NSE UCOBANK · BSE 532505 · Regional Banks · NIFTY 500

UCO Bank Share Price

Market closed · updated 25 Sep, 4:52 PM IST
₹23.94 ▲ +₹0.16 · 0.67% NSE · as of 25 Sep 2026, 9:59 AM · BSE ₹23.90
Today's range
₹23.56Low₹23.96High
52-week range
₹22.30Low · 30 Mar 2026₹34.20High · 31 Oct 2025

UCO Bank Overview

Where the price stands, how it has moved and how it sits against its averages.

UCO Bank shares last traded at ₹23.94 on the NSE, up 0.67% on the day. That is 30.0% below the 52-week high of ₹34.20 and 7.4% above the 52-week low of ₹22.30. The stock trades at 12.07× earnings, above the sector average of 10.09. Its market value is ₹29,906 Cr.

Price returns

1 Day▲ +0.67%
5 Days▲ +0.64%
This month▼ −4.62%
3 Months▼ −12.59%
6 Months▼ −3.54%
This year▼ −19.39%
1 Year▼ −22.16%

Against the market: 1 Month ▼ −2.62% · 3 Months ▼ −8.41% · 6 Months ▼ −1.32% · This year ▼ −6.64% · 1 Year ▼ −13.56%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.

Moving averages — price is above 2 of 6

  1. 300-day average₹26.83 ▼ price 10.8% below
  2. 100-day average₹25.78 ▼ price 7.1% below
  3. 50-day average₹25.46 ▼ price 6.0% below
  4. 20-day average₹24.36 ▼ price 1.7% below
  5. Today's price₹23.94
  6. 10-day average₹23.82 ▲ price 0.5% above
  7. 5-day average₹23.74 ▲ price 0.8% above

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

UCO Bank Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Net profit₹ crore · losses below zero
−2,437
2,768

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 — — ₹2,768 Cr — ₹2.21 ₹0.44
FY 2025 — — ₹2,445 Cr — ₹2.04 ₹0.39
FY 2024 — — ₹1,672 Cr — ₹1.40 ₹0.28
FY 2023 — — ₹1,826 Cr — ₹1.53 —
FY 2022 — — ₹895 Cr — ₹0.77 —
FY 2021 — — ₹146 Cr — ₹0.15 —
FY 2020 — — −₹2,437 Cr — −₹3.10 —

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
92%
  • Total assets₹3,95,858 Cr
  • Total liabilities₹3,62,609 Cr
  • Shareholders' equity₹33,249 Cr
  • Total debt₹24,072 Cr
  • Revenue growth, 5 yr12.71% a year
  • EPS growth, 5 yr71.94% a year
  • Operating margin (TTM)40.69%
  • Net margin (TTM)19.10%

Cash flow — FY26

Operating activities
▼ −₹10,584 Cr
Investing activities
▼ −₹419 Cr
Financing activities
▼ −₹977 Cr
Free cash flow
▼ −₹11,178 Cr
Net change in cash
▼ −₹12,242 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue———————
Cost of revenue———————
Gross profit———————
Operating expenses———————
Operating income———————
Depreciation———————
Profit before tax−2,436.83−75.491,750.362,905.112,568.853,833.584,373.49
Tax0.00−242.52820.601,042.77915.111,388.591,605.63
Net profit−2,436.83145.68894.921,826.281,671.552,444.992,767.86
EPS (₹)−3.100.150.771.531.402.042.21
Dividend per share (₹)————0.280.390.44

UCO Bank vs Peers

Side by side with other regional banks companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yieldRating
UCO Bank ₹23.94 ▲ +0.67% ₹29,906 Cr 12.07 0.90 7.11% 19.10% 1.85% This stock
HDFC Bank ₹735.80 ▲ +0.87% ₹11,34,361 Cr 16.52 2.15 15.42% 25.56% 1.59% Neutral
ICICI Bank ₹1,326.50 ▼ −0.41% ₹9,52,167 Cr 19.32 2.85 17.01% 25.85% 0.83% Bearish
State Bank of India ₹982.50 ▲ +0.41% ₹9,06,923 Cr 11.78 1.62 15.93% 21.42% 1.66% Bearish
Kotak Mahindra Bank ₹403.40 ▼ −0.47% ₹4,01,288 Cr 20.21 2.14 13.78% 24.49% 0.17% Neutral
Union Bank of India ₹180.00 ▲ +0.42% ₹1,37,405 Cr 6.59 0.96 14.13% 33.21% 2.97% Bullish

Rating = the data provider's overall technical view of each peer. Company names link to their own pages.

Shareholding Pattern

Who owns UCO Bank shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
91.0%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter90.95%90.95%90.95%90.95% 0.00 pts
FII0.13%0.13%0.08%0.06% ▼ −0.02 pts
MF0.21%0.25%0.28%0.30% ▲ +0.02 pts
Other8.71%8.67%8.69%8.69% 0.00 pts

UCO Bank Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

UCO BankBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share
12.07
▲ 20% above the sector average of 10.09
P/E, 12-month rangeLow 10.22 · high 39.57
6%
Today's P/E sits 6% of the way from its low to its high
P/BPrice ÷ book value per share
0.90
P/SPrice ÷ sales per share
2.02
PEGP/E ÷ earnings growth (≈1 is fair)
0.81

Profitability Of every ₹100 of sales, how much is kept?

Operating marginKept after running costs
40.69%
▲ above its 5-yr average of 26.39%
Pre-tax marginKept before tax
40.69%
▲ above its 5-yr average of 26.39%
Net marginKept as profit
19.10%
▲ above its 5-yr average of 16.51%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
8.63%
▲ above its 5-yr average of 7.11%
Return on assetsProfit on everything it owns
0.73%
▲ above its 5-yr average of 0.61%

Growth Is the business getting bigger?

Revenue — last 12 months
+5.4%
▲ growing
Revenue — 3 yr, a year
+14.2%
▲ growing
Revenue — 5 yr, a year
+12.7%
▲ growing
EPS — last 12 months
+9.5%
▲ growing
EPS — 3 yr, a year
+13.1%
▲ growing
EPS — 5 yr, a year
+71.9%
▲ growing (off the scale)
Book value — 5 yr, a year
+3.2%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money
0.72×
• Moderate
Payout ratioShare of profit paid as dividend
19.93%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹2.24
Book value
₹26.52
Cash flow
₹2.50
Dividend
₹0.44
Revenue
₹11.71

The share price is 0.90× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 96 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year10.76
Current Dividend Yield - Common Stock Primary Issue, LTM1.85
Price to Book - most recent fiscal year0.90
P/E Basic excluding extraordinary items - TTM12.07
P/E including extraordinary items - TTM10.61
P/E excluding extraordinary items low, trailing 12 months10.22
Price to Tangible Book - most fiscal year0.90
Price to sales - most recent fiscal year2.18
Net Debt, LFI30,637.10
Price to Tangible Book - most recent quarter0.87
Price to Book - most recent quarter0.87
Dividend Yield - indicated annual dividend divided by closing price1.85
Peg Ratio0.81
P/E Normalized, most recent fiscal year10.76
P/E excluding extraordinary items high, trailing 12 months39.57
P/E excluding extraordinary items, most recent fiscal year quarter10.61
Price to sales - trailing 12 month2.02
Net Debt, LFY−49,337.91

Per share

Cash Flow per share - most recent fiscal year2.50
Book value (tangible) per share - most recent quarter27.14
Cash per share - most recent quarter17.39
EPS including extraordinary items - trailing 12 month2.24
EPS including extraordinary items - most recent fiscal year2.21
Revenue/share - trailing 12 month11.71
EPS excluding extraordinary items - trailing 12 month2.24
EPS Basic excluding extraordinary items - most recent fiscal year2.21
EPS Basic excluding extraordinary items - trailing 12 month2.24
Book value per share - most recent fiscal year26.52
Book value per share - most recent quarter27.14
Dividend per share - most recent fiscal year0.44
Revenue/share - most recent fiscal year10.89
EPS Normalized - most recent fiscal year2.21
Book value (tangible) per share - most recent fiscal year26.52
Dividends per share - trailing 12 month0.44
EPS excluding extraordinary items - most recent fiscal year2.21
Cash per share - most recent fiscal year23.13

Margins

Operating margin - trailing 12 month40.69
Operating margin - 1st historical fiscal year32.03
Operating Margin - 5 year average26.39
Net Profit Margin % - 1st historical fiscal year20.27
Net Profit Margin % - trailing 12 month19.10
Net Profit Margin - 5 year average16.51
Pretax Margin - 5 year average26.39
Pretax margin - 1st historical fiscal year32.03
Pretax margin - trailing 12 month40.69
Free Operating Cash Flow/Revenue, 5 Year Average−5.02

Growth

EPS Change %, TTM over TTM9.47
Revenue growth rate, 5 year12.71
EPS growth rate, 5 year71.94
Revenue Change % - most recent quarter 1 year ago8.70
Growth rate% - EPS, 3 year13.06
Revenue/share (5 yr growth)3.94
Tangible Book Value, Total Equity, 5 Year CAGR8.11
Capital Spending growth rate, 5 year29.29
Revenue Change %, TTM over TTM5.35
Growth rate% - Revenue, 3 year14.19
Book value per share growth rate, 5 year3.15
EPS Change % - most recent quarter 1 year ago8.33
Net Profit Margin growth rate, 5 year60.96
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR51.84
Total Debt, 5 Year CAGR8.66

Financial strength

Total debt/total equity - most recent quarter0.73
Free Cash Flow - most recent fiscal year−1,16,665.90
LT debt/equity - most recent fiscal year0.29
Payout ratio - trailing 12 month19.59
LT debt/equity - most recent quarter0.73
Total debt/total equity - most recent fiscal year0.72
Payout ratio - most recent fiscal year19.93

Returns & efficiency

Return on average equity - 5 year average7.11
Revenue/employee - most recent fiscal year64,97,755.00
Return on average assets - most recent fiscal year0.73
Return on average assets - 5 year average0.61
Net Income/employee - most recent fiscal year13,16,993.00
Return on average equity - most recent fiscal year8.63

Price & volume

Market Cap29,906.32
52 week Low Date30 Mar 2026
Price - 1 Day % Change−1.25
Relative (S&P500) price percent change - 13 week−8.41
Avg trading volume last 10 days3.34
Price - 13 week price percent change−12.59
Price - 52 week price percent change−22.16
Avg Trading Volume Last 3 months91.92
Price - 5 Day % Change0.64
Price % Change Month To Date−4.62
Relative (S&P500) price percent change - 04 week−2.62
52 week High Date31 Oct 2025
Price - 26 week price percent change−3.54
PDATE24 Sep 2026
Price - YTD price percent change−19.39
Relative (S&P500) price percent change - 52 week−13.56
NPRICE23.74
Relative (S&P500) price percent change - 26 week−1.32
52 week Low22.22
52 week High34.20
Beta1.15
Relative (S&P500) price percent change - Year to Date−6.64

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹0.44
  • Dividend yield1.85%
  • Payout ratio19.93%
  • Latest dividend₹0.44 per share · 4 May 2026

Corporate calendar

  • BoardRaising of foreign currency fund
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹0.44 per share · 4% · Final dividend
  • BoardAudited Results & Final Dividend
  • MeetingExtraordinary General Meeting
  • BoardQuarterly Results
  • BoardQuarterly Results
Show 9 older events
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹0.39 per share · 4% · Final dividend
  • BoardAudited Results & Final Dividend
  • MeetingExtraordinary General Meeting
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹0.28 per share · 3% · Final dividend
  • MeetingExtraordinary General Meeting

About UCO Bank

Regional Banks

UCO Bank (the Bank) is an India-based commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking Operations, Retail Banking, Digital Banking, Other Retail Banking, and Other Banking Operations. The Bank offers corporate banking, international banking, government business, rural banking, digital and cyber security services. Its corporate banking includes loans/advances, credit growth, deposits and value-added services. Its international banking includes non-resident Indian (NRI) banking, foreign currency loans, finance/services to exporters, finance/services to importers, remittances, foreign exchange and treasury services, resident foreign currency (domestic) deposits and correspondent banking services. Its rural banking includes policy framework for microfinance loan, personal loans/advances, agriculture credit, financial inclusion, deposit, PM 15 point and others. Its loan portfolio includes UCO suryodaya loan, agri loan, education loan and others.

Key people

  • Rajendra Kumar SabooChief Executive Officer, Managing Director, Executive Director
  • Sumit KhandelwalChief Financial Officer
  • Vikash GuptaCompliance Officer, Company Secretary
  • Vijaykumar Nivrutti KambleExecutive Director

Company facts

  • NSE symbolUCOBANK
  • BSE code532505
  • ISININE691A01018
  • IndustryRegional Banks
  • IndexNIFTY 500
  • Market cap₹29,906 Cr
  • Revenue (FY26)—
  • Net profit (FY26)₹2,768 Cr

In the News

Recent headlines about UCO Bank — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

UCO Bank (NSE: UCOBANK) last traded at ₹23.94 on the NSE, up 0.67% (₹0.16) on the day, as of 25 Sep 2026, 9:59 AM. On the BSE it was ₹23.90. The day's range was ₹23.56 – ₹23.96.

UCO Bank's 52-week high is ₹34.20 (31 Oct 2025) and its 52-week low is ₹22.30 (30 Mar 2026). At ₹23.94 the share is 30.0% below its high and 7.4% above its low.

UCO Bank's market capitalisation is ₹29,906 Cr (₹29,906 Cr). It is part of the NIFTY 500 index.

UCO Bank's P/E ratio (trailing 12 months) is 12.07. The sector average is 10.09, so investors pay 20% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹2.24.

UCO Bank shares are down 22.16% over the last year, down 19.39% so far this year, down 3.54% over 6 months, down 12.59% over 3 months. Over the last year the stock did 13.56% worse than the market.

In FY26 (year to Mar 2026), UCO Bank reported revenue of — and a net profit of ₹2,768 Cr. Earnings per share were ₹2.21.

Yes. UCO Bank's latest dividend is ₹0.44 per share (4%, final dividend), with an ex-date of 4 May 2026. The dividend yield is 1.85%. It has paid 3 dividends in the records shown on this page.

As of Jun 2026: Promoter 90.95%, FII 0.06%, MF 0.30%, Other 8.69%.

UCO Bank's listed peers in Regional Banks include HDFC Bank, ICICI Bank, State Bank of India, Kotak Mahindra Bank, Union Bank of India. By market capitalisation it ranks #6 of 6 in this group.

No. UCO Bank has debt — its debt-to-equity ratio is 0.72 and total debt was ₹24,072 Cr in FY26.