company provides both wholesale and retail funding opportunities across sectors. Its platform provides housing finance and other financing solutions across the entire capital stack ranging from early stage private equity, construction finance and flexi lease rental discounting. The Company’s wholesale business in the non-real estate sector includes separate verticals, such as Corporate Finance Group (CFG) and Emerging Corporate Lending (ECL). CFG provides customized funding solutions to companies across sectors such as infrastructure, renewable energy, roads, industrials, auto components. ECL focuses on lending to small and medium enterprises. It provides customized strategies for institutional and retail investors such as Mumbai redevelopment fund and apartment, and fund and strategic partnerships.

Key people

  • Jairam SridharanChief Executive Officer, Managing Director
  • Vikash Tolaram ChudiwalaChief Financial Officer
  • Vikash Kumar KhetawatChief Financial Officer
  • Vikash SinghlaChief Financial Officer
  • Kapil WadhawanManaging Director
  • Harshil Rajnikant MehtaWhole-Time Director

Company facts

  • NSE symbolPIRAMALFIN
  • BSE code544597
  • ISININE202B01038
  • IndustryConsumer Financial Services
  • IndexNIFTY 500
  • Market cap₹49,717 Cr
  • Revenue (FY26)₹9,802 Cr
  • Net profit (FY26)₹1,504 Cr

In the News

Recent headlines about Piramal Finance — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

Piramal Finance (NSE: PIRAMALFIN) last traded at ₹2,108.20 on the NSE, down 5.73% (₹128.14) on the day, as of 24 Sep 2026, 9:06 AM. On the BSE it was ₹2,106.85. The day's range was ₹1,860.65 – ₹2,199.00.

Piramal Finance's 52-week high is ₹2,327.85 (9 Sep 2026) and its 52-week low is ₹1,235.15 (7 Nov 2025). At ₹2,108.20 the share is 9.4% below its high and 70.7% above its low.

Piramal Finance's market capitalisation is ₹49,717 Cr (₹49,717 Cr). It is part of the NIFTY 500 index.

Piramal Finance's P/E ratio (trailing 12 months) is 29.03. The sector average is 25.34, so investors pay 15% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹74.07.

Piramal Finance shares are up 35.51% so far this year, up 22.79% over 6 months, up 4.30% over 3 months.

In FY26 (year to Mar 2026), Piramal Finance reported revenue of ₹9,802 Cr (up 16.91% on the year before) and a net profit of ₹1,504 Cr. Earnings per share were ₹66.03.

Yes. Piramal Finance's latest dividend is ₹11.00 per share (550%, final dividend), with an ex-date of 12 Jun 2026. The dividend yield is 0.49%.

Of 1 analysts covering Piramal Finance, 1 are bullish (0 strong buy, 1 buy), 0 say hold and 0 are bearish. The consensus is Buy (average rating 2.00 on a scale where 1 is Strong Buy and 5 is Strong Sell). Analyst views are opinions, not a guarantee.

As of Aug 2026: Promoter 44.22%, FII 15.72%, MF 16.33%, Other 23.73%. Promoter holding fell by 1.94 percentage points from Jun 2026.

Piramal Finance's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Jio Financial Services, Tata Capital, Power Finance Corporation. By market capitalisation it ranks #6 of 6 in this group.