Paytm Money Review 2026
Invest in stocks, F&O, mutual funds and IPOs with zero lifetime AMC and a technology-first trading platform.
About Paytm Money
Paytm Money Limited is a technology-driven discount broker established in 2017 and is a wholly owned subsidiary of One 97 Communications Limited. The company began its journey as a direct mutual fund investment platform and later expanded into stockbroking by offering Trading and Demat account services. It is registered with SEBI and is a member of NSE, BSE, MCX, NCDEX, and MSEI, enabling investors to trade across multiple asset classes through a single platform.
Paytm Money offers investment products including equity, derivatives, commodities, currencies, IPOs, mutual funds, ETFs, bonds, NPS, and margin trading. The broker focuses on providing a fully digital investing experience with paperless account opening, competitive brokerage, advanced charting tools, GTT orders, basket orders, option chain, and portfolio tracking through its web and mobile trading platforms. Its seamless integration with the Paytm ecosystem makes fund transfers and investing convenient for retail investors.
Over the years, Paytm Money has become one of India's leading discount brokers by emphasizing affordability, ease of use, and technology. With zero lifetime Demat AMC, transparent pricing, and a growing range of investment products, the platform caters to both beginners and experienced traders who prefer a low-cost, digital-first investing experience.
| Broker type | Discount Broker |
|---|---|
| SEBI Registration | INZ000240532 |
| NSE Member code | 90165 |
| Net worth | ₹366.98 Cr |
| Year of incorporation | 2017 |
| Exchange membership | NSE · BSE · MCX · NCDEX · MSEI |
| Account opening charge | ₹0 (Free) |
| Demat AMC | ₹0 (Lifetime Free) |
Paytm Money brokerage charges
| Segment | Brokerage |
|---|---|
| Equity Delivery | ₹20 per executed order |
| Equity Intraday | ₹20 per executed order |
| Equity Futures | ₹20 per executed order or 0.02% (whichever is lower) |
| Equity Options | ₹20 per executed order |
| Currency F&O | ₹20 per executed order |
| Commodity F&O | ₹20 per executed order |
Paytm Money trading platforms
Paytm Money Web Web
Browser-based trading platform offering trading in equities, derivatives, commodities, IPOs, ETFs and mutual funds with advanced charts, watchlists and market analysis tools.
Paytm Money App Mobile
Android and iOS application for investing and trading in stocks, F&O, commodities, IPOs, mutual funds, ETFs, bonds and NPS with real-time market data and portfolio tracking.
TradingView Charts Integrated Charting
Advanced charting powered by TradingView with multiple technical indicators, drawing tools and timeframes for technical analysis.
Paytm Money pros & cons
Pros
- Zero lifetime Demat AMC.
- Competitive flat brokerage across trading segments.
- Fully digital and paperless account opening.
- Supports stocks, F&O, commodities, IPOs, mutual funds, ETFs, bonds, and NPS.
- Modern web and mobile trading platforms with advanced charting.
- GTT orders, Basket Orders, Stock SIP, and Margin Trading Facility available.
Cons
- Limited offline branch network.
- Research and advisory services are not as comprehensive as full-service brokers.
- Call & Trade service is chargeable.
- No dedicated desktop trading software.
- Customer support response time may vary during peak market hours.
Paytm Money margin & leverage
| Segment | Margin | Leverage |
|---|---|---|
| Equity Delivery | 100% of trade value | 1x |
| Equity Intraday | VAR + ELM Margin | Up to 5x |
| Equity Futures | SPAN + Exposure Margin | As per available margin |
| Equity Options (Buy) | Premium Value | Not Applicable |
| Equity Options (Sell) | SPAN + Exposure Margin | As per available margin |
| Currency Futures & Options | SPAN + Exposure Margin | As per available margin |
| Commodity Futures & Options | SPAN + Exposure Margin | As per available margin |
Paytm Money ratings & reviews
How to open a Paytm Money account
Visit the official Paytm Money website or download the Paytm Money mobile app.
Register using your mobile number and verify it with the OTP. Enter your PAN, Aadhaar, email ID, and other basic details.
Complete the online KYC process by uploading the required documents, linking your bank account, and completing Aadhaar-based eSign verification.
After successful verification, your Trading and Demat account will be activated. You can then log in and start investing in stocks, F&O, IPOs, mutual funds, ETFs, bonds, and other investment products.
Paytm Money complaints (exchange data)
Complaints filed against Paytm Money at the exchanges, and the ratio per active client — a proxy for service quality.
| Exchange | FY | Clients | Complaints | Ratio |
|---|---|---|---|---|
| NSE | 2025–26 | 765,696 | 14 | 0.002% |
| NSE | 2024–25 | 663,514 | 18 | 0.003% |
| NSE | 2023–24 | 521,347 | 22 | 0.004% |
Compare Paytm Money with other brokers
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