Groww Account Opening 2026: Eligibility, Documents, Charges & Process
Investing Made Simple
The Groww Account Opening process allows eligible investors to open a Trading and Demat Account online and access multiple investment products through a digital platform. Groww provides access to stocks, mutual funds, exchange-traded funds (ETFs), IPOs, derivatives, and other supported financial products. The online account opening process is designed to reduce paperwork and allow investors to complete most of the registration and verification steps using a smartphone or computer.
To open a Groww account, applicants generally need to meet the applicable eligibility requirements and complete the Know Your Customer (KYC) verification process. Commonly required information includes a valid PAN card, Aadhaar or other accepted identity and address details, bank account information, and mobile number. Depending on the applicant's profile and regulatory requirements, additional documents or verification may be requested. Providing accurate information can help avoid delays during the account activation process.
The Groww Account Opening Process begins with online registration, where applicants provide their basic personal and contact information. Users then submit the required KYC details and complete identity verification. Bank account information may also be required to connect the investment account with the user's bank. After the submitted information is reviewed and the verification process is completed, the Trading and Demat Account can be activated, subject to eligibility and applicable requirements.
Once the account is active, investors can use the Groww platform to buy and sell eligible securities, invest in mutual funds, apply for IPOs, monitor portfolios, and manage their investments. Users can access their account through Groww's mobile application and web platform. The digital interface allows investors to review holdings, track transactions, monitor market prices, and manage their investment activities from a single account.
Before completing Groww Account Opening, applicants should review the latest account opening charges, annual maintenance charges, brokerage, transaction fees, and other applicable costs. Investors should also understand the products and trading segments available to them and review the applicable terms and regulatory requirements. Charges and services may change over time, so checking the latest information before opening an account can help investors make informed decisions.
Overall, Groww Account Opening provides eligible investors with a convenient online route to access trading and investment services. The digital onboarding process, mobile application, portfolio management tools, and range of supported investment products make the platform accessible to many retail investors. Before applying, users should verify the latest eligibility criteria, required documents, charges, and account features to ensure they have the necessary information for a smooth account opening experience.
Groww account opening charges
| Transaction | Charges |
|---|---|
| Trading account opening | โน0 (Free) |
| Trading account AMC | โน0 (Free) |
| Demat account opening | โน0 (Free) |
| Demat account AMC | โน0 (Free) |
How to open a Groww account online
Digital KYC takes roughly 30โ60 minutes if your Aadhaar is linked to your mobile number.
Visit the official Groww website or mobile application.
Register using your mobile number and email address.
Complete the online KYC process using PAN, Aadhaar and bank account details.
Upload the required documents and complete e-sign verification.
Wait for account verification and activation.
Add funds and start investing or trading through your Groww Trading and Demat account.
Documents required
| Purpose | Accepted documents |
|---|---|
| Identity proof | PAN card (mandatory) |
| Address proof | Aadhaar, passport, voter ID or driving licence |
| Bank proof | Cancelled cheque or bank statement (name + IFSC visible) |
| Signature | Scan / photo on white paper |
| Income proof (F&O only) | ITR, Form 16, 6-month bank statement, salary slip or net-worth certificate |