NSE POLICYBZR · BSE 543390 · Software & Programming · NIFTY 500
PB Fintech Share Price
PB Fintech Overview
Where the price stands, how it has moved and how it sits against its averages.
PB Fintech shares last traded at ₹1,207.20 on the NSE, down 35.98% on the day. That is 38.5% below the 52-week high of ₹1,963.00 and -9.5% above the 52-week low of ₹1,334.20. The stock trades at 100.33× earnings, above the sector average of 11.64. Its market value is ₹55,986 Cr.
Price returns
Against the market: 1 Month ▲ +6.14% · 3 Months ▲ +18.61% · 6 Months ▲ +29.23% · This year ▲ +17.67% · 1 Year ▲ +14.88%
Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.
Moving averages — price is above 0 of 6
- 20-day average₹1,811.71 ▼ price 33.4% below
- 10-day average₹1,789.24 ▼ price 32.5% below
- 5-day average₹1,786.62 ▼ price 32.4% below
- 50-day average₹1,710.47 ▼ price 29.4% below
- 100-day average₹1,677.29 ▼ price 28.0% below
- 300-day average₹1,656.30 ▼ price 27.1% below
- Today's price₹1,207.20
Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.
PB Fintech Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | ₹6,794 Cr | ▲ +36.5% | ₹670 Cr | 9.9% | ₹14.46 | — |
| FY 2025 | ₹4,977 Cr | ▲ +44.8% | ₹352 Cr | 7.1% | ₹7.63 | — |
| FY 2024 | ₹3,438 Cr | ▲ +34.4% | ₹67 Cr | 1.9% | ₹1.45 | — |
| FY 2023 | ₹2,558 Cr | ▲ +79.5% | −₹487 Cr | −19.0% | −₹10.95 | — |
| FY 2022 | ₹1,425 Cr | ▲ +60.7% | −₹833 Cr | −58.5% | −₹20.34 | — |
| FY 2021 | ₹887 Cr | ▲ +15.0% | −₹150 Cr | −16.9% | −₹3.65 | ₹0.00 |
| FY 2020 | ₹771 Cr | — | −₹304 Cr | −39.4% | −₹7.39 | ₹0.00 |
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | ₹1,888 Cr | ▼ −8.4% | ₹163 Cr | 8.6% | ₹3.50 |
| Q4 FY26 | ₹2,061 Cr | ▲ +16.4% | ₹261 Cr | 12.7% | ₹5.60 |
| Q3 FY26 | ₹1,771 Cr | ▲ +9.8% | ₹189 Cr | 10.7% | ₹4.08 |
| Q2 FY26 | ₹1,614 Cr | ▲ +19.7% | ₹135 Cr | 8.4% | ₹2.89 |
| Q1 FY26 | ₹1,348 Cr | ▼ −10.6% | ₹85 Cr | 6.3% | ₹1.85 |
| Q4 FY25 | ₹1,508 Cr | ▲ +16.7% | ₹171 Cr | 11.3% | ₹3.67 |
| Q3 FY25 | ₹1,292 Cr | ▲ +10.7% | ₹72 Cr | 5.5% | ₹1.55 |
| Q2 FY25 | ₹1,167 Cr | — | ₹51 Cr | 4.3% | ₹1.09 |
Balance sheet — FY26
- Total assets₹8,707 Cr
- Total liabilities₹1,395 Cr
- Shareholders' equity₹7,312 Cr
- Total debt₹360 Cr
- Cash & investments₹2,529 Cr
- Current ratio4.41×
- Revenue growth, 5 yr50.27% a year
- Operating margin (TTM)6.43%
- Net margin (TTM)10.20%
Cash flow — FY26
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | 771.30 | 886.66 | 1,424.89 | 2,557.85 | 3,437.68 | 4,977.21 | 6,794.02 |
| Cost of revenue | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — |
| Operating expenses | 1,137.49 | 1,085.01 | 2,368.15 | 3,283.27 | 3,712.46 | 4,987.21 | 6,419.96 |
| Operating income | −366.19 | −198.35 | −943.26 | −725.42 | −274.78 | −10.00 | 374.06 |
| Depreciation | 47.30 | 41.38 | 42.84 | 63.82 | 88.72 | 121.27 | 135.97 |
| Profit before tax | −294.84 | −141.91 | −833.39 | −487.96 | 77.11 | 386.68 | 707.37 |
| Tax | 9.19 | 8.33 | −0.48 | −0.02 | 12.70 | 34.46 | 37.24 |
| Net profit | −304.03 | −150.24 | −832.91 | −487.22 | 66.98 | 352.07 | 669.94 |
| EPS (₹) | −7.39 | −3.65 | −20.34 | −10.95 | 1.45 | 7.63 | 14.46 |
| Dividend per share (₹) | 0.00 | 0.00 | — | — | — | — | — |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 1,576.00 | 2,330.73 | 5,915.48 | 6,254.02 | 6,728.51 | 7,530.54 | 8,706.52 |
| Current assets | 1,310.94 | 2,139.50 | 5,571.54 | 4,122.22 | 4,822.46 | 3,854.31 | 4,376.02 |
| Cash & short-term investments | 1,107.62 | 1,947.89 | 4,027.74 | 3,388.32 | 4,099.65 | 2,754.00 | 2,528.89 |
| Inventory | — | — | — | 2.84 | 3.06 | 8.65 | 5.00 |
| Property, plant & equipment | 141.63 | 121.15 | 180.12 | 269.78 | 315.36 | 411.10 | 430.40 |
| Total liabilities | 310.15 | 338.99 | 503.83 | 777.73 | 857.48 | 1,098.08 | 1,394.73 |
| Current liabilities | 203.05 | 220.95 | 337.39 | 550.92 | 603.17 | 752.23 | 991.97 |
| Total debt | 108.44 | 108.68 | 159.36 | 226.59 | 253.33 | 322.22 | 360.15 |
| Total equity | 1,265.85 | 1,991.73 | 5,411.66 | 5,476.30 | 5,871.03 | 6,432.46 | 7,311.79 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | −364.00 | 28.71 | −1,567.88 | −298.97 | 8.65 | −149.19 | 41.49 |
| From investing | 78.72 | −1,201.75 | −2,126.61 | 41.41 | 300.81 | 457.78 | 213.77 |
| From financing | 1,031.30 | 758.81 | 3,621.42 | −42.51 | −56.83 | −72.69 | −81.24 |
| Capital expenditure | −32.45 | −5.82 | −32.74 | −65.70 | −63.35 | −97.12 | −79.90 |
| Dividends paid | — | — | — | — | — | — | — |
| Net change in cash | 746.49 | −414.66 | −71.37 | −295.06 | 252.52 | 235.65 | 185.74 |
What Analysts Say
Recommendations from 22 analysts who cover PB Fintech.
▲ 11 bullish (50.0%) · 4 hold (18.2%) · ▼ 7 bearish (31.8%)
Votes
How the votes changed
| Rating | 3M ago | 2M ago | 1M ago | 1W ago | Now | 3-month change |
|---|---|---|---|---|---|---|
| Strong Buy | 6 | 6 | 6 | 6 | 6 | — |
| Buy | 3 | 3 | 4 | 5 | 5 | ▲ +2 |
| Hold | 4 | 4 | 3 | 4 | 4 | — |
| Sell | 4 | 5 | 5 | 5 | 5 | ▲ +1 |
| Strong Sell | 3 | 2 | 2 | 2 | 2 | ▼ −1 |
Analyst ratings are opinions, not a guarantee of returns.
PB Fintech vs Peers
Side by side with other software & programming companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield | Rating |
|---|---|---|---|---|---|---|---|---|---|
| PB Fintech | ₹1,207.20 | ▼ −35.98% | ₹55,986 Cr | 100.33 | 11.92 | −0.83% | 10.20% | 0.00% | This stock |
| Tata Consultancy Services | ₹2,077.00 | ▼ −0.43% | ₹7,51,477 Cr | 15.67 | 7.66 | 48.55% | 18.15% | 2.86% | Bearish |
| Infosys | ₹1,009.10 | ▼ −0.99% | ₹4,09,516 Cr | 14.79 | 4.78 | 30.67% | 16.50% | 4.38% | Bearish |
| HCL Technologies | ₹1,244.85 | ▼ −0.89% | ₹3,37,811 Cr | 18.81 | 4.35 | 23.46% | 12.97% | 4.98% | Moderately Bearish |
| Tech Mahindra | ₹1,546.00 | ▼ −0.58% | ₹1,51,529 Cr | 27.90 | 5.20 | 16.03% | 8.72% | 3.24% | Bullish |
| Billionbrains Garage Ventures | ₹185.00 | ▼ −1.93% | ₹1,16,062 Cr | 61.26 | 13.32 | — | 46.54% | — | Moderately Bearish |
Rating = the data provider's overall technical view of each peer. Company names link to their own pages.
PB Fintech Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Valuation Is the price reasonable?
Profitability Of every ₹100 of sales, how much is kept?
Returns & efficiency How well does it use its money?
Growth Is the business getting bigger?
Financial strength Can it pay its bills and debts?
Per share What each share stands for
The share price is 7.63× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 94 metrics from the data provider
Valuation
Per share
Margins
Growth
Financial strength
Returns & efficiency
Price & volume
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Dividend yield0.00%
- Payout ratio0.00%
No dividends on record.
Corporate calendar
- Upcoming · MeetingAnnual General Meeting
- BoardQuarterly Results
- MeetingPostal Ballot
- BoardAudited Results
- BoardOthers
- BoardQuarterly Results
- BoardQuarterly Results & Others
- MeetingAnnual General Meeting
- BoardQuarterly Results
Show 5 older events
- BoardAudited Results
- MeetingPostal Ballot
- MeetingPostal Ballot
- BoardQuarterly Results & Others
- MeetingAnnual General Meeting
About PB Fintech
Software & Programming
PB Fintech Limited is an India-based company. The Company is in the business of online marketing and information technology consulting/support services. The Company is an online marketplace that offers end-to-end insurance and credit solutions to consumers. Its segments include Insurance Broker services segment, which consists of insurance broker services and Other services segment, which consists of commission from financial products aggregation service, online marketing, consulting and support services. It provides access to insurance, credit and other financial products. The Company operates financial services portfolios which include Policybazaar, Paisabazaar, and Pensionbazaar. The Policybazaar is an insurance marketplace which provides end-to-end insurance solutions to the retail consumers. The Paisabazaar is a credit marketplace that provides credit options across consumer segments. The Pensionbazaar is focused on pension product distribution.
Key people
- Yashish DahiyaExecutive Chairman of the Board, Chief Executive Officer
- Sarbvir SinghJoint Group Chief Executive Officer, Executive Director, President of Policybazaar
- Alok BansalExecutive Vice Chairman of the Board
- Mandeep MehtaChief Financial Officer
- Bhasker JoshiCompany Secretary, Compliance Officer
Company facts
- NSE symbolPOLICYBZR
- BSE code543390
- ISININE417T01026
- IndustrySoftware & Programming
- IndexNIFTY 500
- Market cap₹55,986 Cr
- Revenue (FY26)₹6,794 Cr
- Net profit (FY26)₹670 Cr
In the News
Recent headlines about PB Fintech — they open on Mint in a new tab.
- Sensex, Nifty crash today: What led to 'Thursday Tank' - Top impact made by these news; check biggest losers, m-cap loss
Rising crude oil prices and bond yields weighed on the market, prompting concerns over inflation and a potential Fed rate hike. Banking and financial stocks fell sharply on proposed changes to insurance rules, leading to a broad selloff and a loss of nearly ₹4 lakh crore in investor wealth.
24 Sep 2026 · 4 min read · Mint ↗ - PB Fintech in deep red, crashes 34% after IRDAI new insurance norms proposal
PB Fintech shares dropped 32% following IRDAI's proposed changes to insurance distribution rules, including a ban on misleading practices. The reforms aim to lower costs and improve transparency, potentially altering commission structures and impacting revenue for distributors and platforms.
24 Sep 2026 · 3 min read · Mint ↗ - IRDAI shocker! From ICICI Bank to PB Fintech - A look at most and least impacted bank, NBFC and insurance stocks
IRDAI's consultation suggests potential earnings pressure for banks and NBFCs reliant on insurance income. Analysts highlight SBI, ICICI Bank, and Kotak as being comparatively insulated. Investors should keep an eye on the final commission structure and its impact on financial stocks.
24 Sep 2026 · 5 min read · Mint ↗ - Banks, NBFC insurance income at risk on Irdai fee caps
Irdai’s proposed insurance commission caps could sharply cut distribution income for banks and NBFCs, especially from credit-life policies, while ending compulsory loan-insurance bundling. The proposals may pressure earnings at lenders and insurers, triggering a sell-off in related stocks.
24 Sep 2026 · 4 min read · Mint ↗ - ₹85,000 crore gone! PB Fintech to HDFC Bank — these 5 financial stocks witness highest wealth erosion on IRDAI's move
Financial stocks faced significant selloff on Thursday due to proposed changes by IRDAI to insurance distribution and commission structures, erasing ₹1.12 lakh crore in market capitalisation. Major losses were seen in Bajaj Finance, PB Fintech, HDFC Bank, and Axis Bank, leading the decline.
24 Sep 2026 · 4 min read · Mint ↗ - PB Fintech leads slump in insurance stocks on IRDAI's fee cap plan
The IRDAI has proposed measured that could slash insurance fee income for banks and digital brokers by as much as 90% in high-margin categories.
24 Sep 2026 · 1 min read · Mint ↗ - IRDAI paper impact: Insurance stocks crash - PB Fintech, HDFC Life, ICICI Prudential, Turtlemint tanks - Should you buy?
Insurance stocks, including HDFC Life and SBI Life, plummeted on September 24 after IRDAI proposed reforms affecting management expense limits and commission structures to prevent mis-selling. The changes aim for transparent, digital insurance purchases.
24 Sep 2026 · 4 min read · Mint ↗ - Top 2 stocks to buy for short-term: IKS Health, PB Fintech by Nagaraj Shetti - Check stop loss, targets
Indian benchmark indices rose on Sept 22 due to falling crude oil prices and easing energy cost concerns, despite ongoing Middle East conflict. Nifty 50 gained 0.5% while Sensex increased 0.4%. A breakout above 23,600 could trigger renewed buying, with potential dips viewed as buying opportunities.
23 Sep 2026 · 2 min read · Mint ↗
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