NSE POONAWALLA · BSE 524000 · Consumer Financial Services · NIFTY 500

Poonawalla Fincorp Share Price

Market closed · NSE price as of Tue 29 Sep
₹443.00 ▼ −₹2.14 · 0.48%
Day range · 29 Sep
₹437.45Low₹450.00High
52-week range
₹362.95Low · 30 Mar 2026₹570.40High · 6 Oct 2025

Poonawalla Fincorp Overview

Where the price stands, how it has moved and how it sits against its averages.

Poonawalla Fincorp shares last traded at ₹443.00 on the NSE, down 0.48% on the day. That is 22.3% below the 52-week high of ₹570.40 and 22.1% above the 52-week low of ₹362.95. The stock trades at 49.69× earnings, above the sector average of 22.34. Its market value is ₹39,105 Cr.

NSE closing prices — daily for the last year, weekly before that — ending at the latest price (Tue 29 Sep). Hover, tap or use the arrow keys to read a day.

Price returns

1 Day▼ −0.48%
1 Week▼ −6.12%
This month▼ −4.48%
3 Months▲ +3.40%
6 Months▲ +15.20%
This year▼ −8.27%
1 Year▼ −11.67%

Share price growth a year (CAGR): 3 years ▲ +5.2% · 5 years ▲ +21.2% · 10 years ▲ +15.7%

Against the market: 1 Month ▲ +1.50% · 3 Months ▲ +9.55% · 6 Months ▲ +19.46% · This year ▲ +7.94% · 1 Year ▲ +1.39%

Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Mon 26 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.

Moving averages — price is above 1 of 6

  1. 50-day average₹471.26 ▼ price 6.0% below
  2. 5-day average₹470.02 ▼ price 5.7% below
  3. 20-day average₹459.20 ▼ price 3.5% below
  4. 10-day average₹457.46 ▼ price 3.2% below
  5. 100-day average₹447.57 ▼ price 1.0% below
  6. Today's price₹443.00
  7. 300-day average₹442.91 ▲ price 0.0% above

Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.

Poonawalla Fincorp Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
6,463
Net profit₹ crore · losses below zero
−559
1,683
542

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹6,463 Cr ▲ +62.0% ₹542 Cr 8.4% ₹6.82 —
FY 2025 ₹3,989 Cr ▲ +33.0% −₹98 Cr −2.5% −₹1.27 —
FY 2024 ₹3,000 Cr ▲ +57.2% ₹1,683 Cr 56.1% ₹21.23 ₹2.00
FY 2023 ₹1,909 Cr ▲ +24.0% ₹684 Cr 35.8% ₹7.36 ₹2.00
FY 2022 ₹1,540 Cr ▼ −32.1% ₹375 Cr 24.4% ₹4.10 ₹0.40
FY 2021 ₹2,268 Cr ▼ −9.8% −₹559 Cr −24.6% −₹20.74 —
FY 2020 ₹2,513 Cr — ₹27 Cr 1.1% ₹1.00 ₹0.00

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
83%
17%
  • Total assets₹60,272 Cr
  • Total liabilities₹49,923 Cr
  • Shareholders' equity₹10,348 Cr
  • Total debt₹48,436 Cr
  • Cash & investments₹286 Cr
  • Revenue growth, 5 yr23.30% a year
  • Operating margin (TTM)11.10%
  • Net margin (TTM)10.53%

Cash flow — FY26

Operating activities
▼ −₹21,786 Cr
Investing activities
▼ −₹1,340 Cr
Financing activities
▲ ₹23,387 Cr
Free cash flow
▼ −₹21,893 Cr
Net change in cash
▲ ₹261 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue2,513.432,267.621,540.011,908.903,000.473,989.216,463.28
Cost of revenue1,293.821,100.45508.64595.28950.301,515.092,766.67
Gross profit1,219.611,167.171,031.371,313.622,050.172,474.123,696.61
Operating expenses2,475.443,106.391,181.851,243.181,012.334,249.835,964.25
Operating income37.99−838.77358.16665.721,988.14−260.62499.03
Depreciation74.7956.2549.4961.4159.3165.1094.14
Profit before tax81.78−748.77390.52751.002,134.17−135.40723.61
Tax54.72−189.8092.49181.19482.66−37.06181.80
Net profit27.05−558.96375.13683.971,682.75−98.34541.81
EPS (₹)1.00−20.744.107.3621.23−1.276.82
Dividend per share (₹)0.00—0.402.002.00——

Poonawalla Fincorp vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yield
Poonawalla Fincorp This stock ₹443.00 ▼ −0.48% ₹39,105 Cr 49.69 3.46 8.33% 10.53% 0.00%
Bajaj Finance ₹973.50 ▼ −1.17% ₹6,06,097 Cr 25.01 5.76 19.79% 23.72% 0.51%
Shriram Finance ₹973.00 ▼ −0.61% ₹2,28,945 Cr 13.87 2.95 16.15% 20.94% 1.04%
Jio Financial Services ₹217.90 ▼ −1.07% ₹1,43,882 Cr 95.47 1.15 1.11% 49.84% 0.21%
Tata Capital ₹323.55 ▼ −1.39% ₹1,37,363 Cr 20.47 3.26 14.39% 15.95% 0.16%
Power Finance Corporation ₹324.80 ▼ −1.62% ₹1,07,187 Cr 5.42 1.01 20.90% 29.13% 4.58%

Peer prices and ratios as last reported by the data provider. Company names link to their own pages.

Shareholding Pattern

Who owns Poonawalla Fincorp shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
59.0%
11.0%
11.2%
18.8%
Mar '26
Dec '25
HolderDec '25Mar '26Jun '26Change
Promoter63.95%63.93%59.02% ▼ −4.91 pts
FII10.61%10.21%10.96% ▲ +0.75 pts
MF6.19%7.03%11.22% ▲ +4.19 pts
Other19.25%18.83%18.80% ▼ −0.03 pts

Poonawalla Fincorp Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

Poonawalla FincorpBenchmarkRule-of-thumb bands

Valuation The price against earnings, book value and sales

P/E (TTM)Price ÷ yearly earnings per share
49.69
▲ 122% above the sector average of 22.34
P/E, 12-month rangeLow 18.24 · high 177.10
20%
Today's P/E sits 20% of the way from its low to its high
P/BPrice ÷ book value per share
3.46
P/SMarket cap ÷ last 12 months' revenue
5.23
P/CFPrice ÷ cash flow per share
43.84

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods
57.94%
▼ below its 5-yr average of 62.51%
Operating marginKept after running costs
11.10%
▼ below its 5-yr average of 19.23%
Pre-tax marginKept before tax
14.07%
▼ below its 5-yr average of 22.86%
Net marginKept as profit
10.53%
▼ below its 5-yr average of 17.53%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
5.85%
▼ below its 5-yr average of 8.33%
Return on assetsProfit on everything it owns
1.14%
▼ below its 5-yr average of 2.19%
Return on investmentProfit on long-term capital
1.84%
▼ below its 5-yr average of 3.41%
Return on capital employedProfit before interest and tax on equity + debt
7.50%

Growth Is the business getting bigger?

Revenue — last 12 months
+73.2%
▲ growing (off the scale)
Revenue — 3 yr, a year
+50.2%
▲ growing (off the scale)
Revenue — 5 yr, a year
+23.3%
▲ growing
Net profit — 3 yr, a year
−7.5%
▼ shrinking
EPS — last 12 months
+323.5%
▲ growing (off the scale)
EPS — 3 yr, a year
−2.5%
▼ shrinking
Book value — 5 yr, a year
+9.5%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
4.68×
• Normal for a lender
Interest coverProfit before interest and tax ÷ interest on its borrowings
1.26×
! Weak
Payout ratioShare of profit paid as dividend
0.00%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹9.48
Book value
₹128.07
Cash flow
₹10.86
Dividend
₹0.00
Revenue
₹91.25

The share price is 3.46× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 98 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year65.28
Current Dividend Yield - Common Stock Primary Issue, LTM0.00
Price to Book - most recent fiscal year3.48
P/E Basic excluding extraordinary items - TTM46.37
P/E including extraordinary items - TTM46.98
P/E excluding extraordinary items low, trailing 12 months18.24
Price to Tangible Book - most fiscal year3.78
Price to sales - most recent fiscal year6.03
Price to Cash Flow per share - trailing 12 month43.84
P/E Normalized, most recent fiscal year25.83
P/E excluding extraordinary items high, trailing 12 months177.10
P/E excluding extraordinary items, most recent fiscal year quarter46.98
Price to sales - trailing 12 month5.22
Net Debt, LFY4,81,498.00

Per share

Cash Flow per share - trailing 12 month10.86
Cash Flow per share - most recent fiscal year8.00
EPS including extraordinary items - trailing 12 month9.48
EPS including extraordinary items - most recent fiscal year6.82
EBITD per share - trailing 12 month26.24
Revenue/share - trailing 12 month91.25
EPS excluding extraordinary items - trailing 12 month9.48
EPS Basic excluding extraordinary items - most recent fiscal year6.84
EPS Basic excluding extraordinary items - trailing 12 month9.51
Book value per share - most recent fiscal year128.07
Revenue/share - most recent fiscal year81.34
EPS Normalized - most recent fiscal year17.23
Book value (tangible) per share - most recent fiscal year127.66
Dividends per share - trailing 12 month0.00
EPS excluding extraordinary items - most recent fiscal year6.82
Cash per share - most recent fiscal year3.54

Margins

Operating margin - trailing 12 month11.10
Gross Margin - 5 year average62.51
Operating margin - 1st historical fiscal year7.72
Operating Margin - 5 year average19.23
Net Profit Margin % - 1st historical fiscal year8.38
Gross Margin - 1st historical fiscal year57.19
Net Profit Margin % - trailing 12 month10.53
Net Profit Margin - 5 year average17.53
Pretax Margin - 5 year average22.86
Pretax margin - 1st historical fiscal year11.20
Pretax margin - trailing 12 month14.07
Free Operating Cash Flow/Revenue, 5 Year Average−290.45
Gross Margin - trailing 12 month57.94

Growth

EPS Change %, TTM over TTM323.45
Revenue growth rate, 5 year23.30
Revenue Change % - most recent quarter 1 year ago80.54
Growth rate% - EPS, 3 year−2.50
Revenue/share (5 yr growth)−0.67
Tangible Book Value, Total Equity, 5 Year CAGR36.71
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR5.72
Capital Spending growth rate, 5 year36.56
Revenue Change %, TTM over TTM73.19
Growth rate% - Revenue, 3 year50.16
Book value per share growth rate, 5 year9.49
EPS Change % - most recent quarter 1 year ago337.04
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR4.22
Total Debt, 5 Year CAGR35.83

Financial strength

Current EV/Free Cash Flow, LTM99.16
Free Cash Flow - most recent fiscal year−2,18,926.10
LT debt/equity - most recent fiscal year2.76
Payout ratio - trailing 12 month0.00
Current EV/Free Cash Flow, LFY164.75
Total debt/total equity - most recent fiscal year4.68
Payout ratio - most recent fiscal year0.00

Returns & efficiency

Return on average equity - 5 year average8.33
Net Income/employee - trailing 12 month13,42,867.00
Revenue/employee - most recent fiscal year1,36,73,110.00
Return on investment - most recent fiscal year1.84
Return on average assets - most recent fiscal year1.14
Receivables turnover - most recent fiscal year5,875.71
Revenue/employee - trailing 12 month1,27,49,280.00
Return on average assets - 5 year average2.19
Net Income/employee - most recent fiscal year11,46,203.00
Asset turnover - most recent fiscal year0.14
Return on average equity - most recent fiscal year5.85
Return on investment - 5 year average3.41

Price & volume

Market Cap39,572.88
52 week Low Date30 Mar 2026
Price - 1 Day % Change−3.55
Relative (S&P500) price percent change - 13 week9.55
Avg trading volume last 10 days1.73
Price - 13 week price percent change3.90
Price - 52 week price percent change−8.26
Avg Trading Volume Last 3 months29.28
Price - 5 Day % Change−5.49
Price % Change Month To Date−4.02
Relative (S&P500) price percent change - 04 week1.50
52 week High Date6 Oct 2025
Price - 26 week price percent change20.83
PDATE28 Sep 2026
Price - YTD price percent change−7.83
Relative (S&P500) price percent change - 52 week1.39
NPRICE445.15
Relative (S&P500) price percent change - 26 week19.46
52 week Low361.20
52 week High570.40
Beta1.49
Relative (S&P500) price percent change - Year to Date7.94

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹2.00
₹2.00
  • Dividend yield0.00%
  • Payout ratio0.00%
  • Latest dividend₹2.00 per share · 31 Jan 2024

Corporate calendar

  • MeetingAnnual General Meeting
  • BoardQuarterly Results
  • BoardAudited Results & Final Dividend
  • MeetingPostal Ballot
  • BoardQuarterly Results & Fund Raising
  • BoardQuarterly Results
  • MeetingPostal Ballot
  • MeetingAnnual General Meeting
Show 9 older events
  • BoardQuarterly Results & Others
  • MeetingPostal Ballot
  • BoardAudited Results & Dividend
  • BoardQuarterly Results & Others
  • MeetingExtraordinary General Meeting
  • BoardQuarterly Results
  • Dividend₹2.00 per share · 100% · Interim dividend
  • Dividend₹2.00 per share · 100% · Final dividend
  • Dividend₹0.40 per share · 20% · Final dividend

About Poonawalla Fincorp

Consumer Financial Services

Poonawalla Fincorp Limited is an India-based non-banking finance company that focuses on consumer and micro, small, and medium enterprises (MSME) financing. Its products and services include Financing for Small and Medium Enterprises, Personal and Consumer, Loan Against Property, Pre-owned Car, Mid-market and NBFC Loan, Medical Equipment Loan & Machinery Loan, Supply Chain Finance, Educational Loan and Commercial Vehicle Loan. Its Personal Loan is provided to individuals for all consumption purposes, including but not limited to travel, medical, and emergency lifestyle purchases. Its Supply Chain Finance caters to the upstream and downstream financing needs of anchors, thereby helping MSMEs have easy access to capital. It provides pre-owned car loans to purchase a car or to refinance the car for personal or business funds requirements. It provides educational loans primarily focusing on students pursuing higher education in international universities.

Key people

  • Arvind KapilChief Executive Officer, Managing Director, Director
  • Sanjay MirankaChief Financial Officer
  • Harsh KumarChief Human Resources Officer
  • Salil HajarnisChief Technology Officer
  • Bholananda BeheraChief Compliance Officer
  • Bhaskar PandeyChief Risk Officer

Company facts

  • NSE symbolPOONAWALLA
  • BSE code524000
  • ISININE511C01022
  • IndustryConsumer Financial Services
  • IndexNIFTY 500
  • Market cap₹39,105 Cr
  • Revenue (FY26)₹6,463 Cr
  • Net profit (FY26)₹542 Cr

In the News

Recent headlines about Poonawalla Fincorp — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →

Frequently Asked Questions

Poonawalla Fincorp (NSE: POONAWALLA) last traded at ₹443.00 on the NSE, down 0.48% (₹2.14) on the day, as of 29 Sep 2026. The day's range was ₹437.45 – ₹450.00.

Poonawalla Fincorp's 52-week high is ₹570.40 (6 Oct 2025) and its 52-week low is ₹362.95 (30 Mar 2026). At ₹443.00 the share is 22.3% below its high and 22.1% above its low.

Poonawalla Fincorp's market capitalisation is ₹39,105 Cr (₹39,105 Cr). It is part of the NIFTY 500 index.

Poonawalla Fincorp's P/E ratio (trailing 12 months) is 49.69. The sector average is 22.34, so investors pay 122% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹9.48.

Poonawalla Fincorp shares are down 11.67% over the last year, down 8.27% so far this year, up 15.20% over 6 months, up 3.40% over 3 months. Over the last year the stock did 1.39% better than the market.

In FY26 (year to Mar 2026), Poonawalla Fincorp reported revenue of ₹6,463 Cr (up 62.02% on the year before) and a net profit of ₹542 Cr. Earnings per share were ₹6.82.

Yes. Poonawalla Fincorp's latest dividend is ₹2.00 per share (100%, interim dividend), with an ex-date of 31 Jan 2024. The dividend yield is 0.00%. It has paid 3 dividends in the records shown on this page.

As of Jun 2026: Promoter 59.02%, FII 10.96%, MF 11.22%, Other 18.80%. Promoter holding fell by 4.91 percentage points from Mar 2026.

Poonawalla Fincorp's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Jio Financial Services, Tata Capital, Power Finance Corporation. By market capitalisation it ranks #6 of 6 in this group.

No. Poonawalla Fincorp has debt — its debt-to-equity ratio is 4.68 and total debt was ₹48,436 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business; its profit before interest and tax covers the interest on those borrowings 1.26 times.