NSE AUBANK · BSE 540611 · Regional Banks · NIFTY 500

AU Small Finance Bank Share Price

Market closed · NSE price as of Mon 28 Sep
₹995.30 ▼ −₹22.70 · 2.23%
Day range · 28 Sep
₹995.50Low₹1,022.55High
52-week range
₹703.85Low · 1 Oct 2025₹1,144.65High · 25 Aug 2026

AU Small Finance Bank Overview

Where the price stands, how it has moved and how it sits against its averages.

AU Small Finance Bank shares last traded at ₹995.30 on the NSE, down 2.23% on the day. That is 13.0% below the 52-week high of ₹1,144.65 and 41.4% above the 52-week low of ₹703.85. The stock trades at 26.17× earnings, above the sector average of 10.06. Its market value is ₹74,746 Cr.

NSE closing prices — daily for the last year, weekly before that — ending at the latest price (Mon 28 Sep). Hover, tap or use the arrow keys to read a day.

Price returns

1 Day▼ −2.23%
1 Week▼ −4.11%
This month▼ −8.37%
3 Months▼ −3.73%
6 Months▲ +12.75%
This year▲ +0.08%
1 Year▲ +33.92%

Share price growth a year (CAGR): 3 years ▲ +10.2% · 5 years ▲ +13.2%

Against the market: 1 Month ▼ −1.18% · 3 Months ▲ +2.74% · 6 Months ▲ +14.83% · This year ▲ +18.05% · 1 Year ▲ +50.76%

Shading grows with the size of the move. We ask our data provider for a newer price every 15 minutes while the market is open (9:15 AM–3:30 PM IST); next check from Fri 16 Oct, 9:15 AM. Its quotes are not real-time — the time at the top shows how current the price is.

Moving averages — price is above 0 of 6

  1. 50-day average₹1,057.48 ▼ price 5.9% below
  2. 20-day average₹1,053.14 ▼ price 5.5% below
  3. 10-day average₹1,036.35 ▼ price 4.0% below
  4. 100-day average₹1,035.81 ▼ price 3.9% below
  5. 5-day average₹1,029.10 ▼ price 3.3% below
  6. 300-day average₹1,003.53 ▼ price 0.8% below
  7. Today's price₹995.30

Each average is the mean closing price over that many trading days; averages above the current price sit higher on the ladder.

AU Small Finance Bank Financial Results

Revenue and net profit in ₹ crore, with the full statements underneath.

Net profit₹ crore · losses below zero
2,641

Year by year

Fiscal yearRevenueGrowthNet profitNet marginEPSDividend
FY 2026 — — ₹2,641 Cr — ₹35.01 ₹1.00
FY 2025 — — ₹2,106 Cr — ₹28.24 ₹1.00
FY 2024 — — ₹1,535 Cr — ₹22.86 ₹1.00
FY 2023 — — ₹1,428 Cr — ₹21.74 ₹1.00
FY 2022 — — ₹1,130 Cr — ₹17.85 ₹0.50
FY 2021 — — ₹1,171 Cr — ₹18.93 —
FY 2020 — — ₹675 Cr — ₹11.16 ₹0.00

Balance sheet — FY26

Owes (liabilities)Shareholders' equity
90%
  • Total assets₹1,91,797 Cr
  • Total liabilities₹1,71,824 Cr
  • Shareholders' equity₹19,974 Cr
  • Total debt₹14,186 Cr
  • Revenue growth, 5 yr30.36% a year
  • EPS growth, 5 yr13.08% a year
  • Operating margin (TTM)29.79%
  • Net margin (TTM)22.63%

Cash flow — FY26

Operating activities
▲ ₹1,829 Cr
Investing activities
▼ −₹5,090 Cr
Financing activities
▲ ₹2,318 Cr
Free cash flow
▲ ₹1,020 Cr
Net change in cash
▼ −₹943 Cr

Right of the line = cash coming in, left = cash going out. Free cash flow = cash from operations minus capital spending.

Full financial statements, FY20–FY26
₹ croreFY20FY21FY22FY23FY24FY25FY26
Total revenue———————
Cost of revenue———————
Gross profit———————
Operating expenses———————
Operating income———————
Depreciation———————
Profit before tax913.971,458.501,454.071,864.651,999.432,788.063,474.05
Tax239.19287.82324.24436.72464.71682.13832.80
Net profit674.781,170.681,129.831,427.931,534.722,105.932,641.25
EPS (₹)11.1618.9317.8521.7422.8628.2435.01
Dividend per share (₹)0.00—0.501.001.001.001.00

AU Small Finance Bank vs Peers

Side by side with other regional banks companies. The small bars compare each column.

CompanyPriceChangeMarket capP/EP/BROE (5 yr)Net marginDiv. yield
AU Small Finance Bank This stock ₹995.30 ▼ −2.23% ₹74,746 Cr 26.17 3.71 14.41% 22.63% 0.10%
HDFC Bank ₹718.85 ▼ −2.30% ₹11,08,229 Cr 16.52 2.15 15.42% 25.56% 1.59%
ICICI Bank ₹1,301.25 ▼ −1.90% ₹9,34,042 Cr 19.32 2.85 17.01% 25.85% 0.83%
State Bank of India ₹961.90 ▼ −2.10% ₹8,87,907 Cr 11.78 1.62 15.93% 21.42% 1.66%
Kotak Mahindra Bank ₹402.00 ▼ −0.35% ₹3,99,896 Cr 20.21 2.14 13.78% 24.49% 0.17%
Union Bank of India ₹171.80 ▼ −4.56% ₹1,31,145 Cr 6.59 0.96 14.13% 33.21% 2.97%

Peer prices and ratios as last reported by the data provider. Company names link to their own pages.

Shareholding Pattern

Who owns AU Small Finance Bank shares, quarter by quarter (latest on top).

PromoterFIIMFOther
Jun '26
22.7%
36.0%
24.4%
16.9%
Mar '26
Dec '25
Sep '25
HolderSep '25Dec '25Mar '26Jun '26Change
Promoter22.82%22.79%22.76%22.74% ▼ −0.02 pts
FII34.50%36.45%37.27%35.98% ▼ −1.29 pts
MF22.96%22.61%23.22%24.42% ▲ +1.20 pts
Other19.72%18.15%16.75%16.86% ▲ +0.11 pts

AU Small Finance Bank Key Metrics

Each ratio placed against a benchmark — the sector average, the company's own 5-year average, or a common rule of thumb.

AU Small Finance BankBenchmarkRule-of-thumb bands

Valuation The price against earnings, book value and sales

P/E (TTM)Price ÷ yearly earnings per share
26.17
▲ 160% above the sector average of 10.06
P/E, 12-month rangeLow 18.94 · high 34.93
45%
Today's P/E sits 45% of the way from its low to its high
P/BPrice ÷ book value per share
3.71
P/SMarket cap ÷ last 12 months' revenue
6.06
PEGP/E ÷ earnings growth rate
1.58

Profitability Of every ₹100 of sales, how much is kept?

Operating marginKept after running costs
29.79%
▲ above its 5-yr average of 29.53%
Pre-tax marginKept before tax
29.79%
▲ above its 5-yr average of 29.53%
Net marginKept as profit
22.63%
▲ above its 5-yr average of 22.54%

Returns & efficiency How well does it use its money?

Return on equityProfit on shareholders' money
14.22%
▼ below its 5-yr average of 14.41%
Return on assetsProfit on everything it owns
1.51%
▼ below its 5-yr average of 1.61%
Return on capital employedProfit before interest and tax on equity + debt
10.99%

Growth Is the business getting bigger?

Revenue — last 12 months
+17.3%
▲ growing
Revenue — 3 yr, a year
+31.5%
▲ growing (off the scale)
Revenue — 5 yr, a year
+30.4%
▲ growing (off the scale)
Net profit — 3 yr, a year
+22.8%
▲ growing
Net profit — 5 yr, a year
+17.7%
▲ growing
EPS — last 12 months
+28.1%
▲ growing (off the scale)
EPS — 3 yr, a year
+17.2%
▲ growing
EPS — 5 yr, a year
+13.1%
▲ growing
Dividend — 3 yr, a year
0.0%
▲ growing
Book value — 5 yr, a year
+21.7%
▲ growing

Financial strength Can it pay its bills and debts?

Debt to equityBorrowings for every ₹1 of shareholders' money — a lender's loans are funded this way
0.71×
• Normal for a lender
Payout ratioShare of profit paid as dividend
2.86%
• Keeps most

Per share What each share stands for

EPS (TTM)
₹37.51
Book value
₹268.28
Cash flow
₹38.61
Dividend
₹1.00
Revenue
₹166.00

The share price is 3.71× the book value behind each share.

Benchmarks: sector averages and 5-year averages come from the data provider; the debt and liquidity bands are common rules of thumb, not investment advice.

All 93 metrics from the data provider

Valuation

P/E excluding extraordinary items, most recent fiscal year29.08
Current Dividend Yield - Common Stock Primary Issue, LTM0.10
Price to Book - most recent fiscal year3.79
P/E Basic excluding extraordinary items - TTM27.14
P/E including extraordinary items - TTM27.14
P/E excluding extraordinary items low, trailing 12 months18.94
Price to Tangible Book - most fiscal year3.83
Dividend Yield - 5 Year Average0.14
Price to sales - most recent fiscal year6.33
Dividend Yield - indicated annual dividend divided by closing price0.10
Peg Ratio1.58
Price to Free Cash Flow per Share - most recent fiscal year80.88
P/E Normalized, most recent fiscal year29.02
P/E excluding extraordinary items high, trailing 12 months34.93
P/E excluding extraordinary items, most recent fiscal year quarter27.14
Price to sales - trailing 12 month6.06
Net Debt, LFY−2,15,755.20

Per share

Dividend Per Share - 5 year average0.90
Cash Flow per share - most recent fiscal year38.61
EPS including extraordinary items - trailing 12 month37.51
EPS including extraordinary items - most recent fiscal year35.01
Revenue/share - trailing 12 month166.00
EPS excluding extraordinary items - trailing 12 month37.51
EPS Basic excluding extraordinary items - most recent fiscal year35.40
EPS Basic excluding extraordinary items - trailing 12 month38.21
Book value per share - most recent fiscal year268.27
Dividend per share - most recent fiscal year1.00
Revenue/share - most recent fiscal year160.27
EPS Normalized - most recent fiscal year35.08
Book value (tangible) per share - most recent fiscal year268.27
Dividends per share - trailing 12 month1.00
EPS excluding extraordinary items - most recent fiscal year35.01
Cash per share - most recent fiscal year480.32

Margins

Operating margin - trailing 12 month29.79
Operating margin - 1st historical fiscal year28.73
Operating Margin - 5 year average29.53
Net Profit Margin % - 1st historical fiscal year21.85
Net Profit Margin % - trailing 12 month22.63
Net Profit Margin - 5 year average22.54
Pretax Margin - 5 year average29.53
Pretax margin - 1st historical fiscal year28.73
Pretax margin - trailing 12 month29.79
Free Operating Cash Flow/Revenue, 5 Year Average53.90

Growth

EPS Change %, TTM over TTM28.13
Revenue growth rate, 5 year30.36
EPS growth rate, 5 year13.08
Revenue Change % - most recent quarter 1 year ago21.11
Growth rate% - dividend, 3 year0.00
Growth rate% - EPS, 3 year17.22
Revenue/share (5 yr growth)21.03
Free Operating Cash Flow, 5 Year CAGR−28.08
Tangible Book Value, Total Equity, 5 Year CAGR26.06
Capital Spending growth rate, 5 year41.76
Revenue Change %, TTM over TTM17.32
Growth rate% - Revenue, 3 year31.45
Book value per share growth rate, 5 year21.70
EPS Change % - most recent quarter 1 year ago35.09
Net Profit Margin growth rate, 5 year−6.56
Earnings Before Interest, Taxes, Depreciation & Amortization, 5 Year CAGR14.52
Total Debt, 5 Year CAGR14.76

Financial strength

Free Cash Flow - most recent fiscal year9,457.59
LT debt/equity - most recent fiscal year0.69
Payout ratio - trailing 12 month2.61
Total debt/total equity - most recent fiscal year0.71
Payout ratio - most recent fiscal year2.82

Returns & efficiency

Return on average equity - 5 year average14.41
Revenue/employee - most recent fiscal year21,95,242.00
Return on average assets - most recent fiscal year1.51
Return on average assets - 5 year average1.61
Net Income/employee - most recent fiscal year4,79,561.00
Return on average equity - most recent fiscal year14.22

Price & volume

Market Cap74,948.78
52 week Low Date1 Oct 2025
Price - 1 Day % Change1.79
Relative (S&P500) price percent change - 13 week2.74
Avg trading volume last 10 days1.37
Price - 13 week price percent change−1.53
Price - 52 week price percent change37.27
Avg Trading Volume Last 3 months36.14
Price - 5 Day % Change−3.84
Price % Change Month To Date−6.28
Relative (S&P500) price percent change - 04 week−1.18
52 week High Date25 Aug 2026
Price - 26 week price percent change15.32
PDATE25 Sep 2026
Price - YTD price percent change2.36
Relative (S&P500) price percent change - 52 week50.76
NPRICE1,018.00
Relative (S&P500) price percent change - 26 week14.83
52 week Low719.05
52 week High1,144.10
Beta1.25
Relative (S&P500) price percent change - Year to Date18.05

Dividends & Corporate Events

Payouts to shareholders, splits and bonus issues, and company meetings — newest first.

Dividend per share₹ per share, by fiscal year
₹1.00
₹1.00
  • Dividend yield0.10%
  • Payout ratio2.86%
  • 5-year average dividend₹0.90 a share
  • Latest dividend₹1.00 per share · 31 Jul 2026

Corporate calendar

  • MeetingAnnual General Meeting
  • Dividend₹1.00 per share · 10% · Final dividend
  • BoardQuarterly Results
  • MeetingPostal Ballot
  • BoardAudited Results, Final Dividend & Others
  • MeetingPostal Ballot
  • BoardQuarterly Results
  • MeetingPostal Ballot
Show 11 older events
  • BoardQuarterly Results
  • MeetingAnnual General Meeting
  • BoardQuarterly Results
  • BoardAudited Results & Final Dividend
  • MeetingPostal Ballot
  • BoardOthers
  • BoardQuarterly Results
  • Dividend₹1.00 per share · 10% · Final dividend
  • Dividend₹1.00 per share · 10% · Final dividend
  • Dividend₹1.00 per share · 10% · Final dividend
  • BonusBonus issue in the ratio of 1:1 of Rs. 10/-.

About AU Small Finance Bank

Regional Banks

AU Small Finance Bank Limited is an India-based non-deposit accepting non-banking financial company (NBFC-ND). The Company is engaged in providing a range of banking and financial services, including retail banking, wholesale banking and treasury operations and other services. Its segments include treasury, retail banking, wholesale banking, and other banking businesses. The treasury segment primarily consists of interest from investment portfolios, money market borrowing and lending. The retail banking segment include digital banking, and other retail banking. The wholesale banking segment provides loans and transaction services to large corporates, emerging corporates, public sector units, government bodies, financial institutions, and medium scale enterprises. Its personal banking includes savings account, salary account, and fixed deposits. It offers various types of loans, which include car loan, home loan, personal loan, tractor loan and others.

Key people

  • Sanjay AgarwalChief Executive Officer, Founder, Managing Director, Executive Director
  • Gaurav JainInterim Chief Financial Officer
  • Yogesh JainChief Operating Officer
  • Ankur TripathiChief Information Officer
  • Ashok Kumar KhandelwalChief Compliance Officer
  • Deepak JainChief Risk Officer

Company facts

  • NSE symbolAUBANK
  • BSE code540611
  • ISININE949L01017
  • IndustryRegional Banks
  • IndexNIFTY 500
  • Market cap₹74,746 Cr
  • Revenue (FY26)—
  • Net profit (FY26)₹2,641 Cr

In the News

Recent headlines about AU Small Finance Bank — they open on Mint in a new tab.

Stock data comes from the exchange feed via our data provider. It is not real-time and can be delayed, so check the price with your broker before you trade. This page is for information and education only. It is not investment advice, research or a recommendation to buy, sell or hold any security. Investments in the securities market are subject to market risks; read all related documents carefully before investing. See all stocks →

Frequently Asked Questions

AU Small Finance Bank (NSE: AUBANK) last traded at ₹995.30 on the NSE, down 2.23% (₹22.70) on the day, as of 28 Sep 2026. The day's range was ₹995.50 – ₹1,022.55.

AU Small Finance Bank's 52-week high is ₹1,144.65 (25 Aug 2026) and its 52-week low is ₹703.85 (1 Oct 2025). At ₹995.30 the share is 13.0% below its high and 41.4% above its low.

AU Small Finance Bank's market capitalisation is ₹74,746 Cr (₹74,746 Cr). It is part of the NIFTY 500 index.

AU Small Finance Bank's P/E ratio (trailing 12 months) is 26.17. The sector average is 10.06, so investors pay 160% more for each rupee of its earnings than for the average company in its sector. Its earnings per share (TTM) are ₹37.51.

AU Small Finance Bank shares are up 33.92% over the last year, up 0.08% so far this year, up 12.75% over 6 months, down 3.73% over 3 months. Over the last year the stock did 50.76% better than the market.

In FY26 (year to Mar 2026), AU Small Finance Bank reported revenue of — and a net profit of ₹2,641 Cr. Earnings per share were ₹35.01.

Yes. AU Small Finance Bank's latest dividend is ₹1.00 per share (10%, final dividend), with an ex-date of 31 Jul 2026. The dividend yield is 0.10%. It has paid 4 dividends in the records shown on this page.

As of Jun 2026: Promoter 22.74%, FII 35.98%, MF 24.42%, Other 16.86%. Promoter holding fell by 0.02 percentage points from Mar 2026.

AU Small Finance Bank's listed peers in Regional Banks include HDFC Bank, ICICI Bank, State Bank of India, Kotak Mahindra Bank, Union Bank of India. By market capitalisation it ranks #6 of 6 in this group.

No. AU Small Finance Bank has debt — its debt-to-equity ratio is 0.71 and total debt was ₹14,186 Cr in FY26. As a lender it borrows to fund its loans, so debt is part of its business.