NSE SBICARD · BSE 543066 · Consumer Financial Services · NIFTY 500

SBI Cards and Payment Services Share Price

Market closed · updated 25 Sep, 4:50 PM IST

₹618.40 ▼ −₹14.43 · 2.28% NSE · as of 24 Sep 2026, 10:26 AM · BSE ₹621.00

Today's range

₹616.50Low₹641.70High

52-week range

₹566.60Low · 11 Jun 2026₹964.95High · 23 Oct 2025

SBI Cards and Payment Services Overview

Where the price stands, how it has moved and how it sits against its averages.

SBI Cards and Payment Services shares last traded at ₹618.40 on the NSE, down 2.28% on the day. That is 35.9% below the 52-week high of ₹964.95 and 9.1% above the 52-week low of ₹566.60. The stock trades at 24.82× earnings, above the sector average of 23.98. Its market value is ₹59,097 Cr.

Price returns

1 Day▼ −2.28%

5 Days▲ +2.73%

This month▼ −1.51%

3 Months▲ +4.51%

6 Months▼ −9.31%

This year▼ −26.31%

1 Year▼ −27.04%

Against the market: 1 Month ▼ −0.40% · 3 Months ▲ +7.53% · 6 Months ▼ −8.77% · This year ▼ −16.07% · 1 Year ▼ −19.94%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.

Moving averages — price is above 0 of 6

300-day average₹702.89 ▼ price 12.0% below
20-day average₹646.68 ▼ price 4.4% below
50-day average₹645.73 ▼ price 4.2% below
10-day average₹645.46 ▼ price 4.2% below
5-day average₹635.63 ▼ price 2.7% below
100-day average₹630.41 ▼ price 1.9% below
Today's price₹618.40

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

SBI Cards and Payment Services Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore

19,900

Net profit₹ crore · losses below zero

2,408

2,167

Year by year

Fiscal year	Revenue	Growth	Net profit	Net margin	EPS	Dividend
FY 2026	₹19,900 Cr	▲ +10.1%	₹2,167 Cr	10.9%	₹22.77	₹2.50
FY 2025	₹18,072 Cr	▲ +6.5%	₹1,916 Cr	10.6%	₹20.13	₹2.50
FY 2024	₹16,968 Cr	▲ +24.2%	₹2,408 Cr	14.2%	₹25.37	₹2.50
FY 2023	₹13,667 Cr	▲ +28.0%	₹2,258 Cr	16.5%	₹23.80	₹2.50
FY 2022	₹10,677 Cr	▲ +15.1%	₹1,616 Cr	15.1%	₹17.02	₹2.50
FY 2021	₹9,277 Cr	▲ +0.0%	₹985 Cr	10.6%	₹10.38	₹0.00
FY 2020	₹9,276 Cr	—	₹1,245 Cr	13.4%	₹13.21	₹1.00

Revenue₹ crore

5,127

5,041

Net profit₹ crore · losses below zero

664

Quarter by quarter

Quarter	Revenue	vs prev. qtr	Net profit	Net margin	EPS
Q1 FY27	₹5,041 Cr	▲ +2.1%	₹664 Cr	13.2%	₹6.98
Q4 FY26	₹4,934 Cr	▼ −3.8%	₹609 Cr	12.3%	₹6.40
Q3 FY26	₹5,127 Cr	▲ +3.4%	₹557 Cr	10.9%	₹5.85
Q2 FY26	₹4,961 Cr	▲ +1.7%	₹445 Cr	9.0%	₹4.67
Q1 FY26	₹4,877 Cr	▲ +4.3%	₹556 Cr	11.4%	₹5.84
Q4 FY25	₹4,674 Cr	▲ +1.2%	₹534 Cr	11.4%	₹5.60
Q3 FY25	₹4,619 Cr	▲ +4.5%	₹383 Cr	8.3%	₹4.03
Q2 FY25	₹4,421 Cr	—	₹404 Cr	9.1%	₹4.25

Balance sheet — FY26

Owes (liabilities)Shareholders' equity

76%

24%

Total assets₹66,328 Cr
Total liabilities₹50,602 Cr
Shareholders' equity₹15,726 Cr
Total debt₹44,230 Cr
Cash & investments₹2,290 Cr
Revenue growth, 5 yr16.49% a year
EPS growth, 5 yr17.01% a year
Operating margin (TTM)26.13%
Net margin (TTM)11.34%

Cash flow — FY26

Operating activities

▲ ₹493 Cr

Investing activities

▲ ₹245 Cr

Financing activities

▼ −₹1,172 Cr

Free cash flow

▲ ₹459 Cr

Net change in cash

▼ −₹434 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26

₹ crore	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total revenue	9,276.40	9,277.48	10,677.27	13,666.64	16,968.42	18,072.22	19,899.63
Cost of revenue	657.15	606.73	1,022.63	1,371.50	1,642.14	633.24	1,212.86
Gross profit	8,619.25	8,670.75	9,654.64	12,295.14	15,326.28	17,438.98	18,686.77
Operating expenses	6,250.86	6,875.09	7,595.80	9,022.42	11,162.39	12,322.14	13,927.12
Operating income	3,025.54	2,402.39	3,081.47	4,644.22	5,806.03	5,750.08	5,972.51
Depreciation	103.80	123.26	148.56	163.81	196.75	146.82	136.25
Profit before tax	1,729.63	1,323.73	2,172.16	3,030.57	3,231.80	2,580.68	2,913.19
Tax	484.81	339.21	556.02	772.10	823.92	664.27	746.48
Net profit	1,244.82	984.52	1,616.14	2,258.47	2,407.88	1,916.41	2,166.71
EPS (₹)	13.21	10.38	17.02	23.80	25.37	20.13	22.77
Dividend per share (₹)	1.00	0.00	2.50	2.50	2.50	2.50	2.50

₹ crore	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total assets	25,302.80	27,012.86	34,648.43	45,545.56	58,171.23	65,545.80	66,327.79
Current assets	—	—	—	—	—	—	—
Cash & short-term investments	573.98	712.32	1,098.22	1,108.86	2,630.58	2,708.60	2,289.68
Inventory	—	—	—	—	—	—	—
Property, plant & equipment	244.30	218.93	323.54	453.60	438.41	226.90	157.98
Total liabilities	19,961.58	20,710.83	26,895.73	35,715.50	46,087.20	51,764.08	50,602.29
Current liabilities	—	—	—	—	—	—	—
Total debt	17,364.93	18,068.04	23,284.91	31,531.08	40,314.70	45,170.68	44,230.27
Total equity	5,341.22	6,302.03	7,752.70	9,830.06	12,084.03	13,781.72	15,725.50

₹ crore	FY20	FY21	FY22	FY23	FY24	FY25	FY26
From operations	−4,066.87	692.32	−4,391.46	−6,670.51	−5,653.37	−2,140.46	493.03
From investing	−73.23	−996.78	−538.12	−921.44	−1,254.93	−2,490.57	245.47
From financing	3,921.73	431.75	5,044.54	7,823.58	8,400.58	4,686.51	−1,172.36
Capital expenditure	−77.92	−56.95	−99.92	−93.40	−74.49	−55.76	−33.64
Dividends paid	−100.94	−93.83	0.00	−212.86	−362.64	−287.11	−217.01
Net change in cash	−218.37	127.29	114.96	231.63	1,492.28	55.48	−433.86

What Analysts Say

24 analysts

Recommendations from 24 analysts who cover SBI Cards and Payment Services.

Hold average rating 2.71 on a 1–5 scale

Strong buyBuyHoldSellStrong sell

▲ 11 bullish (45.8%) · 4 hold (16.7%) · ▼ 9 bearish (37.5%)

Votes

Strong Buy

6 (25%)

Buy

5 (21%)

Hold

4 (17%)

Sell

8 (33%)

Strong Sell

1 (4%)

How the votes changed

Rating	3M ago	2M ago	1M ago	1W ago	Now	3-month change
Strong Buy	5	5	6	6	6	▲ +1
Buy	4	4	6	5	5	▲ +1
Hold	6	6	4	4	4	▼ −2
Sell	9	9	8	8	8	▼ −1
Strong Sell	1	1	1	1	1	—

Analyst ratings are opinions, not a guarantee of returns.

SBI Cards and Payment Services vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

Company	Price	Change	Market cap	P/E	P/B	ROE (5 yr)	Net margin	Div. yield	Rating
SBI Cards and Payment Services	₹618.40	▼ −2.28%	₹59,097 Cr	24.82	3.84	19.03%	11.34%	0.39%	This stock
Bajaj Finance	₹983.15	▼ −5.47%	₹6,12,105 Cr	25.01	5.76	19.79%	23.72%	0.51%	Moderately Bearish
Shriram Finance	₹991.50	▼ −1.54%	₹2,33,298 Cr	13.87	2.95	16.15%	20.94%	1.04%	Bearish
Jio Financial Services	₹229.00	▼ −1.17%	₹1,51,212 Cr	95.47	1.15	1.11%	49.84%	0.21%	Bearish
Tata Capital	₹334.55	▼ −4.43%	₹1,42,033 Cr	20.47	3.26	14.39%	15.95%	0.16%	Bearish
Power Finance Corporation	₹339.50	▼ −2.08%	₹1,12,038 Cr	5.42	1.01	20.90%	29.13%	4.58%	Bearish

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns SBI Cards and Payment Services shares, quarter by quarter (latest on top).

PromoterFIIMFOther

Jun '26

68.9%

10.8%

11.4%

Mar '26

Dec '25

Sep '25

Holder	Sep '25	Dec '25	Mar '26	Jun '26	Change
Promoter	68.59%	68.58%	68.92%	68.86%	▼ −0.06 pts
FII	10.10%	10.14%	9.54%	8.98%	▼ −0.56 pts
MF	10.07%	10.31%	10.65%	10.80%	▲ +0.15 pts
Other	11.24%	10.97%	10.89%	11.36%	▲ +0.47 pts

SBI Cards and Payment Services Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

SBI Cards and Payment ServicesBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share

24.82

▲ 4% above the sector average of 23.98

P/E, 12-month rangeLow 24.82 · high 94.47

Today's P/E sits 0% of the way from its low to its high

P/BPrice ÷ book value per share

3.84

P/SPrice ÷ sales per share

3.01

P/CFPrice ÷ cash flow per share

25.11

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods

92.91%

▲ above its 5-yr average of 92.58%

Operating marginKept after running costs

26.13%

▼ below its 5-yr average of 31.85%

Pre-tax marginKept before tax

15.24%

▼ below its 5-yr average of 17.57%

Net marginKept as profit

11.34%

▼ below its 5-yr average of 13.07%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money

14.69%

▼ below its 5-yr average of 19.03%

Return on assetsProfit on everything it owns

3.29%

▼ below its 5-yr average of 4.14%

Return on investmentProfit on long-term capital

7.86%

▼ below its 5-yr average of 9.93%

Growth Is the business getting bigger?

Revenue — last 12 months

+7.9%

▲ growing

Revenue — 3 yr, a year

+13.3%

▲ growing

Revenue — 5 yr, a year

+16.5%

▲ growing

EPS — last 12 months

+21.2%

▲ growing

EPS — 3 yr, a year

−1.5%

▼ shrinking

EPS — 5 yr, a year

+17.0%

▲ growing

Dividend — 3 yr, a year

0.0%

▲ growing

Book value — 5 yr, a year

+19.8%

▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money

2.81×

! High debt

Interest coverOperating profit ÷ interest to pay

1.95×

! Weak

Payout ratioShare of profit paid as dividend

10.98%

• Keeps most

Per share What each share stands for

EPS (TTM)

₹23.90

Book value

₹165.25

Cash flow

₹25.28

Dividend

₹2.50

Revenue

₹210.74

The share price is 3.74× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 108 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year27.89

Current Dividend Yield - Common Stock Primary Issue, LTM0.39

Price to Book - most recent fiscal year3.84

P/E Basic excluding extraordinary items - TTM24.82

P/E including extraordinary items - TTM26.57

P/E excluding extraordinary items low, trailing 12 months24.82

Price to Tangible Book - most fiscal year3.86

Dividend Yield - 5 Year Average0.33

Price to sales - most recent fiscal year3.04

Dividend Yield - indicated annual dividend divided by closing price0.39

Price to Cash Flow per share - trailing 12 month25.11

Price to Free Cash Flow per Share - most recent fiscal year249.32

P/E Normalized, most recent fiscal year27.89

P/E excluding extraordinary items high, trailing 12 months94.47

P/E excluding extraordinary items, most recent fiscal year quarter26.57

Price to sales - trailing 12 month3.01

Net Debt, LFY4,19,405.90

Per share

Dividend Per Share - 5 year average2.50

Cash Flow per share - trailing 12 month25.28

Cash Flow per share - most recent fiscal year24.20

EPS including extraordinary items - trailing 12 month23.90

EPS including extraordinary items - most recent fiscal year22.77

EBITD per share - trailing 12 month56.45

Revenue/share - trailing 12 month210.74

EPS excluding extraordinary items - trailing 12 month23.90

EPS Basic excluding extraordinary items - most recent fiscal year22.77

EPS Basic excluding extraordinary items - trailing 12 month23.90

Book value per share - most recent fiscal year165.25

Dividend per share - most recent fiscal year2.50

Revenue/share - most recent fiscal year209.12

EPS Normalized - most recent fiscal year22.77

Book value (tangible) per share - most recent fiscal year164.48

Dividends per share - trailing 12 month2.50

EPS excluding extraordinary items - most recent fiscal year22.77

Cash per share - most recent fiscal year24.06

Margins

Operating margin - trailing 12 month26.13

Gross Margin - 5 year average92.58

Operating margin - 1st historical fiscal year30.01

Operating Margin - 5 year average31.85

Net Profit Margin % - 1st historical fiscal year10.89

Gross Margin - 1st historical fiscal year93.91

Net Profit Margin % - trailing 12 month11.34

Net Profit Margin - 5 year average13.07

Pretax Margin - 5 year average17.57

Pretax margin - 1st historical fiscal year14.64

Pretax margin - trailing 12 month15.24

Free Operating Cash Flow/Revenue, 5 Year Average−24.97

Gross Margin - trailing 12 month92.91

Growth

EPS Change %, TTM over TTM21.17

Revenue growth rate, 5 year16.49

EPS growth rate, 5 year17.01

Revenue Change % - most recent quarter 1 year ago3.36

Growth rate% - dividend, 3 year0.00

Growth rate% - EPS, 3 year−1.46

Revenue/share (5 yr growth)16.41

Free Operating Cash Flow, 5 Year CAGR−14.85

Tangible Book Value, Total Equity, 5 Year CAGR20.34

Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR22.38

Capital Spending growth rate, 5 year−9.99

Revenue Change %, TTM over TTM7.92

Growth rate% - Revenue, 3 year13.34

Book value per share growth rate, 5 year19.79

EPS Change % - most recent quarter 1 year ago19.52

Net Profit Margin growth rate, 5 year0.52

Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR16.70

Total Debt, 5 Year CAGR19.61

Financial strength

Net Interest coverage - most recent fiscal year1.95

Free Cash Flow - most recent fiscal year2,423.80

LT debt/equity - most recent fiscal year0.78

Payout ratio - trailing 12 month10.46

Current EV/Free Cash Flow, LFY49.88

Total debt/total equity - most recent fiscal year2.81

Net Interest coverage - trailing 12 month1.75

Payout ratio - most recent fiscal year10.98

Returns & efficiency

Return on average equity - 5 year average19.03

Net Income/employee - trailing 12 month53,93,931.00

Revenue/employee - most recent fiscal year4,78,58,660.00

Return on investment - most recent fiscal year7.86

Return on average assets - most recent fiscal year3.29

Receivables turnover - most recent fiscal year39.77

Revenue/employee - trailing 12 month4,75,65,840.00

Return on average assets - 5 year average4.14

Net Income/employee - most recent fiscal year52,10,943.00

Asset turnover - most recent fiscal year0.30

Return on average equity - most recent fiscal year14.69

Return on investment - 5 year average9.93

Price & volume

Market Cap59,097.04

52 week Low Date11 Jun 2026

Price - 1 Day % Change0.01

Relative (S&P500) price percent change - 13 week7.53

Avg trading volume last 10 days1.53

Price - 13 week price percent change4.51

Price - 52 week price percent change−27.04

Avg Trading Volume Last 3 months45.79

Price - 5 Day % Change2.73

Price % Change Month To Date−1.51

Relative (S&P500) price percent change - 04 week−0.40

52 week High Date23 Oct 2025

Price - 26 week price percent change−9.31

PDATE23 Sep 2026

Price - YTD price percent change−26.31

Relative (S&P500) price percent change - 52 week−19.94

NPRICE635.00

Relative (S&P500) price percent change - 26 week−8.77

52 week Low565.45

52 week High965.00

Beta1.02

Relative (S&P500) price percent change - Year to Date−16.07

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year

₹2.50

Dividend yield0.39%
Payout ratio10.98%
5-year average dividend₹2.50 a share
Latest dividend₹2.50 per share · 11 Mar 2026

Corporate calendar

31 Aug 2026MeetingAnnual General Meeting
24 Jul 2026BoardQuarterly Results
27 Apr 2026BoardAudited Results
11 Mar 2026Dividend₹2.50 per share · 25% · Interim dividend
5 Mar 2026BoardInterim Dividend
8 Feb 2026MeetingPostal Ballot
28 Jan 2026BoardQuarterly Results
24 Oct 2025BoardQuarterly Results

Show 11 older events

29 Aug 2025MeetingAnnual General Meeting
25 Jul 2025BoardQuarterly Results
12 Jul 2025MeetingPostal Ballot
24 Apr 2025BoardAudited Results
25 Feb 2025Dividend₹2.50 per share · 25% · Interim dividend
17 Feb 2025BoardInterim Dividend
9 Feb 2025MeetingPostal Ballot
9 Aug 2024MeetingAnnual General Meeting
28 Mar 2024Dividend₹2.50 per share · 25% · Interim dividend
29 Mar 2023Dividend₹2.50 per share · 25% · Interim dividend
30 Mar 2022Dividend₹2.50 per share · 25% · Interim dividend

About SBI Cards and Payment Services

Consumer Financial Services

SBI Cards and Payment Services Limited is an India-based company. The Company provides credit card services. The Company operates through a single segment, namely, Credit cards. It offers a wide range of credit cards to individual cardholders and corporate clients. Its individual cards include travel & fuel cards, lifestyle cards, shopping cards, and banking partnership cards. Its corporate cards include central travel card, utility card, corporate purchase card, and corporate virtual card. The Company also offers value-added payment products and services. It serves a wide spectrum of cardholders, spanning from the super-premium and premium categories to the affluent, mass affluent, mass, and new to credit segments. It has issued approximately 20 million credit cards.

Key people

Challa Sreenivasulu SettyChairman of the Board, Nominee Director
Salila PandeChief Executive Officer, Managing Director, Executive Director
Rashmi MohantyExecutive Vice President, Chief Financial Officer
Saurav GhoshChief Operating Officer
Pradeep Singh KhuranaExecutive Vice President, Chief Information and Digital Officer
Girish BudhirajaExecutive Vice President, Chief Sales and Marketing Officer

Company facts

NSE symbolSBICARD
BSE code543066
ISININE018E01016
IndustryConsumer Financial Services
IndexNIFTY 500
Market cap₹59,097 Cr
Revenue (FY26)₹19,900 Cr
Net profit (FY26)₹2,167 Cr

In the News

Recent headlines about SBI Cards and Payment Services — they open on Mint in a new tab.

BIG DEAL | ICICI Prudential raises stake in SBI Cards and Payment Services to 7.30%
ICICI Prudential Mutual Fund raised its stake in SBI Cards and Payment Services to 7.30% by acquiring 2.02 crore shares. The latest purchase on August 25, 2026, involved 21.61 lakh shares, reflecting a notable increase from the previous 5.18% stake.
27 Aug 2026 · 2 min read · Mint ↗
Stocks to buy for short term: BHEL, Mahindra and Mahindra among 6 stocks experts recommend for next 1-2 weeks
Stocks to buy for the short term: Discover the top six stocks poised for short-term gains as market experts identify BHEL, Mahindra, and others demonstrating strong bullish momentum.
28 Jul 2026 · 4 min read · Mint ↗
Stock market today: Gift Nifty hints a weak start; eight day trading stocks to buy on Monday, 20 July
Indian stock market is expected to open lower on Monday amid US-Iran tensions and rising oil prices. Sensex previously surged, but geopolitical uncertainties continue to impact sentiment. Investors await June-quarter earnings from major banks to gauge market direction.
20 Jul 2026 · 5 min read · Mint ↗
MSCI India August Review: Groww, Adani Green, Adani Energy among likely additions; Astral, SBI Cards face exclusion risk
MSCI India Standard Index rebalancing is scheduled to be announced on August 12 after market hours, which could see as many as 12 inclusions and three exclusions. This is estimated to lead to potential passive inflows of around $2.3 billion. The changes will take effect from August 31.
16 Jul 2026 · 2 min read · Mint ↗
Stock market today: Gift Nifty hints flat start; US-Iran Peace deal, gold, silver to crude oil prices - 8 stocks to buy
Indian indices Sensex and Nifty 50 are likely to open modestly, influenced by global market cues and geopolitical tensions. While crude oil prices support a positive outlook, investor caution persists pre-US Federal Reserve policy meeting. Traders are tracking monsoon trends for economic impacts.
17 Jun 2026 · 5 min read · Mint ↗
BSE, SAIL to HFCL: Midcap, smallcap stocks jump up to 112% YTD despite US-Iran war; will their outperformance continue?
Small and mid-cap stocks have notably outperformed large caps in 2026. The Nifty Smallcap 100 and Nifty Midcap 100 posted positive returns due to strong earnings growth and favourable business outlooks, while large caps faced declines in the same period.
21 May 2026 · 4 min read · Mint ↗
Stock market today: Sensex ends over 1,100 points higher from day's low; Nifty 50 near 23,650
The Sensex closed 77 points, or 0.10%, higher at 75,315.04, while the Nifty 50 settled at 23,649.95, up 6 points, or 0.03%.
18 May 2026 · 3 min read · Mint ↗
Stocks to watch: Reliance Industries, Paytm, Sun Pharma among 10 shares in focus today
Stock market today: Looking at the Gift Nifty trends, the Indian stock market is likely to snap its losing streak on Friday, as the index signals a positive opening. Amid this backdrop, these stocks will remain in focus on Monday, 27 April.
27 Apr 2026 · 3 min read · Mint ↗

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

SBI Cards and Payment Services (NSE: SBICARD) last traded at ₹618.40 on the NSE, down 2.28% (₹14.43) on the day, as of 24 Sep 2026, 10:26 AM. On the BSE it was ₹621.00. The day's range was ₹616.50 – ₹641.70.

SBI Cards and Payment Services's 52-week high is ₹964.95 (23 Oct 2025) and its 52-week low is ₹566.60 (11 Jun 2026). At ₹618.40 the share is 35.9% below its high and 9.1% above its low.

SBI Cards and Payment Services's market capitalisation is ₹59,097 Cr (₹59,097 Cr). It is part of the NIFTY 500 index.

SBI Cards and Payment Services's P/E ratio (trailing 12 months) is 24.82. The sector average is 23.98, so investors pay 4% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹23.90.

SBI Cards and Payment Services shares are down 27.04% over the last year, down 26.31% so far this year, down 9.31% over 6 months, up 4.51% over 3 months. Over the last year the stock did 19.94% worse than the market.

In FY26 (year to Mar 2026), SBI Cards and Payment Services reported revenue of ₹19,900 Cr (up 10.11% on the year before) and a net profit of ₹2,167 Cr. Earnings per share were ₹22.77.

Yes. SBI Cards and Payment Services's latest dividend is ₹2.50 per share (25%, interim dividend), with an ex-date of 11 Mar 2026. The dividend yield is 0.39%. It has paid 5 dividends in the records shown on this page.

Of 24 analysts covering SBI Cards and Payment Services, 11 are bullish (6 strong buy, 5 buy), 4 say hold and 9 are bearish. The consensus is Hold (average rating 2.71 on a scale where 1 is Strong Buy and 5 is Strong Sell). Analyst views are opinions, not a guarantee.

As of Jun 2026: Promoter 68.86%, FII 8.98%, MF 10.80%, Other 11.36%. Promoter holding fell by 0.06 percentage points from Mar 2026.

SBI Cards and Payment Services's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Jio Financial Services, Tata Capital, Power Finance Corporation. By market capitalisation it ranks #6 of 6 in this group.

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