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Paytm Money Mobile App Review 2026
Invest in stocks, F&O, mutual funds and IPOs with zero lifetime AMC and a technology-first trading platform.
Discount Broker Clients: 21 Million+ Users* Since 2017 NSE · BSE · MCX · NCDEX · MSEI
4.4/5
Paytm Money mobile trading app
The Paytm Money mobile app lets you trade equity, F&O, currency and commodity, apply for IPOs and track your portfolio from your phone. Below is what the app offers and how it rates.
Paytm Money App Mobile
Android and iOS application for investing and trading in stocks, F&O, commodities, IPOs, mutual funds, ETFs, bonds and NPS with real-time market data and portfolio tracking.
What you can do in the app
| Capability | Available |
|---|---|
| Trade equity delivery & intraday | ✔ Yes |
| Trade F&O / commodity | ✔ Yes |
| Apply for IPOs | ✔ Yes |
| Invest in mutual funds | ✔ Yes |
| Margin Trading (MTF / pay later) | ✔ Yes |
| API / algo access | ✔ Yes |
App pros & cons
Pros
- Zero lifetime Demat AMC.
- Competitive flat brokerage across trading segments.
- Fully digital and paperless account opening.
- Supports stocks, F&O, commodities, IPOs, mutual funds, ETFs, bonds, and NPS.
- Modern web and mobile trading platforms with advanced charting.
Cons
- Limited offline branch network.
- Research and advisory services are not as comprehensive as full-service brokers.
- Call & Trade service is chargeable.
- No dedicated desktop trading software.
- Customer support response time may vary during peak market hours.
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More about Paytm Money
Disclaimer: Investments in the securities market are subject to market risks; read all related documents carefully before investing. This page is for information only and is not investment advice. Brokerage, AMC and other charges change frequently — always verify against the broker's official website before opening an account. Affiliate disclosure: "Open account" links are affiliate links and we may earn a commission at no extra cost to you; this does not influence our ratings.