NSE POONAWALLA · BSE 524000 · Consumer Financial Services · NIFTY 500
Poonawalla Fincorp Share Price
Poonawalla Fincorp Overview
Where the price stands, how it has moved and how it sits against its averages.
Poonawalla Fincorp shares last traded at ₹465.50 on the NSE, down 1.99% on the day. That is 18.4% below the 52-week high of ₹570.40 and 28.3% above the 52-week low of ₹362.95. The stock trades at 46.37× earnings, above the sector average of 23.98. Its market value is ₹41,343 Cr.
Price returns
Against the market: 1 Month ▲ +4.89% · 3 Months ▲ +15.07% · 6 Months ▲ +23.31% · This year ▲ +12.92% · 1 Year ▲ +8.79%
Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.
Moving averages — price is above 5 of 6
- 50-day average₹471.46 ▼ price 1.3% below
- Today's price₹465.50
- 20-day average₹460.39 ▲ price 1.1% above
- 5-day average₹457.51 ▲ price 1.7% above
- 10-day average₹452.06 ▲ price 3.0% above
- 100-day average₹446.43 ▲ price 4.3% above
- 300-day average₹443.03 ▲ price 5.1% above
Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.
Poonawalla Fincorp Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | ₹6,463 Cr | ▲ +62.0% | ₹542 Cr | 8.4% | ₹6.82 | — |
| FY 2025 | ₹3,989 Cr | ▲ +33.0% | −₹98 Cr | −2.5% | −₹1.27 | — |
| FY 2024 | ₹3,000 Cr | ▲ +57.2% | ₹1,683 Cr | 56.1% | ₹21.23 | ₹2.00 |
| FY 2023 | ₹1,909 Cr | ▲ +24.0% | ₹684 Cr | 35.8% | ₹7.36 | ₹2.00 |
| FY 2022 | ₹1,540 Cr | ▼ −32.1% | ₹375 Cr | 24.4% | ₹4.10 | ₹0.40 |
| FY 2021 | ₹2,268 Cr | ▼ −9.8% | −₹559 Cr | −24.6% | −₹20.74 | — |
| FY 2020 | ₹2,513 Cr | — | ₹27 Cr | 1.1% | ₹1.00 | ₹0.00 |
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | ₹2,259 Cr | ▲ +13.5% | ₹308 Cr | 13.6% | ₹3.54 |
| Q4 FY26 | ₹1,990 Cr | ▲ +14.0% | ₹255 Cr | 12.8% | ₹3.14 |
| Q3 FY26 | ₹1,745 Cr | ▲ +18.1% | ₹150 Cr | 8.6% | ₹1.85 |
| Q2 FY26 | ₹1,477 Cr | ▲ +18.1% | ₹74 Cr | 5.0% | ₹0.95 |
| Q1 FY26 | ₹1,251 Cr | ▲ +19.8% | ₹63 Cr | 5.0% | ₹0.81 |
| Q4 FY25 | ₹1,045 Cr | ▼ −1.2% | ₹62 Cr | 6.0% | ₹0.81 |
| Q3 FY25 | ₹1,057 Cr | ▲ +10.0% | ₹19 Cr | 1.8% | ₹0.24 |
| Q2 FY25 | ₹961 Cr | — | −₹471 Cr | −49.0% | −₹6.10 |
Balance sheet — FY26
- Total assets₹60,272 Cr
- Total liabilities₹49,923 Cr
- Shareholders' equity₹10,348 Cr
- Total debt₹48,436 Cr
- Cash & investments₹286 Cr
- Revenue growth, 5 yr23.30% a year
- Operating margin (TTM)11.10%
- Net margin (TTM)10.53%
Cash flow — FY26
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | 2,513.43 | 2,267.62 | 1,540.01 | 1,908.90 | 3,000.47 | 3,989.21 | 6,463.28 |
| Cost of revenue | 1,293.82 | 1,100.45 | 508.64 | 595.28 | 950.30 | 1,515.09 | 2,766.67 |
| Gross profit | 1,219.61 | 1,167.17 | 1,031.37 | 1,313.62 | 2,050.17 | 2,474.12 | 3,696.61 |
| Operating expenses | 2,475.44 | 3,106.39 | 1,181.85 | 1,243.18 | 1,012.33 | 4,249.83 | 5,964.25 |
| Operating income | 37.99 | −838.77 | 358.16 | 665.72 | 1,988.14 | −260.62 | 499.03 |
| Depreciation | 74.79 | 56.25 | 49.49 | 61.41 | 59.31 | 65.10 | 94.14 |
| Profit before tax | 81.78 | −748.77 | 390.52 | 751.00 | 2,134.17 | −135.40 | 723.61 |
| Tax | 54.72 | −189.80 | 92.49 | 181.19 | 482.66 | −37.06 | 181.80 |
| Net profit | 27.05 | −558.96 | 375.13 | 683.97 | 1,682.75 | −98.34 | 541.81 |
| EPS (₹) | 1.00 | −20.74 | 4.10 | 7.36 | 21.23 | −1.27 | 6.82 |
| Dividend per share (₹) | 0.00 | — | 0.40 | 2.00 | 2.00 | — | — |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 15,239.72 | 13,212.18 | 16,442.70 | 23,220.61 | 24,086.90 | 34,944.66 | 60,271.56 |
| Current assets | — | — | — | — | — | — | — |
| Cash & short-term investments | 207.89 | 374.04 | 354.78 | 601.38 | 255.18 | 24.65 | 286.00 |
| Inventory | — | — | — | — | — | — | — |
| Property, plant & equipment | 211.50 | 161.96 | 180.61 | 192.88 | 177.13 | 227.32 | 394.15 |
| Total liabilities | 12,491.72 | 11,017.88 | 10,386.75 | 16,359.21 | 15,919.82 | 26,770.00 | 49,923.32 |
| Current liabilities | — | — | — | — | — | — | — |
| Total debt | 12,047.20 | 10,474.88 | 9,973.42 | 11,209.16 | 15,215.72 | 26,081.24 | 48,435.80 |
| Total equity | 2,748.00 | 2,194.30 | 6,055.95 | 6,861.40 | 8,167.08 | 8,174.66 | 10,348.24 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | 998.24 | 1,644.30 | −3,049.29 | −5,236.54 | −7,801.03 | −10,569.43 | −21,785.59 |
| From investing | −280.70 | 81.35 | 143.25 | −110.45 | 2,969.35 | −481.91 | −1,340.32 |
| From financing | −1,082.56 | −1,573.78 | 2,902.93 | 5,748.47 | 4,330.67 | 10,820.81 | 23,387.26 |
| Capital expenditure | −59.39 | −22.53 | −62.80 | −81.02 | −17.91 | −43.32 | −107.02 |
| Dividends paid | −26.01 | 0.00 | — | −30.60 | −307.34 | 0.00 | — |
| Net change in cash | −365.02 | 151.86 | −3.11 | 401.48 | −501.01 | −230.53 | 261.35 |
What Analysts Say
Recommendations from 9 analysts who cover Poonawalla Fincorp.
▲ 6 bullish (66.7%) · 1 hold (11.1%) · ▼ 2 bearish (22.2%)
Votes
How the votes changed
| Rating | 3M ago | 2M ago | 1M ago | 1W ago | Now | 3-month change |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 4 | 4 | 4 | 4 | — |
| Buy | 1 | 1 | 2 | 2 | 2 | ▲ +1 |
| Hold | 1 | 1 | 2 | 2 | 1 | — |
| Sell | 4 | 4 | 2 | 2 | 2 | ▼ −2 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | — |
Analyst ratings are opinions, not a guarantee of returns.
Poonawalla Fincorp vs Peers
Side by side with other consumer financial services companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield | Rating |
|---|---|---|---|---|---|---|---|---|---|
| Poonawalla Fincorp | ₹465.50 | ▼ −1.99% | ₹41,343 Cr | 46.37 | 3.74 | 8.33% | 10.53% | 0.00% | This stock |
| Bajaj Finance | ₹982.00 | ▼ −5.58% | ₹6,11,389 Cr | 25.01 | 5.76 | 19.79% | 23.72% | 0.51% | Moderately Bearish |
| Shriram Finance | ₹991.00 | ▼ −1.59% | ₹2,33,181 Cr | 13.87 | 2.95 | 16.15% | 20.94% | 1.04% | Bearish |
| Jio Financial Services | ₹227.05 | ▼ −2.01% | ₹1,49,924 Cr | 95.47 | 1.15 | 1.11% | 49.84% | 0.21% | Bearish |
| Tata Capital | ₹334.55 | ▼ −4.43% | ₹1,42,033 Cr | 20.47 | 3.26 | 14.39% | 15.95% | 0.16% | Bearish |
| Power Finance Corporation | ₹339.00 | ▼ −2.22% | ₹1,11,873 Cr | 5.42 | 1.01 | 20.90% | 29.13% | 4.58% | Bearish |
Rating = the data provider's overall technical view of each peer. Company names link to their own pages.
Poonawalla Fincorp Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Valuation Is the price reasonable?
Profitability Of every ₹100 of sales, how much is kept?
Returns & efficiency How well does it use its money?
Growth Is the business getting bigger?
Financial strength Can it pay its bills and debts?
Per share What each share stands for
The share price is 3.63× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 98 metrics from the data provider
Valuation
Per share
Margins
Growth
Financial strength
Returns & efficiency
Price & volume
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Dividend yield0.00%
- Payout ratio0.00%
- Latest dividend₹2.00 per share · 31 Jan 2024
Corporate calendar
- MeetingAnnual General Meeting
- BoardQuarterly Results
- BoardAudited Results & Final Dividend
- MeetingPostal Ballot
- BoardQuarterly Results & Fund Raising
- BoardQuarterly Results
- MeetingPostal Ballot
- MeetingAnnual General Meeting
Show 9 older events
- BoardQuarterly Results & Others
- MeetingPostal Ballot
- BoardAudited Results & Dividend
- BoardQuarterly Results & Others
- MeetingExtraordinary General Meeting
- BoardQuarterly Results
- Dividend₹2.00 per share · 100% · Interim dividend
- Dividend₹2.00 per share · 100% · Final dividend
- Dividend₹0.40 per share · 20% · Final dividend
About Poonawalla Fincorp
Consumer Financial Services
Poonawalla Fincorp Limited is an India-based non-banking finance company that focuses on consumer and micro, small, and medium enterprises (MSME) financing. Its products and services include Financing for Small and Medium Enterprises, Personal and Consumer, Loan Against Property, Pre-owned Car, Mid-market and NBFC Loan, Medical Equipment Loan & Machinery Loan, Supply Chain Finance, Educational Loan and Commercial Vehicle Loan. Its Personal Loan is provided to individuals for all consumption purposes, including but not limited to travel, medical, and emergency lifestyle purchases. Its Supply Chain Finance caters to the upstream and downstream financing needs of anchors, thereby helping MSMEs have easy access to capital. It provides pre-owned car loans to purchase a car or to refinance the car for personal or business funds requirements. It provides educational loans primarily focusing on students pursuing higher education in international universities.
Key people
- Arvind KapilChief Executive Officer, Managing Director, Director
- Sanjay MirankaChief Financial Officer
- Harsh KumarChief Human Resources Officer
- Salil HajarnisChief Technology Officer
- Bholananda BeheraChief Compliance Officer
- Bhaskar PandeyChief Risk Officer
Company facts
- NSE symbolPOONAWALLA
- BSE code524000
- ISININE511C01022
- IndustryConsumer Financial Services
- IndexNIFTY 500
- Market cap₹41,343 Cr
- Revenue (FY26)₹6,463 Cr
- Net profit (FY26)₹542 Cr
In the News
Recent headlines about Poonawalla Fincorp — they open on Mint in a new tab.
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13 Aug 2026 · 2 min read · Mint ↗ - Breakout stocks to buy or sell: Sumeet Bagadia recommends five shares to buy today - 29 June 2026
The Indian stock market ended Thursday's session on a higher note. Sumeet Bagadia of Choice Broking recommends five breakout stocks to buy today.
29 Jun 2026 · 5 min read · Mint ↗ - US-Iran peace deal could revive India’s IPO market in second half of 2026
While more than 70 companies have filed draft prospectuses, nearly 150 have secured Sebi approval and are awaiting an opportune time to list.
18 Jun 2026 · 4 min read · Mint ↗ - QIP pipeline swells as listed firms line up over ₹30k crore fundraise
Improving market sentiment and steady domestic institutional support are prompting a fresh wave of QIPs as companies seek funds for expansion, acquisitions and debt reduction. Experts say investors will likely favour listed firms before the appetite spills over to IPO pipelines.
10 Jun 2026 · 6 min read · Mint ↗ - Poonawalla Fincorp Q4 Results: Net profit jumps to ₹255 crore, NII grows 78% YoY; asset quality improves
Poonawalla Fincorp reported a net profit of ₹275 crore for the quarter ended March 31, a 341% increase from ₹62.33 crore year-on-year. The company also saw a 70% sequential improvement in net profit.
5 May 2026 · 2 min read · Mint ↗ - Poonawalla Fincorp launches QIP at a floor price of ₹390.26 per share, down 2.6% from previous close; stock up 3%
Poonawalla Fincorp has launched its qualified institutional placement, approving a floor price of ₹390.26 per share, 2.6% lower than the previous closing. The issue follows earlier board approvals and may offer a discount of up to 5% on the floor price, pending shareholder consent.
10 Apr 2026 · 2 min read · Mint ↗
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