Paytm Money Demat Account: Charges, AMC & Review
Invest in stocks, F&O, mutual funds and IPOs with zero lifetime AMC and a technology-first trading platform.
Paytm Money demat account
Paytm Money offers a 2-in-1 account (trading + demat). Your shares are held by the depository (CDSL / NSDL), not by the broker, so the broker has no ownership over your holdings.
| Charge | Amount |
|---|---|
| Demat account opening | ₹0 (Free) |
| Demat account AMC | ₹0 (Lifetime Free) |
| DP charges (per ISIN, sell) | ₹20 per debit transaction |
BO ID & DP ID explained
Your BO ID (Beneficial Owner ID) is your 16-digit demat account number: the first 8 digits are the broker's DP ID (same for every customer of the broker), and the last 8 digits are your unique client ID. You will find it in your demat statement or the profile section of the app.
How to generate a TPIN
The CDSL/NSDL TPIN authorises sell trades and pledging. Generate it from the app profile → generate/reset TPIN; the depository sends the TPIN to your registered email and mobile, which you then use to authorise sell orders.
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