NSE POLICYBZR · BSE 543390 · Software & Programming · NIFTY 500
PB Fintech Share Price
PB Fintech Overview
Where the price stands, how it has moved and how it sits against its averages.
PB Fintech shares last traded at ₹1,151.30 on the NSE, down 1.26% on the day. That is 41.3% below the 52-week high of ₹1,963.00 and -4.9% above the 52-week low of ₹1,210.00. The stock trades at 71.19× earnings, above the sector average of 11.56. Its market value is ₹53,270 Cr.
Price returns
Share price growth a year (CAGR): 3 years ▲ +15.3%
Against the market: 1 Month ▼ −31.32% · 3 Months ▼ −21.68% · 6 Months ▼ −15.89% · This year ▼ −23.41% · 1 Year ▼ −22.74%
Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Mon 26 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.
Moving averages — price is above 0 of 6
- 20-day average₹1,816.11 ▼ price 36.6% below
- 5-day average₹1,798.46 ▼ price 36.0% below
- 10-day average₹1,795.27 ▼ price 35.9% below
- 50-day average₹1,716.86 ▼ price 32.9% below
- 100-day average₹1,679.49 ▼ price 31.4% below
- 300-day average₹1,656.69 ▼ price 30.5% below
- Today's price₹1,151.30
Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.
PB Fintech Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | ₹6,794 Cr | ▲ +36.5% | ₹670 Cr | 9.9% | ₹14.46 | — |
| FY 2025 | ₹4,977 Cr | ▲ +44.8% | ₹352 Cr | 7.1% | ₹7.63 | — |
| FY 2024 | ₹3,438 Cr | ▲ +34.4% | ₹67 Cr | 1.9% | ₹1.45 | — |
| FY 2023 | ₹2,558 Cr | ▲ +79.5% | −₹487 Cr | −19.0% | −₹10.95 | — |
| FY 2022 | ₹1,425 Cr | ▲ +60.7% | −₹833 Cr | −58.5% | −₹20.34 | — |
| FY 2021 | ₹887 Cr | ▲ +15.0% | −₹150 Cr | −16.9% | −₹3.65 | ₹0.00 |
| FY 2020 | ₹771 Cr | — | −₹304 Cr | −39.4% | −₹7.39 | ₹0.00 |
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | ₹1,888 Cr | ▼ −8.4% | ₹163 Cr | 8.6% | ₹3.50 |
| Q4 FY26 | ₹2,061 Cr | ▲ +16.4% | ₹261 Cr | 12.7% | ₹5.60 |
| Q3 FY26 | ₹1,771 Cr | ▲ +9.8% | ₹189 Cr | 10.7% | ₹4.08 |
| Q2 FY26 | ₹1,614 Cr | ▲ +19.7% | ₹135 Cr | 8.4% | ₹2.89 |
| Q1 FY26 | ₹1,348 Cr | ▼ −10.6% | ₹85 Cr | 6.3% | ₹1.85 |
| Q4 FY25 | ₹1,508 Cr | ▲ +16.7% | ₹171 Cr | 11.3% | ₹3.67 |
| Q3 FY25 | ₹1,292 Cr | ▲ +10.7% | ₹72 Cr | 5.5% | ₹1.55 |
| Q2 FY25 | ₹1,167 Cr | — | ₹51 Cr | 4.3% | ₹1.09 |
Balance sheet — FY26
- Total assets₹8,707 Cr
- Total liabilities₹1,395 Cr
- Shareholders' equity₹7,312 Cr
- Total debt₹360 Cr
- Cash & investments₹2,529 Cr
- Current ratio4.41×
- Revenue growth, 5 yr50.27% a year
- Operating margin (TTM)6.43%
- Net margin (TTM)10.20%
Cash flow — FY26
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | 771.30 | 886.66 | 1,424.89 | 2,557.85 | 3,437.68 | 4,977.21 | 6,794.02 |
| Cost of revenue | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — |
| Operating expenses | 1,137.49 | 1,085.01 | 2,368.15 | 3,283.27 | 3,712.46 | 4,987.21 | 6,419.96 |
| Operating income | −366.19 | −198.35 | −943.26 | −725.42 | −274.78 | −10.00 | 374.06 |
| Depreciation | 47.30 | 41.38 | 42.84 | 63.82 | 88.72 | 121.27 | 135.97 |
| Profit before tax | −294.84 | −141.91 | −833.39 | −487.96 | 77.11 | 386.68 | 707.37 |
| Tax | 9.19 | 8.33 | −0.48 | −0.02 | 12.70 | 34.46 | 37.24 |
| Net profit | −304.03 | −150.24 | −832.91 | −487.22 | 66.98 | 352.07 | 669.94 |
| EPS (₹) | −7.39 | −3.65 | −20.34 | −10.95 | 1.45 | 7.63 | 14.46 |
| Dividend per share (₹) | 0.00 | 0.00 | — | — | — | — | — |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 1,576.00 | 2,330.73 | 5,915.48 | 6,254.02 | 6,728.51 | 7,530.54 | 8,706.52 |
| Current assets | 1,310.94 | 2,139.50 | 5,571.54 | 4,122.22 | 4,822.46 | 3,854.31 | 4,376.02 |
| Cash & short-term investments | 1,107.62 | 1,947.89 | 4,027.74 | 3,388.32 | 4,099.65 | 2,754.00 | 2,528.89 |
| Inventory | — | — | — | 2.84 | 3.06 | 8.65 | 5.00 |
| Property, plant & equipment | 141.63 | 121.15 | 180.12 | 269.78 | 315.36 | 411.10 | 430.40 |
| Total liabilities | 310.15 | 338.99 | 503.83 | 777.73 | 857.48 | 1,098.08 | 1,394.73 |
| Current liabilities | 203.05 | 220.95 | 337.39 | 550.92 | 603.17 | 752.23 | 991.97 |
| Total debt | 108.44 | 108.68 | 159.36 | 226.59 | 253.33 | 322.22 | 360.15 |
| Total equity | 1,265.85 | 1,991.73 | 5,411.66 | 5,476.30 | 5,871.03 | 6,432.46 | 7,311.79 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | −364.00 | 28.71 | −1,567.88 | −298.97 | 8.65 | −149.19 | 41.49 |
| From investing | 78.72 | −1,201.75 | −2,126.61 | 41.41 | 300.81 | 457.78 | 213.77 |
| From financing | 1,031.30 | 758.81 | 3,621.42 | −42.51 | −56.83 | −72.69 | −81.24 |
| Capital expenditure | −32.45 | −5.82 | −32.74 | −65.70 | −63.35 | −97.12 | −79.90 |
| Dividends paid | — | — | — | — | — | — | — |
| Net change in cash | 746.49 | −414.66 | −71.37 | −295.06 | 252.52 | 235.65 | 185.74 |
PB Fintech vs Peers
Side by side with other software & programming companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield |
|---|---|---|---|---|---|---|---|---|
| PB Fintech This stock | ₹1,151.30 | ▼ −1.26% | ₹53,270 Cr | 71.19 | 7.27 | −0.83% | 10.20% | 0.00% |
| Tata Consultancy Services | ₹2,083.95 | ▲ +0.33% | ₹7,53,991 Cr | 15.67 | 7.66 | 48.55% | 18.15% | 2.86% |
| Infosys | ₹1,000.95 | ▼ −0.81% | ₹4,06,209 Cr | 14.79 | 4.78 | 30.67% | 16.50% | 4.38% |
| HCL Technologies | ₹1,259.40 | ▲ +1.17% | ₹3,41,759 Cr | 18.81 | 4.35 | 23.46% | 12.97% | 4.98% |
| Tech Mahindra | ₹1,547.00 | ▲ +0.06% | ₹1,51,627 Cr | 27.90 | 5.20 | 16.03% | 8.72% | 3.24% |
| Billionbrains Garage Ventures | ₹188.15 | ▲ +0.83% | ₹1,18,038 Cr | 61.26 | 13.32 | — | 46.54% | — |
Peer prices and ratios as last reported by the data provider. Company names link to their own pages.
PB Fintech Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Valuation The price against earnings, book value and sales
Profitability Of every ₹100 of sales, how much is kept?
Returns & efficiency How well does it use its money?
Growth Is the business getting bigger?
Financial strength Can it pay its bills and debts?
Per share What each share stands for
The share price is 7.27× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 94 metrics from the data provider
Valuation
Per share
Margins
Growth
Financial strength
Returns & efficiency
Price & volume
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Dividend yield0.00%
- Payout ratio0.00%
No dividends on record.
Corporate calendar
- MeetingAnnual General Meeting
- BoardQuarterly Results
- MeetingPostal Ballot
- BoardAudited Results
- BoardOthers
- BoardQuarterly Results
- BoardQuarterly Results & Others
- MeetingAnnual General Meeting
Show 6 older events
- BoardQuarterly Results
- BoardAudited Results
- MeetingPostal Ballot
- MeetingPostal Ballot
- BoardQuarterly Results & Others
- MeetingAnnual General Meeting
About PB Fintech
Software & Programming
PB Fintech Limited is an India-based company. The Company is in the business of online marketing and information technology consulting/support services. The Company is an online marketplace that offers end-to-end insurance and credit solutions to consumers. Its segments include Insurance Broker services segment, which consists of insurance broker services and Other services segment, which consists of commission from financial products aggregation service, online marketing, consulting and support services. It provides access to insurance, credit and other financial products. The Company operates financial services portfolios which include Policybazaar, Paisabazaar, and Pensionbazaar. The Policybazaar is an insurance marketplace which provides end-to-end insurance solutions to the retail consumers. The Paisabazaar is a credit marketplace that provides credit options across consumer segments. The Pensionbazaar is focused on pension product distribution.
Key people
- Yashish DahiyaExecutive Chairman of the Board, Chief Executive Officer
- Sarbvir SinghJoint Group Chief Executive Officer, Executive Director, President of Policybazaar
- Alok BansalExecutive Vice Chairman of the Board
- Mandeep MehtaChief Financial Officer
- Bhasker JoshiCompany Secretary, Compliance Officer
Company facts
- NSE symbolPOLICYBZR
- BSE code543390
- ISININE417T01026
- IndustrySoftware & Programming
- IndexNIFTY 500
- Market cap₹53,270 Cr
- Revenue (FY26)₹6,794 Cr
- Net profit (FY26)₹670 Cr
In the News
Recent headlines about PB Fintech — they open on Mint in a new tab.
- PB Fintech shares slump 40% in two sessions| What Jefferies, Morgan Stanley, BofA say on the stock
PB Fintech shares rose nearly 4% after a 36% plunge, yet fell over 6% today, losing about 40% in two sessions due to proposed regulatory changes. Analysts are cautious, advising against immediate investments amid weakening technical indicators and revised price targets from global brokerages.
25 Sep 2026 · 4 min read · Mint ↗ - ₹9,450 turns into over ₹1.30 lakh in one day despite 35% fall in PB Fintech share price; here's how
PB Fintech shares fell 35% on September 24, leading to a market cap loss of ₹30,000 crore. This triggered a surge in put options, allowing traders to profit significantly from the decline. The stock reached a 52-week low due to regulatory changes proposed by the IRDAI.
25 Sep 2026 · 2 min read · Mint ↗ - IRDAI commission proposals: Why does Nithin Kamath see regulatory risk as key?
Zerodha CEO Nithin Kamath warned that regulatory risk is the biggest threat to financial businesses after IRDAI's proposed changes to insurance commission rules. The reforms aim to restructure insurance distribution expenses, which could affect commission rates and the economics of fintech models.
24 Sep 2026 · 2 min read · Mint ↗ - Financial stocks lead correction as insurance overhaul plan sparks fears
While aimed at curbing mis-selling and lowering costs for policyholders, industry executives cautioned the proposed caps could disrupt distribution networks, squeeze lower-ticket products and narrow consumer choice.
24 Sep 2026 · 3 min read · Mint ↗ - Stock market prediction for today: Sensex, Nifty outlook for Friday | Kospi, Taiwan cues to watch | 25 Sept 2026
The Indian stock market experienced heavy losses, with the Nifty 50 and Sensex plunging more than 1.5%, amid rising global bond yields and volatile crude prices. The proposed overhaul of insurance commission rules prompted widespread selling, exacerbating a downward trend for the year.
24 Sep 2026 · 3 min read · Mint ↗ - PB Fintech in deep red, crashes 34% after IRDAI new insurance norms proposal
PB Fintech shares dropped 32% following IRDAI's proposed changes to insurance distribution rules, including a ban on misleading practices. The reforms aim to lower costs and improve transparency, potentially altering commission structures and impacting revenue for distributors and platforms.
24 Sep 2026 · 3 min read · Mint ↗ - IRDAI shocker! From ICICI Bank to PB Fintech - A look at most and least impacted bank, NBFC and insurance stocks
IRDAI's consultation suggests potential earnings pressure for banks and NBFCs reliant on insurance income. Analysts highlight SBI, ICICI Bank, and Kotak as being comparatively insulated. Investors should keep an eye on the final commission structure and its impact on financial stocks.
24 Sep 2026 · 5 min read · Mint ↗ - Banks, NBFC insurance income at risk on Irdai fee caps
Irdai’s proposed insurance commission caps could sharply cut distribution income for banks and NBFCs, especially from credit-life policies, while ending compulsory loan-insurance bundling. The proposals may pressure earnings at lenders and insurers, triggering a sell-off in related stocks.
24 Sep 2026 · 5 min read · Mint ↗
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