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Groww Demat Account 2026: Features, Charges, Benefits & Opening Process

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Written By: The Top Stock Broker Last Updated: SEBI data verified

The Groww Demat Account allows eligible investors to hold shares and other securities electronically while managing their investments through a digital platform. A Demat Account can be used along with the associated trading facilities to buy, sell, and hold eligible securities such as stocks, ETFs, IPO allotments, and other supported investments. Groww provides online account management tools that allow investors to monitor holdings, review transactions, and manage their portfolios through its mobile application and web platform.

Opening a Groww Demat Account requires applicants to complete the applicable account opening and Know Your Customer (KYC) verification process. Applicants generally need a valid PAN card, identity and address information, bank account details, mobile number, and other information required for verification. Depending on the applicant's profile and regulatory requirements, additional documents may be requested. Providing accurate information during the application process can help avoid unnecessary delays in account activation.

The Groww Demat Account Opening process is primarily completed online. Applicants begin by registering their details and providing the required KYC information. Identity verification and other applicable checks are then completed before the account is activated. Once the account is successfully opened, eligible users can access their holdings and investment services through the Groww mobile application or web platform. The exact activation timeline may depend on the completeness of the submitted information and verification requirements.

One of the main benefits of a Groww Trading and Demat Account is the ability to manage investments through a single digital platform. Users can monitor stock holdings, track portfolio performance, review transaction history, apply for eligible IPOs, and access supported investment products. The platform also provides tools for viewing account information and managing investments without requiring investors to maintain physical share certificates or visit a branch for routine account activities.

Before opening an account, investors should review the applicable Groww Demat Charges, annual maintenance fees, brokerage, DP charges, transaction costs, and other statutory levies. Charges can vary depending on the type of transaction and service used. Investors should also check the latest account features, supported securities, and applicable terms before completing the account opening process. Understanding the complete cost structure can help investors avoid unexpected charges.

Overall, the Groww Demat Account provides eligible investors with a convenient digital method of holding and managing securities. Its online account opening process, mobile platform, portfolio tracking tools, and access to supported investment products make it suitable for investors who prefer managing their investments digitally. Before opening a Groww Demat Account, users should verify the latest eligibility requirements, charges, documentation, and account features.

Groww demat account

Groww offers a 2-in-1 account (trading + demat). Your shares are held by the depository (CDSL / NSDL), not by the broker, so the broker has no ownership over your holdings.

ChargeAmount
Demat account openingโ‚น0 (Free)
Demat account AMCโ‚น0 (Free)
DP charges (per ISIN, sell)Depository โ‚น3.50 (Male) / โ‚น3.25 (Female) + Groww โ‚น16.50 per debit transaction (โ‚น0 for debit value below โ‚น100)

BO ID & DP ID explained

Your BO ID (Beneficial Owner ID) is your 16-digit demat account number: the first 8 digits are the broker's DP ID (same for every customer of the broker), and the last 8 digits are your unique client ID. You will find it in your demat statement or the profile section of the app.

How to generate a TPIN

The CDSL/NSDL TPIN authorises sell trades and pledging. Generate it from the app profile โ†’ generate/reset TPIN; the depository sends the TPIN to your registered email and mobile, which you then use to authorise sell orders.

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Disclaimer: Investments in the securities market are subject to market risks; read all related documents carefully before investing. This page is for information only and is not investment advice. Brokerage, AMC and other charges change frequently โ€” always verify against the broker's official website before opening an account. Affiliate disclosure: "Open account" links are affiliate links and we may earn a commission at no extra cost to you; this does not influence our ratings.

Frequently Asked Questions

A Groww Demat Account allows eligible investors to hold shares and other supported securities electronically and manage their investments through the Groww platform.

Eligible applicants can complete the Groww Demat Account Opening process online by submitting the required personal and KYC information and completing the applicable verification.

Applicants generally need a PAN card, identity and address information, bank account details, mobile number, and other KYC information required during the account opening process.

Eligible investors can hold supported securities such as stocks, ETFs, and securities received through eligible IPO allotments and other permitted investment products.

Yes. Investors should review the latest account maintenance charges, DP charges, brokerage, transaction fees, and other applicable costs before opening and using a Groww Demat Account.