NSE J&KBANK · BSE 532209 · Regional Banks · NIFTY 500
Jammu & Kashmir Bank Ltd Share Price
Jammu & Kashmir Bank Ltd Overview
Where the price stands, how it has moved and how it sits against its averages.
Jammu & Kashmir Bank Ltd shares last traded at ₹146.10 on the NSE, down 0.71% on the day. That is 27.7% below the 52-week high of ₹202.00 and 50.0% above the 52-week low of ₹97.40. Its market value is ₹16,077 Cr.
Price returns
Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.
Moving averages — price is above 1 of 6
- 50-day average₹156.45 ▼ price 6.6% below
- 100-day average₹153.76 ▼ price 5.0% below
- 20-day average₹147.64 ▼ price 1.0% below
- 5-day average₹147.00 ▼ price 0.6% below
- 10-day average₹146.43 ▼ price 0.2% below
- Today's price₹146.10
- 300-day average₹132.46 ▲ price 10.3% above
Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.
Jammu & Kashmir Bank Ltd Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | — | — | ₹2,360 Cr | — | ₹21.43 | ₹0.00 |
| FY 2025 | — | — | ₹2,082 Cr | — | ₹18.91 | ₹2.15 |
| FY 2024 | — | — | ₹1,771 Cr | — | ₹16.84 | ₹2.15 |
| FY 2023 | — | — | ₹1,181 Cr | — | ₹12.25 | ₹0.50 |
| FY 2022 | — | — | ₹495 Cr | — | ₹5.96 | ₹0.00 |
| FY 2021 | — | — | ₹428 Cr | — | ₹6.01 | — |
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | — | — | ₹429 Cr | — | ₹3.89 |
| Q4 FY26 | — | — | ₹799 Cr | — | ₹7.24 |
| Q3 FY26 | — | — | ₹582 Cr | — | ₹5.28 |
| Q2 FY26 | — | — | ₹495 Cr | — | ₹4.49 |
| Q1 FY26 | — | — | ₹485 Cr | — | ₹4.40 |
Balance sheet — FY26
- Total assets₹1,88,960 Cr
- Total liabilities₹1,72,460 Cr
- Shareholders' equity₹16,500 Cr
- Total debt₹3,652 Cr
Cash flow — FY26
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY21–FY26
| ₹ crore | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Total revenue | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — |
| Operating expenses | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — |
| Depreciation | — | — | — | — | — | — |
| Profit before tax | 536.75 | 745.58 | 1,785.57 | 2,388.08 | 2,938.68 | 2,963.57 |
| Tax | 101.95 | 241.14 | 586.98 | 618.17 | 852.43 | 596.00 |
| Net profit | 428.45 | 494.85 | 1,180.52 | 1,771.22 | 2,081.79 | 2,359.50 |
| EPS (₹) | 6.01 | 5.96 | 12.25 | 16.84 | 18.91 | 21.43 |
| Dividend per share (₹) | — | 0.00 | 0.50 | 2.15 | 2.15 | 0.00 |
| ₹ crore | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| Total assets | 1,20,272.87 | 1,30,576.03 | 1,45,912.59 | 1,54,504.58 | 1,69,423.54 | 1,88,959.76 |
| Current assets | — | — | — | — | — | — |
| Cash & short-term investments | — | — | — | — | — | — |
| Inventory | — | — | — | — | — | — |
| Property, plant & equipment | 2,012.84 | 1,953.94 | 2,271.75 | 2,257.75 | 2,191.84 | 2,532.96 |
| Total liabilities | 1,13,470.60 | 1,22,498.92 | 1,36,016.27 | 1,42,311.86 | 1,55,215.23 | 1,72,459.98 |
| Current liabilities | — | — | — | — | — | — |
| Total debt | 2,292.54 | 2,641.88 | 3,190.84 | 3,267.65 | 2,649.92 | 3,651.88 |
| Total equity | 6,802.27 | 8,077.12 | 9,896.33 | 12,192.73 | 14,208.31 | 16,499.78 |
| ₹ crore | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|
| From operations | −14.17 | −1,568.05 | −407.13 | −852.55 | 2,723.15 | −1,125.68 |
| From investing | −75.98 | −85.18 | −123.51 | −257.26 | −102.10 | −302.29 |
| From financing | −198.75 | 941.43 | 637.59 | 407.43 | −1,034.38 | −499.93 |
| Capital expenditure | −75.98 | −85.18 | −123.51 | −185.69 | −102.10 | −469.37 |
| Dividends paid | 0.00 | — | — | −51.57 | −236.75 | −236.75 |
| Net change in cash | −288.90 | −711.80 | 106.95 | −702.38 | 1,586.67 | −1,927.90 |
What Analysts Say
Recommendations from 1 analysts who cover Jammu & Kashmir Bank Ltd.
▲ 1 bullish (100.0%) · 0 hold (0.0%) · ▼ 0 bearish (0.0%)
Votes
How the votes changed
| Rating | 3M ago | 2M ago | 1M ago | 1W ago | Now | 3-month change |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 1 | 1 | 1 | — |
| Buy | 0 | 0 | 0 | 0 | 0 | — |
| Hold | 0 | 0 | 0 | 0 | 0 | — |
| Sell | 0 | 0 | 0 | 0 | 0 | — |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | — |
Analyst ratings are opinions, not a guarantee of returns.
Jammu & Kashmir Bank Ltd vs Peers
Side by side with other regional banks companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield | Rating |
|---|---|---|---|---|---|---|---|---|---|
| Jammu & Kashmir Bank Ltd | ₹146.10 | ▼ −0.71% | ₹16,077 Cr | — | — | — | — | — | This stock |
| HDFC Bank | ₹735.80 | ▲ +0.87% | ₹11,34,361 Cr | 14.27 | 1.86 | 0.00% | 0.00% | 0.00% | Neutral |
| ICICI Bank | ₹1,326.50 | ▼ −0.41% | ₹9,52,167 Cr | 18.67 | 2.72 | 0.00% | 0.00% | 0.00% | Bearish |
| Union Bank of India | ₹180.00 | ▲ +0.42% | ₹1,37,405 Cr | 6.96 | 1.02 | 0.00% | 0.00% | 0.00% | Bullish |
| Punjab National Bank | ₹116.70 | ▼ −0.30% | ₹1,34,123 Cr | 7.53 | 0.89 | 0.00% | 0.00% | 0.00% | Bullish |
| Bank of Baroda | ₹235.25 | ▲ +0.30% | ₹1,21,896 Cr | 6.19 | 0.74 | 0.00% | 0.00% | 0.00% | Moderately Bearish |
Rating = the data provider's overall technical view of each peer. Company names link to their own pages.
Jammu & Kashmir Bank Ltd Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Per share What each share stands for
The share price is 0.98× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Latest dividend₹2.15 per share · 19 Aug 2025
Corporate calendar
- MeetingAnnual General Meeting
- BoardRaising of capital
- BoardQuarterly Results
- MeetingPostal Ballot
- BoardAudited Results
- MeetingPostal Ballot
- BoardQuarterly Results
- BoardTo consider Raising of Capital
Show 9 older events
- MeetingPostal Ballot
- BoardQuarterly Results
- MeetingAnnual General Meeting
- Dividend₹2.15 per share · 215% · Final dividend
- BoardQuarterly Results
- MeetingPostal Ballot
- BoardAudited Results & Dividend
- Dividend₹2.15 per share · 215% · Final dividend
- Dividend₹0.50 per share · 50% · Final dividend
About Jammu & Kashmir Bank Ltd
Regional Banks
Jammu and Kashmir Bank Limited (the Bank) is engaged in banking and financial services. Its segments include Retail, Corporate and Treasury. The Bank offers a range of products and services, such as loans, personal accounts, term deposits, insurance, cards, business accounts, agriculture loans and others. The Bank offers a range of retail credit products, including home finance, personal loans, education loans, agriculture lending, trade credit and consumer credit and a number of financial products tailored to the needs of various customer segments. It provides loans, such as housing loan, consumer loan, JK bank personal consumption loan scheme, laptop/ pc finance, festival advance scheme, education loan scheme and others. It operates through over 996 branches and 1414 Automated Teller Machine spread over 18 states and four union territories across the country. It serves different sectors, such as employees of the government, semi-government and autonomous bodies, farmers, and others.
Key people
- Amitava ChatterjeeChief Executive Officer, Managing Director, Executive Director
- Ketan Kumar JoshiChief Financial Officer
- Mohammad Shafi MirCompliance Officer, Company Secretary
- Sudhir GuptaExecutive Director
Company facts
- NSE symbolJ&KBANK
- BSE code532209
- ISININE168A01041
- IndustryRegional Banks
- IndexNIFTY 500
- Market cap₹16,077 Cr
- Revenue (FY26)—
- Net profit (FY26)₹2,360 Cr
In the News
Recent headlines about Jammu & Kashmir Bank Ltd — they open on Mint in a new tab.
- Stock market today: Gift Nifty hints cautious start; seven day trading stocks to buy on Thursday, 9 July
Indian stock indices, Sensex and Nifty 50, may experience short-covering after previous sharp selloffs due to the US-Iran conflict and rising crude oil prices. Asian markets are up, while investor sentiments remain cautious amid escalating geopolitical tensions.
9 Jul 2026 · 4 min read · Mint ↗
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