NSE IIFL · BSE 532636 · Consumer Financial Services · NIFTY 500

IIFL Finance Share Price

Market open · NSE price as of Thu 24 Sep, 8:57 AM IST
₹620.40 ▼ −₹13.05 · 2.06%
Day range · 24 Sep
₹619.15Low₹630.00High
52-week range
₹409.45Low · 27 Apr 2026₹704.90High · 24 Aug 2026

IIFL Finance Overview

Where the price stands, how it has moved and how it sits against its averages.

IIFL Finance shares last traded at ₹620.40 on the NSE, down 2.06% on the day. That is 12.0% below the 52-week high of ₹704.90 and 51.5% above the 52-week low of ₹409.45. The stock trades at 12.53× earnings, below the sector average of 25.34. Its market value is ₹26,348 Cr.

Price returns

1 Day▼ −2.06%
1 Week0.00%
This month▼ −2.08%
3 Months▲ +20.59%
6 Months▲ +36.40%
This year▲ +3.73%
1 Year▲ +40.42%

Against the market: 1 Month ▲ +0.25% · 3 Months ▲ +24.08% · 6 Months ▲ +37.21% · This year ▲ +18.14% · 1 Year ▲ +54.07%

Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST). Its quotes are not real-time — the time at the top shows how current the price is.

Moving averages — price is above 5 of 6

  1. 20-day average₹625.68 ▼ price 0.8% below
  2. Today's price₹620.40
  3. 50-day average₹612.08 ▲ price 1.4% above
  4. 10-day average₹603.06 ▲ price 2.9% above
  5. 5-day average₹601.62 ▲ price 3.1% above
  6. 100-day average₹553.53 ▲ price 12.1% above
  7. 300-day average₹540.95 ▲ price 14.7% above

Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.

IIFL Finance Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
12,282
Net profit₹ crore · losses below zero
1,764
1,661

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹12,282 Cr ▲ +20.3% ₹1,661 Cr 13.5% ₹38.75 ₹4.00
FY 2025 ₹10,211 Cr ▼ −1.1% ₹379 Cr 3.7% ₹8.73 ₹0.00
FY 2024 ₹10,323 Cr ▲ +33.3% ₹1,764 Cr 17.1% ₹44.40 ₹3.89
FY 2023 ₹7,745 Cr ▲ +20.5% ₹1,500 Cr 19.4% ₹38.06 ₹3.89
FY 2022 ₹6,425 Cr ▲ +12.7% ₹1,188 Cr 18.5% ₹30.25 ₹3.40
FY 2021 ₹5,700 Cr ▲ +20.3% ₹760 Cr 13.3% ₹19.47 ₹2.91
FY 2020 ₹4,739 Cr — ₹502 Cr 10.6% ₹14.14 —

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
84%
16%
  • Total assets₹89,059 Cr
  • Total liabilities₹75,139 Cr
  • Shareholders' equity₹13,920 Cr
  • Total debt₹69,882 Cr
  • Cash & investments₹3,321 Cr
  • Revenue growth, 5 yr16.59% a year
  • EPS growth, 5 yr14.76% a year
  • Operating margin (TTM)15.51%
  • Net margin (TTM)16.83%

Cash flow — FY26

Operating activities
▼ −₹13,976 Cr
Investing activities
▼ −₹2,606 Cr
Financing activities
▲ ₹17,843 Cr
Free cash flow
▼ −₹14,057 Cr
Net change in cash
▲ ₹1,262 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue4,738.925,700.496,425.147,745.0510,322.8110,210.9012,281.88
Cost of revenue2,312.372,535.312,874.163,059.833,672.523,963.055,386.77
Gross profit2,426.563,165.183,550.984,685.226,650.296,247.856,895.11
Operating expenses3,605.394,243.134,449.205,236.667,640.329,004.8010,629.12
Operating income1,133.531,457.351,975.942,508.392,682.491,206.101,652.76
Depreciation105.65105.34121.70152.59180.69188.43210.47
Profit before tax725.181,004.781,535.982,112.522,571.91707.012,408.58
Tax171.81243.97347.73504.97597.69128.85591.88
Net profit501.83760.121,187.891,500.301,763.54378.771,660.80
EPS (₹)14.1419.4730.2538.0644.408.7338.75
Dividend per share (₹)—2.913.403.893.890.004.00

IIFL Finance vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yield
IIFL Finance This stock ₹620.40 ▼ −2.06% ₹26,348 Cr 12.53 1.90 13.48% 16.83% 0.64%
Bajaj Finance ₹977.00 ▼ −6.06% ₹6,08,276 Cr 25.01 5.76 19.79% 23.72% 0.51%
Shriram Finance ₹991.30 ▼ −1.56% ₹2,33,251 Cr 13.87 2.95 16.15% 20.94% 1.04%
Jio Financial Services ₹227.00 ▼ −2.03% ₹1,49,891 Cr 95.47 1.15 1.11% 49.84% 0.21%
Tata Capital ₹336.35 ▼ −3.91% ₹1,42,797 Cr 20.47 3.26 14.39% 15.95% 0.16%
Power Finance Corporation ₹338.45 ▼ −2.38% ₹1,11,692 Cr 5.42 1.01 20.90% 29.13% 4.58%

Peer prices and ratios as last reported by the data provider. Company names link to their own pages.

Shareholding Pattern

Who owns IIFL Finance shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
24.9%
23.9%
47.6%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter24.87%24.85%24.85%24.85% 0.00 pts
FII26.77%27.77%28.16%23.86% ▼ −4.30 pts
MF6.94%6.57%4.22%3.65% ▼ −0.57 pts
Other41.42%40.81%42.77%47.64% ▲ +4.87 pts

IIFL Finance Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

IIFL FinanceBenchmarkRule-of-thumb bands

Valuation The price against earnings, book value and sales

P/E (TTM)Price ÷ yearly earnings per share
12.53
▼ 51% below the sector average of 25.34
P/E, 12-month rangeLow 7.50 · high 63.47
9%
Today's P/E sits 9% of the way from its low to its high
P/BPrice ÷ book value per share
1.90
P/SMarket cap ÷ last 12 months' revenue
1.97
P/CFPrice ÷ cash flow per share
10.89
PEGP/E ÷ earnings growth rate
21.46

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods
54.14%
▼ below its 5-yr average of 59.66%
Operating marginKept after running costs
15.51%
▼ below its 5-yr average of 21.34%
Pre-tax marginKept before tax
22.24%
▲ above its 5-yr average of 19.87%
Net marginKept as profit
16.83%
▲ above its 5-yr average of 15.25%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
12.61%
▼ below its 5-yr average of 13.48%
Return on assetsProfit on everything it owns
2.32%
▼ below its 5-yr average of 2.44%
Return on investmentProfit on long-term capital
3.37%
▲ above its 5-yr average of 3.28%
Return on capital employedProfit before interest and tax on equity + debt
10.49%

Growth Is the business getting bigger?

Revenue — last 12 months
+32.6%
▲ growing (off the scale)
Revenue — 3 yr, a year
+16.6%
▲ growing
Revenue — 5 yr, a year
+16.6%
▲ growing
Net profit — 3 yr, a year
+3.4%
▲ growing
Net profit — 5 yr, a year
+16.9%
▲ growing
EPS — last 12 months
+559.5%
▲ growing (off the scale)
EPS — 3 yr, a year
+0.6%
▲ growing
EPS — 5 yr, a year
+14.8%
▲ growing
Dividend — 3 yr, a year
+1.0%
▲ growing
Book value — 5 yr, a year
+18.8%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
5.02×
• Normal for a lender
Interest coverProfit before interest and tax ÷ interest on its borrowings
1.45×
! Weak
Payout ratioShare of profit paid as dividend
10.32%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹49.12
Book value
₹327.30
Cash flow
₹57.99
Dividend
₹4.00
Revenue
₹313.20

The share price is 1.90× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 104 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year16.34
Current Dividend Yield - Common Stock Primary Issue, LTM0.63
Price to Book - most recent fiscal year1.93
P/E Basic excluding extraordinary items - TTM10.27
P/E including extraordinary items - TTM12.89
P/E excluding extraordinary items low, trailing 12 months7.50
Price to Tangible Book - most fiscal year1.94
Dividend Yield - 5 Year Average0.82
Price to sales - most recent fiscal year2.20
Price to Cash Flow per share - trailing 12 month10.89
Peg Ratio21.46
P/E Normalized, most recent fiscal year16.15
P/E excluding extraordinary items high, trailing 12 months63.47
P/E excluding extraordinary items, most recent fiscal year quarter12.89
Price to sales - trailing 12 month2.02
Net Debt, LFY6,65,613.40

Per share

Dividend Per Share - 5 year average3.03
Cash Flow per share - trailing 12 month57.99
Cash Flow per share - most recent fiscal year47.30
EPS including extraordinary items - trailing 12 month49.12
EPS including extraordinary items - most recent fiscal year38.75
EBITD per share - trailing 12 month89.91
Revenue/share - trailing 12 month313.20
EPS excluding extraordinary items - trailing 12 month49.12
EPS Basic excluding extraordinary items - most recent fiscal year39.07
EPS Basic excluding extraordinary items - trailing 12 month49.45
Book value per share - most recent fiscal year327.31
Dividend per share - most recent fiscal year4.00
Revenue/share - most recent fiscal year286.57
EPS Normalized - most recent fiscal year39.22
Book value (tangible) per share - most recent fiscal year327.13
Dividends per share - trailing 12 month4.00
EPS excluding extraordinary items - most recent fiscal year38.75
Cash per share - most recent fiscal year78.09

Margins

Operating margin - trailing 12 month15.51
Gross Margin - 5 year average59.66
Operating margin - 1st historical fiscal year13.46
Operating Margin - 5 year average21.34
Net Profit Margin % - 1st historical fiscal year14.79
Gross Margin - 1st historical fiscal year56.14
Net Profit Margin % - trailing 12 month16.83
Net Profit Margin - 5 year average15.25
Pretax Margin - 5 year average19.87
Pretax margin - 1st historical fiscal year19.61
Pretax margin - trailing 12 month22.24
Free Operating Cash Flow/Revenue, 5 Year Average−67.62
Gross Margin - trailing 12 month54.14

Growth

EPS Change %, TTM over TTM559.45
Revenue growth rate, 5 year16.59
EPS growth rate, 5 year14.76
Revenue Change % - most recent quarter 1 year ago42.86
Growth rate% - dividend, 3 year0.97
Growth rate% - EPS, 3 year0.60
Revenue/share (5 yr growth)14.44
Tangible Book Value, Total Equity, 5 Year CAGR20.90
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR11.83
Capital Spending growth rate, 5 year17.45
Revenue Change %, TTM over TTM32.59
Growth rate% - Revenue, 3 year16.61
Book value per share growth rate, 5 year18.83
EPS Change % - most recent quarter 1 year ago189.54
Net Profit Margin growth rate, 5 year2.08
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR−1.91
Total Debt, 5 Year CAGR16.16

Financial strength

Free Cash Flow - most recent fiscal year−1,42,568.20
LT debt/equity - most recent fiscal year3.28
Payout ratio - trailing 12 month8.09
Current EV/Free Cash Flow, LFY54.57
Total debt/total equity - most recent fiscal year5.02
Payout ratio - most recent fiscal year10.24

Returns & efficiency

Return on average equity - 5 year average13.48
Net Income/employee - trailing 12 month13,80,368.00
Revenue/employee - most recent fiscal year78,92,478.00
Return on investment - most recent fiscal year3.37
Return on average assets - most recent fiscal year2.32
Receivables turnover - most recent fiscal year71.38
Revenue/employee - trailing 12 month82,03,323.00
Return on average assets - 5 year average2.44
Net Income/employee - most recent fiscal year11,67,433.00
Asset turnover - most recent fiscal year0.16
Return on average equity - most recent fiscal year12.61
Return on investment - 5 year average3.28

Price & volume

Market Cap26,563.20
52 week Low Date27 Apr 2026
Price - 1 Day % Change2.55
Relative (S&P500) price percent change - 13 week24.08
Avg trading volume last 10 days2.43
Price - 13 week price percent change20.59
Price - 52 week price percent change40.42
Avg Trading Volume Last 3 months53.78
Price - 5 Day % Change8.13
Price % Change Month To Date−2.08
Relative (S&P500) price percent change - 04 week0.25
52 week High Date24 Aug 2026
Price - 26 week price percent change36.40
PDATE23 Sep 2026
Price - YTD price percent change3.73
Relative (S&P500) price percent change - 52 week54.07
NPRICE633.30
Relative (S&P500) price percent change - 26 week37.21
52 week Low409.10
52 week High705.00
Beta1.11
Relative (S&P500) price percent change - Year to Date18.14

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹4.00
  • Dividend yield0.64%
  • Payout ratio10.32%
  • 5-year average dividend₹3.03 a share
  • Latest dividend₹4.00 per share · 29 Jan 2026

Corporate calendar

  • MeetingAnnual General Meeting
  • BoardQuarterly Results
  • BoardOthers
  • BoardOthers
  • BoardAudited Results
  • MeetingExtraordinary General Meeting
  • BoardTo consider Fund Raising
  • MeetingPostal Ballot
Show 12 older events
  • Dividend₹4.00 per share · 200% · Interim dividend
  • BoardQuarterly Results & Interim Dividend
  • BoardQuarterly Results
  • BoardOthers
  • MeetingPostal Ballot
  • MeetingAnnual General Meeting
  • RightsRights issue of equity shares of ₹ 2/- in the ratio of 1:9 @ premium of ₹ 298/-.
  • Dividend₹4.00 per share · 200% · Interim dividend
  • MeetingPostal Ballot
  • Dividend₹4.00 per share · 200% · Interim dividend
  • Dividend₹3.50 per share · 175% · Interim dividend
  • Dividend₹3.00 per share · 150% · Interim dividend

About IIFL Finance

Consumer Financial Services

IIFL Finance Limited is an India-based Non-Banking Financial Company (NBFC), which is primarily engaged in financing and related services. It offers a comprehensive range of secured and unsecured lending products, including home loans, gold loans, business loans, microfinance, Micro, Small, and Medium Enterprises (MSME) secured loans, MSME unsecured loans, supply chain finance, construction and real estate finance, and capital market financing. Its products include gold loan at home, business loans, agriculture gold loan, education gold loan, gold loan for MSME, gold loan for women, business loan for women, secured business loan, auction, and home loans. It offers home loans, such as new home loans, home extension or improvement loans, NRI home loans, balance transfers, and loans against properties. The Company has a nationwide presence with a network of approximately 4,872 branches. The Company's subsidiaries include IIFL Home Finance Limited (HFC) and IIFL Samasta Finance Limited.

Key people

  • Kapish JainChief Financial Officer
  • Samrat SanyalCompliance Officer, Company Secretary
  • Nirmal Bhanwarlal JainManaging Director, Executive Director
  • Rajamani VenkataramanJoint Managing Director, Executive Director

Company facts

  • NSE symbolIIFL
  • BSE code532636
  • ISININE530B01024
  • IndustryConsumer Financial Services
  • IndexNIFTY 500
  • Market cap₹26,348 Cr
  • Revenue (FY26)₹12,282 Cr
  • Net profit (FY26)₹1,661 Cr

In the News

Recent headlines about IIFL Finance — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →

Frequently Asked Questions

IIFL Finance (NSE: IIFL) last traded at ₹620.40 on the NSE, down 2.06% (₹13.05) on the day, as of 24 Sep 2026, 8:57 AM IST. On the BSE it was ₹619.15. The day's range was ₹619.15 – ₹630.00.

IIFL Finance's 52-week high is ₹704.90 (24 Aug 2026) and its 52-week low is ₹409.45 (27 Apr 2026). At ₹620.40 the share is 12.0% below its high and 51.5% above its low.

IIFL Finance's market capitalisation is ₹26,348 Cr (₹26,348 Cr). It is part of the NIFTY 500 index.

IIFL Finance's P/E ratio (trailing 12 months) is 12.53. The sector average is 25.34, so investors pay 51% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹49.12.

IIFL Finance shares are up 40.42% over the last year, up 3.73% so far this year, up 36.40% over 6 months, up 20.59% over 3 months. Over the last year the stock did 54.07% better than the market.

In FY26 (year to Mar 2026), IIFL Finance reported revenue of ₹12,282 Cr (up 20.28% on the year before) and a net profit of ₹1,661 Cr. Earnings per share were ₹38.75.

Yes. IIFL Finance's latest dividend is ₹4.00 per share (200%, interim dividend), with an ex-date of 29 Jan 2026. The dividend yield is 0.64%. It has paid 5 dividends in the records shown on this page.

As of Jun 2026: Promoter 24.85%, FII 23.86%, MF 3.65%, Other 47.64%.

IIFL Finance's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Jio Financial Services, Tata Capital, Power Finance Corporation. By market capitalisation it ranks #6 of 6 in this group.

No. IIFL Finance has debt — its debt-to-equity ratio is 5.02 and total debt was ₹69,882 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business; its profit before interest and tax covers the interest on those borrowings 1.45 times.