NSE PAYTM · BSE 543396 · Consumer Financial Services · NIFTY 500

One 97 Communications Share Price

Market open · NSE price as of Tue 29 Sep
₹1,683.00 ▲ +₹47.27 · 2.89%
Day range · 28 Sep
₹1,625.40Low₹1,676.35High
52-week range
₹947.10Low · 30 Mar 2026₹1,856.50High · 16 Sep 2026

One 97 Communications Overview

Where the price stands, how it has moved and how it sits against its averages.

One 97 Communications shares last traded at ₹1,683.00 on the NSE, up 2.89% on the day. That is 9.3% below the 52-week high of ₹1,856.50 and 77.7% above the 52-week low of ₹947.10. The stock trades at 166.13× earnings, above the sector average of 24.89. Its market value is ₹1,07,983 Cr.

NSE closing prices — daily for the last year, weekly before that — ending at the latest price (Tue 29 Sep). Hover, tap or use the arrow keys to read a day.

Price returns

1 Day▲ +2.89%
1 Week▼ −7.24%
This month▼ −1.99%
3 Months▲ +48.53%
6 Months▲ +66.83%
This year▲ +29.57%
1 Year▲ +50.40%

Share price growth a year (CAGR): 3 years ▲ +25.2%

Against the market: 1 Month ▲ +6.02% · 3 Months ▲ +55.28% · 6 Months ▲ +65.24% · This year ▲ +48.63% · 1 Year ▲ +61.08%

Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST). Its quotes are not real-time — the time at the top shows how current the price is.

Moving averages — price is above 3 of 6

  1. 10-day average₹1,774.93 ▼ price 5.2% below
  2. 5-day average₹1,761.78 ▼ price 4.5% below
  3. 20-day average₹1,724.54 ▼ price 2.4% below
  4. Today's price₹1,683.00
  5. 50-day average₹1,574.83 ▲ price 6.9% above
  6. 100-day average₹1,363.55 ▲ price 23.4% above
  7. 300-day average₹1,271.71 ▲ price 32.3% above

Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.

One 97 Communications Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
9,978
8,437
Net profit₹ crore · losses below zero
−2,842
553

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹8,437 Cr ▲ +22.3% ₹553 Cr 6.6% ₹8.55 —
FY 2025 ₹6,900 Cr ▼ −30.8% −₹659 Cr −9.5% −₹10.35 —
FY 2024 ₹9,978 Cr ▲ +24.9% −₹1,417 Cr −14.2% −₹22.33 —
FY 2023 ₹7,990 Cr ▲ +60.6% −₹1,776 Cr −22.2% −₹27.50 —
FY 2022 ₹4,974 Cr ▲ +77.5% −₹2,393 Cr −48.1% −₹38.49 —
FY 2021 ₹2,802 Cr ▼ −14.6% −₹1,696 Cr −60.5% −₹26.16 ₹0.00
FY 2020 ₹3,281 Cr — −₹2,842 Cr −86.6% −₹43.84 ₹0.00

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
33%
67%
  • Total assets₹23,915 Cr
  • Total liabilities₹7,889 Cr
  • Shareholders' equity₹16,026 Cr
  • Total debt₹172 Cr
  • Cash & investments₹8,567 Cr
  • Current ratio2.55×
  • Revenue growth, 5 yr24.66% a year
  • Operating margin (TTM)−0.78%
  • Net margin (TTM)7.24%

Cash flow — FY26

Operating activities
▼ −₹743 Cr
Investing activities
▲ ₹1,719 Cr
Financing activities
▼ −₹50 Cr
Free cash flow
▼ −₹1,222 Cr
Net change in cash
▲ ₹1,213 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue3,280.802,802.404,974.207,990.309,977.806,900.408,437.00
Cost of revenue2,626.202,266.603,253.703,651.603,923.402,764.403,216.00
Gross profit654.60535.801,720.504,338.706,054.404,136.005,221.00
Operating expenses6,394.404,772.707,557.4010,107.1011,853.108,256.208,689.00
Operating income−3,113.60−1,970.30−2,583.20−2,116.80−1,875.30−1,355.80−252.00
Depreciation174.50178.50247.30485.30735.70672.60568.00
Profit before tax−2,958.20−1,698.30−2,385.10−1,742.90−1,390.40−645.20582.00
Tax−15.802.7011.3033.6032.0018.0030.00
Net profit−2,842.20−1,696.10−2,392.90−1,775.90−1,417.00−658.70553.00
EPS (₹)−43.84−26.16−38.49−27.50−22.33−10.358.55
Dividend per share (₹)0.000.00—————

One 97 Communications vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yield
One 97 Communications This stock ₹1,683.00 ▲ +2.89% ₹1,07,983 Cr 166.13 6.72 −8.52% 7.24% 0.00%
Bajaj Finance ₹985.00 ▼ −1.01% ₹6,13,257 Cr 25.01 5.76 19.79% 23.72% 0.51%
Shriram Finance ₹979.00 ▼ −2.00% ₹2,30,357 Cr 13.87 2.95 16.15% 20.94% 1.04%
Jio Financial Services ₹220.25 ▼ −2.97% ₹1,45,434 Cr 95.47 1.15 1.11% 49.84% 0.21%
Tata Capital ₹328.55 ▼ −3.13% ₹1,39,485 Cr 20.47 3.26 14.39% 15.95% 0.16%
Power Finance Corporation ₹330.15 ▼ −2.52% ₹1,08,953 Cr 5.42 1.01 20.90% 29.13% 4.58%

Peer prices and ratios as last reported by the data provider. Company names link to their own pages.

Shareholding Pattern

Who owns One 97 Communications shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
48.1%
17.9%
34.0%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter———— —
FII51.71%51.75%49.40%48.09% ▼ −1.31 pts
MF16.25%14.34%16.60%17.94% ▲ +1.34 pts
Other32.04%33.91%34.00%33.97% ▼ −0.03 pts

One 97 Communications Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

One 97 CommunicationsBenchmarkRule-of-thumb bands

Valuation The price against earnings, book value and sales

P/E (TTM)Price ÷ yearly earnings per share
166.13
▲ 567% above the sector average of 24.89
P/E, 12-month rangeLow 112.52 · high 206.83
57%
Today's P/E sits 57% of the way from its low to its high
P/BPrice ÷ book value per share
6.72
P/SMarket cap ÷ last 12 months' revenue
12.04
P/CFPrice ÷ cash flow per share
90.87

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods
61.86%
▲ above its 5-yr average of 56.09%
Operating marginKept after running costs
−0.78%
▲ above its 5-yr average of −21.38%
Pre-tax marginKept before tax
7.82%
▲ above its 5-yr average of −14.58%
Net marginKept as profit
7.24%
▲ above its 5-yr average of −14.91%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
3.56%
▲ above its 5-yr average of −8.52%
Return on assetsProfit on everything it owns
2.43%
▲ above its 5-yr average of −6.27%
Return on investmentProfit on long-term capital
3.49%
▲ above its 5-yr average of −8.30%
Return on capital employedProfit before interest and tax on equity + debt
24.20%

Growth Is the business getting bigger?

Revenue — last 12 months
+22.6%
▲ growing
Revenue — 3 yr, a year
+1.8%
▲ growing
Revenue — 5 yr, a year
+24.7%
▲ growing
EPS — last 12 months
+124.6%
▲ growing (off the scale)
Book value — 5 yr, a year
+20.0%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
0.01×
• Normal for a lender
Interest coverProfit before interest and tax ÷ interest on its borrowings
1.18×
! Weak
Payout ratioShare of profit paid as dividend
0.00%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹10.03
Book value
₹250.41
Cash flow
₹18.19
Dividend
₹0.00
Revenue
₹138.03

The share price is 6.72× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 98 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year195.79
Current Dividend Yield - Common Stock Primary Issue, LTM0.00
Price to Book - most recent fiscal year6.69
P/E Basic excluding extraordinary items - TTM112.08
P/E including extraordinary items - TTM166.86
P/E excluding extraordinary items low, trailing 12 months112.52
Price to Tangible Book - most fiscal year6.72
Price to sales - most recent fiscal year12.73
Price to Cash Flow per share - trailing 12 month90.87
P/E Normalized, most recent fiscal year150.19
P/E excluding extraordinary items high, trailing 12 months206.83
P/E excluding extraordinary items, most recent fiscal year quarter166.86
Price to sales - trailing 12 month11.98
Net Debt, LFY−83,950.00

Per share

Cash Flow per share - trailing 12 month18.19
Cash Flow per share - most recent fiscal year17.32
EPS including extraordinary items - trailing 12 month10.03
EPS including extraordinary items - most recent fiscal year8.55
EBITD per share - trailing 12 month9.73
Revenue/share - trailing 12 month138.03
EPS excluding extraordinary items - trailing 12 month10.03
EPS Basic excluding extraordinary items - most recent fiscal year8.66
EPS Basic excluding extraordinary items - trailing 12 month10.18
Book value per share - most recent fiscal year250.39
Revenue/share - most recent fiscal year130.45
EPS Normalized - most recent fiscal year11.15
Book value (tangible) per share - most recent fiscal year249.73
Dividends per share - trailing 12 month0.00
EPS excluding extraordinary items - most recent fiscal year8.55
Cash per share - most recent fiscal year133.85

Margins

Operating margin - trailing 12 month−0.78
Gross Margin - 5 year average56.09
Operating margin - 1st historical fiscal year−2.99
Operating Margin - 5 year average−21.38
Net Profit Margin % - 1st historical fiscal year6.54
Gross Margin - 1st historical fiscal year61.88
Net Profit Margin % - trailing 12 month7.24
Net Profit Margin - 5 year average−14.91
Pretax Margin - 5 year average−14.58
Pretax margin - 1st historical fiscal year6.90
Pretax margin - trailing 12 month7.82
Free Operating Cash Flow/Revenue, 5 Year Average−10.11
Gross Margin - trailing 12 month61.86

Growth

EPS Change %, TTM over TTM124.57
Revenue growth rate, 5 year24.66
Revenue Change % - most recent quarter 1 year ago27.67
Revenue/share (5 yr growth)24.72
Tangible Book Value, Total Equity, 5 Year CAGR19.83
Capital Spending growth rate, 5 year19.98
Revenue Change %, TTM over TTM22.56
Growth rate% - Revenue, 3 year1.83
Book value per share growth rate, 5 year19.96
EPS Change % - most recent quarter 1 year ago79.89
Total Debt, 5 Year CAGR−22.42

Financial strength

Free Cash Flow - most recent fiscal year−12,220.00
LT debt/equity - most recent fiscal year0.01
Quick ratio - most recent fiscal year2.48
Payout ratio - trailing 12 month0.00
Current ratio - most recent fiscal year2.55
Current EV/Free Cash Flow, LFY154.47
Total debt/total equity - most recent fiscal year0.01
Net Interest coverage - trailing 12 month4.30
Payout ratio - most recent fiscal year0.00

Returns & efficiency

Return on average equity - 5 year average−8.52
Net Income/employee - trailing 12 month6,13,015.90
Revenue/employee - most recent fiscal year66,84,626.00
Return on investment - most recent fiscal year3.49
Return on average assets - most recent fiscal year2.43
Receivables turnover - most recent fiscal year6.40
Inventory turnover - most recent fiscal year8.39
Revenue/employee - trailing 12 month84,69,821.00
Return on average assets - 5 year average−6.27
Net Income/employee - most recent fiscal year4,37,349.00
Asset turnover - most recent fiscal year0.37
Return on average equity - most recent fiscal year3.56
Return on investment - 5 year average−8.30

Price & volume

Market Cap1,04,768.14
52 week Low Date30 Mar 2026
Price - 1 Day % Change−3.54
Relative (S&P500) price percent change - 13 week55.28
Avg trading volume last 10 days5.40
Price - 13 week price percent change48.83
Price - 52 week price percent change46.66
Avg Trading Volume Last 3 months93.73
Price - 5 Day % Change−9.51
Price % Change Month To Date−2.51
Relative (S&P500) price percent change - 04 week6.02
52 week High Date16 Sep 2026
Price - 26 week price percent change65.94
PDATE25 Sep 2026
Price - YTD price percent change28.88
Relative (S&P500) price percent change - 52 week61.08
NPRICE1,674.00
Relative (S&P500) price percent change - 26 week65.24
52 week Low930.60
52 week High1,855.50
Beta0.04
Relative (S&P500) price percent change - Year to Date48.63

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

  • Dividend yield0.00%
  • Payout ratio0.00%

No dividends on record.

Corporate calendar

  • MeetingAnnual General Meeting
  • BoardQuarterly Results & Bonus issue
  • BoardAudited Results
  • MeetingPostal Ballot
  • BoardQuarterly Results
  • MeetingPostal Ballot
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
Show 6 older events
  • BoardQuarterly Results
  • BoardAudited Results
  • MeetingPostal Ballot
  • BoardQuarterly Results
  • BoardQuarterly Results
  • MeetingAnnual General Meeting

About One 97 Communications

Consumer Financial Services

One 97 Communications Limited is an India-based company, which owns the brand Paytm. The Company is engaged in the business of providing payment and financial services, which includes payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, and others. Its services include digital recharge, bill payments, such as utility bills, education and money transfers on the app, online payment gateways as well as offline payment modes to merchants either through Quick Response (QR) codes, Soundbox or Card Machines. It also offers digital distribution of credit, insurance, mutual funds distribution and equity broking. Its other services include deals and gift vouchers, advertising services and loyalty programs for merchants. Its offerings cater to a range of customer requirements, facilitating money transfers, merchant payments, bill payments, e-commerce transactions, and access to other financial services.

Key people

  • Vijay Shekhar SharmaExecutive Chairman of the Board, Chief Executive Officer, Managing Director
  • Sunil Kumar BansalChief Compliance Officer, Company Secretary

Company facts

  • NSE symbolPAYTM
  • BSE code543396
  • ISININE982J01020
  • IndustryConsumer Financial Services
  • IndexNIFTY 500
  • Market cap₹1,07,983 Cr
  • Revenue (FY26)₹8,437 Cr
  • Net profit (FY26)₹553 Cr

In the News

Recent headlines about One 97 Communications — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →

Frequently Asked Questions

One 97 Communications (NSE: PAYTM) last traded at ₹1,683.00 on the NSE, up 2.89% (₹47.27) on the day, as of 29 Sep 2026. The day's range on 28 Sep was ₹1,625.40 – ₹1,676.35.

One 97 Communications's 52-week high is ₹1,856.50 (16 Sep 2026) and its 52-week low is ₹947.10 (30 Mar 2026). At ₹1,683.00 the share is 9.3% below its high and 77.7% above its low.

One 97 Communications's market capitalisation is ₹1,07,983 Cr (₹1.08L Cr). It is part of the NIFTY 500 index.

One 97 Communications's P/E ratio (trailing 12 months) is 166.13. The sector average is 24.89, so investors pay 567% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹10.03.

One 97 Communications shares are up 50.40% over the last year, up 29.57% so far this year, up 66.83% over 6 months, up 48.53% over 3 months. Over the last year the stock did 61.08% better than the market.

In FY26 (year to Mar 2026), One 97 Communications reported revenue of ₹8,437 Cr (up 22.27% on the year before) and a net profit of ₹553 Cr. Earnings per share were ₹8.55.

There is no dividend on record for One 97 Communications in the data shown on this page.

As of Jun 2026: FII 48.09%, MF 17.94%, Other 33.97%.

One 97 Communications's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Jio Financial Services, Tata Capital, Power Finance Corporation. By market capitalisation it ranks #6 of 6 in this group.

One 97 Communications is almost debt-free — its debt-to-equity ratio is 0.01 and total debt was ₹172 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business; its profit before interest and tax covers the interest on those borrowings 1.18 times.