NSE IOB · BSE 532388 · Regional Banks · NIFTY 500
Indian Overseas Bank Share Price
Indian Overseas Bank Overview
Where the price stands, how it has moved and how it sits against its averages.
Indian Overseas Bank shares last traded at ₹31.84 on the NSE, down 0.87% on the day. That is 23.7% below the 52-week high of ₹41.73 and 2.1% above the 52-week low of ₹31.18. The stock trades at 10.71× earnings, above the sector average of 10.33. Its market value is ₹61,275 Cr.
Price returns
Against the market: 1 Month ▲ +0.50% · 3 Months ▼ −5.28% · 6 Months ▼ −2.21% · This year ▲ +1.28% · 1 Year ▼ −11.09%
Shading grows with the size of the move. Prices refresh every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next update from Mon 28 Sep, 9:15 AM.
Moving averages — price is above 0 of 6
- 300-day average₹34.41 ▼ price 7.5% below
- 100-day average₹33.71 ▼ price 5.5% below
- 50-day average₹33.43 ▼ price 4.8% below
- 20-day average₹32.71 ▼ price 2.7% below
- 10-day average₹32.50 ▼ price 2.0% below
- 5-day average₹32.07 ▼ price 0.7% below
- Today's price₹31.84
Averages above today's price sit higher on the ladder. Price above most of its averages is usually read as an upward trend.
Indian Overseas Bank Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | — | — | ₹5,418 Cr | — | ₹2.81 | — |
| FY 2025 | — | — | ₹3,396 Cr | — | ₹1.79 | — |
| FY 2024 | — | — | ₹2,666 Cr | — | ₹1.41 | — |
| FY 2023 | — | — | ₹2,104 Cr | — | ₹1.11 | — |
| FY 2022 | — | — | ₹1,709 Cr | — | ₹0.92 | — |
| FY 2021 | — | — | ₹758 Cr | — | ₹0.46 | — |
| FY 2020 | — | — | −₹8,527 Cr | — | −₹7.99 | — |
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | — | — | ₹1,716 Cr | — | ₹0.89 |
| Q4 FY26 | — | — | ₹1,556 Cr | — | ₹0.93 |
| Q3 FY26 | — | — | ₹1,427 Cr | — | ₹0.71 |
| Q2 FY26 | — | — | ₹1,259 Cr | — | ₹0.65 |
| Q1 FY26 | — | — | ₹1,178 Cr | — | ₹0.61 |
| Q4 FY25 | — | — | ₹1,092 Cr | — | ₹0.57 |
| Q3 FY25 | — | — | ₹875 Cr | — | ₹0.46 |
| Q2 FY25 | — | — | ₹780 Cr | — | ₹0.41 |
Balance sheet — FY26
- Total assets₹4,72,795 Cr
- Total liabilities₹4,35,805 Cr
- Shareholders' equity₹36,991 Cr
- Total debt₹53,000 Cr
- Revenue growth, 5 yr13.44% a year
- EPS growth, 5 yr43.57% a year
- Operating margin (TTM)34.05%
- Net margin (TTM)29.78%
Cash flow — FY26
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | — | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — |
| Operating expenses | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — |
| Depreciation | — | — | — | — | — | — | — |
| Profit before tax | −8,344.48 | 766.59 | 1,778.79 | 2,353.44 | 3,422.57 | 4,572.51 | 6,478.46 |
| Tax | 182.92 | 8.24 | 69.52 | 249.45 | 756.91 | 1,177.01 | 1,059.99 |
| Net profit | −8,527.40 | 758.35 | 1,709.27 | 2,103.99 | 2,665.66 | 3,395.50 | 5,418.47 |
| EPS (₹) | −7.99 | 0.46 | 0.92 | 1.11 | 1.41 | 1.79 | 2.81 |
| Dividend per share (₹) | — | — | — | — | — | — | — |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 2,60,726.83 | 2,74,229.33 | 2,99,029.97 | 3,13,449.90 | 3,51,869.32 | 3,94,709.99 | 4,72,795.19 |
| Current assets | — | — | — | — | — | — | — |
| Cash & short-term investments | — | — | — | — | — | — | — |
| Inventory | — | — | — | — | — | — | — |
| Property, plant & equipment | 3,127.34 | 2,918.97 | 3,366.04 | 3,710.74 | 3,740.19 | 4,654.82 | 5,074.54 |
| Total liabilities | 2,44,571.86 | 2,57,130.64 | 2,76,432.22 | 2,88,573.86 | 3,24,307.87 | 3,62,476.65 | 4,35,804.53 |
| Current liabilities | — | — | — | — | — | — | — |
| Total debt | 5,967.03 | 4,330.84 | 3,771.41 | 21,622.57 | 31,198.90 | 42,856.18 | 53,000.19 |
| Total equity | 16,154.98 | 17,098.68 | 22,597.75 | 24,876.04 | 27,561.45 | 32,233.35 | 36,990.67 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | −14,022.51 | 4,948.86 | 5,539.15 | −15,583.54 | −1,118.95 | 2,647.08 | 4,779.66 |
| From investing | −85.41 | −46.02 | −49.29 | −559.64 | −359.29 | −578.92 | −638.92 |
| From financing | 7,277.08 | 1,812.84 | 478.96 | 12.75 | −527.69 | 336.57 | −137.80 |
| Capital expenditure | −129.03 | −64.73 | −56.23 | −582.36 | −365.26 | −603.27 | −645.89 |
| Dividends paid | — | — | — | — | — | — | — |
| Net change in cash | −6,830.84 | 6,715.68 | 5,968.82 | −16,130.43 | −2,005.93 | 2,404.73 | 4,002.94 |
Indian Overseas Bank vs Peers
Side by side with other regional banks companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield | Rating |
|---|---|---|---|---|---|---|---|---|---|
| Indian Overseas Bank | ₹31.84 | ▼ −0.87% | ₹61,275 Cr | 10.71 | 1.67 | 11.39% | 29.78% | 0.00% | This stock |
| HDFC Bank | ₹729.25 | ▼ −1.19% | ₹11,24,263 Cr | 16.52 | 2.15 | 15.42% | 25.56% | 1.59% | Neutral |
| ICICI Bank | ₹1,335.60 | ▼ −0.14% | ₹9,58,699 Cr | 19.32 | 2.85 | 17.01% | 25.85% | 0.83% | Bearish |
| State Bank of India | ₹978.65 | ▼ −1.49% | ₹9,03,369 Cr | 11.78 | 1.62 | 15.93% | 21.42% | 1.66% | Bearish |
| Kotak Mahindra Bank | ₹406.55 | ▼ −1.56% | ₹4,04,422 Cr | 20.21 | 2.14 | 13.78% | 24.49% | 0.17% | Neutral |
| Union Bank of India | ₹178.45 | ▼ −0.64% | ₹1,36,222 Cr | 6.59 | 0.96 | 14.13% | 33.21% | 2.97% | Neutral |
Rating = the data provider's overall technical view of each peer. Company names link to their own pages.
Indian Overseas Bank Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Valuation Is the price reasonable?
Profitability Of every ₹100 of sales, how much is kept?
Returns & efficiency How well does it use its money?
Growth Is the business getting bigger?
Financial strength Can it pay its bills and debts?
Per share What each share stands for
The share price is 1.66× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 98 metrics from the data provider
Valuation
Per share
Margins
Growth
Financial strength
Returns & efficiency
Price & volume
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Dividend yield0.00%
- Payout ratio0.00%
No dividends on record.
Corporate calendar
- BoardQuarterly Results
- MeetingAnnual General Meeting
- BoardOthers
- BoardAudited Results
- BoardQuarterly Results
- MeetingExtraordinary General Meeting
- BoardQuarterly Results
- BoardQuarterly Results
Show 6 older events
- MeetingAnnual General Meeting
- BoardAudited Results & Fund Raising
- BoardTo consider Fund Raising
- MeetingAnnual General Meeting
- MeetingAnnual General Meeting
- MeetingAnnual General Meeting
About Indian Overseas Bank
Regional Banks
Indian Overseas Bank (the Bank) is engaged in the business of banking. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers a comprehensive suite of financial products and services across retail, agriculture, Micro, Small and Medium Enterprises (MSME), and corporate banking. The Bank caters to credit and deposit needs through a portfolio that includes housing loans, jewel loans, business finance, agri-credit, and Environmental, Social, and Governance (ESG)-linked products. Its personal banking services include savings bank, current accounts, term deposits, retail loans, and mortgages and digital banking. Its merchant banking division includes debenture trustee, banker to issue and others. Its digital banking services include Credit Card, Debit Card, Internet Banking, IOB Fastag, and IOB-Pay, among others. It operates overseas branches in Singapore, Colombo, Hong Kong, and Bangkok.
Key people
- Ajay Kumar SrivastavaChief Executive Officer, Managing Director, Executive Director
- Madhaw Chandra JhaChief Financial Officer, Deputy General Manager
- Raghuram MallelaCompliance Officer, Deputy General Manager, Company Secretary
- Joydeep Dutta RoyExecutive Director
- Dhanaraj T.Executive Director
Company facts
- NSE symbolIOB
- BSE code532388
- ISININE565A01014
- IndustryRegional Banks
- IndexNIFTY 500
- Market cap₹61,275 Cr
- Revenue (FY26)—
- Net profit (FY26)₹5,418 Cr
In the News
Recent headlines about Indian Overseas Bank — they open on Mint in a new tab.
- SBI, PNB to Bank of Maharashtra: Why are PSU bank stocks rising today?
A fake document claiming a merger of public sector banks, purportedly issued by the Ministry of Finance, has been circulating online. The government confirmed it is not authentic, urging caution in verifying such claims, as PSU bank stocks react positively to the rumors.
18 Sep 2026 · 2 min read · Mint ↗ - Public Sector Banks amalgamation: Govt fact-checks viral claim on SBI, PNB, BoB. Here's what it says
A document circulating on social media claimed that the central government had notified a scheme for the amalgamation of Public Sector Banks. It is fake.
17 Sep 2026 · 1 min read · Mint ↗ - Chhattisgarh plans end-to-end mineral value chain, says CM Vishnu Deo Sai
State offers five critical mineral blocks in latest auction tranche as government seeks investment in exploration, processing and downstream industries.
1 Sep 2026 · 2 min read · Mint ↗ - Equities, mutual funds, and more: How Bankipur MLA Prashant Kishor invests his wealth
His financial portfolio includes investments like fixed deposits, mutual funds, and bonds, He also possesses a dismantled rice mill and his wife has gold weighing 475 grams and silver weighing 200 grams.
15 Aug 2026 · 1 min read · Mint ↗ - IOB wipes out ₹20,000-cr accumulated losses, to raise ₹5,000 cr in share sale
The lender reported a robust performance in the June quarter, with net profit rising 49.32% year-on-year to ₹1,659 crore, while net interest income (NII) increased 34.3% to ₹3,688 crore. Operating profit grew 14.21% to ₹2,693 crore.
23 Jul 2026 · 3 min read · Mint ↗ - Top Gainers & Losers on 20 July: Axis Bank, HDFC Bank, Ceat, India Cements, OLA, HFCL among top losers
The Indian stock market faced pressure on 20 July as geopolitical tensions in the Middle East weighed on investor sentiment. Rising crude prices stoked fears of tighter monetary policies, while mixed sector performances were seen. Despite losses, heavyweight stocks helped Nifty 50 end down 0.40%.
20 Jul 2026 · 3 min read · Mint ↗ - Indian Overseas Bank share price rise 3% after Q1 results 2026. Do you own?
IOB share price opened at ₹34.14 apiece today, as compared to previous close of ₹33.81 on Friday last week.
20 Jul 2026 · 2 min read · Mint ↗ - Q1 results 2026: Paytm to UltraTech Cement among companies to declare Q1 results today; full list here
Q1 results 2026: One 97 Communications Paytm, UltraTech Cement, Indian Overseas Bank, Bluestone Jewellery and Lifestyle are among the companies to declare their Q1 results FY27 today.
20 Jul 2026 · 2 min read · Mint ↗
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