NSE CUB · BSE 532210 · Regional Banks · NIFTY 500

City Union Bank Share Price

Market closed · NSE price as of Thu 24 Sep, 8:47 AM IST
₹219.82 ▼ −₹5.75 · 2.55%
Day range · 24 Sep
₹219.35Low₹228.25High
52-week range
₹153.38Low · 26 Sep 2025₹248.75High · 7 Sep 2026

City Union Bank Overview

Where the price stands, how it has moved and how it sits against its averages.

City Union Bank shares last traded at ₹219.82 on the NSE, down 2.55% on the day. That is 11.6% below the 52-week high of ₹248.75 and 43.3% above the 52-week low of ₹153.38. The stock trades at 15.52× earnings, above the sector average of 10.33. Its market value is ₹21,768 Cr.

Price returns

1 Day▼ −2.55%
1 Week0.00%
This month▼ −1.68%
3 Months▲ +10.14%
6 Months▲ +18.78%
This year▲ +3.32%
1 Year▲ +46.56%

Against the market: 1 Month ▲ +2.87% · 3 Months ▲ +13.32% · 6 Months ▲ +19.49% · This year ▲ +17.67% · 1 Year ▲ +60.80%

Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Fri 16 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.

Moving averages — price is above 2 of 6

  1. 5-day average₹231.40 ▼ price 5.0% below
  2. 20-day average₹230.23 ▼ price 4.5% below
  3. 10-day average₹230.12 ▼ price 4.5% below
  4. 50-day average₹222.47 ▼ price 1.2% below
  5. Today's price₹219.82
  6. 100-day average₹210.76 ▲ price 4.3% above
  7. 300-day average₹207.21 ▲ price 6.1% above

Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.

City Union Bank Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Net profit₹ crore · losses below zero
1,326

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 — — ₹1,326 Cr — ₹13.37 ₹2.00
FY 2025 — — ₹1,124 Cr — ₹11.30 ₹1.50
FY 2024 — — ₹1,016 Cr — ₹10.21 ₹0.75
FY 2023 — — ₹937 Cr — ₹9.42 ₹0.75
FY 2022 — — ₹760 Cr — ₹7.63 ₹0.75
FY 2021 — — ₹593 Cr — ₹5.98 ₹0.38
FY 2020 — — ₹476 Cr — ₹4.81 ₹0.38

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
89%
  • Total assets₹97,024 Cr
  • Total liabilities₹86,460 Cr
  • Shareholders' equity₹10,565 Cr
  • Total debt₹5,821 Cr
  • Revenue growth, 5 yr10.69% a year
  • EPS growth, 5 yr17.47% a year
  • Operating margin (TTM)44.12%
  • Net margin (TTM)34.53%

Cash flow — FY26

Operating activities
▲ ₹802 Cr
Investing activities
▼ −₹208 Cr
Financing activities
▲ ₹3,042 Cr
Free cash flow
▲ ₹450 Cr
Net change in cash
▲ ₹3,637 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue———————
Cost of revenue———————
Gross profit———————
Operating expenses———————
Operating income———————
Depreciation———————
Profit before tax586.32692.82985.171,177.481,230.731,416.631,671.23
Tax110.00100.00225.00240.00215.00293.00345.00
Net profit476.32592.82760.17937.481,015.731,123.631,326.23
EPS (₹)4.815.987.639.4210.2111.3013.37
Dividend per share (₹)0.380.380.750.750.751.502.00

City Union Bank vs Peers

Side by side with other regional banks companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yield
City Union Bank This stock ₹219.82 ▼ −2.55% ₹21,768 Cr 15.52 2.06 12.87% 34.53% 0.91%
HDFC Bank ₹729.05 ▼ −1.21% ₹11,23,955 Cr 16.52 2.15 15.42% 25.56% 1.59%
ICICI Bank ₹1,335.60 ▼ −0.14% ₹9,58,699 Cr 19.32 2.85 17.01% 25.85% 0.83%
State Bank of India ₹978.80 ▼ −1.48% ₹9,03,507 Cr 11.78 1.62 15.93% 21.42% 1.66%
Kotak Mahindra Bank ₹406.55 ▼ −1.56% ₹4,04,422 Cr 20.21 2.14 13.78% 24.49% 0.17%
Union Bank of India ₹178.45 ▼ −0.64% ₹1,36,222 Cr 6.59 0.96 14.13% 33.21% 2.97%

Peer prices and ratios as last reported by the data provider. Company names link to their own pages.

Shareholding Pattern

Who owns City Union Bank shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
18.7%
34.2%
47.1%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter———— —
FII25.96%23.49%23.37%18.65% ▼ −4.72 pts
MF28.74%31.19%31.82%34.24% ▲ +2.42 pts
Other45.30%45.32%44.81%47.11% ▲ +2.30 pts

City Union Bank Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

City Union BankBenchmarkRule-of-thumb bands

Valuation The price against earnings, book value and sales

P/E (TTM)Price ÷ yearly earnings per share
15.52
▲ 50% above the sector average of 10.33
P/E, 12-month rangeLow 9.90 · high 18.45
66%
Today's P/E sits 66% of the way from its low to its high
P/BPrice ÷ book value per share
2.06
P/SMarket cap ÷ last 12 months' revenue
5.49
PEGP/E ÷ earnings growth rate
1.19

Profitability Of every ₹100 of sales, how much is kept?

Operating marginKept after running costs
44.12%
▲ above its 5-yr average of 41.56%
Pre-tax marginKept before tax
44.12%
▲ above its 5-yr average of 41.56%
Net marginKept as profit
34.53%
▲ above its 5-yr average of 33.11%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
13.24%
▲ above its 5-yr average of 12.87%
Return on assetsProfit on everything it owns
1.52%
▲ above its 5-yr average of 1.47%
Return on capital employedProfit before interest and tax on equity + debt
11.73%

Growth Is the business getting bigger?

Revenue — last 12 months
+19.8%
▲ growing
Revenue — 3 yr, a year
+13.4%
▲ growing
Revenue — 5 yr, a year
+10.7%
▲ growing
Net profit — 3 yr, a year
+12.3%
▲ growing
Net profit — 5 yr, a year
+17.5%
▲ growing
EPS — last 12 months
+34.5%
▲ growing (off the scale)
EPS — 3 yr, a year
+12.4%
▲ growing
EPS — 5 yr, a year
+17.5%
▲ growing
Dividend — 3 yr, a year
+38.7%
▲ growing (off the scale)
Book value — 5 yr, a year
+12.5%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
0.55×
• Normal for a lender
Payout ratioShare of profit paid as dividend
14.96%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹15.33
Book value
₹106.64
Cash flow
₹14.46
Dividend
₹2.00
Revenue
₹43.64

The share price is 2.06× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 93 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year16.85
Current Dividend Yield - Common Stock Primary Issue, LTM0.89
Price to Book - most recent fiscal year2.11
P/E Basic excluding extraordinary items - TTM14.72
P/E including extraordinary items - TTM14.70
P/E excluding extraordinary items low, trailing 12 months9.90
Price to Tangible Book - most fiscal year2.11
Dividend Yield - 5 Year Average0.98
Price to sales - most recent fiscal year5.77
Dividend Yield - indicated annual dividend divided by closing price0.89
Peg Ratio1.19
Price to Free Cash Flow per Share - most recent fiscal year73.83
P/E Normalized, most recent fiscal year16.84
P/E excluding extraordinary items high, trailing 12 months18.45
P/E excluding extraordinary items, most recent fiscal year quarter14.70
Price to sales - trailing 12 month5.49
Net Debt, LFY−14,049.96

Per share

Dividend Per Share - 5 year average1.15
Cash Flow per share - most recent fiscal year14.46
EPS including extraordinary items - trailing 12 month15.33
EPS including extraordinary items - most recent fiscal year13.37
Revenue/share - trailing 12 month43.64
EPS excluding extraordinary items - trailing 12 month15.33
EPS Basic excluding extraordinary items - most recent fiscal year13.41
EPS Basic excluding extraordinary items - trailing 12 month14.17
Book value per share - most recent fiscal year106.64
Dividend per share - most recent fiscal year2.00
Revenue/share - most recent fiscal year39.01
EPS Normalized - most recent fiscal year13.38
Book value (tangible) per share - most recent fiscal year106.64
Dividends per share - trailing 12 month2.00
EPS excluding extraordinary items - most recent fiscal year13.37
Cash per share - most recent fiscal year72.94

Margins

Operating margin - trailing 12 month44.12
Operating margin - 1st historical fiscal year43.20
Operating Margin - 5 year average41.56
Net Profit Margin % - 1st historical fiscal year34.28
Net Profit Margin % - trailing 12 month34.53
Net Profit Margin - 5 year average33.11
Pretax Margin - 5 year average41.56
Pretax margin - 1st historical fiscal year43.20
Pretax margin - trailing 12 month44.12
Free Operating Cash Flow/Revenue, 5 Year Average14.71

Growth

EPS Change %, TTM over TTM34.51
Revenue growth rate, 5 year10.69
EPS growth rate, 5 year17.47
Revenue Change % - most recent quarter 1 year ago23.65
Growth rate% - dividend, 3 year38.67
Growth rate% - EPS, 3 year12.37
Revenue/share (5 yr growth)8.82
Free Operating Cash Flow, 5 Year CAGR−18.56
Tangible Book Value, Total Equity, 5 Year CAGR12.58
Capital Spending growth rate, 5 year35.86
Revenue Change %, TTM over TTM19.81
Growth rate% - Revenue, 3 year13.37
Book value per share growth rate, 5 year12.45
EPS Change % - most recent quarter 1 year ago25.20
Net Profit Margin growth rate, 5 year7.95
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR17.45
Total Debt, 5 Year CAGR30.63

Financial strength

Free Cash Flow - most recent fiscal year3,023.89
LT debt/equity - most recent fiscal year0.19
Payout ratio - trailing 12 month14.12
Total debt/total equity - most recent fiscal year0.55
Payout ratio - most recent fiscal year14.94

Returns & efficiency

Return on average equity - 5 year average12.87
Revenue/employee - most recent fiscal year46,89,571.00
Return on average assets - most recent fiscal year1.52
Return on average assets - 5 year average1.47
Net Income/employee - most recent fiscal year16,07,650.00
Return on average equity - most recent fiscal year13.24

Price & volume

Market Cap22,456.20
52 week Low Date26 Sep 2025
Price - 1 Day % Change−0.82
Relative (S&P500) price percent change - 13 week13.32
Avg trading volume last 10 days1.61
Price - 13 week price percent change10.14
Price - 52 week price percent change46.56
Avg Trading Volume Last 3 months63.98
Price - 5 Day % Change−0.84
Price % Change Month To Date−1.68
Relative (S&P500) price percent change - 04 week2.87
52 week High Date7 Sep 2026
Price - 26 week price percent change18.78
PDATE23 Sep 2026
Price - YTD price percent change3.32
Relative (S&P500) price percent change - 52 week60.80
NPRICE225.34
Relative (S&P500) price percent change - 26 week19.49
52 week Low154.06
52 week High248.85
Beta1.38
Relative (S&P500) price percent change - Year to Date17.67

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹2.00
  • Dividend yield0.91%
  • Payout ratio14.96%
  • 5-year average dividend₹1.15 a share
  • Latest dividend₹2.00 per share · 31 Jul 2026

Corporate calendar

  • Dividend₹2.00 per share · 200% · Final dividend
  • BoardQuarterly Results
  • BoardDividend, Fund Raising & Others
  • BonusBonus issue of equity shares in the ratio of 1:3 of Re. 1/-.
  • MeetingPostal Ballot
  • BoardAudited Results, Dividend & Bonus issue
  • MeetingPostal Ballot
  • BoardQuarterly Results
Show 13 older events
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • Dividend₹2.00 per share · 200% · Final dividend
  • BoardQuarterly Results
  • BoardOthers
  • MeetingPostal Ballot
  • BoardAudited Results & Dividend
  • MeetingAnnual General Meeting
  • Dividend₹1.50 per share · 150% · Final dividend
  • MeetingAnnual General Meeting
  • Dividend₹1.00 per share · 100% · Final dividend
  • Dividend₹0.20 per share · 20% · Final dividend
  • Dividend₹0.30 per share · 30% · Interim dividend

About City Union Bank

Regional Banks

City Union Bank Limited (the Bank) is an India-based banking company. The Bank provides a range of banking and financial services, including commercial banking and treasury operations. The Bank's segments include Treasury, Corporate/wholesale banking, Retail banking and other banking operations. Its Retail banking segment includes digital banking and other retail banking. Its products and services include personal; gold loans; micro, small and medium enterprises, corporate, Agri & rural, NRI and tech banking. It offers various bank accounts, including CUB general savings account, CUB salary savings account for individuals and CUB savings bank account for students - young India. The Bank offers various loans, including CUB gold-based overdraft, CUB working capital loans and CUB cash credit for working capital. Its deposits and investments include CUB fixed deposit and CUB flexifix deposit. It offers insurance products to its customers. The Bank has approximately 875 branches.

Key people

  • R. Vijay AnandhChief Executive Officer, Managing Director, Executive Director
  • J. SadagopanChief Financial Officer
  • Venkataramanan S.Compliance Officer, Company Secretary
  • Ramesh VenkataramanExecutive Director

Company facts

  • NSE symbolCUB
  • BSE code532210
  • ISININE491A01021
  • IndustryRegional Banks
  • IndexNIFTY 500
  • Market cap₹21,768 Cr
  • Revenue (FY26)—
  • Net profit (FY26)₹1,326 Cr

In the News

Recent headlines about City Union Bank — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →

Frequently Asked Questions

City Union Bank (NSE: CUB) last traded at ₹219.82 on the NSE, down 2.55% (₹5.75) on the day, as of 24 Sep 2026, 8:47 AM IST. On the BSE it was ₹219.70. The day's range was ₹219.35 – ₹228.25.

City Union Bank's 52-week high is ₹248.75 (7 Sep 2026) and its 52-week low is ₹153.38 (26 Sep 2025). At ₹219.82 the share is 11.6% below its high and 43.3% above its low.

City Union Bank's market capitalisation is ₹21,768 Cr (₹21,768 Cr). It is part of the NIFTY 500 index.

City Union Bank's P/E ratio (trailing 12 months) is 15.52. The sector average is 10.33, so investors pay 50% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹15.33.

City Union Bank shares are up 46.56% over the last year, up 3.32% so far this year, up 18.78% over 6 months, up 10.14% over 3 months. Over the last year the stock did 60.80% better than the market.

In FY26 (year to Mar 2026), City Union Bank reported revenue of — and a net profit of ₹1,326 Cr. Earnings per share were ₹13.37.

Yes. City Union Bank's latest dividend is ₹2.00 per share (200%, final dividend), with an ex-date of 31 Jul 2026. The dividend yield is 0.91%. It has paid 6 dividends in the records shown on this page.

As of Jun 2026: FII 18.65%, MF 34.24%, Other 47.11%.

City Union Bank's listed peers in Regional Banks include HDFC Bank, ICICI Bank, State Bank of India, Kotak Mahindra Bank, Union Bank of India. By market capitalisation it ranks #6 of 6 in this group.

No. City Union Bank has debt — its debt-to-equity ratio is 0.55 and total debt was ₹5,821 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business.