NSE HDBFS · BSE 544429 · Consumer Financial Services · NIFTY 500

HDB Financial Services Share Price

Market closed · NSE price as of Thu 24 Sep, 9:49 AM IST
₹661.50 ▼ −₹10.76 · 1.60%
Day range · 24 Sep
₹658.40Low₹670.00High
52-week range
₹557.00Low · 30 Mar 2026₹797.00High · 19 Dec 2025

HDB Financial Services Overview

Where the price stands, how it has moved and how it sits against its averages.

HDB Financial Services shares last traded at ₹661.50 on the NSE, down 1.60% on the day. That is 17.0% below the 52-week high of ₹797.00 and 18.8% above the 52-week low of ₹557.00. The stock trades at 19.86× earnings, below the sector average of 23.98. Its market value is ₹54,822 Cr.

Price returns

1 Day▼ −1.60%
1 Week0.00%
This month▼ −1.69%
3 Months▼ −8.08%
6 Months▲ +9.63%
This year▼ −12.38%
1 Year▼ −13.40%

Against the market: 1 Month ▲ +1.02% · 3 Months ▼ −5.43% · 6 Months ▲ +10.29% · This year ▼ −0.21% · 1 Year ▼ −4.98%

Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Fri 16 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.

Moving averages — price is above 0 of 6

  1. 300-day average₹696.66 ▼ price 5.0% below
  2. 100-day average₹690.28 ▼ price 4.2% below
  3. 50-day average₹690.04 ▼ price 4.1% below
  4. 5-day average₹682.67 ▼ price 3.1% below
  5. 20-day average₹680.84 ▼ price 2.8% below
  6. 10-day average₹678.31 ▼ price 2.5% below
  7. Today's price₹661.50

Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.

HDB Financial Services Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore
18,431
Net profit₹ crore · losses below zero
2,544

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 ₹18,431 Cr ▲ +13.1% ₹2,544 Cr 13.8% ₹30.88 ₹4.00
FY 2025 ₹16,300 Cr ▲ +15.0% ₹2,176 Cr 13.3% ₹26.23 ₹0.00
FY 2024 ₹14,173 Cr ▲ +14.3% ₹2,461 Cr 17.4% ₹29.66 ₹0.00
FY 2023 ₹12,403 Cr ▲ +9.6% ₹1,959 Cr 15.8% ₹23.62 ₹0.00
FY 2022 ₹11,312 Cr — ₹1,011 Cr 8.9% ₹12.19 ₹0.00

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
83%
17%
  • Total assets₹1,23,651 Cr
  • Total liabilities₹1,02,987 Cr
  • Shareholders' equity₹20,664 Cr
  • Total debt₹99,775 Cr
  • Cash & investments₹1,249 Cr
  • Operating margin (TTM)55.68%
  • Net margin (TTM)14.64%

Cash flow — FY26

Operating activities
▼ −₹8,606 Cr
Investing activities
▼ −₹1,772 Cr
Financing activities
▲ ₹10,673 Cr
Free cash flow
▼ −₹8,749 Cr
Net change in cash
▲ ₹296 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY22–FY26
₹ croreFY22FY23FY24FY25FY26
Total revenue11,311.8712,403.1914,173.0716,299.8218,430.82
Cost of revenue—————
Gross profit—————
Operating expenses6,633.296,264.576,002.986,982.538,224.23
Operating income4,678.586,138.628,170.099,317.2910,206.59
Depreciation98.94111.84145.14194.42209.27
Profit before tax1,347.562,627.403,304.672,927.803,386.28
Tax336.16668.05843.83751.88842.45
Net profit1,011.401,959.352,460.842,175.922,543.83
EPS (₹)12.1923.6229.6626.2330.88
Dividend per share (₹)0.000.000.000.004.00

HDB Financial Services vs Peers

Side by side with other consumer financial services companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yield
HDB Financial Services This stock ₹661.50 ▼ −1.60% ₹54,822 Cr 19.86 2.66 — 14.64% 0.60%
Bajaj Finance ₹982.90 ▼ −5.49% ₹6,11,949 Cr 25.01 5.76 19.79% 23.72% 0.51%
Shriram Finance ₹990.50 ▼ −1.64% ₹2,33,063 Cr 13.87 2.95 16.15% 20.94% 1.04%
Jio Financial Services ₹227.20 ▼ −1.94% ₹1,50,023 Cr 95.47 1.15 1.11% 49.84% 0.21%
Tata Capital ₹334.55 ▼ −4.43% ₹1,42,033 Cr 20.47 3.26 14.39% 15.95% 0.16%
Power Finance Corporation ₹339.30 ▼ −2.13% ₹1,11,972 Cr 5.42 1.01 20.90% 29.13% 4.58%

Peer prices and ratios as last reported by the data provider. Company names link to their own pages.

Shareholding Pattern

Who owns HDB Financial Services shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
74.1%
10.6%
11.7%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter74.19%74.15%74.12%74.12% 0.00 pts
FII3.17%3.32%3.01%3.55% ▲ +0.54 pts
MF10.01%10.40%10.96%10.59% ▼ −0.37 pts
Other12.63%12.13%11.91%11.74% ▼ −0.17 pts

HDB Financial Services Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

HDB Financial ServicesBenchmarkRule-of-thumb bands

Valuation The price against earnings, book value and sales

P/E (TTM)Price ÷ yearly earnings per share
19.86
▼ 17% below the sector average of 23.98
P/BPrice ÷ book value per share
2.66
P/SMarket cap ÷ last 12 months' revenue
2.91
P/CFPrice ÷ cash flow per share
18.70
PEGP/E ÷ earnings growth rate
2.16

Profitability Of every ₹100 of sales, how much is kept?

Operating marginKept after running costs
55.68%
Pre-tax marginKept before tax
19.66%
Net marginKept as profit
14.64%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
13.94%
Return on assetsProfit on everything it owns
2.19%
Return on investmentProfit on long-term capital
2.23%
Return on capital employedProfit before interest and tax on equity + debt
3.02%

Growth Is the business getting bigger?

Revenue — last 12 months
+12.1%
▲ growing
Revenue — 3 yr, a year
+14.1%
▲ growing
Net profit — 3 yr, a year
+9.1%
▲ growing
EPS — last 12 months
+27.3%
▲ growing (off the scale)
EPS — 3 yr, a year
+9.3%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
4.83×
• Normal for a lender
Payout ratioShare of profit paid as dividend
12.95%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹33.18
Book value
₹248.87
Cash flow
₹35.74
Dividend
₹4.00
Revenue
₹226.68

The share price is 2.66× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 81 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year21.72
Current Dividend Yield - Common Stock Primary Issue, LTM0.60
Price to Book - most recent fiscal year2.70
P/E Basic excluding extraordinary items - TTM22.56
P/E including extraordinary items - TTM20.22
Price to Tangible Book - most fiscal year2.70
Price to sales - most recent fiscal year3.02
Dividend Yield - indicated annual dividend divided by closing price0.60
Price to Cash Flow per share - trailing 12 month18.70
Peg Ratio2.16
P/E Normalized, most recent fiscal year21.73
P/E excluding extraordinary items, most recent fiscal year quarter20.22
Price to sales - trailing 12 month2.95
Net Debt, LFY9,85,255.50

Per share

Cash Flow per share - trailing 12 month35.74
Cash Flow per share - most recent fiscal year33.42
EPS including extraordinary items - trailing 12 month33.18
EPS including extraordinary items - most recent fiscal year30.88
EBITD per share - trailing 12 month162.83
Revenue/share - trailing 12 month226.68
EPS excluding extraordinary items - trailing 12 month33.18
EPS Basic excluding extraordinary items - most recent fiscal year30.97
EPS Basic excluding extraordinary items - trailing 12 month33.28
Book value per share - most recent fiscal year248.87
Dividend per share - most recent fiscal year4.00
Revenue/share - most recent fiscal year223.71
EPS Normalized - most recent fiscal year30.87
Book value (tangible) per share - most recent fiscal year248.08
Dividends per share - trailing 12 month4.00
EPS excluding extraordinary items - most recent fiscal year30.88
Cash per share - most recent fiscal year15.05

Margins

Operating margin - trailing 12 month55.68
Operating margin - 1st historical fiscal year55.38
Net Profit Margin % - 1st historical fiscal year13.80
Net Profit Margin % - trailing 12 month14.64
Pretax margin - 1st historical fiscal year18.37
Pretax margin - trailing 12 month19.66

Growth

EPS Change %, TTM over TTM27.32
Revenue Change % - most recent quarter 1 year ago10.92
Growth rate% - EPS, 3 year9.34
Revenue Change %, TTM over TTM12.13
Growth rate% - Revenue, 3 year14.11
EPS Change % - most recent quarter 1 year ago37.80

Financial strength

Net Interest coverage - most recent fiscal year1.54
Free Cash Flow - most recent fiscal year−87,491.70
LT debt/equity - most recent fiscal year4.82
Payout ratio - trailing 12 month12.02
Current EV/Free Cash Flow, LFY59.06
Total debt/total equity - most recent fiscal year4.83
Net Interest coverage - trailing 12 month1.96
Payout ratio - most recent fiscal year13.06

Returns & efficiency

Net Income/employee - trailing 12 month3,13,188.20
Revenue/employee - most recent fiscal year24,80,695.00
Return on investment - most recent fiscal year2.23
Return on average assets - most recent fiscal year2.19
Receivables turnover - most recent fiscal year70.74
Revenue/employee - trailing 12 month21,39,625.00
Net Income/employee - most recent fiscal year3,42,386.60
Asset turnover - most recent fiscal year0.16
Return on average equity - most recent fiscal year13.94

Price & volume

Market Cap55,055.01
52 week Low Date30 Mar 2026
Price - 1 Day % Change−0.56
Relative (S&P500) price percent change - 13 week−5.43
Avg trading volume last 10 days0.39
Price - 13 week price percent change−8.08
Price - 52 week price percent change−13.40
Avg Trading Volume Last 3 months12.94
Price - 5 Day % Change−1.06
Price % Change Month To Date−1.69
Relative (S&P500) price percent change - 04 week1.02
52 week High Date19 Dec 2025
Price - 26 week price percent change9.63
PDATE23 Sep 2026
Price - YTD price percent change−12.38
Relative (S&P500) price percent change - 52 week−4.98
NPRICE670.80
Relative (S&P500) price percent change - 26 week10.29
52 week Low555.30
52 week High796.70
Relative (S&P500) price percent change - Year to Date−0.21

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹4.00
  • Dividend yield0.60%
  • Payout ratio12.95%
  • Latest dividend₹2.00 per share · 18 Jun 2026

Corporate calendar

  • BoardQuarterly Results
  • Dividend₹2.00 per share · 20% · Final dividend
  • BoardAudited Results & Final Dividend
  • MeetingPostal Ballot
  • BoardQuarterly Results
  • Dividend₹2.00 per share · 20% · Interim dividend
  • BoardQuarterly Results & Interim Dividend
  • MeetingPostal Ballot
Show 3 older events
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • MeetingAnnual General Meeting

About HDB Financial Services

Consumer Financial Services

HDB Financial Services Limited is an India-based diversified retail-focused non-banking financial company. The Company offers a portfolio of lending products that cater to a diverse customer base through an omni-channel distribution network. Its lending products are offered through its three business verticals: Enterprise Lending, Asset Finance and Consumer Finance. Its Enterprise Lending products include business loans, loan against property (LAP), enterprise business loan (EBL), salaried personal loans (SPL), and gold loans. Its Asset Finance products include commercial vehicle loans, construction equipment loans and tractor loans. Its Consumer Finance products include Relationship Personal Loans, and Auto Loans. It also offers business process outsourcing (BPO) services such as back-office support services, collection and sales support services to its promoter as well as fee-based products such as distribution of insurance products primarily to its lending customers.

Key people

  • Ramesh GanesanChief Executive Officer, Managing Director, Executive Director
  • Jaykumar Pravinchandra ShahChief Financial Officer
  • Dipti Jayesh KhandelwalCompliance Officer, Company Secretary, Head Legal

Company facts

  • NSE symbolHDBFS
  • BSE code544429
  • ISININE756I01012
  • IndustryConsumer Financial Services
  • IndexNIFTY 500
  • Market cap₹54,822 Cr
  • Revenue (FY26)₹18,431 Cr
  • Net profit (FY26)₹2,544 Cr

In the News

Recent headlines about HDB Financial Services — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →

Frequently Asked Questions

HDB Financial Services (NSE: HDBFS) last traded at ₹661.50 on the NSE, down 1.60% (₹10.76) on the day, as of 24 Sep 2026, 9:49 AM IST. On the BSE it was ₹660.00. The day's range was ₹658.40 – ₹670.00.

HDB Financial Services's 52-week high is ₹797.00 (19 Dec 2025) and its 52-week low is ₹557.00 (30 Mar 2026). At ₹661.50 the share is 17.0% below its high and 18.8% above its low.

HDB Financial Services's market capitalisation is ₹54,822 Cr (₹54,822 Cr). It is part of the NIFTY 500 index.

HDB Financial Services's P/E ratio (trailing 12 months) is 19.86. The sector average is 23.98, so investors pay 17% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹33.18.

HDB Financial Services shares are down 13.40% over the last year, down 12.38% so far this year, up 9.63% over 6 months, down 8.08% over 3 months. Over the last year the stock did 4.98% worse than the market.

In FY26 (year to Mar 2026), HDB Financial Services reported revenue of ₹18,431 Cr (up 13.07% on the year before) and a net profit of ₹2,544 Cr. Earnings per share were ₹30.88.

Yes. HDB Financial Services's latest dividend is ₹2.00 per share (20%, final dividend), with an ex-date of 18 Jun 2026. The dividend yield is 0.60%. It has paid 2 dividends in the records shown on this page.

As of Jun 2026: Promoter 74.12%, FII 3.55%, MF 10.59%, Other 11.74%.

HDB Financial Services's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Jio Financial Services, Tata Capital, Power Finance Corporation. By market capitalisation it ranks #6 of 6 in this group.

No. HDB Financial Services has debt — its debt-to-equity ratio is 4.83 and total debt was ₹99,775 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business.