NSE GICRE · BSE 540755 · Insurance (Life) · NIFTY 500
General Insurance Corporation of India Share Price
General Insurance Corporation of India Overview
Where the price stands, how it has moved and how it sits against its averages.
General Insurance Corporation of India shares last traded at ₹338.60 on the NSE, down 1.60% on the day. That is 19.0% below the 52-week high of ₹418.00 and 1.3% above the 52-week low of ₹334.20. The stock trades at 7.18× earnings, below the sector average of 11.64. Its market value is ₹59,465 Cr.
Price returns
Against the market: 1 Month ▲ +1.88% · 3 Months ▼ −2.64% · 6 Months ▼ −5.75% · This year ▲ +2.93% · 1 Year ▲ +3.85%
Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.
Moving averages — price is above 0 of 6
- 300-day average₹372.47 ▼ price 9.1% below
- 100-day average₹366.38 ▼ price 7.6% below
- 50-day average₹354.71 ▼ price 4.5% below
- 20-day average₹349.04 ▼ price 3.0% below
- 10-day average₹344.53 ▼ price 1.7% below
- 5-day average₹343.19 ▼ price 1.3% below
- Today's price₹338.60
Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.
General Insurance Corporation of India Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | ₹44,292 Cr | ▲ +8.4% | ₹9,662 Cr | 21.8% | ₹55.08 | ₹13.25 |
| FY 2025 | ₹40,865 Cr | ▲ +9.8% | ₹7,432 Cr | 18.2% | ₹42.36 | ₹10.00 |
| FY 2024 | ₹37,227 Cr | ▼ −4.7% | ₹6,686 Cr | 18.0% | ₹38.11 | ₹10.00 |
| FY 2023 | ₹39,056 Cr | ▼ −5.9% | ₹6,907 Cr | 17.7% | ₹39.37 | ₹7.20 |
| FY 2022 | ₹41,494 Cr | ▼ −11.3% | ₹2,386 Cr | 5.8% | ₹13.60 | ₹2.25 |
| FY 2021 | ₹46,761 Cr | ▼ −9.1% | ₹1,992 Cr | 4.3% | ₹11.35 | ₹0.00 |
| FY 2020 | ₹51,466 Cr | — | −₹186 Cr | −0.4% | −₹1.06 | ₹0.00 |
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | ₹13,285 Cr | ▲ +71.0% | ₹1,744 Cr | 13.1% | ₹9.94 |
| Q4 FY26 | ₹7,769 Cr | ▼ −32.6% | ₹2,533 Cr | 32.6% | ₹14.44 |
| Q3 FY26 | ₹11,521 Cr | ▲ +0.2% | ₹1,726 Cr | 15.0% | ₹9.84 |
| Q2 FY26 | ₹11,492 Cr | ▼ −15.1% | ₹2,874 Cr | 25.0% | ₹16.38 |
| Q1 FY26 | ₹13,541 Cr | ▲ +81.7% | ₹2,531 Cr | 18.7% | ₹14.42 |
| Q4 FY25 | ₹7,451 Cr | ▼ −26.8% | ₹2,499 Cr | 33.5% | ₹14.24 |
| Q3 FY25 | ₹10,184 Cr | ▼ −10.1% | ₹1,677 Cr | 16.5% | ₹9.56 |
| Q2 FY25 | ₹11,332 Cr | — | ₹1,856 Cr | 16.4% | ₹18.56 |
Balance sheet — FY26
- Total assets₹2,05,733 Cr
- Total liabilities₹1,46,436 Cr
- Shareholders' equity₹59,296 Cr
- Total debt₹0 Cr
- Revenue growth, 5 yr−1.08% a year
- EPS growth, 5 yr37.14% a year
- Operating margin (TTM)23.71%
- Net margin (TTM)19.17%
Cash flow — FY26
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | 51,466.40 | 46,761.41 | 41,494.38 | 39,056.30 | 37,226.66 | 40,865.47 | 44,291.54 |
| Cost of revenue | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — |
| Operating expenses | 52,404.85 | 43,294.34 | 37,831.50 | 31,290.21 | 29,276.93 | 31,760.82 | 33,251.94 |
| Operating income | −938.44 | 3,467.07 | 3,662.88 | 7,766.09 | 7,949.73 | 9,104.65 | 11,039.60 |
| Depreciation | 18.75 | 14.95 | 13.75 | 9.69 | 11.86 | 14.56 | 6.30 |
| Profit before tax | −365.67 | 3,069.32 | 3,754.65 | 8,031.18 | 7,924.90 | 9,104.65 | 11,446.70 |
| Tax | −87.38 | 1,244.32 | 1,555.89 | 1,454.02 | 1,416.76 | 2,130.68 | 2,446.21 |
| Net profit | −186.46 | 1,991.59 | 2,386.28 | 6,907.31 | 6,685.86 | 7,431.85 | 9,662.38 |
| EPS (₹) | −1.06 | 11.35 | 13.60 | 39.37 | 38.11 | 42.36 | 55.08 |
| Dividend per share (₹) | 0.00 | 0.00 | 2.25 | 7.20 | 10.00 | 10.00 | 13.25 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 1,20,581.19 | 1,40,264.64 | 1,51,840.55 | 1,62,730.74 | 1,84,452.24 | 1,94,769.41 | 2,05,732.79 |
| Current assets | — | — | — | — | — | — | — |
| Cash & short-term investments | — | — | — | — | — | — | — |
| Inventory | — | — | — | — | — | — | — |
| Property, plant & equipment | 181.69 | 172.26 | 172.81 | 296.63 | 290.40 | 291.29 | 292.38 |
| Total liabilities | 96,637.17 | 1,14,011.77 | 1,23,013.52 | 1,26,734.74 | 1,42,517.45 | 1,46,110.25 | 1,46,436.35 |
| Current liabilities | — | — | — | — | — | — | — |
| Total debt | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total equity | 23,944.03 | 26,252.87 | 28,827.02 | 35,996.00 | 41,934.80 | 48,659.16 | 59,296.44 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | 8,616.98 | 13,283.61 | 9,007.22 | 11,722.24 | −211.73 | 1,975.99 | 466.43 |
| From investing | −4,595.16 | −10,453.20 | −6,679.29 | −9,999.19 | 1,676.81 | −925.59 | −2,074.78 |
| From financing | −1,427.65 | 0.00 | 0.00 | −394.74 | −1,263.17 | −1,754.40 | −1,754.40 |
| Capital expenditure | −2.99 | −6.03 | −15.45 | −134.07 | −5.68 | −25.41 | −13.76 |
| Dividends paid | −1,184.22 | 0.00 | 0.00 | −394.74 | — | — | — |
| Net change in cash | 3,173.60 | 2,482.07 | 2,862.53 | 2,251.10 | 274.11 | −53.49 | −6.87 |
What Analysts Say
Recommendations from 5 analysts who cover General Insurance Corporation of India.
▲ 4 bullish (80.0%) · 0 hold (0.0%) · ▼ 1 bearish (20.0%)
Votes
How the votes changed
| Rating | 3M ago | 2M ago | 1M ago | 1W ago | Now | 3-month change |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 0 | 0 | 0 | — |
| Buy | 4 | 4 | 4 | 4 | 4 | — |
| Hold | 0 | 0 | 0 | 0 | 0 | — |
| Sell | 1 | 1 | 1 | 1 | 1 | — |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | — |
Analyst ratings are opinions, not a guarantee of returns.
General Insurance Corporation of India vs Peers
Side by side with other insurance (life) companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield | Rating |
|---|---|---|---|---|---|---|---|---|---|
| General Insurance Corporation of India | ₹338.60 | ▼ −1.60% | ₹59,465 Cr | 7.18 | 1.02 | 16.69% | 19.17% | 3.85% | This stock |
| Bajaj Finserv | ₹1,766.40 | ▼ −4.31% | ₹2,82,988 Cr | 17.50 | 3.80 | 13.68% | 13.07% | 0.07% | Bearish |
| HDFC Life Insurance Company | ₹531.50 | ▼ −5.44% | ₹1,15,473 Cr | 62.74 | 6.85 | 11.01% | 1.89% | 0.37% | Bearish |
| Aditya Birla Capital | ₹393.45 | ▼ −2.13% | ₹1,07,713 Cr | 21.12 | 3.06 | 14.39% | 8.59% | — | Neutral |
| Canara HSBC Life Insurance Company | ₹149.35 | ▼ −1.48% | ₹14,207 Cr | 112.59 | 8.86 | 6.53% | 1.22% | — | Neutral |
Rating = the data provider's overall technical view of each peer. Company names link to their own pages.
General Insurance Corporation of India Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Valuation Is the price reasonable?
Profitability Of every ₹100 of sales, how much is kept?
Returns & efficiency How well does it use its money?
Growth Is the business getting bigger?
Financial strength Can it pay its bills and debts?
Per share What each share stands for
The share price is 1.00× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 108 metrics from the data provider
Valuation
Per share
Margins
Growth
Financial strength
Returns & efficiency
Price & volume
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Dividend yield3.85%
- Payout ratio24.06%
- 5-year average dividend₹8.54 a share
- Latest dividend₹13.25 per share · 4 Sep 2026
Corporate calendar
- MeetingAnnual General Meeting
- Dividend₹13.25 per share · 265% · Final dividend
- BoardQuarterly Results
- BoardQuarterly Results
- BoardAudited Results & Final Dividend
- BoardQuarterly Results
- BoardQuarterly Results
- MeetingAnnual General Meeting
Show 11 older events
- Dividend₹10.00 per share · 200% · Final dividend
- BoardQuarterly Results & Others
- BoardAudited Results & Dividend
- MeetingPostal Ballot
- BoardQuarterly Results & Others
- MeetingAnnual General Meeting
- Dividend₹10.00 per share · 200% · Final dividend
- MeetingAnnual General Meeting
- Dividend₹7.20 per share · 144% · Final dividend
- MeetingPostal Ballot
- Dividend₹2.25 per share · 45% · Final dividend
About General Insurance Corporation of India
Insurance (Life)
General Insurance Corporation of India is an India-based global reinsurance solutions provider. The Company's segments include Fire, Miscellaneous, Marine and Life. The Miscellaneous segment includes Motor, Aviation, Engineering, Workmen Compensation, Liability. Personal Accident, Health, Agriculture, Other Misc. and FLCredit. Marine segment includes Marine Cargo and Marine Hull. In the domestic market, it provides reinsurance to the direct general insurance companies in the Indian market. The Company has started leading the reinsurance programs of several insurance companies in SAARC countries, Southeast Asia, Middle East and Africa. It offers various property reinsurance, such as facultative, treaty, proportional treaty, non-proportional treaty. Its international aviation reinsurance includes airlines, general aviation int (other than SAARC), general aviation SAARC, treaty- proportional and treaty- nonproportional. It also underwrites agriculture/weather insurance (foreign).
Key people
- Hitesh Rameshchandra JoshiExecutive Chairman, Managing Director
- Rajesh LaheriChief Financial Officer
- Radhika RavishekarChief Investment Officer, Deputy General Manager
- Rajesh KhadatareChief Marketing Officer, Deputy General Manager
- Satheesh KumarCompliance Officer, Company Secretary
- Jayashri BalkrishnaChief Risk Officer, General Manager, Executive Director
Company facts
- NSE symbolGICRE
- BSE code540755
- ISININE481Y01014
- IndustryInsurance (Life)
- IndexNIFTY 500
- Market cap₹59,465 Cr
- Revenue (FY26)₹44,292 Cr
- Net profit (FY26)₹9,662 Cr
In the News
Recent headlines about General Insurance Corporation of India — they open on Mint in a new tab.
- NSE IPO: No more India’s biggest! From DRHP to RHP | Price, size to stake sale — Top 5 changes to know for investors
NSE IPO size: The exchange has reduced its offer from around 14.89 crore to 12,64,36,650 leading to reduction in the offer size from ₹30,000 crore to ₹22,569 crore
12 Sep 2026 · 3 min read · Mint ↗ - NSE IPO: NSE shares not to trade on its own platform? No application filed with SEBI to trade own shares, says CEO
NSE IPO: Ahead of the launch of the much-awaited IPO, NSE managing director and CEO Ashishkumar Chauhan said the exchange has not applied to the market regulator, SEBI, to trade its own shares on its platform.
11 Sep 2026 · 1 min read · Mint ↗ - NSE IPO: Ahead of mega ₹30k cr issue, should you buy SBI, Bank of Baroda shares? What investors should do?
NSE IPO news: SBI and Bank of Baroda are among the four listed companies that have offered to offload their shareholding in the National Stock Exchange
5 Sep 2026 · 3 min read · Mint ↗ - GIC Q1 results: Standalone profit jumps 10% YoY to ₹1,922 crore
General Insurance Corporation of India (GIC), on Thursday, 13 August, reported its profit after tax increased by 9.69% to ₹1,922.04 crore for the quarter ended June 2026 as compared to profit of ₹1,752.23 crore for the quarter ended June 2025.
13 Aug 2026 · 1 min read · Mint ↗ - From Gift Nifty to Kospi rally, oil prices: 7 key things that changed for Indian stock market overnight
Gift Nifty was trading around the 24,423.50 level, down nearly 50 points from the Nifty futures’ previous close, indicating a flat start for the Indian stock market indices.
13 Aug 2026 · 4 min read · Mint ↗ - Raja Venkatraman recommends three stocks for 13 July
Market expert Raja Venkatraman shares his top stock picks for 13 July. Here’s his technical outlook and trade strategy.
13 Jul 2026 · 4 min read · Mint ↗ - New GIC Re chief banks on AI, resilience for next growth phase
The state-owned reinsurer is building 'Ragini', a private AI assistant, to capture underwriting expertise before it walks out the door. New chairman and managing director Hitesh Joshi talks to Mint about AI, portfolio rebalancing and the push for an 'A' rating.
8 Jul 2026 · 7 min read · Mint ↗ - The week in charts: State debt concerns, WPI inflation, NSE’s IPO debut
In this weekly Plain Facts compilation, we present to you data-based insights, with easy-to-read charts, to help you delve deeper into the stories reported by Mint in the week gone by.
20 Jun 2026 · 4 min read · Mint ↗
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