NSE LICHSGFIN · BSE 500253 · Consumer Financial Services · NIFTY 500

LIC Housing Finance Share Price

Market closed · updated 25 Sep, 4:42 PM IST

₹564.20 ▼ −₹8.13 · 1.42% NSE · as of 24 Sep 2026, 9:59 AM · BSE ₹564.30

Today's range

₹563.85Low₹572.35High

52-week range

₹459.05Low · 23 Mar 2026₹598.00High · 11 May 2026

LIC Housing Finance Overview

Where the price stands, how it has moved and how it sits against its averages.

LIC Housing Finance shares last traded at ₹564.20 on the NSE, down 1.42% on the day. That is 5.7% below the 52-week high of ₹598.00 and 22.9% above the 52-week low of ₹459.05. The stock trades at 5.41× earnings, below the sector average of 25.34. Its market value is ₹31,040 Cr.

Price returns

1 Day▼ −1.42%

5 Days▲ +5.43%

This month▲ +6.33%

3 Months▲ +3.99%

6 Months▲ +15.35%

This year▲ +6.11%

1 Year▼ −1.73%

Against the market: 1 Month ▲ +13.03% · 3 Months ▲ +6.99% · 6 Months ▲ +16.04% · This year ▲ +20.84% · 1 Year ▲ +7.82%

Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.

Moving averages — price is above 6 of 6

Today's price₹564.20
10-day average₹554.53 ▲ price 1.7% above
5-day average₹554.01 ▲ price 1.8% above
20-day average₹543.41 ▲ price 3.8% above
100-day average₹542.10 ▲ price 4.1% above
300-day average₹533.20 ▲ price 5.8% above
50-day average₹532.14 ▲ price 6.0% above

Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.

LIC Housing Finance Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Revenue₹ crore

28,837

Net profit₹ crore · losses below zero

5,604

Year by year

Fiscal year	Revenue	Growth	Net profit	Net margin	EPS	Dividend
FY 2026	₹28,837 Cr	▲ +2.6%	₹5,604 Cr	19.4%	₹101.87	₹10.00
FY 2025	₹28,097 Cr	▲ +3.3%	₹5,442 Cr	19.4%	₹98.94	₹10.00
FY 2024	₹27,190 Cr	▲ +20.1%	₹4,759 Cr	17.5%	₹86.52	₹9.00
FY 2023	₹22,639 Cr	▲ +13.5%	₹2,891 Cr	12.8%	₹52.55	₹8.50
FY 2022	₹19,955 Cr	▲ +0.4%	₹2,286 Cr	11.5%	₹43.11	₹8.50
FY 2021	₹19,872 Cr	▲ +0.7%	₹2,741 Cr	13.8%	₹54.31	₹8.50
FY 2020	₹19,729 Cr	—	₹2,403 Cr	12.2%	₹47.62	₹8.00

Revenue₹ crore

7,284

7,066

Net profit₹ crore · losses below zero

1,499

Quarter by quarter

Quarter	Revenue	vs prev. qtr	Net profit	Net margin	EPS
Q1 FY27	₹7,066 Cr	▼ −1.8%	₹1,499 Cr	21.2%	₹27.25
Q4 FY26	₹7,199 Cr	▲ +0.3%	₹1,493 Cr	20.7%	₹27.13
Q3 FY26	₹7,174 Cr	▲ +0.2%	₹1,398 Cr	19.5%	₹25.42
Q2 FY26	₹7,162 Cr	▼ −0.8%	₹1,349 Cr	18.8%	₹24.53
Q1 FY26	₹7,223 Cr	▼ −0.8%	₹1,364 Cr	18.9%	₹24.80
Q4 FY25	₹7,284 Cr	▲ +3.3%	₹1,373 Cr	18.9%	₹24.97
Q3 FY25	₹7,050 Cr	▲ +1.8%	₹1,435 Cr	20.4%	₹26.09
Q2 FY25	₹6,926 Cr	—	₹1,328 Cr	19.2%	₹24.14

Balance sheet — FY26

Owes (liabilities)Shareholders' equity

87%

Total assets₹3,25,213 Cr
Total liabilities₹2,83,784 Cr
Shareholders' equity₹41,429 Cr
Total debt₹2,66,216 Cr
Cash & investments₹710 Cr
Revenue growth, 5 yr7.73% a year
EPS growth, 5 yr13.41% a year
Operating margin (TTM)25.53%
Net margin (TTM)20.07%

Cash flow — FY26

Operating activities

▼ −₹8,504 Cr

Investing activities

▲ ₹1,752 Cr

Financing activities

▲ ₹6,192 Cr

Free cash flow

▼ −₹8,556 Cr

Net change in cash

▼ −₹560 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26

₹ crore	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total revenue	19,728.59	19,872.25	19,954.95	22,639.13	27,189.68	28,097.16	28,837.11
Cost of revenue	52.08	89.31	133.91	182.59	136.26	123.36	127.65
Gross profit	19,676.51	19,782.94	19,821.04	22,456.54	27,053.42	27,973.80	28,709.46
Operating expenses	1,631.50	2,037.29	3,056.41	3,032.69	2,828.34	1,677.81	1,941.13
Operating income	18,097.09	17,834.96	16,898.54	19,606.44	24,361.34	26,419.35	26,895.98
Depreciation	51.11	52.47	55.19	69.04	69.23	97.74	121.69
Profit before tax	3,282.18	3,365.13	2,787.25	3,560.77	6,064.37	6,878.86	7,103.47
Tax	878.52	624.00	501.25	669.60	1,304.81	1,436.16	1,499.23
Net profit	2,403.26	2,740.72	2,285.65	2,890.76	4,759.21	5,442.23	5,603.67
EPS (₹)	47.62	54.31	43.11	52.55	86.52	98.94	101.87
Dividend per share (₹)	8.00	8.50	8.50	8.50	9.00	10.00	10.00

₹ crore	FY20	FY21	FY22	FY23	FY24	FY25	FY26
Total assets	2,16,919.74	2,35,721.57	2,54,686.77	2,78,558.97	2,91,293.30	3,14,017.59	3,25,212.95
Current assets	—	—	—	—	—	—	—
Cash & short-term investments	1,369.30	1,331.87	824.35	641.38	1,422.82	1,269.56	709.56
Inventory	—	—	—	—	—	—	—
Property, plant & equipment	295.13	282.06	295.70	352.87	327.73	323.42	347.83
Total liabilities	1,98,654.87	2,15,120.14	2,29,935.95	2,51,374.30	2,59,816.64	2,77,665.80	2,83,784.02
Current liabilities	—	—	—	—	—	—	—
Total debt	1,78,855.84	1,89,653.45	2,05,734.89	2,33,332.12	2,42,768.98	2,62,538.28	2,66,216.20
Total equity	18,264.87	20,601.43	24,750.82	27,184.67	31,476.66	36,351.79	41,428.93

₹ crore	FY20	FY21	FY22	FY23	FY24	FY25	FY26
From operations	−14,737.67	−11,323.58	−16,729.27	−19,632.43	−7,150.98	−16,977.97	−8,503.83
From investing	−1,851.41	858.23	−1,628.21	−799.24	586.86	−678.97	1,752.04
From financing	15,155.53	10,427.93	17,850.27	20,248.69	7,345.57	17,533.93	6,191.79
Capital expenditure	−14.72	−10.83	−35.31	−64.10	−37.45	−73.36	−52.03
Dividends paid	−383.55	−403.73	−467.55	−462.20	−467.55	−495.06	−550.06
Net change in cash	−1,433.55	−37.43	−507.52	−182.97	781.44	−123.01	−560.00

What Analysts Say

25 analysts

Recommendations from 25 analysts who cover LIC Housing Finance.

Buy average rating 2.56 on a 1–5 scale

Strong buyBuyHoldSellStrong sell

▲ 12 bullish (48.0%) · 9 hold (36.0%) · ▼ 4 bearish (16.0%)

Votes

Strong Buy

4 (16%)

Buy

8 (32%)

Hold

9 (36%)

Sell

3 (12%)

Strong Sell

1 (4%)

How the votes changed

Rating	3M ago	2M ago	1M ago	1W ago	Now	3-month change
Strong Buy	5	5	4	4	4	▼ −1
Buy	7	7	9	9	8	▲ +1
Hold	10	9	9	9	9	▼ −1
Sell	3	3	3	3	3	—
Strong Sell	1	1	1	1	1	—

Analyst ratings are opinions, not a guarantee of returns.

Shareholding Pattern

Who owns LIC Housing Finance shares, quarter by quarter (latest on top).

PromoterFIIMFOther

Jun '26

45.2%

21.5%

18.0%

15.3%

Mar '26

Dec '25

Sep '25

Holder	Sep '25	Dec '25	Mar '26	Jun '26	Change
Promoter	45.24%	45.24%	45.24%	45.24%	0.00 pts
FII	20.17%	20.36%	21.39%	21.47%	▲ +0.08 pts
MF	18.24%	18.21%	17.72%	18.02%	▲ +0.30 pts
Other	16.35%	16.19%	15.65%	15.27%	▼ −0.38 pts

LIC Housing Finance Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

LIC Housing FinanceBenchmarkComfortable → stretched

Valuation Is the price reasonable?

P/E (TTM)Price ÷ yearly earnings per share

5.41

▼ 79% below the sector average of 25.34

P/E, 12-month rangeLow 4.86 · high 14.30

Today's P/E sits 6% of the way from its low to its high

P/BPrice ÷ book value per share

0.76

P/SPrice ÷ sales per share

1.10

P/CFPrice ÷ cash flow per share

5.37

PEGP/E ÷ earnings growth (≈1 is fair)

0.22

Profitability Of every ₹100 of sales, how much is kept?

Gross marginKept after the cost of goods

30.75%

▼ below its 5-yr average of 99.44%

Operating marginKept after running costs

25.53%

▼ below its 5-yr average of 90.11%

Pre-tax marginKept before tax

25.52%

▲ above its 5-yr average of 20.83%

Net marginKept as profit

20.07%

▲ above its 5-yr average of 16.56%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money

14.41%

▲ above its 5-yr average of 13.92%

Return on assetsProfit on everything it owns

1.75%

▲ above its 5-yr average of 1.48%

Return on investmentProfit on long-term capital

2.54%

▲ above its 5-yr average of 2.18%

Growth Is the business getting bigger?

Revenue — last 12 months

+0.4%

▲ growing

Revenue — 3 yr, a year

+8.4%

▲ growing

Revenue — 5 yr, a year

+7.7%

▲ growing

EPS — last 12 months

+4.3%

▲ growing

EPS — 3 yr, a year

+24.7%

▲ growing

EPS — 5 yr, a year

+13.4%

▲ growing

Dividend — 3 yr, a year

+5.6%

▲ growing

Book value — 5 yr, a year

+13.0%

▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money

6.43×

! High debt

Interest coverOperating profit ÷ interest to pay

1.39×

! Weak

Payout ratioShare of profit paid as dividend

9.82%

• Keeps most

Per share What each share stands for

EPS (TTM)

₹104.33

Book value

₹753.12

Cash flow

₹106.65

Dividend

₹10.00

Revenue

₹519.99

The share price is 0.75× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 107 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year5.62

Current Dividend Yield - Common Stock Primary Issue, LTM1.75

Price to Book - most recent fiscal year0.76

P/E Basic excluding extraordinary items - TTM5.41

P/E including extraordinary items - TTM5.49

P/E excluding extraordinary items low, trailing 12 months4.86

Price to Tangible Book - most fiscal year0.76

Dividend Yield - 5 Year Average1.95

Price to sales - most recent fiscal year1.09

Dividend Yield - indicated annual dividend divided by closing price1.75

Price to Cash Flow per share - trailing 12 month5.37

Peg Ratio0.22

P/E Normalized, most recent fiscal year5.21

P/E excluding extraordinary items high, trailing 12 months14.30

P/E excluding extraordinary items, most recent fiscal year quarter5.49

Price to sales - trailing 12 month1.10

Net Debt, LFY26,55,067.00

Per share

Dividend Per Share - 5 year average9.20

Cash Flow per share - trailing 12 month106.65

Cash Flow per share - most recent fiscal year104.10

EPS including extraordinary items - trailing 12 month104.33

EPS including extraordinary items - most recent fiscal year101.87

EBITD per share - trailing 12 month138.64

Revenue/share - trailing 12 month519.99

EPS excluding extraordinary items - trailing 12 month104.33

EPS Basic excluding extraordinary items - most recent fiscal year101.87

EPS Basic excluding extraordinary items - trailing 12 month104.33

Book value per share - most recent fiscal year753.17

Dividend per share - most recent fiscal year10.00

Revenue/share - most recent fiscal year524.25

EPS Normalized - most recent fiscal year109.82

Book value (tangible) per share - most recent fiscal year752.45

Dividends per share - trailing 12 month10.00

EPS excluding extraordinary items - most recent fiscal year101.87

Cash per share - most recent fiscal year12.90

Margins

Operating margin - trailing 12 month25.53

Gross Margin - 5 year average99.44

Operating margin - 1st historical fiscal year93.27

Operating Margin - 5 year average90.11

Net Profit Margin % - 1st historical fiscal year19.43

Gross Margin - 1st historical fiscal year99.56

Net Profit Margin % - trailing 12 month20.07

Net Profit Margin - 5 year average16.56

Pretax Margin - 5 year average20.83

Pretax margin - 1st historical fiscal year24.63

Pretax margin - trailing 12 month25.52

Free Operating Cash Flow/Revenue, 5 Year Average−56.58

Gross Margin - trailing 12 month30.75

Growth

EPS Change %, TTM over TTM4.33

Revenue growth rate, 5 year7.73

EPS growth rate, 5 year13.41

Revenue Change % - most recent quarter 1 year ago−2.17

Growth rate% - dividend, 3 year5.57

Growth rate% - EPS, 3 year24.69

Revenue/share (5 yr growth)5.89

Tangible Book Value, Total Equity, 5 Year CAGR14.98

Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year Interim CAGR10.29

Capital Spending growth rate, 5 year36.88

Revenue Change %, TTM over TTM0.43

Growth rate% - Revenue, 3 year8.40

Book value per share growth rate, 5 year13.03

EPS Change % - most recent quarter 1 year ago9.88

Net Profit Margin growth rate, 5 year7.10

Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR7.50

Total Debt, 5 Year CAGR7.02

Financial strength

Net Interest coverage - most recent fiscal year1.39

Free Cash Flow - most recent fiscal year−91,059.20

LT debt/equity - most recent fiscal year4.54

Payout ratio - trailing 12 month9.59

Current EV/Free Cash Flow, LFY57.96

Total debt/total equity - most recent fiscal year6.43

Net Interest coverage - trailing 12 month679.23

Payout ratio - most recent fiscal year9.82

Returns & efficiency

Return on average equity - 5 year average13.92

Net Income/employee - trailing 12 month2,40,74,160.00

Revenue/employee - most recent fiscal year12,17,78,300.00

Return on investment - most recent fiscal year2.54

Return on average assets - most recent fiscal year1.75

Receivables turnover - most recent fiscal year2,983.66

Revenue/employee - trailing 12 month11,99,70,300.00

Return on average assets - 5 year average1.48

Net Income/employee - most recent fiscal year2,36,66,550.00

Asset turnover - most recent fiscal year0.09

Return on average equity - most recent fiscal year14.41

Return on investment - 5 year average2.18

Price & volume

Market Cap31,062.05

52 week Low Date23 Mar 2026

Price - 1 Day % Change1.33

Relative (S&P500) price percent change - 13 week6.99

Avg trading volume last 10 days4.05

Price - 13 week price percent change3.99

Price - 52 week price percent change−1.73

Avg Trading Volume Last 3 months52.41

Price - 5 Day % Change5.43

Price % Change Month To Date6.33

Relative (S&P500) price percent change - 04 week13.03

52 week High Date11 May 2026

Price - 26 week price percent change15.35

PDATE23 Sep 2026

Price - YTD price percent change6.11

Relative (S&P500) price percent change - 52 week7.82

NPRICE572.50

Relative (S&P500) price percent change - 26 week16.04

52 week Low458.90

52 week High598.20

Beta1.23

Relative (S&P500) price percent change - Year to Date20.84

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year

₹10.00

Dividend yield1.75%
Payout ratio9.82%
5-year average dividend₹9.20 a share
Latest dividend₹10.00 per share · 21 Aug 2026

Corporate calendar

28 Aug 2026MeetingAnnual General Meeting
21 Aug 2026Dividend₹10.00 per share · 500% · Final dividend
30 Jul 2026BoardQuarterly Results
6 Jul 2026BoardOthers
13 May 2026BoardAudited Results & Final Dividend
25 Mar 2026BoardFund Raising & Other
17 Mar 2026MeetingPostal Ballot
30 Jan 2026BoardQuarterly Results & Others

Show 11 older events

9 Jan 2026MeetingPostal Ballot
29 Oct 2025BoardQuarterly Results
29 Aug 2025MeetingAnnual General Meeting
22 Aug 2025Dividend₹10.00 per share · 500% · Final dividend
1 Aug 2025BoardQuarterly Results & A.G.M.
15 May 2025BoardAudited Results & Final Dividend
30 Aug 2024MeetingAnnual General Meeting
23 Aug 2024Dividend₹9.00 per share · 450% · Final dividend
15 Jul 2024MeetingPostal Ballot
18 Aug 2023Dividend₹8.50 per share · 425% · Final dividend
16 Sep 2021Dividend₹8.50 per share · 425% · Final dividend

In the News

Recent headlines about LIC Housing Finance — they open on Mint in a new tab.

Subhash Chandra repayment plan: NCLT seeks CBI response, puts hearing on hold
Minutes after the NCLT proceedings, a plea made by Subhash Chandra was also heard in NCLAT challenging the constitution of five judge bench by the NCLT and the alienation of assets in ₹6.5 crore repayment plan case. The bench accepted the plea and agreed to hear the matter on 28 September.
23 Sep 2026 · 3 min read · Mint ↗
Home loan EMI calculator: A small difference in interest rates costs you lakhs; check what SBI, BoI, UBI, others offer
Starting home loan rates vary from 7% to 7.45% among various banks. A 0.25% rise in interest can increase monthly payments significantly. It is crucial for borrowers to assess their financial needs and lender fees before applying.
20 Sep 2026 · 2 min read · Mint ↗
Zee Entertainment share price crashes over 14%- Here's why
Zee shares are witnessing a heavy selloff after Canara Bank, Union Bank of India, and LIC Housing Finance said they will challenge the NCLT order approving a repayment plan proposed by Essel Group founder Subhash Chandra.
31 Aug 2026 · 1 min read · Mint ↗
Canara Bank, Union Bank, LIC Housing to challenge NCLT nod for Subhash Chandra’s ₹6.25 crore payout plan
Subhash Chandra denied accusations regarding a ₹22,000 crore personal debt, asserting true lender claims are ₹3,992 crore. Canara Bank, Union Bank, and LIC Housing Finance plan to contest the NCLT's endorsement of a contested repayment arrangement in upcoming NCLAT appeals.
29 Aug 2026 · 2 min read · Mint ↗
Subhash Chandra insolvency: Union Bank to challenge NCLT order approving ₹6.5-crore repayment plan
Subhash Chandra insolvency case: Union Bank of India (UK) will challenge the NCLT's approval of Subhash Chandra's ₹6.5-crore repayment plan against ₹22,006.57 crore in claims. HDFC Bank is also weighing an appeal, while LIC Housing Finance will pursue principal borrowers.
29 Aug 2026 · 2 min read · Mint ↗
RBI keeps Tata Sons in NBFC upper layer list, maintains status quo on listing
Tata Sons remains on the RBI's upper-layer NBFC list for 2026-27 even as the central bank continues to examine its application to surrender its core investment company (CIC) registration.
6 Aug 2026 · 4 min read · Mint ↗
Stocks to watch: Maruti Suzuki, IOC, Tata Steel among shares in focus today; check list here
Stock market today: On Thursday, Sensex climbed 274 points, or 0.35%, to close at 77,928, while the Nifty 50 gained 67 points, or 0.28%, to settle at 24,317.
31 Jul 2026 · 3 min read · Mint ↗
These 5 Indian stocks trade below book value. Here's what the market sees
These five Indian stocks trade below their book value, but the discounts reflect a mix of weak earnings, cyclical pressure and business transitions.
16 Jul 2026 · 8 min read · Mint ↗

Stock data comes from the exchange feed via our data provider and may be delayed. It is for information only and is not a recommendation to buy or sell. See all stocks →

Frequently Asked Questions

LIC Housing Finance (NSE: LICHSGFIN) last traded at ₹564.20 on the NSE, down 1.42% (₹8.13) on the day, as of 24 Sep 2026, 9:59 AM. On the BSE it was ₹564.30. The day's range was ₹563.85 – ₹572.35.

LIC Housing Finance's 52-week high is ₹598.00 (11 May 2026) and its 52-week low is ₹459.05 (23 Mar 2026). At ₹564.20 the share is 5.7% below its high and 22.9% above its low.

LIC Housing Finance's market capitalisation is ₹31,040 Cr (₹31,040 Cr). It is part of the NIFTY 500 index.

LIC Housing Finance's P/E ratio (trailing 12 months) is 5.41. The sector average is 25.34, so investors pay 79% less for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹104.33.

LIC Housing Finance shares are down 1.73% over the last year, up 6.11% so far this year, up 15.35% over 6 months, up 3.99% over 3 months. Over the last year the stock did 7.82% better than the market.

In FY26 (year to Mar 2026), LIC Housing Finance reported revenue of ₹28,837 Cr (up 2.63% on the year before) and a net profit of ₹5,604 Cr. Earnings per share were ₹101.87.

Yes. LIC Housing Finance's latest dividend is ₹10.00 per share (500%, final dividend), with an ex-date of 21 Aug 2026. The dividend yield is 1.75%. It has paid 5 dividends in the records shown on this page.

Of 25 analysts covering LIC Housing Finance, 12 are bullish (4 strong buy, 8 buy), 9 say hold and 4 are bearish. The consensus is Buy (average rating 2.56 on a scale where 1 is Strong Buy and 5 is Strong Sell). Analyst views are opinions, not a guarantee.

As of Jun 2026: Promoter 45.24%, FII 21.47%, MF 18.02%, Other 15.27%.

No. LIC Housing Finance has debt — its debt-to-equity ratio is 6.43 and total debt was ₹2,66,216 Cr in FY26. Its operating profit covers interest 1.39 times.

Price returns

Moving averages — price is above 6 of 6

Year by year

Quarter by quarter

Balance sheet — FY26

Cash flow — FY26

Votes

How the votes changed

Valuation Is the price reasonable?

Profitability Of every ₹100 of sales, how much is kept?

Returns & efficiency How well does it use its money?

Growth Is the business getting bigger?

Financial strength Can it pay its bills and debts?

Per share What each share stands for

Valuation

Per share

Margins

Growth

Financial strength

Returns & efficiency

Price & volume

Corporate calendar

Frequently Asked Questions

What is LIC Housing Finance share price today?

What is the 52-week high and low of LIC Housing Finance shares?

What is the market capitalisation of LIC Housing Finance?

What is the P/E ratio of LIC Housing Finance?

How has LIC Housing Finance stock performed?

What were LIC Housing Finance's latest annual results?

Does LIC Housing Finance pay a dividend?

What do analysts recommend for LIC Housing Finance shares?

What is the shareholding pattern of LIC Housing Finance?

Is LIC Housing Finance a debt-free company?