NSE JMFINANCIL · BSE 523405 · Investment Services · NIFTY 500

JM Financial Share Price

Market closed · updated 25 Sep, 4:41 PM IST
₹126.01 ▼ −₹1.80 · 1.41% NSE · as of 24 Sep 2026, 8:53 AM · BSE ₹125.70
Today's range
₹125.70Low₹127.65High
52-week range
₹112.30Low · 30 Mar 2026₹182.60High · 16 Oct 2025

JM Financial Overview

Where the price stands, how it has moved and how it sits against its averages.

JM Financial shares last traded at ₹126.01 on the NSE, down 1.41% on the day. That is 31.0% below the 52-week high of ₹182.60 and 12.2% above the 52-week low of ₹112.30. The stock trades at 11.25× earnings, below the sector average of 15.35. Its market value is ₹12,043 Cr.

Price returns

1 Day▼ −1.41%
5 Days▲ +5.85%
This month▼ −0.38%
3 Months▲ +1.20%
6 Months▲ +2.38%
This year▼ −15.05%
1 Year▼ −26.15%

Against the market: 1 Month ▼ −0.62% · 3 Months ▲ +4.12% · 6 Months ▲ +2.99% · This year ▼ −3.25% · 1 Year ▼ −18.97%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.

Moving averages — price is above 2 of 6

  1. 300-day average₹130.92 ▼ price 3.8% below
  2. 100-day average₹127.75 ▼ price 1.4% below
  3. 20-day average₹127.73 ▼ price 1.3% below
  4. 50-day average₹126.28 ▼ price 0.2% below
  5. Today's price₹126.01
  6. 10-day average₹125.00 ▲ price 0.8% above
  7. 5-day average₹124.37 ▲ price 1.3% above

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

JM Financial Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
4,759
4,017
Net profit₹ crore · losses below zero
1,202

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹4,017 Cr ▼ −7.4% ₹1,202 Cr 29.9% ₹12.55 ₹3.25
FY 2025 ₹4,338 Cr ▼ −8.8% ₹821 Cr 18.9% ₹8.58 ₹2.70
FY 2024 ₹4,759 Cr ▲ +45.8% ₹410 Cr 8.6% ₹4.29 ₹2.00
FY 2023 ₹3,265 Cr ▼ −11.9% ₹597 Cr 18.3% ₹6.25 ₹1.80
FY 2022 ₹3,707 Cr ▲ +15.9% ₹773 Cr 20.9% ₹8.09 ₹1.65
FY 2021 ₹3,197 Cr ▼ −6.8% ₹590 Cr 18.5% ₹6.32 ₹0.50
FY 2020 ₹3,432 Cr — ₹545 Cr 15.9% ₹6.45 ₹0.20

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
60%
40%
  • Total assets₹26,537 Cr
  • Total liabilities₹15,880 Cr
  • Shareholders' equity₹10,657 Cr
  • Total debt₹11,367 Cr
  • Cash & investments₹472 Cr
  • Revenue growth, 5 yr4.67% a year
  • EPS growth, 5 yr14.69% a year
  • Operating margin (TTM)13.11%
  • Net margin (TTM)32.37%

Cash flow — FY26

Operating activities
▲ ₹581 Cr
Investing activities
▼ −₹532 Cr
Financing activities
▼ −₹116 Cr
Free cash flow
▲ ₹517 Cr
Net change in cash
▼ −₹68 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue3,432.033,197.473,707.163,265.084,758.954,338.024,017.38
Cost of revenue1,491.641,263.131,296.671,387.771,847.561,638.401,386.91
Gross profit1,940.391,934.342,410.491,877.312,911.392,699.622,630.47
Operating expenses2,360.022,159.672,410.652,385.124,470.593,446.372,668.27
Operating income1,072.011,037.801,296.51879.96288.36891.651,349.11
Depreciation41.0439.7537.7841.8753.0363.7978.37
Profit before tax1,093.521,066.851,348.04952.61353.37996.851,580.43
Tax315.98260.79355.67243.85325.85224.85403.55
Net profit544.98590.14773.16597.29409.84821.311,201.97
EPS (₹)6.456.328.096.254.298.5812.55
Dividend per share (₹)0.200.501.651.802.002.703.25

What Analysts Say

1 analysts

Recommendations from 1 analysts who cover JM Financial.

Buy average rating 2.00 on a 1–5 scale

▲ 1 bullish (100.0%) · 0 hold (0.0%) · ▼ 0 bearish (0.0%)

Votes

Strong Buy
0 (0%)
Buy
1 (100%)
Hold
0 (0%)
Sell
0 (0%)
Strong Sell
0 (0%)

How the votes changed

Rating3M ago2M ago1M ago1W agoNow3-month change
Strong Buy00000 —
Buy11111 —
Hold00000 —
Sell00000 —
Strong Sell00000 —

Analyst ratings are opinions, not a guarantee of returns.

JM Financial vs Peers

Side by side with other investment services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yieldRating
JM Financial ₹126.01 ▼ −1.41% ₹12,043 Cr 11.25 1.14 8.87% 32.37% 2.55% This stock
ICICI Prudential Asset Management Company Ltd ₹3,170.40 ▼ −0.11% ₹1,56,344 Cr 47.70 37.71 80.08% 55.98% 0.86% Bullish
HDFC Asset Management Company ₹2,390.00 ▼ −2.29% ₹1,02,486 Cr 39.87 12.31 29.78% 69.30% 2.04% Bearish
Nippon Life India Asset Management ₹1,137.25 ▼ −2.47% ₹72,778 Cr 50.08 16.25 28.27% 56.41% 1.81% Moderately Bearish
Multi Commodity Exchange Of India ₹3,427.15 ▲ +1.64% ₹87,390 Cr 52.61 16.59 18.83% 57.84% 0.22% Bullish
Motilal Oswal Financial Services ₹1,015.30 ▼ −2.38% ₹61,154 Cr 30.83 4.52 22.40% 21.18% 0.62% Bullish

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns JM Financial shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
57.0%
17.0%
21.3%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter56.60%56.90%57.07%57.03% ▼ −0.04 pts
FII18.38%17.71%17.16%16.95% ▼ −0.21 pts
MF5.00%5.08%5.17%4.73% ▼ −0.44 pts
Other20.02%20.31%20.60%21.29% ▲ +0.69 pts

JM Financial Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

JM FinancialBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share
11.25
▼ 27% below the sector average of 15.35
P/E, 12-month rangeLow 7.86 · high 32.41
14%
Today's P/E sits 14% of the way from its low to its high
P/BPrice ÷ book value per share
1.14
P/SPrice ÷ sales per share
3.63
P/CFPrice ÷ cash flow per share
10.41
PEGP/E ÷ earnings growth (≈1 is fair)
0.45

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods
58.39%
▼ below its 5-yr average of 62.38%
Operating marginKept after running costs
13.11%
▼ below its 5-yr average of 23.43%
Pre-tax marginKept before tax
42.94%
▲ above its 5-yr average of 26.04%
Net marginKept as profit
32.37%
▲ above its 5-yr average of 18.31%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
11.79%
▲ above its 5-yr average of 8.87%
Return on assetsProfit on everything it owns
4.61%
▲ above its 5-yr average of 2.73%
Return on investmentProfit on long-term capital
6.79%
▲ above its 5-yr average of 4.27%

Growth Is the business getting bigger?

Revenue — last 12 months
−6.2%
▼ shrinking
Revenue — 3 yr, a year
+7.2%
▲ growing
Revenue — 5 yr, a year
+4.7%
▲ growing
EPS — last 12 months
−5.9%
▼ shrinking
EPS — 3 yr, a year
+26.2%
▲ growing (off the scale)
EPS — 5 yr, a year
+14.7%
▲ growing
Dividend — 3 yr, a year
+21.8%
▲ growing
Book value — 5 yr, a year
+8.7%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money
1.07×
! High debt
Payout ratioShare of profit paid as dividend
25.86%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹10.86
Book value
₹111.43
Cash flow
₹12.24
Dividend
₹3.25
Revenue
₹35.11

The share price is 1.13× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 108 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year10.16
Current Dividend Yield - Common Stock Primary Issue, LTM2.55
Price to Book - most recent fiscal year1.14
P/E Basic excluding extraordinary items - TTM11.25
P/E including extraordinary items - TTM11.74
P/E excluding extraordinary items low, trailing 12 months7.86
Price to Tangible Book - most fiscal year1.15
Dividend Yield - 5 Year Average2.77
Price to sales - most recent fiscal year3.04
Dividend Yield - indicated annual dividend divided by closing price2.55
Price to Cash Flow per share - trailing 12 month10.41
Peg Ratio0.45
Price to Free Cash Flow per Share - most recent fiscal year106.26
P/E Normalized, most recent fiscal year11.15
P/E excluding extraordinary items high, trailing 12 months32.41
P/E excluding extraordinary items, most recent fiscal year quarter11.74
Price to sales - trailing 12 month3.63
Net Debt, LFY1,08,949.60

Per share

Dividend Per Share - 5 year average2.28
Cash Flow per share - trailing 12 month12.24
Cash Flow per share - most recent fiscal year13.11
EPS including extraordinary items - trailing 12 month10.86
EPS including extraordinary items - most recent fiscal year12.55
EBITD per share - trailing 12 month5.50
Revenue/share - trailing 12 month35.11
EPS excluding extraordinary items - trailing 12 month10.86
EPS Basic excluding extraordinary items - most recent fiscal year12.57
EPS Basic excluding extraordinary items - trailing 12 month10.87
Book value per share - most recent fiscal year111.44
Dividend per share - most recent fiscal year3.25
Revenue/share - most recent fiscal year41.95
EPS Normalized - most recent fiscal year11.43
Book value (tangible) per share - most recent fiscal year110.54
Dividends per share - trailing 12 month3.25
EPS excluding extraordinary items - most recent fiscal year12.55
Cash per share - most recent fiscal year4.94

Margins

Operating margin - trailing 12 month13.11
Gross Margin - 5 year average62.38
Operating margin - 1st historical fiscal year33.58
Operating Margin - 5 year average23.43
Net Profit Margin % - 1st historical fiscal year29.29
Gross Margin - 1st historical fiscal year65.48
Net Profit Margin % - trailing 12 month32.37
Net Profit Margin - 5 year average18.31
Pretax Margin - 5 year average26.04
Pretax margin - 1st historical fiscal year39.34
Pretax margin - trailing 12 month42.94
Free Operating Cash Flow/Revenue, 5 Year Average13.68
Gross Margin - trailing 12 month58.39

Growth

EPS Change %, TTM over TTM−5.87
Revenue growth rate, 5 year4.67
EPS growth rate, 5 year14.69
Revenue Change % - most recent quarter 1 year ago−9.60
Growth rate% - dividend, 3 year21.77
Growth rate% - EPS, 3 year26.15
Revenue/share (5 yr growth)4.13
Free Operating Cash Flow, 5 Year CAGR−34.40
Tangible Book Value, Total Equity, 5 Year CAGR8.79
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR−19.41
Capital Spending growth rate, 5 year58.80
Revenue Change %, TTM over TTM−6.21
Growth rate% - Revenue, 3 year7.16
Book value per share growth rate, 5 year8.69
EPS Change % - most recent quarter 1 year ago−35.65
Net Profit Margin growth rate, 5 year3.05
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR−0.79
Total Debt, 5 Year CAGR−1.73

Financial strength

Free Cash Flow - most recent fiscal year1,148.30
LT debt/equity - most recent fiscal year0.51
Payout ratio - trailing 12 month29.88
Current EV/Free Cash Flow, LFY30.15
Total debt/total equity - most recent fiscal year1.07
Payout ratio - most recent fiscal year25.86

Returns & efficiency

Return on average equity - 5 year average8.87
Net Income/employee - trailing 12 month20,72,457.00
Revenue/employee - most recent fiscal year80,91,400.00
Return on investment - most recent fiscal year6.79
Return on average assets - most recent fiscal year4.61
Receivables turnover - most recent fiscal year3.52
Inventory turnover - most recent fiscal year10.78
Revenue/employee - trailing 12 month64,02,495.00
Return on average assets - 5 year average2.73
Net Income/employee - most recent fiscal year23,70,353.00
Asset turnover - most recent fiscal year0.16
Return on average equity - most recent fiscal year11.79
Return on investment - 5 year average4.27

Price & volume

Market Cap12,076.82
52 week Low Date30 Mar 2026
Price - 1 Day % Change0.95
Relative (S&P500) price percent change - 13 week4.12
Avg trading volume last 10 days2.20
Price - 13 week price percent change1.20
Price - 52 week price percent change−26.15
Avg Trading Volume Last 3 months61.28
Price - 5 Day % Change5.85
Price % Change Month To Date−0.38
Relative (S&P500) price percent change - 04 week−0.62
52 week High Date16 Oct 2025
Price - 26 week price percent change2.38
PDATE23 Sep 2026
Price - YTD price percent change−15.05
Relative (S&P500) price percent change - 52 week−18.97
NPRICE127.51
Relative (S&P500) price percent change - 26 week2.99
52 week Low112.00
52 week High182.50
Beta1.39
Relative (S&P500) price percent change - Year to Date−3.25

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹3.25
  • Dividend yield2.55%
  • Payout ratio25.86%
  • 5-year average dividend₹2.28 a share
  • Latest dividend₹1.75 per share · 12 Jun 2026

Corporate calendar

  • MeetingAnnual General Meeting
  • BoardQuarterly Results
  • Dividend₹1.75 per share · 175% · Final dividend
  • BoardAudited Results & Final Dividend
  • BoardQuarterly Results
  • Dividend₹1.50 per share · 150% · Interim dividend
  • BoardQuarterly Results & Interim Dividend
  • MeetingAnnual General Meeting
Show 14 older events
  • Dividend₹2.70 per share · 270% · Final dividend
  • BoardAudited Results & Dividend
  • BoardQuarterly Results
  • MeetingPostal Ballot
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • BoardQuarterly Results
  • Dividend₹2.00 per share · 200% · Final dividend
  • MeetingAnnual General Meeting
  • Dividend₹0.90 per share · 90% · Final dividend
  • Dividend₹0.90 per share · 90% · Interim dividend
  • MeetingAnnual General Meeting
  • Dividend₹1.15 per share · 115% · Final dividend
  • Dividend₹0.50 per share · 50% · Interim dividend

About JM Financial

Investment Services

JM Financial Limited is a diversified financial company. The Company's segments include Corporate Advisory and Capital Markets, Wealth and Asset Management, Private Markets, Affordable home Loans, and Treasury and others. The Corporate Advisory and Capital Markets segment caters to institutional, corporate, promoters, government and high net worth clients and include investment banking, and institutional equities and research. The Wealth and Asset Management segment includes a wealth management business, broking, portfolio management services (PMS), equity & debt AIFs, and a mutual fund business. The Private markets segment comprises private credit (corporate, bespoke, real estate and distressed credit) and investments (private equity funds, real estate investment trust (REIT)). The Affordable Home Loans segment includes the affordable housing finance business.

Key people

  • Vishal Nimesh KampaniVice Chairman of the Board, Managing Director
  • Nishit ShahChief Financial Officer, Managing Director
  • Hemant Vijay PandyaCompliance Officer, Company Secretary
  • Adi PatelManaging Director, Executive Director
  • Neha AgarwalManaging Director and Head - Equity Capital Markets
  • Rajiv AgrawalManaging Director - Real Estate AIF

Company facts

  • NSE symbolJMFINANCIL
  • BSE code523405
  • ISININE780C01023
  • IndustryInvestment Services
  • IndexNIFTY 500
  • Market cap₹12,043 Cr
  • Revenue (FY26)₹4,017 Cr
  • Net profit (FY26)₹1,202 Cr

In the News

Recent headlines about JM Financial — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

JM Financial (NSE: JMFINANCIL) last traded at ₹126.01 on the NSE, down 1.41% (₹1.80) on the day, as of 24 Sep 2026, 8:53 AM. On the BSE it was ₹125.70. The day's range was ₹125.70 – ₹127.65.

JM Financial's 52-week high is ₹182.60 (16 Oct 2025) and its 52-week low is ₹112.30 (30 Mar 2026). At ₹126.01 the share is 31.0% below its high and 12.2% above its low.

JM Financial's market capitalisation is ₹12,043 Cr (₹12,043 Cr). It is part of the NIFTY 500 index.

JM Financial's P/E ratio (trailing 12 months) is 11.25. The sector average is 15.35, so investors pay 27% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹10.86.

JM Financial shares are down 26.15% over the last year, down 15.05% so far this year, up 2.38% over 6 months, up 1.20% over 3 months. Over the last year the stock did 18.97% worse than the market.

In FY26 (year to Mar 2026), JM Financial reported revenue of ₹4,017 Cr (down 7.39% on the year before) and a net profit of ₹1,202 Cr. Earnings per share were ₹12.55.

Yes. JM Financial's latest dividend is ₹1.75 per share (175%, final dividend), with an ex-date of 12 Jun 2026. The dividend yield is 2.55%. It has paid 8 dividends in the records shown on this page.

Of 1 analysts covering JM Financial, 1 are bullish (0 strong buy, 1 buy), 0 say hold and 0 are bearish. The consensus is Buy (average rating 2.00 on a scale where 1 is Strong Buy and 5 is Strong Sell). Analyst views are opinions, not a guarantee.

As of Jun 2026: Promoter 57.03%, FII 16.95%, MF 4.73%, Other 21.29%. Promoter holding fell by 0.04 percentage points from Mar 2026.

JM Financial's listed peers in Investment Services include ICICI Prudential Asset Management Company Ltd, HDFC Asset Management Company, Nippon Life India Asset Management, Multi Commodity Exchange Of India, Motilal Oswal Financial Services. By market capitalisation it ranks #6 of 6 in this group.