NSE APTUS · BSE 543335 · Consumer Financial Services · NIFTY 500
Aptus Value Housing Finance India Share Price
₹240.50
▼ −₹9.68 · 3.87%
Day range · 24 Sep
₹239.00Low₹248.30High
52-week range
₹193.50Low · 30 Mar 2026₹331.90High · 3 Oct 2025
Aptus Value Housing Finance India Overview
Where the price stands, how it has moved and how it sits against its averages.
Aptus Value Housing Finance India shares last traded at ₹240.50 on the NSE, down 3.87% on the day. That is 27.5% below the 52-week high of ₹331.90 and 24.3% above the 52-week low of ₹193.50. The stock trades at 12.21× earnings, below the sector average of 25.34. Its market value is ₹12,024 Cr.
Price returns
1 Day▼ −3.87%
1 Week0.00%
This month▲ +1.00%
3 Months▼ −5.05%
6 Months▲ +21.27%
This year▼ −9.95%
1 Year▼ −22.26%
Against the market: 1 Month ▲ +0.66% · 3 Months ▼ −2.31% · 6 Months ▲ +21.99% · This year ▲ +2.56% · 1 Year ▼ −14.70%
Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Fri 16 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.
Moving averages — price is above 1 of 6
- 100-day average₹266.08 ▼ price 9.6% below
- 50-day average₹263.17 ▼ price 8.6% below
- 300-day average₹260.32 ▼ price 7.6% below
- 20-day average₹250.63 ▼ price 4.0% below
- 10-day average₹245.75 ▼ price 2.1% below
- Today's price₹240.50
- 5-day average₹239.22 ▲ price 0.5% above
Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.
Aptus Value Housing Finance India Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
2,192
943
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | ₹2,192 Cr | ▲ +25.2% | ₹943 Cr | 43.0% | ₹18.84 | ₹4.50 |
| FY 2025 | ₹1,750 Cr | ▲ +28.2% | ₹751 Cr | 42.9% | ₹15.01 | ₹2.50 |
| FY 2024 | ₹1,365 Cr | ▲ +24.9% | ₹612 Cr | 44.8% | ₹12.21 | ₹6.50 |
| FY 2023 | ₹1,093 Cr | ▲ +34.2% | ₹503 Cr | 46.0% | ₹10.08 | ₹2.00 |
| FY 2022 | ₹815 Cr | ▲ +27.4% | ₹370 Cr | 45.4% | ₹7.53 | — |
| FY 2021 | ₹640 Cr | ▲ +27.8% | ₹267 Cr | 41.7% | ₹5.39 | ₹0.00 |
| FY 2020 | ₹500 Cr | — | ₹211 Cr | 42.2% | ₹4.26 | ₹0.00 |
600
261
261
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | ₹600 Cr | ▲ +4.5% | ₹261 Cr | 43.5% | ₹5.21 |
| Q4 FY26 | ₹574 Cr | ▲ +3.7% | ₹261 Cr | 45.4% | ₹5.21 |
| Q3 FY26 | ₹554 Cr | ▲ +1.8% | ₹236 Cr | 42.7% | ₹4.72 |
| Q2 FY26 | ₹544 Cr | ▲ +4.6% | ₹227 Cr | 41.6% | ₹4.51 |
| Q1 FY26 | ₹520 Cr | ▲ +7.5% | ₹219 Cr | 42.1% | ₹4.38 |
| Q4 FY25 | ₹484 Cr | ▲ +7.6% | ₹207 Cr | 42.8% | ₹4.12 |
| Q3 FY25 | ₹450 Cr | ▲ +6.8% | ₹191 Cr | 42.3% | ₹3.81 |
| Q2 FY25 | ₹421 Cr | — | ₹182 Cr | 43.2% | ₹3.65 |
Balance sheet — FY26
Owes (liabilities)Shareholders' equity
61%
39%
- Total assets₹13,048 Cr
- Total liabilities₹7,988 Cr
- Shareholders' equity₹5,060 Cr
- Total debt₹7,904 Cr
- Cash & investments₹563 Cr
- Revenue growth, 5 yr27.94% a year
- EPS growth, 5 yr28.46% a year
- Operating margin (TTM)81.80%
- Net margin (TTM)43.33%
Cash flow — FY26
Operating activities
▼ −₹489 Cr
Investing activities
▼ −₹72 Cr
Financing activities
▲ ₹822 Cr
Free cash flow
▼ −₹496 Cr
Net change in cash
▲ ₹261 Cr
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | 500.33 | 639.58 | 814.68 | 1,093.36 | 1,365.18 | 1,750.41 | 2,192.24 |
| Cost of revenue | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — |
| Operating expenses | 91.88 | 106.58 | 151.61 | 199.37 | 235.83 | 283.05 | 385.88 |
| Operating income | 408.45 | 533.00 | 663.07 | 893.99 | 1,129.35 | 1,467.36 | 1,806.36 |
| Depreciation | 5.81 | 5.68 | 6.61 | 7.21 | 9.31 | 12.06 | 13.28 |
| Profit before tax | 247.29 | 345.09 | 480.02 | 653.72 | 793.16 | 974.84 | 1,211.16 |
| Tax | 36.28 | 78.15 | 109.88 | 150.71 | 181.26 | 223.59 | 268.21 |
| Net profit | 211.01 | 266.94 | 370.14 | 503.01 | 611.90 | 751.25 | 942.94 |
| EPS (₹) | 4.26 | 5.39 | 7.53 | 10.08 | 12.21 | 15.01 | 18.84 |
| Dividend per share (₹) | 0.00 | 0.00 | — | 2.00 | 6.50 | 2.50 | 4.50 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 3,746.72 | 4,520.17 | 5,684.04 | 7,176.28 | 9,004.61 | 11,243.41 | 13,047.66 |
| Current assets | — | — | — | — | — | — | — |
| Cash & short-term investments | 602.68 | 437.80 | 405.20 | 446.79 | 336.13 | 302.59 | 563.32 |
| Inventory | — | — | — | — | — | — | — |
| Property, plant & equipment | 9.74 | 9.29 | 11.35 | 14.43 | 20.61 | 33.69 | 38.09 |
| Total liabilities | 2,037.71 | 2,540.71 | 2,767.88 | 3,836.95 | 5,236.69 | 6,926.76 | 7,987.62 |
| Current liabilities | — | — | — | — | — | — | — |
| Total debt | 2,021.65 | 2,515.07 | 2,728.43 | 3,795.82 | 5,199.61 | 6,873.09 | 7,903.77 |
| Total equity | 1,709.01 | 1,979.45 | 2,916.16 | 3,339.33 | 3,767.92 | 4,316.65 | 5,060.04 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | −734.80 | −620.96 | −723.53 | −1,047.11 | −1,355.68 | −1,404.91 | −489.26 |
| From investing | −96.89 | 64.76 | −62.04 | 110.67 | 20.71 | −90.02 | −71.99 |
| From financing | 1,208.87 | 494.91 | 768.02 | 978.03 | 1,224.31 | 1,461.39 | 821.99 |
| Capital expenditure | −2.49 | −1.40 | −3.65 | −3.31 | −4.89 | −6.91 | −6.38 |
| Dividends paid | — | — | — | −99.60 | −199.40 | −224.68 | −225.08 |
| Net change in cash | 377.18 | −61.29 | −17.54 | 41.59 | −110.66 | −33.54 | 260.74 |
Aptus Value Housing Finance India vs Peers
Side by side with other consumer financial services companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield |
|---|---|---|---|---|---|---|---|---|
| Aptus Value Housing Finance India This stock | ₹240.50 | ▼ −3.87% | ₹12,024 Cr | 12.21 | 2.38 | 17.80% | 43.33% | 1.87% |
| Bajaj Finance | ₹983.15 | ▼ −5.47% | ₹6,12,105 Cr | 25.01 | 5.76 | 19.79% | 23.72% | 0.51% |
| Shriram Finance | ₹991.50 | ▼ −1.54% | ₹2,33,298 Cr | 13.87 | 2.95 | 16.15% | 20.94% | 1.04% |
| Jio Financial Services | ₹229.00 | ▼ −1.17% | ₹1,51,212 Cr | 95.47 | 1.15 | 1.11% | 49.84% | 0.21% |
| Tata Capital | ₹334.55 | ▼ −4.43% | ₹1,42,033 Cr | 20.47 | 3.26 | 14.39% | 15.95% | 0.16% |
| Power Finance Corporation | ₹339.50 | ▼ −2.08% | ₹1,12,038 Cr | 5.42 | 1.01 | 20.90% | 29.13% | 4.58% |
Peer prices and ratios as last reported by the data provider. Company names link to their own pages.
Aptus Value Housing Finance India Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Aptus Value Housing Finance IndiaBenchmarkRule-of-thumb bands
Valuation The price against earnings, book value and sales
P/E (TTM)Price ÷ yearly earnings per share
12.21
▼ 52% below the sector average of 25.34
P/E, 12-month rangeLow 10.34 · high 52.71
4%
Today's P/E sits 4% of the way from its low to its high
P/BPrice ÷ book value per share
2.38
P/SMarket cap ÷ last 12 months' revenue
5.29
P/CFPrice ÷ cash flow per share
12.61
PEGP/E ÷ earnings growth rate
0.55
Profitability Of every ₹100 of sales, how much is kept?
Operating marginKept after running costs
81.80%
▼ below its 5-yr average of 82.60%
Pre-tax marginKept before tax
55.22%
▼ below its 5-yr average of 57.00%
Net marginKept as profit
43.33%
▼ below its 5-yr average of 44.06%
Returns & efficiency How well does it use its money?
Return on equityProfit on shareholders' money
20.11%
▲ above its 5-yr average of 17.80%
Return on assetsProfit on everything it owns
7.76%
▲ above its 5-yr average of 7.59%
Return on investmentProfit on long-term capital
9.37%
▲ above its 5-yr average of 9.19%
Return on capital employedProfit before interest and tax on equity + debt
10.03%
Growth Is the business getting bigger?
Revenue — last 12 months
+21.1%
▲ growing
Revenue — 3 yr, a year
+26.1%
▲ growing (off the scale)
Revenue — 5 yr, a year
+27.9%
▲ growing (off the scale)
Net profit — 3 yr, a year
+23.3%
▲ growing
Net profit — 5 yr, a year
+28.7%
▲ growing (off the scale)
EPS — last 12 months
+23.1%
▲ growing
EPS — 3 yr, a year
+23.2%
▲ growing
EPS — 5 yr, a year
+28.5%
▲ growing (off the scale)
Dividend — 3 yr, a year
+31.0%
▲ growing (off the scale)
Book value — 5 yr, a year
+20.4%
▲ growing
Financial strength Can it pay its bills and debts?
Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
1.56×
Payout ratioShare of profit paid as dividend
23.89%
Per share What each share stands for
EPS (TTM)
₹19.65
Book value
₹101.06
Cash flow
₹19.93
Dividend
₹4.50
Revenue
₹45.35
The share price is 2.38× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 102 metrics from the data provider
Valuation
P/E excluding extraordinary items, most recent fiscal year13.34
Current Dividend Yield - Common Stock Primary Issue, LTM1.79
Price to Book - most recent fiscal year2.49
P/E Basic excluding extraordinary items - TTM14.17
P/E including extraordinary items - TTM12.79
P/E excluding extraordinary items low, trailing 12 months10.34
Price to Tangible Book - most fiscal year2.49
Price to sales - most recent fiscal year5.74
Dividend Yield - indicated annual dividend divided by closing price1.79
Price to Cash Flow per share - trailing 12 month12.61
Peg Ratio0.55
P/E Normalized, most recent fiscal year12.69
P/E excluding extraordinary items high, trailing 12 months52.71
P/E excluding extraordinary items, most recent fiscal year quarter12.79
Price to sales - trailing 12 month5.54
Net Debt, LFY73,404.46
Per share
Cash Flow per share - trailing 12 month19.93
Cash Flow per share - most recent fiscal year19.11
EPS including extraordinary items - trailing 12 month19.65
EPS including extraordinary items - most recent fiscal year18.84
EBITD per share - trailing 12 month38.89
Revenue/share - trailing 12 month45.35
EPS excluding extraordinary items - trailing 12 month19.65
EPS Basic excluding extraordinary items - most recent fiscal year18.84
EPS Basic excluding extraordinary items - trailing 12 month19.69
Book value per share - most recent fiscal year101.05
Dividend per share - most recent fiscal year4.50
Revenue/share - most recent fiscal year43.80
EPS Normalized - most recent fiscal year19.80
Book value (tangible) per share - most recent fiscal year101.03
Dividends per share - trailing 12 month4.50
EPS excluding extraordinary items - most recent fiscal year18.84
Cash per share - most recent fiscal year11.25
Margins
Operating margin - trailing 12 month81.80
Operating margin - 1st historical fiscal year82.40
Operating Margin - 5 year average82.60
Net Profit Margin % - 1st historical fiscal year43.01
Net Profit Margin % - trailing 12 month43.33
Net Profit Margin - 5 year average44.06
Pretax Margin - 5 year average57.00
Pretax margin - 1st historical fiscal year55.25
Pretax margin - trailing 12 month55.22
Free Operating Cash Flow/Revenue, 5 Year Average−80.30
Growth
EPS Change %, TTM over TTM23.14
Revenue growth rate, 5 year27.94
EPS growth rate, 5 year28.46
Revenue Change % - most recent quarter 1 year ago15.38
Growth rate% - dividend, 3 year31.04
Growth rate% - EPS, 3 year23.18
Revenue/share (5 yr growth)27.69
Tangible Book Value, Total Equity, 5 Year CAGR20.65
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR27.65
Capital Spending growth rate, 5 year35.36
Revenue Change %, TTM over TTM21.14
Growth rate% - Revenue, 3 year26.10
Book value per share growth rate, 5 year20.40
EPS Change % - most recent quarter 1 year ago18.95
Net Profit Margin growth rate, 5 year0.60
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR28.14
Total Debt, 5 Year CAGR25.74
Financial strength
Net Interest coverage - most recent fiscal year2.88
Free Cash Flow - most recent fiscal year−7,207.24
LT debt/equity - most recent fiscal year1.15
Payout ratio - trailing 12 month10.17
Current EV/Free Cash Flow, LFY27.50
Total debt/total equity - most recent fiscal year1.56
Net Interest coverage - trailing 12 month2.94
Payout ratio - most recent fiscal year23.90
Returns & efficiency
Return on average equity - 5 year average17.80
Net Income/employee - trailing 12 month25,86,376.00
Revenue/employee - most recent fiscal year61,25,279.00
Return on investment - most recent fiscal year9.37
Return on average assets - most recent fiscal year7.76
Receivables turnover - most recent fiscal year119.38
Revenue/employee - trailing 12 month59,68,643.00
Return on average assets - 5 year average7.59
Net Income/employee - most recent fiscal year26,34,658.00
Asset turnover - most recent fiscal year0.18
Return on average equity - most recent fiscal year20.11
Return on investment - 5 year average9.19
Price & volume
Market Cap12,024.34
52 week Low Date30 Mar 2026
Price - 1 Day % Change3.82
Relative (S&P500) price percent change - 13 week−2.31
Avg trading volume last 10 days2.04
Price - 13 week price percent change−5.05
Price - 52 week price percent change−22.26
Avg Trading Volume Last 3 months27.74
Price - 5 Day % Change4.76
Price % Change Month To Date1.00
Relative (S&P500) price percent change - 04 week0.66
52 week High Date3 Oct 2025
Price - 26 week price percent change21.27
PDATE23 Sep 2026
Price - YTD price percent change−9.95
Relative (S&P500) price percent change - 52 week−14.70
NPRICE251.33
Relative (S&P500) price percent change - 26 week21.99
52 week Low193.03
52 week High332.00
Beta1.18
Relative (S&P500) price percent change - Year to Date2.56
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
₹6.50
₹4.50
- Dividend yield1.87%
- Payout ratio23.89%
- Latest dividend₹2.50 per share · 15 May 2026
Corporate calendar
- MeetingAnnual General Meeting
- BoardQuarterly Results
- Dividend₹2.50 per share · 125% · Interim dividend
- BoardAudited Results & Interim Dividend
- MeetingPostal Ballot
- MeetingPostal Ballot
- BoardQuarterly Results
- Dividend₹2.00 per share · 100% · Interim dividend
Show 14 older events
- BoardQuarterly Results & Interim Dividend
- MeetingAnnual General Meeting
- BoardQuarterly Results
- Dividend₹2.50 per share · 125% · Interim dividend
- BoardAudited Results & Interim Dividend
- MeetingPostal Ballot
- MeetingPostal Ballot
- BoardQuarterly Results
- Dividend₹2.00 per share · 100% · Interim dividend
- BoardQuarterly Results & Interim Dividend
- Dividend₹2.50 per share · 125% · Interim dividend
- Dividend₹2.00 per share · 100% · Interim dividend
- Dividend₹2.00 per share · 100% · Interim dividend
- Dividend₹2.00 per share · 100% · Interim dividend
About Aptus Value Housing Finance India
Consumer Financial Services
Aptus Value Housing Finance India Ltd. is an India-based home loan company. The Company is engaged in addressing the housing finance needs of self-employed people belonging to low- and middle-income families primarily from semi-urban and rural markets. It offers Home Loans, Loan Against Property (LAP), and Insurance. Home Loans are offered to construct a house/flat on the land owned, purchase a flat or a house from a builder, construct or purchase a house/flat on a secondhand basis, renovation or extension of a house and purchase of a plot of land for construction. It offers tenure up to 15 years and amounts to 85% of the value of the property. LAP are loans offered for refinancing of funds used for the purpose of construction/purchase of a house. LAP has two products, namely, LAP - Construction and LAP - Purchase. It enables customers to select a tenure ranging from 5 to 15 years and repay the loan.
Key people
- M. AnandanExecutive Chairman of the Board
- Sanjay MittalChief Financial Officer
- N. SrikanthSenior Vice President - Human Resources
- V. Sundara KumarSenior Vice President - Legal and Receivable
- V. KrishnaswamiChief Technology Officer
- Sanin PanickerCompliance Officer, Company Secretary
Company facts
- NSE symbolAPTUS
- BSE code543335
- ISININE852O01025
- IndustryConsumer Financial Services
- IndexNIFTY 500
- Market cap₹12,024 Cr
- Revenue (FY26)₹2,192 Cr
- Net profit (FY26)₹943 Cr
Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →
Frequently Asked Questions
Aptus Value Housing Finance India (NSE: APTUS) last traded at ₹240.50 on the NSE, down 3.87% (₹9.68) on the day, as of 24 Sep 2026, 10:25 AM IST. On the BSE it was ₹241.15. The day's range was ₹239.00 – ₹248.30.
Aptus Value Housing Finance India's 52-week high is ₹331.90 (3 Oct 2025) and its 52-week low is ₹193.50 (30 Mar 2026). At ₹240.50 the share is 27.5% below its high and 24.3% above its low.
Aptus Value Housing Finance India's market capitalisation is ₹12,024 Cr (₹12,024 Cr). It is part of the NIFTY 500 index.
Aptus Value Housing Finance India's P/E ratio (trailing 12 months) is 12.21. The sector average is 25.34, so investors pay 52% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹19.65.
Aptus Value Housing Finance India shares are down 22.26% over the last year, down 9.95% so far this year, up 21.27% over 6 months, down 5.05% over 3 months. Over the last year the stock did 14.70% worse than the market.
In FY26 (year to Mar 2026), Aptus Value Housing Finance India reported revenue of ₹2,192 Cr (up 25.24% on the year before) and a net profit of ₹943 Cr. Earnings per share were ₹18.84.
Yes. Aptus Value Housing Finance India's latest dividend is ₹2.50 per share (125%, interim dividend), with an ex-date of 15 May 2026. The dividend yield is 1.87%. It has paid 8 dividends in the records shown on this page.
As of Jun 2026: Promoter 23.86%, FII 29.96%, MF 24.50%, Other 21.68%. Promoter holding fell by 0.01 percentage points from Mar 2026.
Aptus Value Housing Finance India's listed peers in Consumer Financial Services include Bajaj Finance, Shriram Finance, Jio Financial Services, Tata Capital, Power Finance Corporation. By market capitalisation it ranks #6 of 6 in this group.
No. Aptus Value Housing Finance India has debt — its debt-to-equity ratio is 1.56 and total debt was ₹7,904 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business.