Upstox Mutual Fund 2026: Features, Investment Options, Charges & Benefits
Modern discount broker offering fast trading platforms, flat brokerage and investment products for traders and investors.
Upstox offers investors a convenient way to invest in direct mutual funds through its online trading and investment platform. Whether you are planning to build long-term wealth, start a Systematic Investment Plan (SIP), or diversify your portfolio, the platform provides access to a wide range of mutual fund schemes from leading asset management companies (AMCs). With a fully digital investment process, investors can browse, compare, and invest in mutual funds without the need for paperwork.
One of the major advantages of investing in mutual funds through Upstox is access to direct plans. Since direct mutual funds do not include distributor commissions, investors may benefit from lower expense ratios compared to regular plans. Over the long term, lower costs can contribute to better overall investment returns, making direct mutual funds a preferred choice for many investors.
The Upstox platform supports investments across different mutual fund categories, including equity funds, debt funds, hybrid funds, index funds, liquid funds, and Exchange Traded Funds (ETFs). Investors can choose schemes based on their financial goals, investment horizon, and risk appetite. The platform also provides essential fund information, historical performance, portfolio details, and other insights to help investors make informed investment decisions.
For investors who prefer disciplined investing, Upstox supports Systematic Investment Plans (SIPs). A SIP allows investors to invest a fixed amount at regular intervals instead of making a lump sum investment. This approach promotes consistent investing and helps reduce the impact of short-term market volatility through rupee cost averaging. Investors can also monitor, modify, or manage their SIPs through the Upstox platform whenever required.
The entire mutual fund investment process is managed online through the Upstox website and mobile application. Investors can explore available schemes, complete transactions, track portfolio performance, and review their investments from a single dashboard. The simple interface makes it suitable for first-time investors while also offering the convenience expected by experienced investors managing multiple mutual fund holdings.
Overall, Upstox provides a user-friendly platform for investing in direct mutual funds and SIPs. Its digital investment experience, access to multiple fund categories, and easy portfolio management make it a suitable option for investors seeking long-term wealth creation. Before investing in any mutual fund, investors should carefully review the scheme's investment objective, risk factors, historical performance, and expense ratio to ensure it aligns with their financial goals.
Mutual funds with Upstox
| Facility | Available |
|---|---|
| Mutual fund investing offered | ✔ Yes |
You can invest in mutual funds via Upstox as lump sum or SIP. Prefer direct plans where available — they carry no distributor commission, so a higher share of your money stays invested and compounds over time.
Direct vs regular plans
| Feature | Direct plan | Regular plan |
|---|---|---|
| Distributor commission | None | Built into expense ratio |
| Expense ratio | Lower | Higher |
| Long-term returns | Higher (costs compound less) | Slightly lower |
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