NSE CENTRALBK · BSE 532885 · Regional Banks · NIFTY 500
Central Bank of India Share Price
Central Bank of India Overview
Where the price stands, how it has moved and how it sits against its averages.
Central Bank of India shares last traded at ₹31.14 on the NSE, down 1.52% on the day. That is 23.9% below the 52-week high of ₹40.91 and 6.1% above the 52-week low of ₹29.35. The stock trades at 6.18× earnings, below the sector average of 10.33. Its market value is ₹28,213 Cr.
Price returns
Against the market: 1 Month ▲ +6.22% · 3 Months ▲ +0.11% · 6 Months ▼ −6.75% · This year ▼ −3.68% · 1 Year ▼ −8.46%
Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Fri 16 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.
Moving averages — price is above 4 of 6
- 300-day average₹34.35 ▼ price 9.3% below
- 100-day average₹31.95 ▼ price 2.5% below
- 50-day average₹31.14 ▲ price 0.0% above
- Today's price₹31.14
- 5-day average₹31.08 ▲ price 0.2% above
- 10-day average₹30.89 ▲ price 0.8% above
- 20-day average₹30.77 ▲ price 1.2% above
Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.
Central Bank of India Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | — | — | ₹4,524 Cr | — | ₹5.00 | ₹1.20 |
| FY 2025 | — | — | ₹3,934 Cr | — | ₹4.53 | ₹0.19 |
| FY 2024 | — | — | ₹2,668 Cr | — | ₹3.07 | — |
| FY 2023 | — | — | ₹1,679 Cr | — | ₹1.93 | — |
| FY 2022 | — | — | ₹1,076 Cr | — | ₹1.31 | — |
| FY 2021 | — | — | −₹1,000 Cr | — | −₹1.73 | — |
| FY 2020 | — | — | −₹1,256 Cr | — | −₹2.02 | — |
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | — | — | ₹1,323 Cr | — | ₹1.46 |
| Q4 FY26 | — | — | ₹746 Cr | — | ₹0.83 |
| Q3 FY26 | — | — | ₹1,264 Cr | — | ₹1.40 |
| Q2 FY26 | — | — | ₹1,232 Cr | — | ₹1.36 |
| Q1 FY26 | — | — | ₹1,282 Cr | — | ₹1.42 |
| Q4 FY25 | — | — | ₹1,105 Cr | — | ₹1.27 |
| Q3 FY25 | — | — | ₹963 Cr | — | ₹1.11 |
| Q2 FY25 | — | — | ₹924 Cr | — | ₹1.06 |
Balance sheet — FY26
- Total assets₹5,51,079 Cr
- Total liabilities₹5,12,078 Cr
- Shareholders' equity₹39,001 Cr
- Total debt₹32,963 Cr
- Revenue growth, 5 yr9.64% a year
- Operating margin (TTM)31.70%
- Net margin (TTM)22.33%
Cash flow — FY26
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | — | — | — | — | — | — | — |
| Cost of revenue | — | — | — | — | — | — | — |
| Gross profit | — | — | — | — | — | — | — |
| Operating expenses | — | — | — | — | — | — | — |
| Operating income | — | — | — | — | — | — | — |
| Depreciation | — | — | — | — | — | — | — |
| Profit before tax | −909.66 | −1,314.49 | 1,736.50 | 2,672.33 | 4,079.98 | 4,966.81 | 6,549.26 |
| Tax | 217.65 | −436.00 | 672.00 | 1,063.00 | 1,504.00 | 1,149.01 | 2,065.74 |
| Net profit | −1,255.72 | −1,000.11 | 1,075.79 | 1,678.78 | 2,667.68 | 3,934.21 | 4,523.79 |
| EPS (₹) | −2.02 | −1.73 | 1.31 | 1.93 | 3.07 | 4.53 | 5.00 |
| Dividend per share (₹) | — | — | — | — | — | 0.19 | 1.20 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 3,57,150.69 | 3,69,974.48 | 3,87,435.27 | 4,07,079.71 | 4,47,771.57 | 4,80,456.84 | 5,51,079.15 |
| Current assets | — | — | — | — | — | — | — |
| Cash & short-term investments | — | — | — | — | — | — | — |
| Inventory | — | — | — | — | — | — | — |
| Property, plant & equipment | 4,336.82 | 5,132.90 | 4,955.38 | 4,776.70 | 5,336.35 | 5,205.14 | 5,125.51 |
| Total liabilities | 3,35,614.18 | 3,43,477.64 | 3,59,885.86 | 3,77,862.98 | 4,15,397.16 | 4,43,575.36 | 5,12,078.01 |
| Current liabilities | — | — | — | — | — | — | — |
| Total debt | 6,696.39 | 6,543.99 | 8,778.10 | 9,283.23 | 21,004.33 | 22,768.56 | 32,963.18 |
| Total equity | 21,536.50 | 26,496.84 | 27,549.41 | 29,216.73 | 32,374.41 | 36,881.48 | 39,001.14 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | 1,687.89 | −2,003.33 | 14,276.55 | −8,786.34 | −5,909.91 | −2,459.64 | 2,803.98 |
| From investing | −314.78 | −202.45 | −133.38 | −208.66 | −584.23 | −450.77 | −453.86 |
| From financing | 3,395.78 | 5,055.00 | 0.00 | 0.00 | 0.00 | 1,500.00 | −712.82 |
| Capital expenditure | −321.96 | −205.17 | −157.76 | −212.28 | −587.25 | −455.21 | −457.86 |
| Dividends paid | −7.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | −712.82 |
| Net change in cash | 4,768.89 | 2,849.22 | 14,143.17 | −8,995.00 | −6,494.14 | −1,410.41 | 1,637.30 |
Central Bank of India vs Peers
Side by side with other regional banks companies. The small bars compare each column.
| Company | Price | Change | Market cap | P/E | P/B | ROE (5 yr) | Net margin | Div. yield |
|---|---|---|---|---|---|---|---|---|
| Central Bank of India This stock | ₹31.14 | ▼ −1.52% | ₹28,213 Cr | 6.18 | 0.72 | 8.74% | 22.33% | 3.21% |
| HDFC Bank | ₹731.30 | ▼ −0.91% | ₹11,27,423 Cr | 16.52 | 2.15 | 15.42% | 25.56% | 1.59% |
| ICICI Bank | ₹1,340.00 | ▲ +0.19% | ₹9,61,857 Cr | 19.32 | 2.85 | 17.01% | 25.85% | 0.83% |
| State Bank of India | ₹980.70 | ▼ −1.29% | ₹9,05,261 Cr | 11.78 | 1.62 | 15.93% | 21.42% | 1.66% |
| Kotak Mahindra Bank | ₹406.35 | ▼ −1.61% | ₹4,04,223 Cr | 20.21 | 2.14 | 13.78% | 24.49% | 0.17% |
| Union Bank of India | ₹179.10 | ▼ −0.28% | ₹1,36,718 Cr | 6.59 | 0.96 | 14.13% | 33.21% | 2.97% |
Peer prices and ratios as last reported by the data provider. Company names link to their own pages.
Central Bank of India Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Valuation The price against earnings, book value and sales
Profitability Of every ₹100 of sales, how much is kept?
Returns & efficiency How well does it use its money?
Growth Is the business getting bigger?
Financial strength Can it pay its bills and debts?
Per share What each share stands for
The share price is 0.72× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 97 metrics from the data provider
Valuation
Per share
Margins
Growth
Financial strength
Returns & efficiency
Price & volume
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Dividend yield3.21%
- Payout ratio24.00%
- Latest dividend₹0.60 per share · 8 May 2026
Corporate calendar
- MeetingAnnual General Meeting
- BoardQuarterly Results
- Dividend₹0.60 per share · 6% · Interim dividend
- BoardAudited Results & Interim Dividend
- Dividend₹0.20 per share · 2% · Interim dividend
- BoardQuarterly Results & Interim Dividend
- Dividend₹0.20 per share · 2% · Interim dividend
- BoardQuarterly Results & Dividend
Show 10 older events
- Dividend₹0.20 per share · 2% · Interim dividend
- BoardQuarterly Results & Interim Dividend
- BoardAudited Results & Final Dividend
- BoardQuarterly Results
- BoardQuarterly Results
- MeetingAnnual General Meeting
- MeetingAnnual General Meeting
- MeetingAnnual General Meeting
- MeetingExtraordinary General Meeting
- MeetingExtraordinary General Meeting
About Central Bank of India
Regional Banks
Central Bank of India Limited is an India-based commercial bank. The Company offers various banking services, including digital banking; deposits; retail loans; agriculture; services for micro, small and medium enterprises; corporate loans; services for non-resident Indians; services for pensioners. Its digital banking services include Internet banking, mobile banking, Cent M-Passbook, debit cards, credit cards, missed call facility, railways ticket booking, centpay, automated teller machine. Its deposits services include savings bank accounts, current accounts, time deposits, recurring deposit scheme, small saving scheme and interest rate on deposits. Its Retail Banking services include housing loans, vehicle loans, education loans, personal/gold loans, loans to senior citizens, and loan against property-personal needs. Its agriculture services include Central Kisan Credit Card, Cent Agri Gold Loan Scheme, Cent SHG Bank Linkage Scheme, CENT AGRI INFRA Scheme, and others.
Key people
- Chandrakant C. BhagwatCompliance Officer, Company Secretary
- Kavita ThakurChief Compliance Officer
- Joy MukherjeeDeputy General Manager
- Mahendra DohareExecutive Director
- E. Ratan KumarExecutive Director
- Malladi Venkat Murali KrishnaExecutive Director
Company facts
- NSE symbolCENTRALBK
- BSE code532885
- ISININE483A01010
- IndustryRegional Banks
- IndexNIFTY 500
- Market cap₹28,213 Cr
- Revenue (FY26)—
- Net profit (FY26)₹4,524 Cr
In the News
Recent headlines about Central Bank of India — they open on Mint in a new tab.
- SBI, PNB to Bank of Maharashtra: Why are PSU bank stocks rising today?
A fake document claiming a merger of public sector banks, purportedly issued by the Ministry of Finance, has been circulating online. The government confirmed it is not authentic, urging caution in verifying such claims, as PSU bank stocks react positively to the rumors.
18 Sep 2026 · 2 min read · Mint ↗ - Public Sector Banks amalgamation: Govt fact-checks viral claim on SBI, PNB, BoB. Here's what it says
A document circulating on social media claimed that the central government had notified a scheme for the amalgamation of Public Sector Banks. It is fake.
17 Sep 2026 · 1 min read · Mint ↗ - FCNR(B) inflows flood banks, send CD rates tumbling
Three-month CD rates have fallen to around 6.30% at the end of August from about 7.30% at the end of March, marking a decline of roughly 100 basis points.
3 Sep 2026 · 4 min read · Mint ↗ - Senior citizen misses income tax appeal deadline by 191 days after wife’s death; ITAT Pune gives another chance
A Pune-based senior citizen missed the income-tax appeal deadline by 191 days after his wife’s death. The ITAT Pune, in ITA No. 1586/PUN/2026, directed the appellate authority to condone the delay and hear his tax appeal on merits.
1 Sep 2026 · 2 min read · Mint ↗ - PM Jan Dhan Yojana turns 12 with 59 crore accounts, ₹3.17 trillion in deposits
PMJDY accounts come with no minimum balance requirement or maintenance charges. Account holders are provided a RuPay debit card carrying an accident insurance cover of ₹2 lakh and are eligible for an overdraft facility of up to ₹10,000.
27 Aug 2026 · 2 min read · Mint ↗ - How to find the best mortgage: Compare home loan rates of leading Indian banks
State-backed lenders often provide competitive interest terms based on loan brackets. Bank of Maharashtra offers interest rates ranging from 7.00% to 9.90%, while the rates at Central Bank of India range between 7.00% and 9.15%.
20 Aug 2026 · 2 min read · Mint ↗ - Centre lines up fresh CPSE stake sales through OFS to fast-track ₹80,000-crore FY27 disinvestment goal
The Centre is planning another round of CPSE minority stake sales via the OFS route to hit its ₹80,000-crore FY27 disinvestment target. Dipam is screening companies with over 60% government holding, prioritising market-based sales that don't cede control.
24 Jul 2026 · 3 min read · Mint ↗
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