NSE BAJAJHFL · BSE 544252 · Consumer Financial Services · NIFTY 500
Bajaj Housing Finance Share Price
₹81.26
▼ −₹1.26 · 1.53%
Day range · 29 Sep
₹81.06Low₹82.47High
52-week range
₹72.60Low · 30 Mar 2026₹113.60High · 6 Oct 2025
Bajaj Housing Finance Overview
Where the price stands, how it has moved and how it sits against its averages.
Bajaj Housing Finance shares last traded at ₹81.26 on the NSE, down 1.53% on the day. That is 28.5% below the 52-week high of ₹113.60 and 11.9% above the 52-week low of ₹72.60. The stock trades at 25.16× earnings, above the sector average of 24.89. Its market value is ₹67,741 Cr.
Price returns
1 Day▼ −1.53%
1 Week▼ −2.24%
This month▼ −3.28%
3 Months▼ −6.37%
6 Months▲ +7.13%
This year▼ −13.86%
1 Year▼ −26.41%
Against the market: 1 Month ▲ +3.86% · 3 Months ▲ +0.25% · 6 Months ▲ +11.62% · This year ▲ +2.45% · 1 Year ▼ −17.41%
Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Fri 16 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.
Moving averages — price is above 0 of 6
- 300-day average₹87.29 ▼ price 6.9% below
- 100-day average₹85.28 ▼ price 4.7% below
- 50-day average₹84.69 ▼ price 4.1% below
- 10-day average₹83.61 ▼ price 2.8% below
- 20-day average₹83.60 ▼ price 2.8% below
- 5-day average₹83.34 ▼ price 2.5% below
- Today's price₹81.26
Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.
Bajaj Housing Finance Financial Results
Revenue and net profit in ₹ crore, with the full statements underneath.
11,147
2,560
Year by year
| Fiscal year | Revenue | Growth | Net profit | Net margin | EPS | Dividend |
|---|---|---|---|---|---|---|
| FY 2026 | ₹11,147 Cr | ▲ +16.4% | ₹2,560 Cr | 23.0% | ₹3.07 | — |
| FY 2025 | ₹9,576 Cr | ▲ +25.7% | ₹2,163 Cr | 22.6% | ₹2.67 | — |
| FY 2024 | ₹7,617 Cr | ▲ +34.5% | ₹1,731 Cr | 22.7% | ₹2.58 | — |
| FY 2023 | ₹5,665 Cr | ▲ +50.4% | ₹1,258 Cr | 22.2% | ₹1.88 | — |
| FY 2022 | ₹3,767 Cr | ▲ +19.4% | ₹710 Cr | 18.8% | ₹1.06 | — |
| FY 2021 | ₹3,155 Cr | ▲ +19.2% | ₹453 Cr | 14.4% | ₹0.68 | — |
| FY 2020 | ₹2,646 Cr | — | ₹421 Cr | 15.9% | ₹0.63 | — |
3,040
715
Quarter by quarter
| Quarter | Revenue | vs prev. qtr | Net profit | Net margin | EPS |
|---|---|---|---|---|---|
| Q1 FY27 | ₹3,040 Cr | ▲ +5.4% | ₹715 Cr | 23.5% | ₹0.86 |
| Q4 FY26 | ₹2,884 Cr | ▲ +0.4% | ₹669 Cr | 23.2% | ₹0.80 |
| Q3 FY26 | ₹2,873 Cr | ▲ +5.4% | ₹665 Cr | 23.1% | ₹0.80 |
| Q2 FY26 | ₹2,727 Cr | ▲ +5.8% | ₹643 Cr | 23.6% | ₹0.77 |
| Q1 FY26 | ₹2,578 Cr | ▲ +3.9% | ₹583 Cr | 22.6% | ₹0.70 |
| Q4 FY25 | ₹2,481 Cr | ▲ +3.0% | ₹587 Cr | 23.6% | ₹0.70 |
| Q3 FY25 | ₹2,408 Cr | ▲ +1.8% | ₹548 Cr | 22.8% | ₹0.66 |
| Q2 FY25 | ₹2,365 Cr | — | ₹546 Cr | 23.1% | ₹0.69 |
Balance sheet — FY26
Owes (liabilities)Shareholders' equity
82%
18%
- Total assets₹1,27,147 Cr
- Total liabilities₹1,04,624 Cr
- Shareholders' equity₹22,523 Cr
- Total debt₹1,03,757 Cr
- Cash & investments₹162 Cr
- Revenue growth, 5 yr28.72% a year
- EPS growth, 5 yr35.35% a year
- Operating margin (TTM)29.68%
- Net margin (TTM)23.36%
Cash flow — FY26
Operating activities
▼ −₹19,895 Cr
Investing activities
▼ −₹1,202 Cr
Financing activities
▲ ₹21,197 Cr
Free cash flow
▼ −₹19,943 Cr
Net change in cash
▲ ₹100 Cr
Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.
Full financial statements, FY20–FY26
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total revenue | 2,646.02 | 3,154.70 | 3,766.71 | 5,664.73 | 7,617.31 | 9,575.61 | 11,147.20 |
| Cost of revenue | 1,617.33 | 1,967.20 | 2,159.99 | 3,225.35 | 4,704.32 | 5,987.52 | 6,768.11 |
| Gross profit | 1,028.69 | 1,187.50 | 1,606.72 | 2,439.38 | 2,912.99 | 3,588.09 | 4,379.09 |
| Operating expenses | 2,078.12 | 2,541.47 | 2,806.60 | 3,964.48 | 5,455.40 | 6,799.12 | 7,824.76 |
| Operating income | 567.90 | 613.23 | 960.11 | 1,700.25 | 2,161.91 | 2,776.49 | 3,322.44 |
| Depreciation | 23.14 | 21.77 | 25.76 | 33.40 | 39.60 | 41.15 | 47.33 |
| Profit before tax | 567.45 | 613.18 | 959.86 | 1,700.06 | 2,161.32 | 2,770.23 | 3,320.02 |
| Tax | 146.12 | 159.99 | 250.24 | 442.26 | 430.10 | 607.33 | 759.68 |
| Net profit | 421.33 | 453.19 | 709.62 | 1,257.80 | 1,731.22 | 2,162.90 | 2,560.34 |
| EPS (₹) | 0.63 | 0.68 | 1.06 | 1.88 | 2.58 | 2.67 | 3.07 |
| Dividend per share (₹) | — | — | — | — | — | — | — |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| Total assets | 31,372.42 | 37,859.34 | 48,527.08 | 64,654.14 | 81,827.09 | 1,02,808.75 | 1,27,147.05 |
| Current assets | — | — | — | — | — | — | — |
| Cash & short-term investments | 658.72 | 716.78 | 407.17 | 108.87 | 64.01 | 61.63 | 161.80 |
| Inventory | — | — | — | — | — | — | — |
| Property, plant & equipment | 77.80 | 64.32 | 78.09 | 84.92 | 87.50 | 100.34 | 110.95 |
| Total liabilities | 25,787.29 | 31,827.12 | 41,785.72 | 54,150.95 | 69,593.59 | 82,861.95 | 1,04,624.26 |
| Current liabilities | — | — | — | — | — | — | — |
| Total debt | 25,639.14 | 31,632.56 | 41,532.61 | 53,789.72 | 69,170.86 | 82,123.45 | 1,03,757.17 |
| Total equity | 5,585.13 | 6,032.22 | 6,741.36 | 10,503.19 | 12,233.50 | 19,946.80 | 22,522.79 |
| ₹ crore | FY20 | FY21 | FY22 | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|---|---|---|
| From operations | −10,242.15 | −5,089.13 | −12,461.30 | −14,331.77 | −14,600.14 | −17,074.87 | −19,894.86 |
| From investing | −692.83 | −797.04 | 2,197.32 | −611.44 | −554.66 | −797.55 | −1,201.68 |
| From financing | 11,486.72 | 5,689.23 | 10,209.23 | 14,630.06 | 15,124.78 | 17,870.19 | 21,196.71 |
| Capital expenditure | −27.62 | −15.03 | −29.12 | −33.80 | −43.00 | −41.00 | −47.94 |
| Dividends paid | — | — | — | — | — | — | — |
| Net change in cash | 551.74 | −196.94 | −54.75 | −313.15 | −30.02 | −2.23 | 100.17 |
Bajaj Housing Finance Key Metrics
Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.
Bajaj Housing FinanceBenchmarkRule-of-thumb bands
Valuation The price against earnings, book value and sales
P/E (TTM)Price ÷ yearly earnings per share
25.16
▲ 1% above the sector average of 24.89
P/BPrice ÷ book value per share
3.00
P/SMarket cap ÷ last 12 months' revenue
5.88
P/CFPrice ÷ cash flow per share
25.07
PEGP/E ÷ earnings growth rate
1.43
Profitability Of every ₹100 of sales, how much is kept?
Gross marginKept after the cost of goods
38.78%
▼ below its 5-yr average of 39.52%
Operating marginKept after running costs
29.68%
▲ above its 5-yr average of 28.91%
Pre-tax marginKept before tax
30.30%
▲ above its 5-yr average of 28.89%
Net marginKept as profit
23.36%
▲ above its 5-yr average of 22.30%
Returns & efficiency How well does it use its money?
Return on equityProfit on shareholders' money
12.06%
▼ below its 5-yr average of 13.22%
Return on assetsProfit on everything it owns
2.23%
▲ above its 5-yr average of 2.21%
Return on investmentProfit on long-term capital
2.78%
▼ below its 5-yr average of 2.80%
Return on capital employedProfit before interest and tax on equity + debt
8.84%
Growth Is the business getting bigger?
Revenue — last 12 months
+17.2%
▲ growing
Revenue — 3 yr, a year
+25.3%
▲ growing (off the scale)
Revenue — 5 yr, a year
+28.7%
▲ growing (off the scale)
Net profit — 3 yr, a year
+26.7%
▲ growing (off the scale)
Net profit — 5 yr, a year
+41.4%
▲ growing (off the scale)
EPS — last 12 months
+17.6%
▲ growing
EPS — 3 yr, a year
+17.9%
▲ growing
EPS — 5 yr, a year
+35.4%
▲ growing (off the scale)
Book value — 5 yr, a year
+24.7%
▲ growing
Financial strength Can it pay its bills and debts?
Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
4.61×
Interest coverProfit before interest and tax ÷ interest on its borrowings
1.49×
Payout ratioShare of profit paid as dividend
0.00%
Per share What each share stands for
EPS (TTM)
₹3.23
Book value
₹27.04
Cash flow
₹3.29
Dividend
₹0.00
Revenue
₹13.83
The share price is 3.00× the book value behind each share.
Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.
All 97 metrics from the data provider
Valuation
P/E excluding extraordinary items, most recent fiscal year26.86
Current Dividend Yield - Common Stock Primary Issue, LTM0.00
Price to Book - most recent fiscal year3.05
P/E Basic excluding extraordinary items - TTM27.05
P/E including extraordinary items - TTM25.53
Price to Tangible Book - most fiscal year3.06
Price to sales - most recent fiscal year6.17
Price to Cash Flow per share - trailing 12 month25.07
Peg Ratio1.43
P/E Normalized, most recent fiscal year25.30
P/E excluding extraordinary items, most recent fiscal year quarter25.53
Price to sales - trailing 12 month5.96
Net Debt, LFY10,35,954.00
Per share
Cash Flow per share - trailing 12 month3.29
Cash Flow per share - most recent fiscal year3.13
EPS including extraordinary items - trailing 12 month3.23
EPS including extraordinary items - most recent fiscal year3.07
EBITD per share - trailing 12 month4.38
Revenue/share - trailing 12 month13.83
EPS excluding extraordinary items - trailing 12 month3.23
EPS Basic excluding extraordinary items - most recent fiscal year3.07
EPS Basic excluding extraordinary items - trailing 12 month3.23
Book value per share - most recent fiscal year27.04
Revenue/share - most recent fiscal year13.38
EPS Normalized - most recent fiscal year3.26
Book value (tangible) per share - most recent fiscal year26.99
Dividends per share - trailing 12 month0.00
EPS excluding extraordinary items - most recent fiscal year3.07
Cash per share - most recent fiscal year0.19
Margins
Operating margin - trailing 12 month29.68
Gross Margin - 5 year average39.52
Operating margin - 1st historical fiscal year29.81
Operating Margin - 5 year average28.91
Net Profit Margin % - 1st historical fiscal year22.97
Gross Margin - 1st historical fiscal year39.28
Net Profit Margin % - trailing 12 month23.36
Net Profit Margin - 5 year average22.30
Pretax Margin - 5 year average28.89
Pretax margin - 1st historical fiscal year29.78
Pretax margin - trailing 12 month30.30
Free Operating Cash Flow/Revenue, 5 Year Average−207.98
Gross Margin - trailing 12 month38.78
Growth
EPS Change %, TTM over TTM17.56
Revenue growth rate, 5 year28.72
EPS growth rate, 5 year35.35
Revenue Change % - most recent quarter 1 year ago17.95
Growth rate% - EPS, 3 year17.85
Revenue/share (5 yr growth)23.22
Tangible Book Value, Total Equity, 5 Year CAGR30.16
Capital Spending growth rate, 5 year26.11
Revenue Change %, TTM over TTM17.22
Growth rate% - Revenue, 3 year25.31
Book value per share growth rate, 5 year24.65
EPS Change % - most recent quarter 1 year ago22.86
Net Profit Margin growth rate, 5 year9.84
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR32.28
Total Debt, 5 Year CAGR26.82
Financial strength
Net Interest coverage - most recent fiscal year915.91
Free Cash Flow - most recent fiscal year−1,99,428.00
LT debt/equity - most recent fiscal year3.48
Payout ratio - trailing 12 month0.00
Current EV/Free Cash Flow, LFY67.32
Total debt/total equity - most recent fiscal year4.61
Payout ratio - most recent fiscal year0.00
Returns & efficiency
Return on average equity - 5 year average13.22
Net Income/employee - trailing 12 month1,31,20,470.00
Revenue/employee - most recent fiscal year5,53,34,820.00
Return on investment - most recent fiscal year2.78
Return on average assets - most recent fiscal year2.23
Receivables turnover - most recent fiscal year55.71
Revenue/employee - trailing 12 month5,61,58,040.00
Return on average assets - 5 year average2.21
Net Income/employee - most recent fiscal year1,27,09,560.00
Asset turnover - most recent fiscal year0.10
Return on average equity - most recent fiscal year12.06
Return on investment - 5 year average2.80
Price & volume
Market Cap67,790.84
52 week Low Date30 Mar 2026
Price - 1 Day % Change−0.75
Relative (S&P500) price percent change - 13 week0.25
Avg trading volume last 10 days2.99
Price - 13 week price percent change−4.92
Price - 52 week price percent change−25.27
Avg Trading Volume Last 3 months75.64
Price - 5 Day % Change−1.74
Price % Change Month To Date−1.79
Relative (S&P500) price percent change - 04 week3.86
52 week High Date6 Oct 2025
Price - 26 week price percent change12.90
PDATE28 Sep 2026
Price - YTD price percent change−12.52
Relative (S&P500) price percent change - 52 week−17.41
NPRICE82.52
Relative (S&P500) price percent change - 26 week11.62
52 week Low72.65
52 week High113.45
Relative (S&P500) price percent change - Year to Date2.45
Dividends & Corporate Events
Payouts to shareholders, splits and bonus issues, and company meetings — newest first.
- Dividend yield0.00%
- Payout ratio0.00%
No dividends on record.
Corporate calendar
- MeetingAnnual General Meeting
- BoardQuarterly Results
- BoardAudited Results
- MeetingPostal Ballot
- BoardQuarterly Results
- BoardQuarterly Results
- MeetingAnnual General Meeting
- MeetingPostal Ballot
Show 5 older events
- BoardAudited Results
- BoardQuarterly Results & Others
- MeetingPostal Ballot
- BoardQuarterly Results
- MeetingAnnual General Meeting
In the News
Recent headlines about Bajaj Housing Finance — they open on Mint in a new tab.
- How a Loan Against Property Can Help Entrepreneurs Meet Business Funding Needs
Business funding needs can be challenging. Learn how a loan against property can provide funds for expansion, equipment and operational expenses.
21 Sep 2026 · 2 min read · Mint ↗ - Planning to Apply for a Loan Against Property? Here's What to Evaluate First
Evaluate your loan against property eligibility, EMI, repayment capacity, and property documents before you apply for a confident borrowing decision.
24 Aug 2026 · 2 min read · Mint ↗ - RBI keeps Tata Sons in NBFC upper layer list, maintains status quo on listing
Tata Sons remains on the RBI's upper-layer NBFC list for 2026-27 even as the central bank continues to examine its application to surrender its core investment company (CIC) registration.
6 Aug 2026 · 4 min read · Mint ↗ - Stocks to watch: Swiggy, IRFC, Bajaj Housing Finance among shares in focus today; check list here
Stock market today: Gift Nifty was trading near the 24,330 mark, up over 19 points from the previous close of Nifty futures.
30 Jul 2026 · 2 min read · Mint ↗ - Bajaj Housing Finance Q1 results: Profit jumps 23% YoY to ₹715 crore
Bajaj Housing Finance reported a 22.6% YoY rise in its profit to ₹715.28 crore for Q1FY27. Bajaj Housing's net interest income (NII) increased by 9% to ₹968 crore.
29 Jul 2026 · 1 min read · Mint ↗ - Q1 results 2026: Adani Enterprises to Asian Paints among companies to declare Q1 results today; full list here
Adani Enterprises, Adani Ports and Special Economic Zone, Asian Paints, Eicher Motors, Waaree Energies, Dabur India, Bajaj Housing Finance are among the companies to report their Q1 results FY27 today.
29 Jul 2026 · 3 min read · Mint ↗ - From Gift Nifty, US Fed meeting to oil prices: 8 key things that changed for Indian stock market overnight
Gift Nifty was trading around the 24,253 level, a premium of nearly 154 points from the Nifty futures’ previous close, indicating a gap-down start for the Indian stock market indices.
29 Jul 2026 · 4 min read · Mint ↗
Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →
Frequently Asked Questions
Bajaj Housing Finance (NSE: BAJAJHFL) last traded at ₹81.26 on the NSE, down 1.53% (₹1.26) on the day, as of 29 Sep 2026. The day's range was ₹81.06 – ₹82.47.
Bajaj Housing Finance's 52-week high is ₹113.60 (6 Oct 2025) and its 52-week low is ₹72.60 (30 Mar 2026). At ₹81.26 the share is 28.5% below its high and 11.9% above its low.
Bajaj Housing Finance's market capitalisation is ₹67,741 Cr (₹67,741 Cr). It is part of the NIFTY 500 index.
Bajaj Housing Finance's P/E ratio (trailing 12 months) is 25.16. The sector average is 24.89, so investors pay 1% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹3.23.
Bajaj Housing Finance shares are down 26.41% over the last year, down 13.86% so far this year, up 7.13% over 6 months, down 6.37% over 3 months. Over the last year the stock did 17.41% worse than the market.
In FY26 (year to Mar 2026), Bajaj Housing Finance reported revenue of ₹11,147 Cr (up 16.41% on the year before) and a net profit of ₹2,560 Cr. Earnings per share were ₹3.07.
There is no dividend on record for Bajaj Housing Finance in the data shown on this page.
As of Jun 2026: Promoter 86.70%, FII 0.90%, MF 0.28%, Other 12.12%.
No. Bajaj Housing Finance has debt — its debt-to-equity ratio is 4.61 and total debt was ₹1,03,757 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business; its profit before interest and tax covers the interest on those borrowings 1.49 times.
In Q1 FY27 (quarter to Jun 2026), revenue was ₹3,040 Cr and net profit ₹715 Cr. Revenue was up 5.44% on the previous quarter.