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Motilal Oswal Demat Account 2026: Opening, Charges, Features & Proce

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Written By: The Top Stock Broker Last Updated: SEBI data verified

The Motilal Oswal Demat Account allows eligible investors to hold supported securities electronically instead of maintaining physical certificates. A Demat Account can be used to hold shares, ETFs, bonds, and other eligible securities in electronic form. It can be linked with a Trading Account to facilitate eligible purchases and sales through the applicable market platform.

Motilal Oswal Demat Account Opening can be completed through the available account-opening process for eligible customers. Applicants generally need to provide personal information, PAN details, bank information, contact details, and required KYC documents. The information submitted should match official records to support a smooth verification process.

KYC verification is an important part of opening a Demat Account. Applicants may need to provide identity and address information and complete the applicable verification process. Additional documents can be requested depending on the applicant's circumstances and the services being requested.

The Motilal Oswal Demat Account can hold eligible securities received through market purchases, IPO allotments, corporate actions, transfers, and other permitted transactions. Customers can monitor their holdings through available digital platforms. Electronic holdings can make it easier to manage securities and review portfolio information.

Motilal Oswal Demat Charges can include account maintenance fees, depository participant charges, transaction-related charges, and other applicable costs. The actual charges depend on the current pricing structure and services used. Investors should review the latest schedule of charges before opening or operating a Demat Account.

When eligible securities are sold, the required holdings are electronically debited from the Demat Account according to the applicable settlement process. Investors should ensure that the securities required for delivery are available before placing a sell order. Depository and transaction charges may apply depending on the transaction.

A Demat Account can also receive securities allotted through eligible IPO applications. Corporate actions such as bonus issues, stock splits, and other eligible events can update the holdings in the account according to the applicable process. Investors should regularly review their account statements and holdings.

A Demat Account and Trading Account serve different purposes. The Demat Account is used to hold securities electronically, while the Trading Account is used to place eligible buy and sell orders. Investors who want to trade securities generally require the appropriate combination of both facilities.

Security is important when managing a Demat Account. Customers should use official Motilal Oswal platforms, protect passwords, OTPs, PINs, and other authentication details, and avoid sharing confidential information. Investors should also regularly review holdings and transaction records and report suspicious activity through official support channels.

Overall, the Motilal Oswal Demat Account provides eligible investors with a digital method of holding and managing supported securities. Before opening an account, investors should check the latest charges, account requirements, available services, and applicable terms.

Motilal Oswal demat account

Motilal Oswal offers a 2-in-1 account (trading + demat). Your shares are held by the depository (CDSL / NSDL), not by the broker, so the broker has no ownership over your holdings.

ChargeAmount
Demat account openingโ‚น0
Demat account AMCโ‚น0 (1st Year), then as per applicable plan
DP charges (per ISIN, sell)โ‚น15.34 + GST per debit transaction (per ISIN per day)

BO ID & DP ID explained

Your BO ID (Beneficial Owner ID) is your 16-digit demat account number: the first 8 digits are the broker's DP ID (same for every customer of the broker), and the last 8 digits are your unique client ID. You will find it in your demat statement or the profile section of the app.

How to generate a TPIN

The CDSL/NSDL TPIN authorises sell trades and pledging. Generate it from the app profile โ†’ generate/reset TPIN; the depository sends the TPIN to your registered email and mobile, which you then use to authorise sell orders.

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Disclaimer: Investments in the securities market are subject to market risks; read all related documents carefully before investing. This page is for information only and is not investment advice. Brokerage, AMC and other charges change frequently โ€” always verify against the broker's official website before opening an account. Affiliate disclosure: "Open account" links are affiliate links and we may earn a commission at no extra cost to you; this does not influence our ratings.

Frequently Asked Questions

A Motilal Oswal Demat Account allows eligible investors to hold supported securities electronically instead of maintaining physical certificates.

Eligible customers can apply through the available account-opening process by submitting the required personal, PAN, bank, and KYC information.

Demat charges can include account maintenance, depository, transaction-related, and other applicable fees depending on the current pricing structure.

Yes. Shares allotted through eligible IPO applications can be credited electronically to the investor's Demat Account after the applicable allotment and settlement process.

A Trading Account is used to place eligible buy and sell orders, while a Demat Account is used to hold securities electronically.